Radius Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Radius Federal Credit Union

Compare Radius Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Radius Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Radius Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Radius Federal Credit Union? Share your experience about Radius Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Radius Federal Credit Union.

Overall, Radius Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.90%
Credit Card
N/A
Personal Loan
N/A
Radius Federal Credit Union
Delaware Avenue
2853 Delaware Ave
Kenmore, NY 14217 2719
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Radius Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Great Plains State Bank
Great Plains State Bank
Kasasa Checking
5.00%
$100
State Bank of Texas
State Bank of Texas
12-Month CD Jumbo
4.35%
$10,000
Quaint Oak Bank
Quaint Oak Bank
6-Month CD
4.20%
$500
Bank5 Connect
Bank5 Connect
18-Month CD
4.15%
$500
First State Bank Nebraska
First State Bank Nebraska
12-Month CD
4.10%
$5,000
E-Trade
E-Trade
Premium Savings
4.00%
$0
Prime Alliance Bank
Prime Alliance Bank
60-Month CD
4.00%
$500
Bank Five Nine
Bank Five Nine
48-Month CD
4.00%
$1,000
TTNB Turbotville Bank
TTNB Turbotville Bank
6-Month CD
4.00%
$2,500
Twin River Bank
Twin River Bank
18-Month CD
3.96%
$500
Apple Federal Credit Union
Apple Federal Credit Union
48-Month CD
3.75%
$500
Think Mutual Bank
Think Mutual Bank
12-Month CD
3.75%
$250
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
6-Month CD
3.73%
$1,000
The Corner Stone Bank
The Corner Stone Bank
36-Month CD
3.55%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
24-Month CD
3.53%
$500
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
9-Month CD
3.50%
$5,000
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
12-Month CD
3.50%
$1,000
Parke Bank
Parke Bank
60-Month CD
3.50%
$500
Perryton National Bank
Perryton National Bank
24-Month CD
3.44%
$500
First FSB of Mascoutah
First FSB of Mascoutah
24-Month CD
3.29%
$1,000
The Grant County Bank
The Grant County Bank
Plateau Premium Investment Checking
3.27%
$25,000
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
36-Month CD
3.05%
$5,000
EvaBank
EvaBank
36-Month CD
3.05%
$1,000
Headwaters State Bank
Headwaters State Bank
48-Month CD
3.02%
$1,000
State Bank of Chilton
State Bank of Chilton
12-Month CD
3.02%
$1,000
Peoples Savings Bank Urbana OH
Peoples Savings Bank Urbana OH
36-Month CD
2.90%
$500
FSB of Cando
FSB of Cando
48-Month CD
2.60%
$500
Kaw Valley Bank
Kaw Valley Bank
30-Month CD
2.53%
$500
Alliance Bank WI
Alliance Bank WI
36-Month CD
2.32%
$500
Murray Bank
Murray Bank
36-Month CD
2.25%
$1,000
Chain Bridge Bank
Chain Bridge Bank
24-Month CD
2.04%
$500
OneLocal Bank
OneLocal Bank
60-Month CD
1.75%
$1,000
WSB Municipal Bank
WSB Municipal Bank
18-Month CD
1.53%
$500
Greenstate Credit Union
Greenstate Credit Union
Rewards Checking
1.50%
$50
Community Bank of Oelwein
Community Bank of Oelwein
48-Month CD
1.45%
$1,000
Stryv Bank
Stryv Bank
36-Month CD
1.30%
$1,000
William Penn Bank
William Penn Bank
36-Month CD
1.01%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Star Money Market
1.01%
$2,500
Boonville Federal Savings Bank
Boonville Federal Savings Bank
12-Month CD
0.70%
$500
Farmers Bank Nicholasville, KY
Farmers Bank Nicholasville, KY
Money Market
0.60%
$2,500
Wells River Savings Bank
Wells River Savings Bank
60-Month CD
0.60%
$200
The Dime Bank
The Dime Bank
24-Month CD
0.60%
$2,500
Kentucky Farmers Bank
Kentucky Farmers Bank
Savings
0.50%
$50
Bank of Greene County
Bank of Greene County
36-Month CD
0.35%
$1,000
North Shore Bank
North Shore Bank
18-Month CD
0.15%
$1,000
Clay County Savings Bank
Clay County Savings Bank
Statement Savings
0.15%
$0
Academic Employees Credit Union
Academic Employees Credit Union
6-Month CD
0.10%
$1,000
Charter Bank IA
Charter Bank IA
Interest Checking
0.10%
$100
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
Statement Savings
0.05%
$0
First Federal S&L of Van Wert
First Federal S&L of Van Wert
NOW Checking
0.01%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Radius Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.300%
5.494%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.250%
5.791%
2.000
Altoona First Savings Bank
Altoona First Savings Bank
15-Year Fixed
5.750%
5.801%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
20-Year Fixed
5.625%
5.933%
2.000
Freedom Credit Union
Freedom Credit Union
15 Year Fixed
5.875%
5.944%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
15-Year Fixed
6.000%
6.017%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
5/5 ARM
5.750%
6.028%
0.250
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.875%
6.070%
0.625
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.875%
6.071%
0.250
Northfield Savings Bank
Northfield Savings Bank
15-Year Fixed
6.000%
6.102%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
Centreville Bank
Centreville Bank
15-Year Fixed Jumbo
6.125%
6.163%
0.000
Citi
Citi
15-Year Fixed
5.875%
6.206%
0.875
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
10-Year Fixed
5.875%
6.283%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.200%
6.312%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
5.750%
6.330%
0.000
FNB of Scotia
FNB of Scotia
15-Year Fixed
6.250%
6.402%
0.000
Sacramento Credit Union
Sacramento Credit Union
20-Year Fixed
6.250%
6.466%
0.500
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.375%
6.484%
0.000
Better Banks
Better Banks
15-Year Fixed
6.375%
6.504%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
5-Year ARM
6.375%
6.538%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
30-Year Fixed
6.500%
6.555%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
20 Year Fixed
6.500%
6.624%
0.000
Apple Federal Credit Union
Apple Federal Credit Union
5/5 ARM High LTV
6.000%
6.666%
1.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Radius Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
1st United Credit Union
1st United Credit Union
Visa Platinum Rewards
14.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Radius Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.740%
$5,000
60 - 60
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Radius Federal Credit Union Information

Credit Union Name: Radius Federal Credit Union
Full Time Employees: 13
Part Time Employees: 0
President: William Kearney
CEO: Lisa Hilton
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
2853 Delaware Ave
Kenmore, NY 14217 2719
Phone Number: 716-875-1747
Fax Number: 716-875-1792

Radius Federal Credit Union Financials

Total Assets:
66,905,475
Total Amount of Shares and Deposits:
58,526,854
Total Shares and Deposits < 1 Year:
56,018,174
Total Shares and Deposits 1 3 Years:
1,842,362
Total Shares and Deposits > 3 Years:
666,318
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,103,381
Total Uninsured Shares and Deposits > $250K (F+J):
2,103,381
Total Insured Shares and Deposits > $250K (item 17 less item K):
56,423,473
Total Interest Expense (Sum of items 6 8):
111,530
Share Certificates:
236
Number of Accounts for Share Drafts:
3,052
IRA KEOGH Accounts:
65
Number of Accounts for Regular Shares:
5,257
All other shares:
9
Money Market Shares:
87
Net Income (unless the amount is already included in Undivided Earnings):
83,448
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,544,747
Total Liabilities:
58,623,567
Show More

Radius Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The start of 2013 is starting to look a little better for deposit rates as average savings rates and money market rates move higher for the month of January. The increases aren't expected to continue because the Fed is continuing its policy of keeping the Fed funds rate at near zero percent to foster growth, so this will keep a lid on deposit rates moving higher.
The current national average 12 month CD rate is averaging 0.965 percent this morning. 12 month CD rates had been even lower a few weeks ago averaging 0.76 percent. You can find CD interest rates higher than the national average rates. We have put together a list of the best 12 month CD rates from credit unions and banks in the state of California.
Hanmi Bank CD RatesHanmi Bank CD rates on the bank's Diamond Freedom certificates of deposit are competitive and have an interesting feature. Current Diamond Freedom CD rates at Hanmi Bank for CD accounts with terms of 12 and 24 months are at 0.85 percent for balances of $100,000 or less. CD rates at Hanmi Bank for account balances from $100,000 to $250,000 are slightly higher at 0.90 0.95% percent. The interesting feature about the Diamond Freedom CD account is you can make up to six withdrawals totaling 50% of the balance without incurring a penalty. To find the best CD rates available today, compare other bank's CD rates to Hanmi Bank CD rates.

Bank or Credit Union Offers and Deals

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Will Deposit Rates Move Higher When the Fed Meets in June?
Sequester of Federal Spending Cuts Hits the Economy in March as Interest Rates Remain Stable
Car Insurance Rates Getting the Best Auto Insurance Quotes in California
CD Rates Heading Lower in the Coming Months - Lock in Now
Community Bank of Bergen County Current CD Rates
NewDominion Direct Bank CD Rates

Alternative Bank and Credit Union Offers to Explore

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Best Savings Account Rates and Money Market Rates - February 1, 2010
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Freddie Mac Weekly PMMS - 30 Year Rates Average 3.85%
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Mortgage Rates: Current Mortgage Rates Decrease in the Latest Survey
AIG Bank CD Rates
Mortgage Rates Fall Yet Again: 30 Year Mortgage Rates at 4.60%, 15 Year Mortgage Rates at 3.95%
Mortgage Rates: Current Mortgage Rates Mostly Lower, 30 Year Mortgage Rates at 4.32%

Radius Federal Credit Union Reviews

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