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Security Service Federal Credit Union Rates and Review February 2026

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Security Service Federal Credit Union's savings rates are at 0.05%. Security Service Federal Credit Union's money market rates are at 2.53%. Security Service Federal Credit Union's Jumbo Adjustable Rate Mortgage 10/1-Year rates are at 5.88%, Jumbo Adjustable Rate Mortgage 15/15-Year rates are at 6.00%, 15-Year Fixed rates are at 6.00%, 15/15-Year Adjustable Rate Mortgage rates are at 6.00%, 10/1-Year Adjustable Rate Mortgage rates are at 5.88%.

Security Service Federal Credit Union

Security Service Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at Security Service Federal Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use .

Security Service Federal Credit Union Texas Ratio

Security Service Federal Credit Union's Texas Ratio is at 7.04%, which is considered excellent. The Texas Ratio for Security Service Federal Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This indicates that Security Service Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

Security Service Federal Credit Union has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Overall, Security Service Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Product
APY/APR
vs.Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
0.05%
MMA
2.53%
30-Year Fixed
6.57%
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Security Service Federal Credit Union
La Cantera
16211 La Cantera Pkwy
San Antonio, TX 78256 2668
Member NCUA
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Security Service Federal Credit Union Savings Rates

Product Rate APY View More
Club Account 0.05% 0.05%
No additional details.
Last Updated 02/10/2026
Savings 0.05% 0.05%
No additional details.
Last Updated 02/10/2026
Youth Savings 0.05% 0.05%
No additional details.
Last Updated 02/10/2026

Security Service Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Plus 2.50% 2.53%
Min Deposit$0
DetailsBalance Tier: $0.01 - $25,000.00
Last Updated 02/10/2026
Money Market Plus 1.50% 2.53%
Min Deposit$25,000
DetailsBalance Tier: $25,000.01+
Last Updated 02/10/2026

Security Service Federal Credit Union Checking Rates

Product Rate APY View More
Power Protected Checking Account 1.00% 0.58%
Min Balance$250,000
DetailsBalance Tier: $250,000.01+
Last Updated 02/10/2026
Power Protected Checking Account 0.75% 0.32%
Min Balance$100,000
DetailsBalance Tier: $100,000.01 - $250,000.00
Last Updated 02/10/2026
Power Protected Checking Account 0.50% 0.14%
Min Balance$50,000
DetailsBalance Tier: $50,000.01 - $100,000.00
Last Updated 02/10/2026
Power Protected Checking Account 0.20% 0.08%
Min Balance$25,000
DetailsBalance Tier: $25,000.01 - $50,000.00
Last Updated 02/10/2026
Power Protected Checking Account 0.05% 0.05%
Min Balance$0
DetailsBalance Tier: $0.00 - $10,000.00
Last Updated 02/10/2026

Security Service Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Jumbo Adjustable Rate Mortgage 10/1-Year 5.88% - 6.03% 10/1-Year
No additional details.
Last Updated 02/10/2026
Jumbo Adjustable Rate Mortgage 15/15-Year 6.00% - 6.07% 15/15-Year
No additional details.
Last Updated 02/10/2026
15-Year Fixed 6.00% - 6.10% 15 Years
No additional details.
Last Updated 02/10/2026
15/15-Year Adjustable Rate Mortgage 6.00% - 6.11% 15/15 Year
No additional details.
Last Updated 02/10/2026
10/1-Year Adjustable Rate Mortgage 5.88% - 6.25% 10/1 Year
No additional details.
Last Updated 02/10/2026
30-Year Fixed 6.50% - 6.57% 30 Years
No additional details.
Last Updated 02/10/2026
15-Year VA 6.50% - 7.04% 15 Years
No additional details.
Last Updated 02/10/2026
30-Year VA 6.75% - 7.08% 30 Years
No additional details.
Last Updated 02/10/2026
15-Year FHA Loan 7.00% - 7.46% 15 Years
No additional details.
Last Updated 02/10/2026
30-Year FHA Loan 7.25% - 7.54% 30 Years
No additional details.
Last Updated 02/10/2026

Security Service Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity LOC - - 5.99%
No additional details.
Last Updated 02/10/2026
Home Equity LOC Interest Only - - 5.99%
No additional details.
Last Updated 02/10/2026
10-Year Fixed Home Equity - - 6.99% 10 Years
No additional details.
Last Updated 02/10/2026
15-Year Fixed Home Equity - - 7.05% 15 Years
No additional details.
Last Updated 02/10/2026
20-Year Fixed Home Equity - - 7.14% 20 Years
No additional details.
Last Updated 02/10/2026

Security Service Federal Credit Union Credit Card Rates

Product Rate Points APR Term View More
Security Service Power MasterCard - - 10.99%
No additional details.
Last Updated 02/10/2026
Security Service Power Travel Rewards World MasterCard - - 14.50%
No additional details.
Last Updated 02/10/2026
Security Service Power Cash Back World MasterCard - - 15.20%
No additional details.
Last Updated 02/10/2026
Security Service Power Rewards MasterCard - - 16.25%
No additional details.
Last Updated 02/10/2026

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Service Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Service Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Service Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name: Security Service Federal Credit Union
Full Time Employees: 2003
Part Time Employees: 48
President: Margie Langford
CEO: Michael Chapman
Branch Locations: 70
ATM Locations: 21
Corporate Office Address:
16211 La Cantera Pkwy
San Antonio, TX 78256 2668
Phone Number: 800-527-7328
Fax Number: 210-444-3000

Financials

Total Assets:
14,143,875,130
Total Amount of Shares and Deposits:
10,981,827,460
Total Shares and Deposits < 1 Year:
9,921,809,980
Total Shares and Deposits 1 3 Years:
725,554,295
Total Shares and Deposits > 3 Years:
334,463,185
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,352,558,458
Total Uninsured Shares and Deposits > $250K (F+J):
1,352,558,458
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,629,269,002
Total Interest Expense (Sum of items 6 8):
216,369,854
Share Certificates:
93,392
Number of Accounts for Share Drafts:
387,398
IRA KEOGH Accounts:
21,893
Number of Accounts for Regular Shares:
956,623
All other shares:
13,311
Non Member Deposits:
4
Money Market Shares:
39,944
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
937,169,194
Total Liabilities:
12,618,762,834
Show More
Source: NCUA Last Updated 09/30/2025

Customer Reviews

dIMr
★★★★★
December 17, 2025
ZdLW
tomc.
★★★★★
February 8, 2024
Employees are great and friendly all the time.
Average Rating
★★★★★
Total Reviews
2
Add Your Rating and Review for Security Service Federal Credit Union
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Frequently Asked Questions About Security Service Federal Credit Union

Is a member application needed to join Security Service Federal Credit Union?

Yes, to access services at Security Service Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Security Service Federal Credit Union provides a range of mortgage and home equity products.

Is Security Service Federal Credit Union a safe place to deposit money?

Yes, Security Service Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Security Service Federal Credit Union offer online and mobile banking?

Most modern institutions like Security Service Federal Credit Union provide digital access including online balance checks and transfers.

Current Security Service Federal Credit Union Rates

ProductAPY
Savings0.05%
MMA2.53%
30-Year Fixed6.57%

Rates subject to change.