Salem VA Medical Center Federal Credit Union Rates and Review January 2026
Compare Salem VA Medical Center Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Salem VA Medical Center Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilitySalem VA Medical Center Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Salem VA Medical Center Federal Credit Union? Share your experience about Salem VA Medical Center Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Salem VA Medical Center Federal Credit Union. Overall, Salem VA Medical Center Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. Salem VA Medical Center Federal Credit Union Salem Branch 112 W Main St Salem, VA 24153  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonAccess FCU Visa Classic
13.500%
Visa Secure Card
13.740%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
7.750% - 16.750%
$0
1 - 36
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Personal Loans
13.450%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Salem VA Medical Center Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Salem VA Medical Center Federal Credit Union
Website: https://www.salemvafcu.org
Full Time Employees: 24Part Time Employees: 3 President: Robert Brooks CEO: Steven Anderson Branch Locations: 3 ATM Locations: 3 Corporate Office Address:
112 W Main St
Salem, VA 24153 Phone Number: 540-389-8571 Fax Number: 540-389-8578 FinancialsTotal Assets:
92,993,479
Total Amount of Shares and Deposits:
79,316,146
Total Shares and Deposits < 1 Year:
77,988,010
Total Shares and Deposits 1 3 Years:
890,527
Total Shares and Deposits > 3 Years:
437,609
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,024,325
Total Uninsured Shares and Deposits > $250K (F+J):
2,024,325
Total Insured Shares and Deposits > $250K (item 17 less item K):
77,291,821
Total Interest Expense (Sum of items 6 8):
366,298
Share Certificates:
255
Number of Accounts for Share Drafts:
4,525
IRA KEOGH Accounts:
231
Number of Accounts for Regular Shares:
7,850
All other shares:
426
Money Market Shares:
72
Net Income (unless the amount is already included in Undivided Earnings):
679,739
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
608,079
Total Liabilities:
82,361,287
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Salem VA Medical Center Federal Credit UnionIs a member application needed to join Salem VA Medical Center Federal Credit Union?Yes, to access services at Salem VA Medical Center Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Salem VA Medical Center Federal Credit Union provides a range of mortgage and home equity products. Is Salem VA Medical Center Federal Credit Union a safe place to deposit money?Yes, Salem VA Medical Center Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Salem VA Medical Center Federal Credit Union offer online and mobile banking?Most modern institutions like Salem VA Medical Center Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.04%, 6-month CD rates at 3.75% and 3-month CD rates at 3.50%. Savings rates are at 1.01% and money market rates are at 0.75%. Mortgage rates on 30-year fixed loans are around 6.12%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.00%. All these rates, and more, can be found in our database of rates which you can compare to 
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