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Purdue Federal Credit Union Rates & Review September 2026

Purdue Federal Credit Union's 15 Month IRA CD Special rates are at 4.38%, 15 Month IRA CD Special rates are at 4.33%, 7 Month IRA CD Special rates are at 4.23%, Savers CD - 24 month rates are at 4.13%, Business 15-month Special rates are at 4.02%. Purdue Federal Credit Union's savings rates are at 0.10%. Purdue Federal Credit Union's money market rates are at 0.10%. Purdue Federal Credit Union's Personal Loan Rates are as low as 10.90%. Purdue Federal Credit Union's Credit Card Rates are at 19.99%. MonitorBankRates evaluates the financial stability of Purdue Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.84%. Rates last updated and verified on 09/21/2026.

Purdue Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Purdue Federal Credit Union? Share your experience about Purdue Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Purdue Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.84%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Purdue Federal Credit Union
Purdue Federal Credit Union - Admin
1551 Win Hentschel Blvd
West Lafayette, IN 47906
https://www.purduefed.com
Member NCUA

Purdue Federal Credit Union CD Rates

Product Rate APY Term View More
15 Month IRA Certificate Special 4.29% 4.38% 15 months
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
15 Month IRA Certificate Special 4.24% 4.33% 15-month
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
7 Month IRA Certificate Special 4.14% 4.23% 7-month
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Savers Certificate - 24 month - 4.13% 24 Months
Min Deposit $50
Details Rate Type: Variable; Index: T-Bill + 0.25%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business 15-month Special 3.94% 4.02% 15-month
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business 7-month Special 3.84% 3.91% 7-month
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Savers Certificate - 12 month - 3.87% 12 Months
Min Deposit $50
Details Rate Type: Variable; Index: T-Bill + 0.00%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
60 Month IRA Certificate 3.35% 3.41% 60 months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
60 Month Certificate 3.30% 3.35% 60 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
48 Month IRA Certificate 3.25% 3.30% 48 months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
48 Month Certificate 3.20% 3.25% 48 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
36 Month Certificate 3.15% 3.20% 36 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
36 Month IRA Certificate 3.15% 3.20% 36 months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
36 Month Certificate 3.10% 3.15% 36 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
29 Month IRA Certificate Special 3.00% 3.05% 29 months
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
29 Month IRA Certificate Special 2.95% 2.99% 29-month
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
24 Month Certificate 2.90% 2.94% 24 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
24 Month IRA Certificate 2.90% 2.94% 24 months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
30 Month IRA Certificate 2.90% 2.94% 30 months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
24 Month Certificate 2.85% 2.89% 24 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
30 Month Certificate 2.85% 2.89% 30 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
60 Month Certificate 2.70% 2.74% 60 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
48 Month Certificate 2.60% 2.63% 48 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
36 Month Certificate 2.50% 2.53% 36 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
12 Month Certificate 2.35% 2.38% 12 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
12 Month IRA Certificate 2.35% 2.38% 12 months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18 Month IRA Certificate 2.35% 2.38% 18 months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business 29-month Special 2.35% 2.38% 29-month
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
12 Month Certificate 2.30% 2.33% 12 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18 Month Certificate 2.30% 2.33% 18 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
24 Month Certificate 2.25% 2.28% 24 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
30 Month Certificate 2.25% 2.28% 30 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
9 Month IRA Certificate 2.20% 2.22% 9 months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
9 Month Certificate 2.15% 2.17% 9 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
12 Month Certificate 2.00% 2.02% 12 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
18 Month Certificate 2.00% 2.02% 18 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
9 Month Certificate 1.85% 1.87% 9 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Certificate 1.80% 1.82% 6 Months
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Month Certificate 1.55% 1.56% 3 Months
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
6 Month Certificate 1.50% 1.51% 6 Months
Min Deposit $5,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
3 Month Certificate 1.25% 1.26% 3 Months
Min Deposit $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Purdue Federal Credit Union Savings Rates

Product Rate APY View More
Emergency Savings Tier 1 2.25% 2.27%
Min Deposit $0
Min Balance $0
Details Balance: $0-$2,000.00
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Basic Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Emergency Savings Tier 2 0.10% 0.10%
Min Deposit $0
Min Balance $2,000
Details Balance: $2,000+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Health Savings (HSA) Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Purdue Federal Credit Union Money Market Rates

Product Rate APY View More
IRA MMA Tier 5 2.30% 2.33%
Min Deposit $25
Min Balance $250,000
Details Balance: $250,000.00 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business MMA Tier 5 2.25% 2.27%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market Tier 5 2.25% 2.27%
Min Deposit $2,500
Min Balance $250,000
Details Balance: $250,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
IRA MMA Tier 4 1.55% 1.56%
Min Deposit $25
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business MMA Tier 4 1.50% 1.51%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market Tier 4 1.50% 1.51%
Min Deposit $2,500
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
IRA MMA Tier 3 1.25% 1.26%
Min Deposit $25
Min Balance $25,000
Details Balance: $25,000.00 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business MMA Tier 3 1.20% 1.21%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $99,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market Tier 3 1.20% 1.21%
Min Deposit $2,500
Min Balance $25,000
Details Balance: $25,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
IRA MMA Tier 2 0.95% 0.95%
Min Deposit $25
Min Balance $7,500
Details Balance: $7,500.00 - $24,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business MMA Tier 2 0.90% 0.90%
Min Deposit $2,500
Min Balance $7,500
Details Balance: $7,500 - $24,999
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market Tier 2 0.90% 0.90%
Min Deposit $2,500
Min Balance $7,500
Details Balance: $7,500 - $24,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
IRA MMA Tier 1 0.15% 0.15%
Min Deposit $25
Min Balance $25
Details Balance: $25.00 - $7,499.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business MMA Tier 1 0.10% 0.10%
Min Deposit $2,500
Min Balance $0
Details Balance: $0.01 - $7,499.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Money Market Tier 1 0.10% 0.10%
Min Deposit $2,500
Min Balance $0
Details Balance: $0 - $7,499.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Purdue Federal Credit Union Checking Rates

Product Rate APY View More
Business IOLTA Checking Tier 5 2.25% 2.27%
Min Deposit $100
Min Balance $250,000
Details Balance: $250,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Non-Profit Checking Tier 5 2.25% 2.27%
Min Deposit $100
Min Balance $250,000
Details Balance: $250,000 and over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business IOLTA Checking Tier 4 1.50% 1.51%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Non-Profit Checking Tier 4 1.50% 1.51%
Min Deposit $100
Min Balance $100,000
Details Balance: $100,000 - $249,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business IOLTA Checking Tier 3 1.20% 1.21%
Min Deposit $100
Min Balance $25,000
Details Balance: $25,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Non-Profit Checking Tier 3 1.20% 1.21%
Min Deposit $100
Min Balance $25,000
Details Balance: $25,000 - $99,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business IOLTA Checking Tier 2 0.90% 0.90%
Min Deposit $100
Min Balance $7,500
Details Balance: $7,500 - $24,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Non-Profit Checking Tier 2 0.90% 0.90%
Min Deposit $100
Min Balance $7,500
Details Balance: $7,500 - $24,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business IOLTA Checking Tier 1 0.10% 0.10%
Min Deposit $100
Min Balance $0
Details Balance: $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business Non-Profit Checking Tier 1 0.10% 0.10%
Min Deposit $100
Min Balance $0
Details Balance: $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Merit Checking 0.05% 0.05%
Min Deposit $25
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Sensible Checking 0.05% 0.05%
Min Deposit $25
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Purdue Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loan - - 6.50% 5 years
Details Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Home Equity Loan - - 6.75% 7 years
Details Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Home Equity Line of Credit - - 7.00%
Details Condition: 0-80% LTV. Variable
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Home Equity Loan - - 7.00% 10 years
Details Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Home Equity Loan - - 7.25% 15 years
Details Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Home Equity Loan - - 8.00% 20 years
Details Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Purdue Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Signature - 19.99%
Details Intro APR: 0%; Introductory; Enjoy a financial trifecta. Pay for everything you need, build your credit, and earn cash back. Regular APR: 19.99% - 29.99%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Purdue Federal Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 10.90% Up to 60 months
No additional details.
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Signature Loan 15.50%
Details Published APR range: 15.5% - 17.5%. Credit Limit: minimum of $10,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Visa Signature 19.99%
Details Intro APR: 0%; Introductory; Enjoy a financial trifecta. Pay for everything you need, build your credit, and earn cash back. Regular APR: 19.99% - 29.99%
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Purdue Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Collateralized Loan - - 9.59% Up to 60 months
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
FHA Home Improvement Loan - - 7.50% 5 years
Details Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
FHA Home Improvement Loan - - 8.00% 10 years
Details Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
FHA Home Improvement Loan - - 8.25% 15 years
Details Fixed
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Traditional Loan 1.90% - 15.50%
Details Published APR range: 15.5% - 17.5%. Credit Limit: minimum of $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business High-Yield Tier 1 0.10% - 0.10%
Min Deposit $15,000
Min Balance $0
Details Balance: $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Business High-Yield Tier 2 2.75% - 2.78%
Min Deposit $15,000
Min Balance $15,000
Details Balance: $15,000 - $15,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
Health Savings Checking (HSA) 0.05% - 0.05%
Min Deposit $0
Min Balance $1,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
High-Yield Tier 1 0.10% - 0.10%
Min Deposit $15,000
Min Balance $0
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%
High-Yield Tier 2 2.75% - 2.78%
Min Deposit $15,000
Min Balance $15,000
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.84%

Financial Health History

Purdue Federal Credit Union’s Texas Ratio stayed near 1.18% in Q2 2023 to 0.84% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.6% 2.0★ 1.3% 3.0★ 1.9% 4.0★ 2.6% 5.0★ Healthy zone – entire history below the 15% limit 1.18% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 0.84% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$2.1B0.84%5.0A+
December 31, 2025$2.1B1.09%5.0A+
September 30, 2025$2.1B0.87%5.0A+
June 30, 2025$2.1B0.79%5.0A+
March 31, 2025$2.1B0.89%5.0A+
December 31, 2024$2.0B1.04%5.0A+
September 30, 2024$1.9B1.16%5.0A+
June 30, 2024$1.9B0.98%5.0A+
March 31, 2024$2.0B1.02%5.0A+
December 31, 2023$2.0B1.89%5.0A+
September 30, 2023$1.9B1.53%5.0A+
June 30, 2023$1.9B1.18%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Purdue Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Purdue Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Purdue Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Purdue Federal Credit Union
Address 1551 Win Hentschel Blvd, West Lafayette, IN 47906
Phone 765-497-3328
Fax
President Edgar Cyr
CEO Darrick Weeks
Full-Time Employees 271
Part-Time Employees 29
Branch Locations 13
ATM Locations 10
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.84%
Return on Assets (ROA)
0.1660%
Return on Equity (ROE)
1.5567%
Non-Performing Loans Ratio (NPL)
0.13%
Total Assets
2,147,790,079
Total Amount of Shares and Deposits
1,837,577,981
Total Shares and Deposits < 1 Year
1,770,883,254
Total Shares and Deposits 1 3 Years
63,959,507
Total Shares and Deposits > 3 Years
2,735,221
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
259,791,600
Total Uninsured Shares and Deposits > $250K (F+J)
259,791,600
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,577,786,381
Total Interest Expense (Sum of items 6 8)
8,000,086
Share Certificates
6,048
Number of Accounts for Share Drafts
73,499
IRA KEOGH Accounts
1,513
Number of Accounts for Regular Shares
99,898
All other shares
4,615
Money Market Shares
11,744
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
112,367,715
Total Liabilities
1,925,830,321
Source: NCUA — Last Updated 03/31/2026
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Frequently Asked Questions About Purdue Federal Credit Union

How many branches does Purdue Federal Credit Union operate?

Purdue Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Purdue Federal Credit Union?

Yes, to access services at Purdue Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Purdue Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Purdue Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Purdue Federal Credit Union offer online and mobile banking?

Most modern institutions like Purdue Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.purduefed.com.

Current Purdue Federal Credit Union Rates

  • 12-Month CD2.02%
  • 18-Month CD2.02%
  • 24-Month CD2.28%
  • 60-Month CD2.74%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.