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Softite Community Federal Credit Union Rates and Review January 2026

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Softite Community Federal Credit Union12-month CD rates can be found at 3.80%, 6-month CD rates at 1.50% and 3-month CD rates at 0.20%. Savings rates are at 0.05% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 19.74%. Personal Loan rates are at 13.04%. All these rates, and more, can be found in our database of rates which you can compare to Softite Community Federal Credit Union rates.

Compare Softite Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Softite Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Softite Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Softite Community Federal Credit Union? Share your experience about Softite Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Softite Community Federal Credit Union.

Overall, Softite Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Softite Community Federal Credit Union
Softite Community FCU
1201 S Zane Hwy
Martins Ferry, OH 43935 1965
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.10%
$2,500
12-Month CD
3.95%
$500
18-Month CD
3.80%
$500
24-Month CD
3.75%
$1,500
60-Month CD
3.56%
$1,000
12-Month CD
3.53%
$500
6-Month CD
3.53%
$1,000
24-Month CD
3.50%
$1,000
60-Month CD
3.44%
$500
60-Month CD
3.35%
$500
12-Month CD
3.25%
$500
24-Month CD
3.18%
$50
18-Month CD
3.04%
$500
30-Month CD
3.00%
$1,000
18-Month CD
2.75%
$500
36-Month CD
2.53%
$1,000
30-Month CD
2.50%
$500
24-Month CD
2.50%
$500
18-Month CD
2.27%
$500
36-Month CD
2.02%
$2,500
60-Month CD
2.00%
$1,000
Money Market
1.56%
$2,500
48-Month CD
1.41%
$1,000
24-Month CD
1.25%
$500
6-Month CD
0.75%
$1,000
24-Month CD
0.75%
$1,000
48-Month CD
0.70%
$300
36-Month CD
0.55%
$1,000
24-Month CD
0.55%
$500
12-Month CD
0.50%
$1,000
Regular Savings
0.50%
$50
QRewards Savings
0.50%
$20
18-Month CD
0.40%
$500
3-Month CD
0.35%
$1,000
24-Month CD
0.35%
$10
Business Money Market
0.25%
$2,500
Royal Savings
0.25%
$1,000
Money Market
0.20%
$2,000
Platinum Savings
0.15%
$10
Business Interest Checking
0.15%
$2,000
6-Month CD
0.10%
$500
Statement Savings
0.10%
$0
Statement Savings
0.10%
$0
Personal Money Market
0.10%
$2,500
Signature Money Market
0.10%
$2,500
3-Month CD
0.05%
$2,500
V.I.P. Money Market
0.05%
$2,000
Regular Savings
0.05%
$10
Super Passbook Savings
0.03%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.760%
1.125
5.375%
5.416%
0.000
15-Year Fixed
5.750%
5.845%
0.000
6.000%
6.250%
0.000
5.125%
5.389%
0.000
10 Year Fixed
5.750%
5.883%
0.000
6.125%
6.185%
0.000
5.875%
5.958%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
15-Year Fixed
5.500%
5.684%
0.000
5.625%
5.846%
0.000
30 Year Fixed
5.750%
5.869%
0.000
15-Year Fixed
5.750%
5.943%
0.000
15-Year Fixed
5.625%
5.697%
0.000
6.125%
6.162%
0.000
6.250%
7.325%
0.000
5.500%
5.688%
0.125
30-Year Fixed
6.000%
6.031%
0.000
15-Year Fixed
5.125%
5.193%
0.000
6.375%
6.544%
0.000
20 Year Fixed
7.125%
7.527%
0.000
5.990%
6.290%
0.000
5.000%
6.154%
0.325
5.000%
5.128%
0.250
5.375%
5.475%
0.000
30-Year Fixed
5.875%
6.002%
0.000
5.375%
5.639%
0.250
5.850%
5.891%
0.000
5.500%
5.621%
0.000
30-Year Fixed (Jumbo)
5.625%
5.714%
0.750
5.625%
5.778%
0.000
30-Year Fixed
6.125%
6.249%
0.000
30-Year Fixed
6.000%
6.115%
0.000
20-Year Fixed
5.750%
5.975%
0.000
5.875%
6.055%
0.000
6.000%
6.031%
0.000
5.875%
5.985%
1.000
5.625%
5.846%
0.000
5.375%
5.446%
0.000
15 Year Fixed
5.250%
5.306%
0.000
6.000%
6.090%
0.000
5.625%
5.693%
0.500
6.125%
6.320%
0.000
15-Year Fixed
5.375%
5.560%
0.000
5.500%
6.086%
0.000
7.000%
7.168%
0.000
30-Year Fixed
6.500%
6.512%
0.000
15-Year Fixed Jumbo
5.875%
5.961%
0.000
30-Year Fixed
6.000%
6.067%
0.000
5.500%
5.567%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Access FCU Visa Gold
9.900%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Crimson Card
13.240%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
16.240% - 27.240%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Security Service Power MasterCard
12.740% - 18.000%
18.000%
Visa Platinum Preferred Student
17.990%
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
VISA Signature Rewards
16.740% - 18.000%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
9.990%
Credit Line $500-$7,000
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Platinum Preferred Rewards
15.740% - 17.990%
Academic VISA® Classic
15.400%
8.900%
World Cash Back Credit Card Mastercard
18.000%
Visa Student Rewards Card
17.990%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
7.900%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
10.250% - 17.950%
$0
1 - 36
10.000%
$0
12 - 12
Technology Loan
9.750%
$0
36
8.990%
$0
36
Preferred Personal Loan
10.000%
$0
60
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Credit Builder Loan
9.000%
$0
11.990%
$0
1 - 12
Unsecured Signature Loan
9.250%
$0
1 - 24
13.240%
$0 - $2,000
36 - 36
Personal Loans
11.000%
$0
37 - 60
12.250% - 17.000%
$0 - $20,000
12.990%
$0
12
13.740%
$5,000
60 - 60
12.990%
$0
1 - 24
8.950%
$0
1 - 60
Student Loan Consolidation
5.490%
$0
14.990%
$0
25 - 36
Personal/Signature
10.990%
$0
24 - 36
13.450%
$0
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Personal Loan
8.950%
$0
New Signature Loans
8.990%
$0
Next Step Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Softite Community Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Softite Community Federal Credit Union
Full Time Employees: 11
Part Time Employees: 3
President: James Lepic
CEO: Pam Fankhouser
Branch Locations: 3
ATM Locations: 2
Corporate Office Address:
1201 S Zane Hwy
Martins Ferry, OH 43935 1965
Phone Number: 740-633-2103
Fax Number: 740-633-3304

Financials

Total Assets:
36,455,791
Total Amount of Shares and Deposits:
30,905,242
Total Shares and Deposits < 1 Year:
30,905,242
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
630,866
Total Uninsured Shares and Deposits > $250K (F+J):
630,866
Total Insured Shares and Deposits > $250K (item 17 less item K):
30,274,376
Total Interest Expense (Sum of items 6 8):
220,238
Share Certificates:
128
Number of Accounts for Share Drafts:
1,928
IRA KEOGH Accounts:
155
Number of Accounts for Regular Shares:
4,406
Money Market Shares:
81
Net Income (unless the amount is already included in Undivided Earnings):
357,724
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,073,528
Total Liabilities:
31,053,550
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Softite Community Federal Credit Union

Is a member application needed to join Softite Community Federal Credit Union?

Yes, to access services at Softite Community Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Softite Community Federal Credit Union provides a range of mortgage and home equity products.

Is Softite Community Federal Credit Union a safe place to deposit money?

Yes, Softite Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Softite Community Federal Credit Union offer online and mobile banking?

Most modern institutions like Softite Community Federal Credit Union provide digital access including online balance checks and transfers.

Current Softite Community Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions