Radius Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Radius Federal Credit Union

Compare Radius Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Radius Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Radius Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Radius Federal Credit Union? Share your experience about Radius Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Radius Federal Credit Union.

Overall, Radius Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
6.77%
Credit Card
N/A
Personal Loan
N/A
Radius Federal Credit Union
Delaware Avenue
2853 Delaware Ave
Kenmore, NY 14217 2719
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Radius Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FNB at St. James
FNB at St. James
6-Month CD
5.32%
$500
Northwest Bank
Northwest Bank
12-Month CD
5.25%
$100
Vio Bank
Vio Bank
12-Month CD
5.00%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
9-Month CD
4.75%
$1,000
Community Commerce Bank
Community Commerce Bank
48-Month CD
4.49%
$10,000
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD (special)
4.45%
$1,000
Lake Shore Savings Bank
Lake Shore Savings Bank
14-Month CD (special)
4.35%
$500
VirtualBank
VirtualBank
36-Month CD
3.77%
$0
Act 1st Federal Credit Union
Act 1st Federal Credit Union
60-Month CD
3.75%
$500
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD (Jumbo)
3.51%
$100,000
Third Federal Savings and Loan
Third Federal Savings and Loan
59-Month CD (special)
3.50%
$500
Lyons Federal Bank
Lyons Federal Bank
36-Month CD
3.34%
$50,000
Gogebic Range Bank
Gogebic Range Bank
48-Month CD
3.03%
$500
FNB at St. James
FNB at St. James
12-Month CD
3.03%
$500
Academy Bank
Academy Bank
30-Month CD
3.03%
$500
Apple Federal Credit Union
Apple Federal Credit Union
6-Month CD
3.00%
$500
FNB of Brookfield
FNB of Brookfield
12-Month CD
2.78%
$1,000
CSB Norwood Young America
CSB Norwood Young America
48-Month CD
2.52%
$500
Triad Bank, N.A.
Triad Bank, N.A.
36-Month CD
2.52%
$1,000
Institution for Savings
Institution for Savings
36-Month CD
2.50%
$500
First State Bank Nebraska
First State Bank Nebraska
60-Month CD
2.50%
$5,000
American State Bank of Grygla
American State Bank of Grygla
48-Month CD
2.42%
$500
North Star Bank
North Star Bank
36-Month CD
2.37%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
60-Month CD
2.02%
$1,000
Mercantile Bank
Mercantile Bank
3-Month CD
2.00%
$500
MountainOne Bank
MountainOne Bank
60-Month CD
2.00%
$1,000
Regional Missouri Bank
Regional Missouri Bank
Kasasa Savings
2.00%
$0
Security Bank Laurel, NE
Security Bank Laurel, NE
24-Month CD
1.76%
$1,000
802 Credit Union
802 Credit Union
6-Month CD
1.70%
$500
Delaware NB of Delhi
Delaware NB of Delhi
12-Month CD
1.61%
$100
Marquette Savings Bank
Marquette Savings Bank
48-Month CD
1.51%
$500
Bluff View Bank
Bluff View Bank
24-Month CD
1.46%
$10,000
Citizens Savings Bank Clarks Summit, PA
Citizens Savings Bank Clarks Summit, PA
Free Kasasa Checking
1.20%
$0
American Bank and Trust Company, N.A.
American Bank and Trust Company, N.A.
48-Month CD
1.18%
$500
Hamler State Bank
Hamler State Bank
60-Month CD
1.11%
$500
5Star Bank
5Star Bank
Basic Savings
1.00%
$0
Gouverneur S&L
Gouverneur S&L
48-Month CD
0.90%
$2,500
State Bank of Graymont
State Bank of Graymont
12-Month CD
0.90%
$1,000
First Community Bank of Hillsboro
First Community Bank of Hillsboro
48-Month CD
0.50%
$1,000
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Prime Checking
0.43%
$10,000
Centinel Bank of Taos
Centinel Bank of Taos
NOW Checking
0.40%
$0
The Dime Bank
The Dime Bank
Business Money Market
0.40%
$2,500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
Statement Savings
0.35%
$500
American Commerce Bank, N.A.
American Commerce Bank, N.A.
Savings
0.35%
$100
Peoples Bank Taylorsville, KY
48-Month CD
0.30%
$500
Franklin Bank
Franklin Bank
Money Market Plus
0.10%
$5,000
Westfield Bank
Westfield Bank
48-Month CD WB Classic
0.10%
$1,000
Ponce Bank
Ponce Bank
Money Market
0.10%
$1
Applied Bank
Applied Bank
6-Month CD
0.05%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
N.O.W. Checking
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Radius Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.750%
6.068%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
15-Year Fixed
6.000%
6.163%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
6.250%
6.368%
0.000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.390%
1.000
Greenville National Bank
Greenville National Bank
5-Year ARM
6.250%
6.483%
0.000
Old National Bank
Old National Bank
5/6 SOFR ARM Jumbo
6.500%
6.510%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.500%
6.537%
0.000
Fox Valley Savings Bank
Fox Valley Savings Bank
15-Year Fixed
6.375%
6.588%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
30 Year Fixed
6.500%
6.600%
0.000
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
30-Year Fixed
6.500%
6.601%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.500%
6.611%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.500%
6.611%
0.000
FNB of River Falls
FNB of River Falls
15-Year Fixed
6.500%
6.620%
0.500
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.500%
6.630%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.875%
6.631%
0.000
Better Banks
Better Banks
30-Year Fixed
6.500%
6.638%
0.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed (Jumbo)
6.625%
6.641%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.625%
6.649%
0.000
People First Federal Credit Union
People First Federal Credit Union
10-Year Fixed
6.500%
6.666%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
20-Year Fixed
6.500%
6.691%
0.000
FNB of Scotia
FNB of Scotia
30-Year Fixed
6.625%
6.702%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
20 Year Fixed
6.625%
6.770%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
30-Year Fixed Jumbo
6.625%
6.772%
0.500
Radius Federal Credit Union
Radius Federal Credit Union
30-Year Fixed
6.625%
6.772%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Radius Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Radius Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
New Signature Loans
8.990%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
Academic Employees Credit Union
Academic Employees Credit Union
Personal Line of Credit
9.500%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
705 Federal Credit Union
705 Federal Credit Union
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
First Technology Federal Credit Union
First Technology Federal Credit Union
Personal Fixed-Rate Loan
9.290% - 14.090%
$500 - $35,000
24 - 84
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Radius Federal Credit Union Information

Credit Union Name: Radius Federal Credit Union
Full Time Employees: 11
Part Time Employees: 0
President: William Kearney
CEO: Lisa Hilton
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
2853 Delaware Ave
Kenmore, NY 14217 2719
Phone Number: 716-875-1747
Fax Number: 716-875-1792

Radius Federal Credit Union Financials

Total Assets:
64,227,337
Total Amount of Shares and Deposits:
56,191,069
Total Shares and Deposits < 1 Year:
54,815,785
Total Shares and Deposits 1 3 Years:
1,168,824
Total Shares and Deposits > 3 Years:
206,460
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,838,606
Total Uninsured Shares and Deposits > $250K (F+J):
1,838,606
Total Insured Shares and Deposits > $250K (item 17 less item K):
54,352,463
Total Interest Expense (Sum of items 6 8):
105,222
Share Certificates:
147
Number of Accounts for Share Drafts:
2,737
IRA KEOGH Accounts:
70
Number of Accounts for Regular Shares:
5,488
All other shares:
7
Money Market Shares:
85
Net Income (unless the amount is already included in Undivided Earnings):
344,436
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,219,481
Total Liabilities:
56,309,808
Show More

Radius Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Already low mortgage rates today will probably move lower this coming week as investors make the classic flight to quality. Investors are concerned about the Greece's sovereign debt problems, the health of Spain's banks and a declining Euro. As a result many investors are fleeing the Euro, buying dollars and investing those dollars into U.S. Treasuries forcing bond yields lower.
Mortgage rates increased slightly in the latest Mortgage Application Survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.81 percent for the week ending January 28, 2011, a slight increase from the prior week’s average of 4.80 percent. Average mortgage points on 30 year mortgages was 1.02 points, down from the previous week’s average of 1.19 points.
Marcus CD RatesMarcus CD rates are currently at 0.55 percent for a 12 month certificate of deposit, 0.55 percent is low historically, but competitive in this low interest rate environment. Marcus Bank is also offering several other certificates of deposits, ranging from 6 months to 72 months.

Bank or Credit Union Offers and Deals

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CD Rates May 11: Average Rates on Certificates of Deposit Mixed This Week
Current Mortgage Rates: Mortgage Rates Down to 5.07%
Conforming Home Mortage Rates Mixed Freddie Mac: 30 Year Mortgage Rates at 4.32%, 15 Year Mortgage Rates at 3.75%
Choosing a Mortgage That Best Fits Your Needs Financially
Credit Union 1 CD Rates & IRA CD Rates
3/1/16 - Best Variable Deposit Rates

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Mixed: 30 Year Mortgage Rates Up to 4.82%, 15 Year Mortgage Rates Down to 4.23%
Mortgage Rates Continue Downtrend as Fiscal Cliff Talks Go Nowhere
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Citizens Access Savings Rates - Best Savings Rate Available
Houston, TX Auto Loan Rates
Home Mortgage Rates: 30 Year Mortgage Rates Higher, 15 Year Mortgage Rates Lower - MBA
NewDominion Direct Bank CD Rates
Chrysler Auto Loans
Mortgage Rates Mostly Higher Today: Current Mortgage Rates on 30 Year Home Loans at 4.00%
AloStar Bank of Commerce 1 Year CD Rates now at 1.04%

Radius Federal Credit Union Reviews

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