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Reliance Credit Union Rates and Review January 2026

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Reliance Credit Union12-month CD rates can be found at 3.55%, 6-month CD rates at 2.53% and 3-month CD rates at 0.50%. Savings rates are at 0.40% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.93%. Credit Card rates are at 7.99%. Personal Loan rates are at 12.00%. All these rates, and more, can be found in our database of rates which you can compare to Reliance Credit Union rates.

Compare Reliance Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Reliance Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Reliance Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Reliance Credit Union? Share your experience about Reliance Credit Union by leaving a review below, or read customer reviews before you decide to use Reliance Credit Union.

Overall, Reliance Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Reliance Credit Union
Main
540 Minnesota Ave
Kansas City, KS 66101
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
SuperSaver Money Market
3.90%
$5,000
12-Month CD
3.75%
$1,000
6-Month CD
3.70%
$1,000
48-Month CD
3.70%
$1,000
12-Month CD
3.70%
$2,000
24-Month CD
3.56%
$1,000
60-Month CD
3.55%
$250
12-Month CD
3.51%
$1,000
36-Month CD
3.40%
$1,000
12-Month CD
3.29%
$1,000
24-Month CD
3.28%
$10,000
36-Month CD
3.25%
$1,000
18-Month CD
3.21%
$1,000
48-Month CD
3.15%
$1,000
6-Month CD (Jumbo)
3.12%
$200,000
48-Month CD
3.04%
$500
18-Month CD (Add on)
3.01%
$250
48-Month CD
3.00%
$500
24-Month CD
2.70%
$5,000
60-Month CD
2.52%
$500
48-Month CD
2.50%
$1,000
60-Month CD
2.50%
$1,000
48-Month CD
2.28%
$1,000
12-Month CD
2.27%
$1,000
Business Money Market
1.87%
$2,500
60-Month CD
1.75%
$500
18-Month CD
1.65%
$1,000
36-Month CD
1.50%
$500
Elite Checking
1.00%
$0
18-Month CD IRA
0.95%
$250
36-Month CD
0.70%
$1,000
60-Month CD
0.70%
$500
3-Month CD
0.65%
$500
18-Month CD
0.50%
$1,000
Money Market
0.50%
$5,000
24-Month CD
0.50%
$500
Business Complete Money Market
0.50%
$50,000
Money Market
0.40%
$0
Savings
0.40%
$0
18-Month CD
0.35%
$500
Super Money Market
0.25%
$1,500
12-Month CD
0.20%
$1,000
Regular Savings
0.20%
$100
Savings
0.20%
$100
Heritage Interest Checking
0.20%
$200
Money Market
0.15%
$2,500
Statement Savings
0.10%
$0
Regular Savings
0.05%
$200
Classic Statement Savings
0.05%
$10
36-Month CD
0.02%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.639%
0.250
5.875%
6.118%
0.000
30-Year Fixed Jumbo
6.625%
6.809%
0.000
5.125%
5.547%
0.000
15-Year Fixed
6.000%
6.021%
0.000
20-Year Fixed
5.750%
5.915%
0.000
6.300%
6.498%
0.000
5.650%
5.986%
0.000
5.875%
6.029%
0.000
5.625%
5.870%
0.000
30-Year Fixed
5.500%
5.727%
2.000
4.875%
4.985%
0.000
5.500%
5.786%
2.280
5.375%
5.512%
0.000
15 Year Fixed
5.000%
5.131%
0.250
15-Year Fixed
6.150%
6.386%
0.000
15-Year Fixed
5.125%
5.284%
0.000
4.740%
7.533%
0.000
6.125%
6.185%
0.000
10-Year Fixed (Power Rate)
5.125%
5.494%
0.000
5.750%
5.827%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
5.875%
6.190%
1.000
20-Year Fixed
5.750%
5.840%
0.000
4.875%
5.754%
0.000
6.375%
6.375%
0.000
15-Year Fixed
5.125%
5.389%
1.000
30-Year Fixed
6.000%
6.000%
0.000
20-Year Fixed
5.500%
5.555%
0.000
5.000%
5.168%
0.000
30-Year Fixed
6.125%
6.192%
0.125
15-Year Fixed
5.750%
5.870%
0.000
30-Year Fixed
6.125%
6.219%
0.000
15-Year Fixed
5.500%
5.546%
0.000
15 Year Fixed
5.375%
5.608%
0.000
5.375%
5.935%
0.000
6.000%
6.257%
0.000
10-Year Fixed
5.625%
5.793%
0.000
10-Year Fixed
4.625%
5.148%
2.000
30-Year Fixed
6.500%
6.559%
0.000
5-Year ARM
5.250%
5.840%
0.000
5.500%
5.680%
1.125
5.875%
6.055%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
20-Year Fixed
6.000%
6.097%
0.000
10-Year Fixed
5.500%
5.630%
0.000
10 Year Fixed
6.000%
6.223%
0.000
15-Year Fixed
6.500%
6.500%
0.000
5.125%
5.291%
0.000
20-Year Fixed
6.625%
6.626%
0.000
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Credit Card Rate Comparison

Institution
Product
APR
Notes
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Visa Classic Card
12.900%
No annual fee
VISA® Gold
11.960%
Security Service Power MasterCard
12.740% - 18.000%
8.750%
Security Service Power Rewards MasterCard
18.000%
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Visa Crimson Card
13.240%
VISA Traditional
14.240% - 18.000%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
8.990% - 17.990%
Maximum limit of $30,000
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Visa Signature® Rewards
17.750%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Business Rewards Card
15.240%
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Visa Secure Card
13.740%
16.490% - 17.990%
VISA Signature Rewards
16.740% - 18.000%
9.990%
Credit Line $500-$7,000
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Classroom Supply Visa
8.500%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Summer/Holiday Loans
9.500%
$0
10.250% - 17.950%
$0
1 - 36
Personal/Signature Loans
11.150%
$0
60 - 60
11.990%
$0
Personal Loans Share Secured
5.990%
$0
48
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Personal Signature Loan
11.000%
$0
96
9.990% - 18.000%
$0 - $50,000
9.900%
$0
10.500%
$0 - $5,000
24 - 36
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Unsecured Signature Loan
10.250%
$0
25 - 36
10.250% - 10.650%
$3,000 - $25,000
Personal Loan
11.760%
$0
10.990%
$0 - $10,000
60 - 60
Credit Starter Loan
16.250%
$0
12.250% - 17.000%
$0 - $20,000
50% Share Secured Loan
6.460% - 14.990%
$0
10.650%
$0
Consolidation Loans
13.060%
$0
1 - 36
New Signature Loans
8.990%
$0
Personal Line of Credit
9.000%
$0
60
Signature Loans
12.990%
$0
48
8.890%
$0
8.950%
$0
1 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Reliance Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Reliance Credit Union
Full Time Employees: 5
Part Time Employees: 0
President: Dana Gilbert
CEO: Kenneth Armstrong
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
540 Minnesota Ave
Kansas City, KS 66101
Phone Number: 913-565-2506
Fax Number: 913-273-1771

Financials

Total Assets:
25,730,018
Total Amount of Shares and Deposits:
21,744,452
Total Shares and Deposits < 1 Year:
21,325,325
Total Shares and Deposits 1 3 Years:
106,040
Total Shares and Deposits > 3 Years:
313,088
Total Insured Shares and Deposits > $250K (item 17 less item K):
21,744,452
Total Interest Expense (Sum of items 6 8):
57,348
Share Certificates:
92
Number of Accounts for Share Drafts:
799
IRA KEOGH Accounts:
11
Number of Accounts for Regular Shares:
1,887
All other shares:
351
Money Market Shares:
74
Net Income (unless the amount is already included in Undivided Earnings):
234,979
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,447,040
Total Liabilities:
21,887,059
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Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Reliance Credit Union

Is a member application needed to join Reliance Credit Union?

Yes, to access services at Reliance Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Reliance Credit Union provides a range of mortgage and home equity products.

Is Reliance Credit Union a safe place to deposit money?

Yes, Reliance Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Reliance Credit Union offer online and mobile banking?

Most modern institutions like Reliance Credit Union provide digital access including online balance checks and transfers.

Current Reliance Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions