Radius Federal Credit Union Rates and Review January 2026
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Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Compare Radius Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Radius Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityRadius Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Radius Federal Credit Union? Share your experience about Radius Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Radius Federal Credit Union. Overall, Radius Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Radius Federal Credit Union Delaware Avenue 2853 Delaware Ave Kenmore, NY 14217 2719  Mortgage Rate ComparisonLender
Product
Rate
APR
Points
CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonSelect Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum with Rewards
9.900%
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonSignature Loan
13.450%
$0
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Line of Credit Variable
16.740%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Credit Union Profile & OverviewCredit Union Name: Radius Federal Credit Union
Website: https://www.radiusfcu.com
Full Time Employees: 15Part Time Employees: 0 President: William Kearney CEO: Lisa Hilton Branch Locations: 2 ATM Locations: 1 Corporate Office Address:
2853 Delaware Ave
Kenmore, NY 14217 2719 Phone Number: 716-875-1747 Fax Number: 716-875-1792 FinancialsTotal Assets:
87,629,904
Total Amount of Shares and Deposits:
74,545,795
Total Shares and Deposits < 1 Year:
73,369,577
Total Shares and Deposits 1 3 Years:
653,802
Total Shares and Deposits > 3 Years:
522,415
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,332,013
Total Uninsured Shares and Deposits > $250K (F+J):
3,332,013
Total Insured Shares and Deposits > $250K (item 17 less item K):
71,213,782
Total Interest Expense (Sum of items 6 8):
344,345
Share Certificates:
211
Number of Accounts for Share Drafts:
4,929
IRA KEOGH Accounts:
52
Number of Accounts for Regular Shares:
8,446
All other shares:
10
Money Market Shares:
86
Net Income (unless the amount is already included in Undivided Earnings):
1,001,430
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,544,921
Total Liabilities:
74,825,075
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Source: NCUA Last Updated 09/30/2025
Customer ReviewsXswm
December 17, 2025
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Frequently Asked Questions About Radius Federal Credit UnionIs a member application needed to join Radius Federal Credit Union?Yes, to access services at Radius Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Radius Federal Credit Union provides a range of mortgage and home equity products. Is Radius Federal Credit Union a safe place to deposit money?Yes, Radius Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Radius Federal Credit Union offer online and mobile banking?Most modern institutions like Radius Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
