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Reliance Credit Union Rates & Review April 2026

Reliance Credit Union's CDs 12 month rates are at 3.03%, CDs 6 month rates are at 2.78%, CDs 24 month rates are at 2.52%, CDs 36 month rates are at 2.27%. MonitorBankRates evaluates the financial stability of Reliance Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.71%. Rates were last updated on 04/08/2026.

Reliance Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Reliance Credit Union? Share your experience about Reliance Credit Union by leaving a review below, or read customer reviews before you decide to use Reliance Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.71%
Excellent Lower than avg
Reliance Credit Union
Main
540 Minnesota Ave
Kansas City, KS 66101
https://www.reliancecu.org
Member NCUA

Reliance Credit Union CD Rates

Product Rate APY Term View More
Share Certificates 12 month 3.00% 3.03% 12 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.71%
Share Certificates 6 month 2.75% 2.78% 6 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.71%
Share Certificates 24 month 2.50% 2.52% 24 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.71%
Share Certificates 36 month 2.25% 2.27% 36 months
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.71%

Reliance Credit Union Savings Rates

Product Rate APY View More
Holiday/Vacation Club 0.05% 0.05%
No additional details.
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.71%

Reliance Credit Union Credit Card Rates

Product Rate APR View More
Visa - 9.99%
Details As Low As
Last Updated 04/08/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.71%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Reliance Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Reliance Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Reliance Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Reliance Credit Union
Address 540 Minnesota Ave, Kansas City, KS 66101
Phone 913-565-2506
Fax 913-273-1771
President Dana Gilbert
CEO Kenneth Armstrong
Full-Time Employees 5
Part-Time Employees 0
Branch Locations 2
ATM Locations 1
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.71%
Return on Assets (ROA)
0.9132%
Return on Equity (ROE)
6.1145%
Non-Performing Loans Ratio (NPL)
0.21%
Total Assets
25,730,018
Total Amount of Shares and Deposits
21,744,452
Total Shares and Deposits < 1 Year
21,325,325
Total Shares and Deposits 1 3 Years
106,040
Total Shares and Deposits > 3 Years
313,088
Total Insured Shares and Deposits > $250K (item 17 less item K)
21,744,452
Total Interest Expense (Sum of items 6 8)
57,348
Share Certificates
92
Number of Accounts for Share Drafts
799
IRA KEOGH Accounts
11
Number of Accounts for Regular Shares
1,887
All other shares
351
Money Market Shares
74
Net Income (unless the amount is already included in Undivided Earnings)
234,979
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,447,040
Total Liabilities
21,887,059
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Reliance Credit Union

Is Reliance Credit Union a safe place to deposit money?

Yes, Reliance Credit Union is considered a safe financial institution. With a Texas Ratio of 0.71281010284003%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Reliance Credit Union operate?

Reliance Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Reliance Credit Union?

Yes, to access services at Reliance Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Reliance Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Reliance Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Reliance Credit Union offer online and mobile banking?

Most modern institutions like Reliance Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.reliancecu.org.

Current Reliance Credit Union Rates

  • 12-Month CD3.03%
  • 24-Month CD2.52%
Retrieved from our database of financial products. Rates subject to change.