Redwood Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Redwood Credit Union 12-month CD rates can be found at 0.25%, 6-month CD rates at 0.05% and 3-month CD rates at 0.10%. Savings rates are at 0.25% and money market rates are at 2.43%. Mortgage rates on 30-year fixed loans are around 6.44%. Credit Card rates are at 15.00%. Personal Loan rates are at 13.45%. All these rates, and more, can be found in our database of rates which you can compare to Redwood Credit Union rates.

Compare Redwood Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Redwood Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Redwood Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Redwood Credit Union? Share your experience about Redwood Credit Union by leaving a review below, or read customer reviews before you decide to use Redwood Credit Union.

Overall, Redwood Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.27%

24-Month CD

N/A

2.25%

36-Month CD

N/A

2.18%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.51%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Redwood Credit Union
Cleveland Branch

3033 Cleveland Ave
Santa Rosa, CA 95403 2126

https://www.redwoodcu.org

MonitorBankRates' Rating

5/5

★★★★★

Review Redwood Credit Union

Compare Redwood Credit Union Rates with Other Competitive Bank and Credit Union Rates

Regent Bank (OK)

12-Month CD

4.15%

$1,000

Mid-America Bank

24-Month CD

3.79%

$500

Aroostook County FS&L Assoc.

48-Month CD

3.70%

$500

Columbia Bank

18-Month CD

3.68%

$500

Old Exchange Bank of Okawville

60-Month CD

3.53%

$1,000

RBAZ Republic Bank of Arizona

24-Month CD

3.50%

$250

1st United Credit Union

24-Month CD

3.50%

$250

Ridgewood Savings Bank

48-Month CD

3.35%

$100

The Bank of Elk River

60-Month CD

3.29%

$200

DCU Digital Federal Credit Union

24-Month CD

3.25%

$500

Elizabethton FSB

24-Month CD

3.17%

$1,000

Touchmark Bank

36-Month CD

3.15%

$1,000

Sacramento Deposit Bank

12-Month CD

3.14%

$1,000

ACMG Federal Credit Union

60-Month CD

3.05%

$1,000

Commerce Bank & Trust

18-Month CD

3.00%

$500

Bogota Savings Bank

Prestige Checking

3.00%

$500

Citizens Savings Bank Clarks Summit, PA

12-Month CD

2.75%

$1,000

Profile Bank

12-Month CD

2.53%

$500

Service Federal Credit Union

60-Month CD

2.50%

$500

Alliance Bank WI

36-Month CD

2.32%

$500

Industry State Bank

60-Month CD

2.25%

$1,000

1st Colonial Community Bank

48-Month CD

2.23%

$500

Swedish-American State Bank

60-Month CD

2.05%

$500

Bank of Wolcott

6-Month CD

2.00%

$5,000

New Millennium Bank

Super Savings

2.00%

$10,000

Connex Credit Union

36-Month CD

1.60%

$500

F&M Bank & Trust

6-Month CD

1.52%

$2,500

Milton Savings Bank

60-Month CD

1.50%

$500

Northfield Savings Bank

12-Month CD

1.50%

$1,000

Freedom Bank of Southern Missouri

Money Market

0.80%

$1,000

Community Bank Topeka, KS

60-Month CD

0.75%

$1,000

Tompkins Community Bank

60-Month CD

0.70%

$1,000

Everett Co-operative Bank

18-Month CD

0.65%

$500

FSB of St. Charles, MO

Money Market

0.60%

$1,000

Eclipse Bank

60-Month CD

0.60%

$1,000

Freedom Bank, Inc.

24-Month CD

0.55%

$500

First National Bank in Ord

Savings

0.50%

$25

Skowhegan Savings Bank

60-Month CD

0.50%

$500

Stoughton Co-operative Bank

24-Month CD

0.40%

$500

Washington Savings Bank Lowell, MA

24-Month CD

0.40%

$500

First Federal S&L of Lakewood

18-Month CD

0.30%

$500

Bank of Zachary

Checking e-Z NOW

0.25%

$1,500

Farmers State Bank of Western Illinois

Premium Checking

0.25%

$1,000

First Seacoast Bank

18-Month CD (Nest Egg)

0.25%

$1,000

North Shore Bank

24-Month CD

0.20%

$1,000

National Bank of Coxsackie

24-Month CD

0.20%

$500

First National Bank Alamogordo, NM

Money Market

0.10%

$2,500

Merrimack County SB

Everyday Savings

0.10%

$100

Bank of Lake Mills

Savings

0.10%

$25

Forcht Bank

Simple Savings

0.05%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Redwood Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

1st Northern California Credit Union

15-Year Fixed

4.500%

4.685%

0.750

Savings Bank of Danbury

15-Year Fixed

5.625%

5.705%

0.000

PNB of Kewanee

30-Year Fixed

5.560%

5.730%

0.000

Hatboro Federal Savings

15-Year Fixed

5.375%

5.757%

2.000

PNB of Kewanee

15-Year Fixed

5.500%

5.785%

0.000

GreenLeaf Bank

15-Year Fixed

5.875%

5.894%

0.000

Y-12 Federal Credit Union

15-Year Fixed

5.750%

5.945%

1.000

River Falls State Bank

15-Year Fixed

5.750%

5.958%

0.000

Ulster Savings Bank

5-Year ARM

5.375%

5.965%

0.000

NCB North Cambridge Coopertive Bank

15-Year Fixed

6.000%

6.017%

0.000

Golden Belt Bank, FSA

20-Year Fixed

6.000%

6.042%

0.000

The Bank of Brodhead

30-Year Fixed

6.000%

6.043%

0.000

Vystar Credit Union

15-Year Fixed

6.000%

6.051%

0.000

First Citizens Federal Credit Union

15 Year Fixed

6.000%

6.113%

0.000

Collinsville Bank

10-Year Fixed

5.875%

6.129%

0.000

Georgias Own Credit Union

7/1 ARM

5.500%

6.141%

0.000

Seaboard Federal Credit Union

5/5 ARM

5.875%

6.147%

0.000

First FSB of Champaign Urbana

20-Year Fixed

6.125%

6.168%

0.000

Fidelity Co-operative Bank

15-Year Fixed

5.875%

6.170%

0.000

American Bank

15-Year Fixed

5.875%

6.173%

0.000

San Mateo Credit Union

15-Year Fixed

6.000%

6.187%

0.000

Mid American Credit Union

15 Year Fixed

6.000%

6.197%

0.000

Ideal Credit Union

5/1 ARM

5.375%

6.198%

0.000

Fox Valley Savings Bank

15-Year Fixed

6.000%

6.205%

0.000

Radius Federal Credit Union

15-Year Fixed

6.000%

6.229%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Redwood Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Mountain America Federal Credit Union

Rewards Credit Card

14.240%

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.

Achieve Financial Credit Union

Visa Platinum with Rewards

9.900%

Randolph Brooks FCU

Premier Rate Credit Card Mastercard

12.950% - 18.000%

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

Canyon View Credit Union

Visa Student Rewards Card

17.990%

Abri Credit Union

Platinum Visa

12.400% - 21.400%

The right choice if you carry a monthly balance & want to pay the lowest rate.

Abilene Teachers Federal Credit Union

Visa or MasterCard

9.990%

Credit Line $500-$7,000

America First Federal Credit Union

CLASSIC FLAT 1% CASH BACK VISA

18.000%

1% Cash Back Classic Card

Teachers Federal Credit Union

Visa Low Rate

14.000%

Abbey Credit Union

VISA® Gold

11.960%

Achieve Financial Credit Union

Visa Balance Transfer

8.990%

The balance transfer rate is good only on balances transferred from non-Achieve credit cards.

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

ACFCU

Travel Rewards+ Card Visa

19.740% - 29.740%

Earn 4x unlimited points on travel and more, plus receive a $250 bonus.

1st MidAmerica Credit Union

Platinum Rewards

8.900% - 13.900%

Based upon credit worthiness.

ACFCU

College Real Rewards Card Visa

19.740% - 29.740%

Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

SchoolsFirst Federal Credit Union

School Employee Mastercard

11.750% - 17.900%

Maximum Loan Amount Up to $35,000.00

Security Service Federal Credit Union

Security Service Power Cash Back World MasterCard

16.950% - 18.000%

Teachers Federal Credit Union

Visa Cash Back

16.100%

Abbott Laboratories Credit Union

Select Rewards Visa

15.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Aberdeen Proving Ground FCU

Visa Platinum Preferred Student

17.990%

1st MidAmerica Credit Union

Platinum

8.900%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Starter

17.990%

Suncoast Credit Union

Rewards Student Classic

16.500%

Credit Limit - $500

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Redwood Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Abbott Laboratories Credit Union

Personal Loan

9.490%

48 - 48

Access Community Credit Union

Debt Consolidation

13.990%

1 - 72

1st Liberty Federal Credit Union

Signature Loans

11.240%

$0 - $10,000

60 - 60

Achieva Credit Union

Personal Loan

11.000%

1 - 12

Academic Employees Credit Union

Personal Loan

10.500%

$0 - $5,000

24 - 36

ACFCU

Personal Loans

13.450%

Achieve Credit Union

Personal Loan

8.950%

Y-12 Federal Credit Union

Access Line Of Credit

16.240%

Act 1st Federal Credit Union

Signature Loan

11.500%

48 - 48

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

AHE Plant 3 Federal Credit Union

Unsecured (Signature) Loan

11.000%

$0 - $500

1st Valley Credit Union

Next Step Loan

10.500%

1st Street Credit Union

50% Share Secured Loan

6.460% - 14.990%

InFirst Bank

Personal Loan

12.000% - 12.110%

$1,500 - $15,000

48 - 48

Hughes Federal Credit Union

Summer/Holiday Loans

9.500%

Avenir Financial Federal Credit Union

Open End Line-of-Credit

11.990%

AAEC Credit Union

Bill Consolidation Loan

8.990%

Achieve Financial Credit Union

Unsecured/Personal Loans

8.990%

SchoolsFirst Federal Credit Union

Overdraft Protection Loan

11.500% - 17.900%

$0 - $5,000

Abri Credit Union

Readi Cash Line-of-Credit Revolving

13.900%

$500 - $15,000

A+ Federal Credit Union

A+ Preferred Line Of Credit

10.990%

360 Federal Credit Union

Signature LOC Revolving Credit Line

12.500%

$0 - $10,000

Hughes Federal Credit Union

Line of Credit

13.450%

1st United Credit Union

Personal Loan

10.890%

Security Service Federal Credit Union

Debt Consolidation Loan

9.990% - 16.240%

61 - 66

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Redwood Credit Union rate data right now, check back for updates, we are adding rates all the time.

Redwood Credit Union Information

Credit Union Name: Redwood Credit Union

Website: https://www.redwoodcu.org

Full Time Employees: 831
Part Time Employees: 59
President: Rob Eyler
CEO: Brett Martinez
Branch Locations: 20
ATM Locations: 26

Corporate Office Address:

3033 Cleveland Ave
Santa Rosa, CA 95403 2126
Phone Number: 800-479-7928
Fax Number: 707-568-3972

Redwood Credit Union Financials

Total Assets:

8,922,306,944

Total Amount of Shares and Deposits:

7,329,138,778

Total Shares and Deposits < 1 Year:

7,152,415,651

Total Shares and Deposits 1 3 Years:

164,249,393

Total Shares and Deposits > 3 Years:

12,473,733

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

659,723,976

Total Uninsured Shares and Deposits > $250K (F+J):

659,723,976

Total Insured Shares and Deposits > $250K (item 17 less item K):

6,669,414,802

Total Interest Expense (Sum of items 6 8):

37,524,906

Share Certificates:

40,697

Number of Accounts for Share Drafts:

309,409

IRA KEOGH Accounts:

9,670

Number of Accounts for Regular Shares:

422,082

All other shares:

3,936

Money Market Shares:

60,754

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

1,615,110,318

Total Liabilities:

7,912,105,754

Redwood Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Yes

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Yes

Is there a first time homebuyer program?:

Yes

Credit management and repair offered?:

Online Financial Literacy?:

Yes

Bilingual Services:

No Cost Bill Payer:

Yes

Credit Builder:

Mortgage Processing:

Yes

Approved Mortgage Seller?:

Yes

payment:

Yes

Are low cost wire transfers available?:

Yes

Member Application:

Yes

Are New Loans Available:

Yes

New Share Account:

Yes

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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