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Redeemer Federal Credit Union Rates and Review January 2026

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Redeemer Federal Credit Union12-month CD rates can be found at 3.61%, 6-month CD rates at 3.55% and 3-month CD rates at 3.20%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.91%. Credit Card rates are at 9.99%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to Redeemer Federal Credit Union rates.

Compare Redeemer Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Redeemer Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Redeemer Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Redeemer Federal Credit Union? Share your experience about Redeemer Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Redeemer Federal Credit Union.

Overall, Redeemer Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Redeemer Federal Credit Union
Office
4160 W Spring Creek Pkwy
Plano, TX 75024
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
First Step (Youth) Savings
7.00%
$1
Kasasa Cash Checking
4.00%
$0
60-Month CD
4.00%
$500
6-Month CD
3.85%
$1,000
12-Month CD
3.75%
$1,000
3-Month CD
3.65%
$1,000
48-Month CD
3.65%
$500
36-Month CD
3.60%
$1,000
12-Month CD
3.50%
$1,000
18-Month CD
3.43%
$1,500
60-Month CD
3.15%
$1,000
18-Month CD
3.05%
$1,000
18-Month CD
3.00%
$500
36-Month CD
3.00%
$500
24-Month CD
3.00%
$500
12-Month CD
2.89%
$1,000
6-Month CD
2.75%
$1,000
60-Month CD
2.65%
$1,000
24-Month CD
2.53%
$500
60-Month CD (bump)
2.25%
$250
36-Month CD
2.15%
$1,000
12-Month CD
2.14%
$500
12-Month CD
2.02%
$500
12-Month CD (Jumbo)
2.00%
$250,000
24-Month CD
1.76%
$1,000
Money Market
1.55%
$100
Growth+ Money Market
1.30%
$10,000
First Insured Money Market
1.30%
$1,000
60-Month CD
1.26%
$1,000
Insured Money Market
1.25%
$100,000
Money Market
1.00%
$2,500
36-Month CD
0.75%
$500
60-Month CD
0.60%
$1,000
36-Month CD
0.50%
$1,000
Savings
0.40%
$100
12-Month CD
0.35%
$2,000
48-Month CD
0.15%
$2,500
Money Market
0.15%
$1,000
Statement Savings
0.10%
$1,000
Money Market
0.10%
$10
Statement Savings
0.05%
$0
Super Money Market
0.05%
$25,000
Money Market
0.05%
$0
Statement Savings
0.05%
$100
36-Month CD
0.05%
$1,000
Promise Savings
0.02%
$25
NOW Checking
0.01%
$500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.125%
5.174%
0.000
30-Year Fixed
5.750%
5.908%
0.500
5.625%
5.667%
0.000
20-Year Fixed
5.900%
6.129%
0.000
5.375%
5.468%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
30-Year Fixed Jumbo
6.125%
6.265%
1.000
5.500%
5.581%
0.000
30-Year Fixed (Jumbo)
5.625%
5.633%
0.000
5.750%
5.858%
0.000
5.375%
5.999%
0.000
565.625%
5.781%
0.875
5.250%
5.499%
1.000
5.500%
6.004%
0.750
5.875%
6.091%
0.000
6.250%
6.281%
0.000
4.240%
7.689%
0.000
5.500%
5.500%
0.000
5.625%
5.643%
0.000
5.500%
6.086%
0.000
15-Year Fixed
5.875%
6.120%
0.000
6.125%
6.282%
1.000
5.125%
5.331%
1.000
5.500%
5.820%
0.000
30-Year Fixed
6.000%
6.034%
0.000
5.875%
6.019%
1.000
15 Year Fixed
5.375%
5.608%
0.000
5.375%
5.565%
1.000
5.875%
5.958%
0.000
15-Year Fixed
5.250%
5.347%
0.000
30 Year Fixed
6.375%
6.670%
0.000
5.000%
5.055%
0.000
15-Year Fixed
5.125%
5.193%
0.000
6.125%
6.170%
0.000
5.625%
5.691%
0.000
5.625%
5.787%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
6.000%
6.035%
0.375
5.500%
5.591%
0.000
5.625%
5.846%
0.000
6.375%
6.556%
0.000
5.625%
5.850%
0.000
20-Year Fixed
5.625%
5.666%
0.000
15-Year Fixed
5.500%
5.571%
0.000
15-Year Fixed
4.625%
4.990%
2.000
15-Year Fixed
5.375%
5.584%
0.000
6.300%
6.498%
0.000
5.500%
5.688%
0.125
30-Year Fixed
6.000%
6.090%
0.000
5.750%
5.876%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Prime Platinum Visa Credit Card
11.500%
VISA Credit Card
11.900%
No annual fee
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
VISA® Classic
12.960%
16.200%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Visa Signature® Cash Back
17.750%
Visa Platinum Credit Card
8.500%
As low as 8.50%
VISA Platinum with Rewards
8.900%
Visa Crimson Card
13.240%
Access FCU Visa Classic
13.500%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Visa Platinum Clarity
15.990%
VISA® Gold
11.960%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Student Rewards Card
17.990%
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
18.000%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
14.000%
Savings Secured Visa®
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
13.250%
$0
6184
Unsecured Signature Loan
10.250%
$0
25 - 36
7.750% - 16.750%
$0
1 - 36
13.240%
$0
48
Credit Starter Loan
16.250%
$0
13.450%
$0
9.990%
$0
1 - 60
10.990%
$0 - $10,000
60 - 60
Personal Loans Share Secured
5.990%
$0
48
8.890%
$0
10.250% - 17.950%
$0
1 - 36
12.500%
$0
60 - 60
9.200% - 17.950%
$0 - $15,000
60 - 60
10.700%
$0 - $10,000
60 - 60
13.990%
$0
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Loan
8.950%
$0
13.740%
$5,000
60 - 60
12.990%
$0
1 - 24
14.200%
$5,000 - $8,000
48 - 48
Refinanced Signature Loans
18.000%
$0
Personal Loan Rates
5.740%
$0
1 - 36
10.490%
$0
11.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Redeemer Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Redeemer Federal Credit Union
Full Time Employees: 2
Part Time Employees: 1
President: Olugbenga Kuye
CEO: Ayodele Adenugba
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
4160 W Spring Creek Pkwy
Plano, TX 75024
Phone Number: 903-213-6010
Fax Number: 903-900-4663

Financials

Total Assets:
4,663,639
Total Amount of Shares and Deposits:
3,139,524
Total Shares and Deposits < 1 Year:
3,139,523
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
475,556
Total Uninsured Shares and Deposits > $250K (F+J):
475,556
Total Insured Shares and Deposits > $250K (item 17 less item K):
2,663,968
Total Interest Expense (Sum of items 6 8):
2,893
Share Certificates:
4
Number of Accounts for Share Drafts:
32
Number of Accounts for Regular Shares:
1,022
All other shares:
24
Net Income (unless the amount is already included in Undivided Earnings):
-91,739
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
596,925
Total Liabilities:
3,158,885
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Redeemer Federal Credit Union

Is a member application needed to join Redeemer Federal Credit Union?

Yes, to access services at Redeemer Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Redeemer Federal Credit Union provides a range of mortgage and home equity products.

Is Redeemer Federal Credit Union a safe place to deposit money?

Yes, Redeemer Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Redeemer Federal Credit Union offer online and mobile banking?

Most modern institutions like Redeemer Federal Credit Union provide digital access including online balance checks and transfers.

Current Redeemer Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions