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Reeves County Teachers Credit Union Rates and Review January 2026

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Reeves County Teachers Credit Union12-month CD rates can be found at 3.50%, 6-month CD rates at 1.46% and 3-month CD rates at 3.65%. Savings rates are at 1.00% and money market rates are at 2.60%. Mortgage rates on 30-year fixed loans are around 5.67%. Credit Card rates are at 9.90%. Personal Loan rates are at 9.75%. All these rates, and more, can be found in our database of rates which you can compare to Reeves County Teachers Credit Union rates.

Compare Reeves County Teachers Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Reeves County Teachers Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Reeves County Teachers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Reeves County Teachers Credit Union? Share your experience about Reeves County Teachers Credit Union by leaving a review below, or read customer reviews before you decide to use Reeves County Teachers Credit Union.

Overall, Reeves County Teachers Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Reeves County Teachers Credit Union
Reeves County Teachers Credit Union
312 S Cedar St
Pecos, TX 79772 3211
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Elite Checking
5.00%
$10,000
7-Month CD
3.85%
$500
6-Month CD
3.80%
$500
24-Month CD
3.75%
$1,000
12-Month CD
3.70%
$500
12-Month CD
3.55%
$1,000
6-Month CD
3.50%
$1,000
18-Month CD
3.50%
$500
24-Month CD
3.40%
$1,000
24-Month CD
3.40%
$100
12-Month CD
3.25%
$500
60-Month CD
3.10%
$1,000
60-Month CD
3.03%
$1,000
12-Month CD
3.00%
$1,000
24-Month CD
2.85%
$500
48-Month CD (Jumbo)
2.78%
$250,000
18-Month CD (Jumbo)
2.76%
$100,000
30-Month CD
2.52%
$500
36-Month CD
2.30%
$1,000
48-Month CD
2.15%
$1,000
36-Month CD
2.15%
$500
12-Month CD
2.00%
$1,000
60-Month CD
1.85%
$500
60-Month CD
1.60%
$500
24-Month CD
1.51%
$1,000
18-Month CD
1.31%
$1,000
36-Month CD
1.26%
$1,000
24-Month CD
1.25%
$500
Money Market
1.21%
$1,000
48-Month CD
1.10%
$500
60-Month CD
1.00%
$500
NOW Checking
1.00%
$900
24-Month CD
1.00%
$500
60-Month CD
1.00%
$2,500
Liquid Advantage Money Market
0.75%
$2,000
12-Month CD
0.70%
$500
48-Month CD
0.60%
$1,000
36-Month CD
0.40%
$500
Money Market
0.35%
$2,500
Investment Savings
0.35%
$25
24-Month CD
0.30%
$500
Savings
0.25%
$100
36-Month CD (Bump Rate)
0.20%
$5,000
Keystone High Yield Savings
0.20%
$10,000
Premium Money Market
0.18%
$10,000
Simple Savings
0.10%
$25
Statement Savings
0.07%
$200
Savings
0.05%
$100
Money Market
0.05%
$2,000
Statement Savings
0.05%
$25
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
15-Year Fixed
5.625%
5.743%
0.000
5.625%
5.843%
0.000
5.500%
5.724%
0.000
6.125%
6.282%
1.000
5.875%
6.099%
0.000
6.000%
6.183%
0.000
3-Year ARM
5.125%
5.911%
0.000
6.000%
6.250%
0.000
15-Year Fixed
5.375%
5.525%
0.000
30-Year Fixed
5.875%
5.973%
0.000
5.125%
5.304%
0.000
5.250%
5.562%
0.000
6.750%
6.697%
0.000
5.625%
6.037%
0.000
20-Year Fixed
5.750%
5.915%
0.000
5.375%
6.097%
0.000
6.125%
6.185%
0.000
4.875%
5.754%
0.000
5.750%
5.923%
0.000
5.575%
5.684%
0.000
5-Year ARM
5.250%
5.840%
0.000
20-Year Fixed
5.750%
5.840%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
15-Year Fixed
5.350%
5.785%
0.000
5.500%
5.533%
0.000
20-Year Fixed
5.875%
6.057%
0.000
5.750%
6.309%
0.000
6.000%
6.160%
0.000
30-Year Fixed Jumbo
6.000%
6.127%
0.000
15-Year Fixed
5.680%
5.964%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
10-Year Fixed
5.500%
5.630%
0.000
5.500%
5.705%
0.000
15-Year Fixed
5.500%
5.562%
0.000
5.000%
5.080%
0.000
5.875%
6.170%
0.000
6.000%
6.141%
0.000
6.125%
6.526%
0.000
15-Year Fixed
5.375%
5.580%
0.000
5.375%
5.935%
0.000
5.375%
6.068%
1.000
15-Year Fixed
5.500%
5.650%
0.000
5.500%
6.004%
0.750
5.625%
5.846%
0.000
5.750%
6.078%
0.000
5.750%
6.130%
0.000
6.000%
6.059%
0.000
5.500%
5.646%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
30-Year Fixed
6.000%
6.115%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
18.000%
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Academic VISA® Classic
15.400%
VISA Traditional
14.240% - 18.000%
VISA Credit Card
11.900%
No annual fee
9.990%
Visa Platinum Clarity
15.990%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
World Cash Back Credit Card Mastercard
18.000%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
16.100%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Visa Crimson Card
13.240%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
8.750%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
13.240%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
11.000%
$0
37 - 60
13.450%
$0
11.740% - 17.990%
$0
8.990%
$0
36
Personal Signature Loan
11.000%
$0
96
13.240%
$0 - $2,000
36 - 36
Line of Credit Variable
16.740%
$0
Technology Loan
9.750%
$0
36
10.990%
$500
36
12.990%
$0
12
New Signature Loans
8.990%
$0
Debt Consolidation
13.990%
$0
1 - 72
11.990%
$0
Personal Line of Credit
11.500%
$0
Personal Loans
13.450%
$0
60
Personal Signature Loans
14.000%
$0
60
Preferred Personal Loan
10.000%
$0
60
Education (tuition bill required)
8.250%
$0
60
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
12.990%
$0 - $2,000
24 - 24
Personal/Signature
10.990%
$0
24 - 36
Personal Loan
11.760%
$0
Personal Line of Credit
12.950% - 18.000%
$0
11.240% - 17.950%
$0
25 - 36
Line of Credit
13.700%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Reeves County Teachers Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Reeves County Teachers Credit Union
Website:
Full Time Employees: 4
Part Time Employees: 0
President: John Salcido
CEO: Luzelva Estrello
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
312 S Cedar St
Pecos, TX 79772 3211
Phone Number: 432-447-6192
Fax Number:

Financials

Total Assets:
11,025,407
Total Amount of Shares and Deposits:
9,563,652
Total Shares and Deposits < 1 Year:
7,076,652
Total Shares and Deposits 1 3 Years:
1,490,000
Total Shares and Deposits > 3 Years:
997,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
272,031
Total Uninsured Shares and Deposits > $250K (F+J):
272,031
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,291,621
Total Interest Expense (Sum of items 6 8):
194,482
Share Certificates:
42
Number of Accounts for Regular Shares:
1,169
Net Income (unless the amount is already included in Undivided Earnings):
71,673
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
752,301
Total Liabilities:
9,648,900
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Reeves County Teachers Credit Union

Is a member application needed to join Reeves County Teachers Credit Union?

Yes, to access services at Reeves County Teachers Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Reeves County Teachers Credit Union provides a range of mortgage and home equity products.

Is Reeves County Teachers Credit Union a safe place to deposit money?

Yes, Reeves County Teachers Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Reeves County Teachers Credit Union offer online and mobile banking?

Most modern institutions like Reeves County Teachers Credit Union provide digital access including online balance checks and transfers.

Current Reeves County Teachers Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions