What are the current interest rates at Riverview Federal Credit Union?

Current rates for Riverview Federal Credit Union include: 12-Month CD: 1.16%, 24-Month CD: 1.66%, 60-Month CD: 3.45%, Savings: 1.00%, MMA: 0.40%

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Riverview Federal Credit Union

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Riverview Federal Credit Union Rates & Review September 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Riverview Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 21, 2026

Riverview Federal Credit Union's 7 Month CD rates are at 3.90%, 60 Month CDs of Deposit (Regular & IRAs) rates are at 3.82%, 60 Month CDs of Deposit (Regular & IRAs) rates are at 3.56%, 60 Month CDs of Deposit (Regular & IRAs) rates are at 3.45%, 48 Month CDs of Deposit (Regular & IRAs) rates are at 3.30%. Riverview Federal Credit Union's savings rates are at 1.00%. Riverview Federal Credit Union's money market rates are at 0.40%. Riverview Federal Credit Union's Recreational/Farm rates are at 4.88%. Riverview Federal Credit Union's Personal Loan Rates are as low as 9.75%. MonitorBankRates evaluates the financial stability of Riverview Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.50%. Rates last updated and verified on 09/21/2026.

Riverview Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Riverview Federal Credit Union? Share your experience about Riverview Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Riverview Federal Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.50%

Excellent Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

Riverview Federal Credit Union
Belpre Office

403 Main St
Belpre, OH 45714-1615

https://www.riverviewcu.com

Riverview Federal Credit Union CD Rates

Product	Rate	APY	Term
7 Month Share Certificate	-	3.90%	7 months
Min Deposit $500 Min Balance $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
60 Month Certificates of Deposit (Regular & IRAs)	3.75%	3.82%	60 Months
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
60 Month Certificates of Deposit (Regular & IRAs)	3.50%	3.56%	60 Months
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
60 Month Certificates of Deposit (Regular & IRAs)	3.40%	3.45%	60 Months
Min Balance $500 Details Balance: $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
48 Month Certificates of Deposit (Regular & IRAs)	3.25%	3.30%	48 Months
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
48 Month Certificates of Deposit (Regular & IRAs)	3.00%	3.04%	48 Months
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
48 Month Certificates of Deposit (Regular & IRAs)	2.90%	2.94%	48 Months
Min Balance $500 Details Balance: $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
36 Month Certificates of Deposit (Regular & IRAs)	2.65%	2.68%	36 Months
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
36 Month Certificates of Deposit (Regular & IRAs)	2.40%	2.43%	36 Months
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
36 Month Certificates of Deposit (Regular & IRAs)	2.30%	2.32%	36 Months
Min Balance $500 Details Balance: $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
24 Month Certificates of Deposit (Regular & IRAs)	2.00%	2.02%	24 Months
Min Balance $50,000 Details Balance: $50,000 and over Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
24 Month Certificates of Deposit (Regular & IRAs)	1.75%	1.76%	24 Months
Min Balance $10,000 Details Balance: $10,000 - $49,999.99 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
24 Month Certificates of Deposit (Regular & IRAs)	1.65%	1.66%	24 Months
Min Balance $500 Details Balance: $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
12 Month Certificates of Deposit (Regular & IRAs)	1.15%	1.16%	12 Months
Min Balance $500 Details Balance: $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
6 Month Certificates of Deposit (Regular & IRAs)	1.00%	1.00%	6 Months
Min Balance $500 Details Balance: $500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union Savings Rates

Product	Rate	APY
Youth Savings (Prime Savers)	-	5.00%
Min Balance $0 Details 5.00% APY on balances up to $1,000; 5.00% to 3.21% APY on balances between $1,000 and $2,500 depending on balance in account; 3.21% to 0.50% APY on balances over $2,500 depending on balance in account; 1 free withdrawal per quarter; $25.00 fee for each additional withdrawal; Shared branching available; Funds insured by the NCUA Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Savings	1.00%	1.01%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Health Savings Accounts	1.00%	1.00%
No additional details. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market	1.75%	1.76%
Min Balance $250,000 Details Balance: Over $250,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Money Market	1.50%	1.51%
Min Balance $75,000 Details Balance: $75,000 - $250,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Money Market	1.25%	1.26%
Min Balance $25,000 Details Balance: $25,000 - $75,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Share Plus Money Market Account	1.15%	1.16%
Min Balance $250,000 Details Balance: Over $250,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Share Plus Money Market Account	0.95%	0.95%
Min Balance $100,000 Details Balance: $100,000 - $250,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Share Plus Money Market Account	0.75%	0.75%
Min Balance $50,000 Details Balance: $50,000 - $100,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Share Plus Money Market Account	0.40%	0.40%
Min Balance $10,000 Details Balance: $10,000 - $50,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union Checking Rates

Product	Rate	APY
Platinum Checking	4.00%	4.00%
Min Balance $10,000 Details Qualifications Required: At least $500 in direct deposit; At least 15 debit card purchases post and settle; Be enrolled in and agree to receive eStatements; Maintain an average daily account balance of at least $10,000; Balances over $25,000.01 earn 1%; ATM fee reimbursements up to $25.00 monthly; Dividends compounded daily and credited monthly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Real Rewards Checking	-	4.00%
Min Balance $25,000 Details Qualifications Required: 15 Debit Card POS Purchases per Month, $500 direct deposit minimum monthly, and must be enrolled in E-Statements; Higher Interest Rate Earned than Traditional Savings Accounts. IF Stipulations are Met Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Platinum Checking	1.00%	1.00%
Min Balance $25,000 Details Qualifications Required: At least $500 in direct deposit; At least 15 debit card purchases post and settle; Be enrolled in and agree to receive eStatements; Maintain an average daily account balance of at least $10,000; Balances over $25,000.01 earn 1%; ATM fee reimbursements up to $25.00 monthly; Dividends compounded daily and credited monthly. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Platinum Checking	0.05%	0.05%
Details When all required qualifications are not met, the dividend rate on the entire balance will be 0.05% with an annual percentage yield of 0.05%. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union Mortgage Rates

Product	Rate	Points	APR	Term	View More
Recreational/Farm	-	-	4.88%
Details Rate shown will not apply to every loan and may vary based on other factors. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term	View More
Home Equity Line of Credit	-	-	6.75%
Details Rate shown will not apply to every loan and may vary based on other factors. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	-	-	4.74%
Details Rate shown will not apply to every loan and may vary based on other factors. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term	View More
Recreational/Farm	-	4.88%
Details Rate shown will not apply to every loan and may vary based on other factors. Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union Personal Loan Rates

Product	APR	Term
Signature Loans	9.75%	24 Mos.
Details Balance: Up to $2,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	9.75%	36 Mos.
Details Balance: $2,501 to $5,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	9.75%	48 Mos.
Details Balance: $5,001 to $7,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	9.75%	60 Mos.
Details Balance: $7,501 to $15,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	10.75%	36 Mos.
Details Balance: $2,501 to $5,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	10.75%	48 Mos.
Details Balance: $5,001 to $7,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	10.75%	60 Mos.
Details Balance: $7,501 to $15,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	12.50%	48 Mos.
Details Balance: $5,001 to $7,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	12.50%	60 Mos.
Details Balance: $7,501 to $15,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Signature Loans	13.75%	60 Mos.
Details Balance: $7,501 to $15,000 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Riverview Federal Credit Union Other Rates

Product	Rate	Points	APY/APR
Certificates of Deposit (Regular & IRAs)	0.25%	-	0.25%
Min Balance $10 Details Balance: $10 - $1,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Certificates of Deposit (Regular & IRAs)	0.40%	-	0.40%
Min Balance $1,500 Details Balance: Over $1,500 Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%
Share Draft	0.50%	-	0.50%
Last Updated 09/21/2026 Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.50%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Riverview Federal Credit Union’s Texas Ratio rose from 2.15% in Q2 2023 to 11.50% in Q1 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
March 31, 2026	$115M	11.50%	5.0	A
December 31, 2025	$113M	6.22%	5.0	A
September 30, 2025	$116M	5.59%	5.0	A+
June 30, 2025	$115M	5.31%	5.0	A+
March 31, 2025	$109M	6.10%	5.0	A
December 31, 2024	$108M	16.80%	4.9	A-
September 30, 2024	$106M	13.49%	5.0	A
June 30, 2024	$102M	12.60%	5.0	A
March 31, 2024	$104M	6.91%	5.0	A
December 31, 2023	$105M	5.09%	5.0	A+
September 30, 2023	$104M	7.58%	5.0	A
June 30, 2023	$110M	2.15%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Riverview Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Riverview Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Riverview Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Riverview Federal Credit Union

Website https://www.riverviewcu.com

Address 403 Main St, Belpre, OH 45714-1615

Phone 740-423-4260

Fax 740-423-1144

President Mark Minerd

CEO Brendan Healy

Full-Time Employees 28

Part-Time Employees 1

Branch Locations 3

ATM Locations 2

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.50%

Return on Assets (ROA)

0.2651%

Return on Equity (ROE)

3.0091%

Non-Performing Loans Ratio (NPL)

1.69%

Total Assets

115,052,175

Total Amount of Shares and Deposits

102,473,006

Total Shares and Deposits < 1 Year

89,746,134

Total Shares and Deposits 1 3 Years

10,633,953

Total Shares and Deposits > 3 Years

2,092,922

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

5,325,712

Total Uninsured Shares and Deposits > $250K (F+J)

5,325,712

Total Insured Shares and Deposits > $250K (item 17 less item K)

97,147,294

Total Interest Expense (Sum of items 6 8)

459,054

Share Certificates

823

Number of Accounts for Share Drafts

3,945

IRA KEOGH Accounts

117

Number of Accounts for Regular Shares

8,321

All other shares

117

Non Member Deposits

Money Market Shares

Net Income (unless the amount is already included in Undivided Earnings)

304,987

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

10,230,857

Total Liabilities

105,964,780

Source: NCUA — Last Updated 03/31/2026

2026 MBR Health & Safety Badge

Riverview Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Riverview Federal Credit Union

How many branches does Riverview Federal Credit Union operate?

Riverview Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Riverview Federal Credit Union?

Yes, to access services at Riverview Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Riverview Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Riverview Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Riverview Federal Credit Union offer online and mobile banking?

Most modern institutions like Riverview Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.riverviewcu.com.

Current Riverview Federal Credit Union Rates

12-Month CD1.16%
24-Month CD1.66%
60-Month CD3.45%
Savings1.00%
MMA0.40%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Riverview Federal Credit Union Rates & Review September 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Riverview Federal Credit Union Texas Ratio

Riverview Federal Credit Union Health Trend

Riverview Federal Credit Union CD Rates

Riverview Federal Credit Union Savings Rates

Riverview Federal Credit Union Money Market Rates

Riverview Federal Credit Union Checking Rates

Riverview Federal Credit Union Mortgage Rates

Riverview Federal Credit Union Home Equity & HELOC

Riverview Federal Credit Union Auto Loan Rates

Riverview Federal Credit Union RV, Boat and Powersport Loan Rates

Riverview Federal Credit Union Personal Loan Rates

Riverview Federal Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Riverview Federal Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Riverview Federal Credit Union

How many branches does Riverview Federal Credit Union operate?

Is a member application needed to join Riverview Federal Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Riverview Federal Credit Union offer online and mobile banking?

Current Riverview Federal Credit Union Rates

Compare to Other Credit Unions