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Securtrust Federal Credit Union Rates and Review January 2026

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Securtrust Federal Credit Union12-month CD rates can be found at 2.25%, 6-month CD rates at 4.00% and 3-month CD rates at 0.60%. Savings rates are at 0.05% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 18.00%. Personal Loan rates are at 9.50%. All these rates, and more, can be found in our database of rates which you can compare to Securtrust Federal Credit Union rates.

Compare Securtrust Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Securtrust Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Securtrust Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Securtrust Federal Credit Union? Share your experience about Securtrust Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Securtrust Federal Credit Union.

Overall, Securtrust Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Securtrust Federal Credit Union
SecurTrust Southaven
3870 Goodman Rd
Southaven, MS 38672
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
12-Month CD
4.00%
$1,000
12-Month CD
3.92%
$500
9-Month CD
3.82%
$5,000
6-Month CD
3.80%
$1,000
48-Month CD
3.80%
$500
24-Month CD
3.75%
$500
12-Month CD
3.67%
$1,000
36-Month CD
3.65%
$1,000
24-Month CD
3.55%
$2,000
6-Month CD
3.50%
$2,500
18-Month CD
3.35%
$500
12-Month CD
3.30%
$1,000
60-Month CD
3.25%
$500
60-Month CD
3.24%
$500
24-Month CD
3.15%
$500
36-Month CD (Bump)
3.00%
$500
24-Month CD
3.00%
$500
36-Month CD
2.80%
$0
36-Month CD
2.75%
$1,000
60-Month CD
2.73%
$500
36-Month CD
2.50%
$1,000
24-Month CD
2.47%
$1,500
24-Month CD
2.46%
$1,000
Monster Savings
2.24%
$250
24-Month CD
2.02%
$500
60-Month CD
1.85%
$500
60-Month CD
1.56%
$1,000
Money Market
1.55%
$2,500
Money Market
1.00%
$25,000
48-Month CD
1.00%
$1,000
18-Month CD
0.80%
$1,000
48-Month CD
0.75%
$500
24-Month CD
0.65%
$500
60-Month CD
0.60%
$1,000
Savings
0.50%
$50
Money Market
0.50%
$2,500
Platinum Money Market
0.50%
$10,000
High Noon Checking
0.45%
$100
24-Month CD
0.35%
$500
Money Market
0.26%
$10,000
36-Month CD
0.25%
$500
Money Market
0.20%
$0
36-Month CD
0.20%
$1,000
Money Market
0.15%
$1,500
NOW Checking
0.10%
$1,000
3-Month CD
0.10%
$1,000
Statement Savings
0.05%
$0
Statement Savings
0.03%
$0
Interest Checking
0.03%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.500%
5.591%
0.000
5.375%
5.475%
0.000
5.875%
6.006%
0.000
5.500%
5.567%
0.000
5.500%
6.059%
0.000
5.875%
5.958%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
15-Year Fixed
5.000%
5.177%
0.750
15-Year Fixed
5.125%
5.389%
1.000
6.375%
6.394%
0.000
30-Year Fixed
6.125%
6.307%
0.000
30-Year Fixed
6.000%
6.162%
1.000
5.500%
5.635%
0.000
5.500%
6.005%
0.000
5.125%
5.361%
1.000
5.500%
5.809%
0.000
7/1 ARM
7.000%
7.111%
0.000
6.500%
6.630%
0.000
5.250%
5.506%
0.000
5.500%
5.574%
0.000
4.625%
4.690%
0.000
30-Year Fixed
6.000%
6.090%
0.000
6.740%
6.723%
0.000
5.125%
5.389%
0.000
6.000%
6.183%
0.000
4.675%
4.867%
0.000
10-Year Fixed
4.625%
5.148%
2.000
30 Year Fixed
6.125%
6.360%
0.963
4.875%
5.754%
0.000
5.500%
5.621%
0.000
6.000%
6.310%
0.000
15-Year Fixed
5.625%
5.747%
0.250
5.750%
5.876%
0.000
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
30-Year Fixed (Jumbo)
6.125%
6.161%
0.261
6.000%
6.141%
0.000
30 Year Fixed
5.750%
5.869%
0.000
30-Year Fixed
6.000%
6.048%
0.000
6.000%
6.110%
0.000
30-Year Fixed
5.625%
5.671%
0.000
5.750%
5.970%
0.250
15-Year Fixed
5.500%
5.695%
0.000
5.875%
6.110%
0.000
5.625%
5.714%
0.000
30-Year Fixed
5.560%
5.730%
0.000
15-Year Fixed
5.500%
5.591%
0.000
6.125%
6.282%
1.000
20-Year Fixed
5.875%
6.057%
0.000
30-Year Fixed
6.000%
6.112%
0.000
5.750%
6.093%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
7.900%
14.740%
Visa Platinum Preferred
14.240% - 17.990%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum with Rewards
9.900%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
14.000%
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Secure Card
13.740%
16.100%
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
9.990%
Credit Line $500-$7,000
16.200%
VISA® Classic
12.960%
18.000%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
12.990%
$0
12
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
14.990%
$0
25 - 36
New Signature Loans
8.990%
$0
Unsecured/Personal Loans
8.990%
$0
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
12.490%
$0
Unsecured Signature Loan
10.250%
$0
37 - 60
Personal Line of Credit
11.500%
$0
Education (tuition bill required)
8.250%
$0
60
Unsecured Signature Loan
9.250%
$0
1 - 24
8.990% - 17.990%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Credit Starter Loan
16.250%
$0
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Unsecured (Signature) Loan
11.000%
$0 - $500
10.250% - 17.950%
$0
1 - 36
Debt Consolidation
13.990%
$0
1 - 72
9.990% - 16.240%
$0
61 - 66
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Refinanced Signature Loans
18.000%
$0
Student Loan Consolidation
5.490%
$0
Signature Loans
12.990%
$0
48
Summer/Holiday Loans
9.500%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Securtrust Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Securtrust Federal Credit Union
Full Time Employees: 10
Part Time Employees: 0
President: Philip Breazeale
CEO: Martha Rushing
Branch Locations: 2
ATM Locations: 2
Corporate Office Address:
3870 Goodman Rd
Southaven, MS 38672
Phone Number: 662-890-8760
Fax Number: 662-890-0821

Financials

Total Assets:
43,196,635
Total Amount of Shares and Deposits:
35,337,399
Total Shares and Deposits < 1 Year:
34,751,198
Total Shares and Deposits 1 3 Years:
333,273
Total Shares and Deposits > 3 Years:
252,928
Total Insured Shares and Deposits > $250K (item 17 less item K):
35,337,399
Total Interest Expense (Sum of items 6 8):
262,919
Share Certificates:
294
Number of Accounts for Share Drafts:
1,092
IRA KEOGH Accounts:
75
Number of Accounts for Regular Shares:
3,389
Non Member Deposits:
2
Money Market Shares:
2
Net Income (unless the amount is already included in Undivided Earnings):
125,744
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,839,420
Total Liabilities:
35,697,091
Show More
Source: NCUA Last Updated 03/31/2024

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Frequently Asked Questions About Securtrust Federal Credit Union

Is a member application needed to join Securtrust Federal Credit Union?

Yes, to access services at Securtrust Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Securtrust Federal Credit Union provides a range of mortgage and home equity products.

Is Securtrust Federal Credit Union a safe place to deposit money?

Yes, Securtrust Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Securtrust Federal Credit Union offer online and mobile banking?

Most modern institutions like Securtrust Federal Credit Union provide digital access including online balance checks and transfers.

Current Securtrust Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions