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Security Service Federal Credit Union Rates & Review August 2026

Security Service Federal Credit Union's 7-Mo. CD rates are at 3.85%, 15-Mo. CD rates are at 3.75%. Security Service Federal Credit Union's savings rates are at 0.05%. Security Service Federal Credit Union's money market rates are at 0.05%. Security Service Federal Credit Union's 10-Year Power Rate Fixed Jumbo rates are at 5.12%, 15-Year Power Rate Fixed Jumbo rates are at 5.25%, 20-Year Power Rate Fixed Jumbo rates are at 5.88%, 30-Year Power Rate Fixed Jumbo rates are at 6.00%, 15/15-Year Adjustable Rate Mortgage Jumbo rates are at 6.00%. Security Service Federal Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of Security Service Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.54%. Rates last updated and verified on 08/28/2026.

Security Service Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Service Federal Credit Union? Share your experience about Security Service Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Security Service Federal Credit Union.

Overall Health & Safety Grade ?
A
Excellent Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
6.54%
Excellent Higher than avg
Security Service Federal Credit Union
La Cantera
16211 La Cantera Pkwy
San Antonio, TX 78256 2668
https://www.ssfcu.org
Member NCUA

Security Service Federal Credit Union CD Rates

Product Rate APY Term View More
7-Mo. Certificate - 3.85% 7-Month
Min Balance $50
Details certificate2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15-Mo. Certificate - 3.75% 15-Month
Min Balance $50
Details certificate2
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%

Security Service Federal Credit Union Savings Rates

Product Rate APY View More
Club Account 0.05% 0.05%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Savings 0.05% 0.05%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Youth Savings 0.05% 0.05%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%

Security Service Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market Plus 2.50% 2.53%
Min Deposit $1,000
Min Balance $0
Details Rate is variable and may change after the account is opened. APY is accurate as of 7/21/26.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Money Market 0.50% 0.50%
Min Deposit $1,000
Min Balance $250,000
Details APY is accurate as of 7/21/26.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Money Market 0.40% 0.40%
Min Deposit $1,000
Min Balance $50,000
Details APY is accurate as of 7/21/26.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Money Market 0.05% 0.05%
Min Deposit $1,000
Min Balance $0
Details APY is accurate as of 7/21/26.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%

Security Service Federal Credit Union Checking Rates

Product Rate APY View More
Power Protected Checking Account 1.00% 0.58%
Min Balance $250,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Power Protected Checking Account 0.75% 0.32%
Min Balance $100,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Power Protected Checking Account 0.50% 0.14%
Min Balance $50,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Power Protected Checking Account 0.20% 0.08%
Min Balance $25,000
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Power Protected Checking Account 0.05% 0.05%
Min Balance $0
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%

Security Service Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
10-Year Power Rate Fixed Jumbo 5.13% 0% 5.41%
Details Based on a $1,200,000 Loan Amount with an 80% combined loan-to-value (CLTV) and FICO>=740. Estimated payment examples do not include taxes and insurance premiums; actual payment may be greater. Jumbo mortgage loans are mortgages in excess of $832,750 up to a maximum of $3,000,000 per loan.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15-Year Power Rate Fixed Jumbo 5.25% 0% 5.45%
Details Based on a $1,200,000 Loan Amount with an 80% combined loan-to-value (CLTV) and FICO>=740. Estimated payment examples do not include taxes and insurance premiums; actual payment may be greater. Jumbo mortgage loans are mortgages in excess of $832,750 up to a maximum of $3,000,000 per loan.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
20-Year Power Rate Fixed Jumbo 5.88% 0% 6.04%
Details Based on a $1,200,000 Loan Amount with an 80% combined loan-to-value (CLTV) and FICO>=740. Estimated payment examples do not include taxes and insurance premiums; actual payment may be greater. Jumbo mortgage loans are mortgages in excess of $832,750 up to a maximum of $3,000,000 per loan.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
30-Year Power Rate Fixed Jumbo 6.00% 0% 6.13%
Details Based on a $1,200,000 Loan Amount with an 80% combined loan-to-value (CLTV), 1% origination fee, and FICO>=740. Estimated payment examples do not include taxes and insurance premiums; actual payment may be greater. Rate and term refinance only. Jumbo mortgage loans are mortgages in excess of $832,750 up to a maximum of $3,000,000 per loan.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15/15-Year Adjustable Rate Mortgage Jumbo 6.00% 0% 6.18% 15/15-Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15/15-Year Adjustable Rate Mortgage 6.00% 0% 6.22%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
10/1-Year Adjustable Rate Mortgage Jumbo 5.88% 0% 6.25% 10/1-Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
10-Year Fixed Jumbo 6.25% 0% 6.33% 10-Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
10-Year Fixed 6.25% 0% 6.41% 10 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15-Year Fixed Jumbo 6.38% 0% 6.43% 15-Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
10/1-Year Adjustable Rate Mortgage 5.88% 0% 6.49%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15-Year Fixed 6.38% 0% 6.49% 15 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
20-Year Fixed Jumbo 6.75% 0% 6.80% 20-Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
20-Year Fixed 6.75% 0% 6.85% 20 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
30-Year Fixed Jumbo 6.88% 0% 6.91% 30-Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
30-Year Fixed 6.88% 0% 6.95% 30 Year Fixed
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15-Year VA Loan 6.88% 0% 7.42% 15 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
30-Year VA Loan 7.13% 0% 7.47% 30 years
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15-Year FHA Loan 7.25% 0% 7.71% 15-Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
30-Year FHA Loan 7.50% 0% 7.79% 30-Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%

Security Service Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity LOC - - 5.99%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Home Equity LOC Interest Only - - 5.99%
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Home Equity LOC - Interest-Only 6.75% - 6.75%
Details Based on a Home Equity LOC - Interest-Only with a credit limit of $100,000 and CLTV of 80.00%, the interest rate and APR based on the current index and margin would be 6.75%. Refer to Home Equity LOC - Interest-Only Early Disclosure for more information. Learn more in the What You Should Know About Home Equity Lines of Credit brochure.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
Home Equity LOC - Percentage of Balance 6.75% - 6.75%
Details Introductory interest rate and APR of 5.99% will apply for the first twelve (12) months following month of loan closing. After the introductory period, rate is variable and is based on the Prime Rate plus margin. For example, Home Equity LOC - Percentage of Balance the current rate would be 6.75% APR based on a combined LTV of 80% and credit limit of $100,000. Refer to Home Equity LOC - Percentage of Balance Early Disclosure for more information.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
10-Year Fixed Home Equity - - 7.02% 10
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
15-Year Fixed Home Equity - - 7.07% 15
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
20-Year Fixed Home Equity - - 7.16% 20
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
HELOC 10-Yr Fixed Home Improvement 7.00% 0% 7.30% 10-Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
HELOC 15-Yr Fixed Home Improvement 7.13% 0% 7.34% 15-Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
HELOC 20-Yr Fixed Home Improvement 7.25% 0% 7.42% 20-Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%
HELOC 5-Yr Fixed Home Improvement 6.88% 0% 7.43% 5-Year
No additional details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%

Security Service Federal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loan - 9.99%
Details Estimated monthly payment of $198.40 with 66-month term and loan amount of $10,000 at 9.99% APR. APR accurate as of 12/11/25. Loan is subject to credit approval. Please review the Personal Loan Terms for complete details.
Last Updated 08/28/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 6.54%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Security Service Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Security Service Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Service Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Security Service Federal Credit Union
Address 16211 La Cantera Pkwy, San Antonio, TX 78256 2668
Phone 800-527-7328
Fax 210-444-3000
President Margie Langford
CEO Michael Chapman
Full-Time Employees 2,003
Part-Time Employees 48
Branch Locations 70
ATM Locations 21
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.54%
Return on Assets (ROA)
0.3760%
Return on Equity (ROE)
3.4413%
Non-Performing Loans Ratio (NPL)
0.92%
Total Assets
14,143,875,130
Total Amount of Shares and Deposits
10,981,827,460
Total Shares and Deposits < 1 Year
9,921,809,980
Total Shares and Deposits 1 3 Years
725,554,295
Total Shares and Deposits > 3 Years
334,463,185
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
1,352,558,458
Total Uninsured Shares and Deposits > $250K (F+J)
1,352,558,458
Total Insured Shares and Deposits > $250K (item 17 less item K)
9,629,269,002
Total Interest Expense (Sum of items 6 8)
216,369,854
Share Certificates
93,392
Number of Accounts for Share Drafts
387,398
IRA KEOGH Accounts
21,893
Number of Accounts for Regular Shares
956,623
All other shares
13,311
Non Member Deposits
4
Money Market Shares
39,944
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
937,169,194
Total Liabilities
12,618,762,834
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

Average Rating
★★★★★
Total Reviews
2
Add Your Rating and Review for Security Service Federal Credit Union
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Frequently Asked Questions About Security Service Federal Credit Union

How many branches does Security Service Federal Credit Union operate?

Security Service Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Security Service Federal Credit Union?

Yes, to access services at Security Service Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Security Service Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Service Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Security Service Federal Credit Union offer online and mobile banking?

Most modern institutions like Security Service Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.ssfcu.org.

Current Security Service Federal Credit Union Rates

  • Savings0.05%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.