Santa Barbara Teachers Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Santa Barbara Teachers Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 4.35% and 3-month CD rates at 2.50%. Savings rates are at 0.25% and money market rates are at 0.15%. Mortgage rates on 30-year fixed loans are around 6.90%. Credit Card rates are at 18.00%. Personal Loan rates are at 18.00%. All these rates, and more, can be found in our database of rates which you can compare to Santa Barbara Teachers Federal Credit Union rates.

Compare Santa Barbara Teachers Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Santa Barbara Teachers Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Santa Barbara Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Santa Barbara Teachers Federal Credit Union? Share your experience about Santa Barbara Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Santa Barbara Teachers Federal Credit Union.

Overall, Santa Barbara Teachers Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Santa Barbara Teachers Federal Credit Union
Santa Barbara Teachers FCU
3970 La Colina Rd
Santa Barbara, CA 93110 1563
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Santa Barbara Teachers Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Guardian Credit Union Montgomery, AL
Guardian Credit Union Montgomery, AL
RoundUp Savings
5.10%
$5
Bogota Savings Bank
Bogota Savings Bank
18-Month CD
4.05%
$1,000
Carver Federal Savings Bank
Carver Federal Savings Bank
High Yield Savings
4.00%
$5,000
GTE Financial Credit Union
GTE Financial Credit Union
36-Month CD
3.87%
$500
Global Bank
Global Bank
36-Month CD
3.75%
$1,000
Goldwater Bank
Goldwater Bank
36-Month CD
3.75%
$500
RBAZ Republic Bank of Arizona
18-Month CD
3.50%
$1,000
Vystar Credit Union
Vystar Credit Union
18-Month CD
3.50%
$500
Somerset Savings Bank
Somerset Savings Bank
Premium Money Market
3.46%
$5,000
Raymond James Bank
Raymond James Bank
3-Month CD
3.45%
$1,000
Avidia Bank
Avidia Bank
12-Month CD
3.30%
$1,000
Ergo Bank
Ergo Bank
24-Month CD
3.28%
$500
Grove Bank
Grove Bank
12-Month CD
3.28%
$1,000
Kish Bank
Kish Bank
30-Month CD
3.25%
$2,000
Centinel Bank of Taos
Centinel Bank of Taos
12-Month CD
3.10%
$1,000
Community Bank Bristow, OK
Community Bank Bristow, OK
24-Month CD
3.09%
$1,000
Columbus Bank and Trust Company
Columbus Bank and Trust Company
Money Market
3.04%
$250,000
Gogebic Range Bank
Gogebic Range Bank
24-Month CD
3.03%
$500
Citizens Bank & Trust (AL)
Citizens Bank & Trust (AL)
Checking
3.00%
$25
Education Credit Union
Education Credit Union
24-Month CD
3.00%
$500
Think Mutual Bank
Think Mutual Bank
36-Month CD
2.75%
$250
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
24-Month CD
2.68%
$500
Lea County State Bank
Lea County State Bank
18-Month CD
2.53%
$1,000
Androscoggin Savings Bank
Androscoggin Savings Bank
60-Month CD
2.25%
$500
Charter Bank IA
Charter Bank IA
48-Month CD
2.25%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
Monster Savings
2.24%
$250
Clay County Savings Bank
Clay County Savings Bank
24-Month CD
1.53%
$500
La Salle State Bank
La Salle State Bank
12-Month CD
1.51%
$1,000
Bluff View Bank
Bluff View Bank
24-Month CD
1.46%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
Boone Bank & Trust Co.
Boone Bank & Trust Co.
48-Month CD
0.80%
$1,000
Community National Bank (VT)
Community National Bank (VT)
18-Month CD
0.49%
$2,500
Pillar Bank
Pillar Bank
60-Month CD
0.45%
$500
First FSB of Mascoutah
First FSB of Mascoutah
Platinum Checking
0.35%
$5,000
Rolette State Bank
Rolette State Bank
Passbook Savings
0.35%
$100
Susquehanna Community Bank
Susquehanna Community Bank
Liberty Premium Money Market
0.35%
$25,000
Greene County Commercial Bank
Greene County Commercial Bank
18-Month CD
0.30%
$1,000
United Bank of Philadelphia
United Bank of Philadelphia
60-Month CD
0.30%
$500
Somerset Trust Company
Somerset Trust Company
18-Month CD
0.30%
$500
Fidelity Federal S&L of Delaware
Fidelity Federal S&L of Delaware
12-Month CD
0.25%
$500
Lewis & Clark Bank
Lewis & Clark Bank
18-Month CD
0.25%
$500
Local Bank Hulbert, OK
Local Bank Hulbert, OK
Money Market
0.25%
$3,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Share Savings
0.15%
$100
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Next Generation Savings
0.10%
$100
FNB of Litchfield
FNB of Litchfield
Money Market
0.10%
$2,500
Central Federal SLA
Central Federal SLA
12-Month CD
0.05%
$2,500
First County Bank
First County Bank
3-Month CD
0.05%
$1,000
First Federal S&L of Lakewood
First Federal S&L of Lakewood
Statement Savings
0.05%
$100
Connex Credit Union
Connex Credit Union
Regular Savings
0.05%
$25
Greenfield Co-operative Bank
Greenfield Co-operative Bank
NOW Checking
0.03%
$10
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Santa Barbara Teachers Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
5.750%
5.807%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
15-Year Fixed
5.750%
5.989%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.875%
6.070%
0.625
Greenville National Bank
Greenville National Bank
15-Year Fixed
6.000%
6.134%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.625%
6.156%
0.000
Freedom Credit Union
Freedom Credit Union
5/1 ARM
6.125%
6.166%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.000%
6.168%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
6.125%
6.257%
0.000
Grow Financial Federal Credit Union
Grow Financial Federal Credit Union
20 Year Fixed
6.125%
6.268%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.875%
6.301%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.250%
6.305%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
15-Year Fixed
6.125%
6.324%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.750%
6.356%
0.000
Empower Federal Credit Union
Empower Federal Credit Union
15-Year Fixed
6.125%
6.361%
0.000
FourLeaf Federal Credit Union
FourLeaf Federal Credit Union
15-Year Fixed
6.250%
6.400%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Fixed (Power Rate)
6.250%
6.434%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.250%
6.434%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
30-Year Fixed (Jumbo)
6.375%
6.435%
0.000
M&T Bank
M&T Bank
15-Year Fixed
6.125%
6.443%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.375%
6.510%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Santa Barbara Teachers Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Randolph Brooks FCU
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Santa Barbara Teachers Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Signature Loan
10.700%
$0 - $10,000
60 - 60
AAC Credit Union
AAC Credit Union
Signature Loans
12.990%
$0
48
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
1st Ed Credit Union
1st Ed Credit Union
Personal/Signature Loans
11.150%
$0
60 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
ACFCU
ACFCU
Line of Credit
13.700%
$0
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Santa Barbara Teachers Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Santa Barbara Teachers Federal Credit Union Information

Credit Union Name: Santa Barbara Teachers Federal Credit Union
Full Time Employees: 20
Part Time Employees: 0
President: Peter Rojas
CEO: Roy McLaughlin
Branch Locations: 3
ATM Locations: 0
Corporate Office Address:
3970 La Colina Rd
Santa Barbara, CA 93110 1563
Phone Number: 805-682-2467
Fax Number: 805-682-0203

Santa Barbara Teachers Federal Credit Union Financials

Total Assets:
288,673,477
Total Amount of Shares and Deposits:
253,675,047
Total Shares and Deposits < 1 Year:
253,675,047
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,893,289
Total Uninsured Shares and Deposits > $250K (F+J):
12,893,289
Total Insured Shares and Deposits > $250K (item 17 less item K):
240,781,758
Total Interest Expense (Sum of items 6 8):
1,465,732
Number of Accounts for Share Drafts:
4,166
IRA KEOGH Accounts:
344
Number of Accounts for Regular Shares:
8,628
Net Income (unless the amount is already included in Undivided Earnings):
1,091,738
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
93,726,796
Total Liabilities:
255,279,802
Show More

Santa Barbara Teachers Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

The Fed declined to raise the fed funds rate this past week, which isn't good news for savers. CD rates will stay near current levels until the Fed increases the rate. The Fed did say at least one rate hike was likely in 2016 so a hike should be in the near future. 

Right now on our list of CD interest rates in San Diego, California, Bank of Internet has the highest 12 month CD rate. Bank of Internet's current 1 year bank CD rate is 1.30 percent with a yield of 1.31 percent. The second best CD rate on our list in San Diego, CA is from Ally Bank. 12 month CD rates at Ally Bank are 1.28 percent with a yield of 1.29 percent.
Mortgage rates were mixed in the most recent Primary Mortgage Market Survey released yesterday by Freddie Mac. Fixed 30 year home mortgage rates were higher for the week ending September 16, 2010. Fixed 15 year fixed mortgage rates, 5 year adjustable mortgage rates and 1 year adjustable home mortgage rates were all lower for the week ending September 16, 2010. 

Bank or Credit Union Offers and Deals

CFG Community Bank CD Rates and Review: 12-Month Rate at 4.75% APY
Mortgage Rates Down: 30 Year Mortgage Rates at 4.96%
Fixed Rate Credit Cards: A Bygone Era
Bankwell CD Rates: 5.50% APY 12-Month CD, 5.00% APY 6-Month CD
Mortgage Rates: APY vs. APR
AirTran Credit Card
Doral Bank Direct High Yield Savings Account
Fed Funds Rate Cut to 0% to .25%
Home Mortgage Rates: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.83%
15 Year Mortgage Rates as Low as 2.25% with 2 Points on a Refinance

Alternative Bank and Credit Union Offers to Explore

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Mortgage Rates Decline Again this Week, Back Under 4.50%

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