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Procter And Gamble St Louis Emp Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 23, 2026
You can compare Procter And Gamble St Louis Emp Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.55%, 6-month share certificate rates at 3.60% and 3-month share certificate rates at 2.00%. Savings rates are at 0.20% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 5.73%. All these rates can be compared to Procter And Gamble St Louis Emp Credit Union rates. MonitorBankRates evaluates the financial stability of Procter And Gamble St Louis Emp Credit Union with a 4.1 Star Rating, an C+ Overall Health Grade, and a Texas Ratio of 26.20%. Rates were last updated on 04/23/2026. Procter And Gamble St Louis Emp Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Procter And Gamble St Louis Emp Credit Union? Share your experience about Procter And Gamble St Louis Emp Credit Union by leaving a review below, or read customer reviews before you decide to use Procter And Gamble St Louis Emp Credit Union. Procter And Gamble St Louis Emp Credit Union
Procter and Gamble St Louis Employees Credit Union 169 E Grand Ave
Saint Louis, MO 63147 
Current Rate AvailabilityWe do not have Procter And Gamble St Louis Emp Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Procter And Gamble St Louis Emp Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Procter And Gamble St Louis Emp Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Procter And Gamble St Louis Emp Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Procter And Gamble St Louis Emp Credit Union
Address
169 E Grand Ave,
Saint Louis, MO 63147
Phone
314-622-8209
Fax
314-831-8318
President
Jamie Reynolds
CEO
Gyndee Powers
Full-Time Employees
0
Part-Time Employees
2
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.1 / 5.0 ★
Overall Health & Safety Grade
C+ (78/100)
Texas Ratio
26.20%
Return on Assets (ROA)
0.3144%
Return on Equity (ROE)
1.5815%
Non-Performing Loans Ratio (NPL)
6.74%
Total Assets
845,415
Total Amount of Shares and Deposits
677,156
Total Shares and Deposits < 1 Year
677,156
Total Insured Shares and Deposits > $250K (item 17 less item K)
677,156
Total Interest Expense (Sum of items 6 8)
2,545
Number of Accounts for Regular Shares
199
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
168,314
Total Liabilities
677,342
Source: NCUA — Last Updated 03/31/2024
Frequently Asked Questions About Procter And Gamble St Louis Emp Credit UnionIs Procter And Gamble St Louis Emp Credit Union a safe place to deposit money?Yes, Procter And Gamble St Louis Emp Credit Union is considered a safe financial institution. With a Texas Ratio of 26.202179826865%, the institution's financial health is rated as stable. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Procter And Gamble St Louis Emp Credit Union operate?Procter And Gamble St Louis Emp Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Procter And Gamble St Louis Emp Credit Union?Yes, to access services at Procter And Gamble St Louis Emp Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Procter And Gamble St Louis Emp Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Procter And Gamble St Louis Emp Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Procter And Gamble St Louis Emp Credit Union offer online and mobile banking?Most modern institutions like Procter And Gamble St Louis Emp Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. Compare to Other Credit Unions
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