Spojnia Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Spojnia Credit Union 12-month CD rates can be found at 2.05%, 6-month CD rates at 3.00% and 3-month CD rates at 2.00%. Savings rates are at 0.40% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.54%. Credit Card rates are at 14.24%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to Spojnia Credit Union rates.

Compare Spojnia Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Spojnia Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Spojnia Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Spojnia Credit Union? Share your experience about Spojnia Credit Union by leaving a review below, or read customer reviews before you decide to use Spojnia Credit Union.

Overall, Spojnia Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.52%

18-Month CD

N/A

2.28%

24-Month CD

N/A

2.27%

36-Month CD

N/A

2.19%

48-Month CD

N/A

2.15%

60-Month CD

N/A

2.26%

Savings

N/A

0.62%

MMA

N/A

0.80%

30-Year Fixed

N/A

6.84%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Spojnia Credit Union
Spojnia Credit Union

1006 Pittston Ave
Scranton, PA 18505

https://www.spojniacreditunion.org

MonitorBankRates' Rating

5/5

★★★★★

Review Spojnia Credit Union

Compare Spojnia Credit Union Rates with Other Competitive Bank and Credit Union Rates

Toyota Financial Savings Bank

24-Month CD

4.22%

Inova Federal Credit Union

12-Month CD

4.10%

$200

First State Bank of Beecher City

12-Month CD

4.08%

$500

First Savings Bank of Hegewisch

12-Month CD

4.00%

$1,000

First Internet Bank of Indiana

24-Month CD

3.93%

$1,000

Lincoln FSB of Nebraska

12-Month CD

3.75%

$5,000

Everence Trust Company

18-Month CD

3.65%

$500

United States Senate Federal Credit Union

12-Month CD (Plus Jumbo)

3.61%

$200,000

Citizens National Bank of Albion

24-Month CD

3.53%

$1,000

Manasquan Bank

12-Month CD

3.50%

$500

NBKC Bank

48-Month CD

3.25%

$250

First Enterprise Bank

24-Month CD

3.25%

$1,000

Torrington Savings Bank

60-Month CD

3.25%

$1,000

LMCU Lake Michigan Credit Union

12-Month CD

3.20%

$500

Metropolitan Bank and Trust Company

6-Month CD

3.12%

$1,000

Cleveland State Bank

60-Month CD

3.02%

$1,000

Primebank

36-Month CD

3.00%

$1,000

Citizens State Bank Somerville, TX

24-Month CD

2.93%

$1,000

National Bank of Blacksburg

36-Month CD

2.84%

$500

Farmers State Bank Yale, IA

18-Month CD

2.57%

$500

OneLocal Bank

High Yield Money Market

2.50%

$25

Union Federal S&L

60-Month CD

2.25%

$200

Capon Valley Bank

60-Month CD

2.22%

$500

North Shore Bank of Commerce

24-Month CD

2.00%

$1,000

Century Bank Santa Fe, NM

Liberty Money Market

1.98%

$15,000

Coastal Heritage Bank

48-Month CD

1.90%

$1,000

Ohio State Bank

48-Month CD

1.85%

$500

Elevate Bank

12-Month CD

1.51%

$1,000

Union State Bank Pell City, AL

36-Month CD

1.40%

$500

Midland Community Bank

60-Month CD

1.26%

$1,000

Bank of 1889

36-Month CD

1.00%

$500

RBT Rollstone B&T

18-Month CD

0.85%

$500

C&SB of Millersburg, Ohio

12-Month CD

0.85%

$500

Citizens Bank of Kansas

60-Month CD

0.75%

$500

CSB Norwood Young America

Passbook Savings

0.60%

F&M Bank Upperco, MD

60-Month CD

0.60%

$500

Homeland Community Bank

Money Market

0.50%

$1,000

Spencer Savings Bank

36-Month CD

0.50%

$1,000

5 Star Bank

48-Month CD

0.50%

$500

First Bank Hampton

Savings

0.35%

$100

Murphy-Wall State B&T Co.

18-Month CD

0.35%

$1,000

First State B&T Williston, ND

Classic Money Market

0.30%

$2,000

Savings Bank Wakefield, MA

60-Month CD

0.30%

$100

Johnson State Bank

NOW Checking

0.20%

Buena Vista National Bank

Checking

0.15%

$50

First Bank Creve Coeur, MO

18-Month CD

0.15%

$1,000

First Bank Ketchikan, AK

First Premium Savings

0.10%

WaterStone Bank

Savings

0.05%

$100

GSB Guilford Savings Bank

E-Savings

0.02%

$50

First FSB of Champaign Urbana

Regular Money Market

0.01%

$2,500

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Spojnia Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

DCU Digital Federal Credit Union

10-Year Fixed

5.250%

5.545%

1.000

North Carolina Press Association Federal Credit Union

15 Year Fixed

5.500%

5.637%

0.000

North Carolina Press Association Federal Credit Union

5 Year ARM

5.500%

5.658%

0.000

American Bank, N.A. Le Mars, IA

10-Year Fixed

5.625%

5.802%

0.500

Sheboygan Area Credit Union

15-Year Fixed

5.750%

5.811%

0.000

Meridian Trust Federal Credit Union

15 Year Fixed

5.750%

5.955%

0.000

Abound Federal Credit Union

5-Year ARM

5.875%

5.958%

0.000

Pioneer Federal Credit Union

30-Year Fixed

5.875%

6.022%

0.000

LMCU Lake Michigan Credit Union

15-Year Fixed

5.875%

6.035%

0.263

The Golden 1 Credit Union

15-Year Fixed

6.125%

0.125

Addition Financial Credit Union

10-Year Fixed

5.625%

6.156%

0.000

First Citizens Federal Credit Union

10 Year Fixed

6.000%

6.160%

0.000

Sikorsky Credit Union

10/1 ARM

5.750%

6.170%

0.000

Sheboygan Area Credit Union

7/1 ARM

5.500%

6.198%

0.000

Vystar Credit Union

15-Year Fixed

6.125%

6.208%

0.000

River Falls State Bank

15-Year Fixed

6.000%

6.209%

0.000

Missouri Credit Union

15 Year Fixed

6.125%

6.209%

0.000

Grow Financial Federal Credit Union

20 Year Fixed

6.125%

6.268%

0.000

A+ Federal Credit Union

10-Year Fixed

6.125%

6.309%

0.000

Sikorsky Credit Union

5/5 ARM

5.375%

6.316%

0.000

Ridgewood Savings Bank

10-Year Fixed

6.125%

6.350%

0.000

FirstBank of Nebraska

20-Year Fixed

6.375%

6.376%

0.000

Midwest Liberty Federal Credit Union

15 Year Fixed

6.125%

6.433%

0.000

Canton Co-operative Bank

30-Year Fixed

6.375%

6.444%

0.000

Sacramento Credit Union

20-Year Fixed

6.250%

6.466%

0.500

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Spojnia Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

1st MidAmerica Credit Union

Platinum

8.900%

Security Service Federal Credit Union

Security Service Power Cash Back World MasterCard

16.950% - 18.000%

ABCO Federal Credit Union

VISA® Credit Cards

7.990%

Abbey Credit Union

VISA® Classic

12.960%

America First Federal Credit Union

PLATINUM REWARDS VISA

14.740%

Teachers Federal Credit Union

Visa Cash Back

16.100%

Access Federal Credit Union

Access FCU Visa Gold

9.900%

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

Canyon View Credit Union

Visa Crimson Rewards Card

13.740%

America First Federal Credit Union

CLASSIC REWARDS VISA

18.000%

AAC Credit Union

Visa Platinum

7.990%

Line of credit up to $20,000. $250,000 travel life insurance

1st United Credit Union

Visa Platinum

13.900%

Teachers Federal Credit Union

Visa Platinum

16.200%

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

Acadia Federal Credit Union

Acadia Visa Credit Card

10.900%

No annual fee

ACFCU

Secure Card Visa

29.240%

A card that\'s perfect for anyone who wants to improve or establish their credit.

Mountain America Federal Credit Union

Cash Back Credit Card

17.740%

Automatically get 1.5% cash back on all purchases with no fuss

4U Federal Credit Union

Credit Card

10.150%

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.

ACFCU

Everyday Rewards+ Card Visa

19.490% - 29.740%

Earn up to 4x unlimited points AND receive a $150 bonus.

Achieva Credit Union

Achieva Mastercard Credit Card

12.490% - 25.490%

12.49% to 25.49% when you open your account, based on your creditworthiness.

Abbott Laboratories Credit Union

Student Select Visa

17.200%

Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.

Suncoast Credit Union

Rewards Student Classic

16.500%

Credit Limit - $500

ACFCU

Max Cash Preferred Card Visa

19.490% - 29.740%

Get more value with up to 5% cash back in 2 categories you choose.

Aberdeen Proving Ground FCU

Visa Platinum Preferred Student

17.990%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Spojnia Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Access Community Credit Union

Debt Consolidation

13.990%

1 - 72

Abilene Teachers Federal Credit Union

Consumer Loan

10.250% - 17.950%

1 - 36

1st United Credit Union

Personal Line of Credit Variable

13.150%

Alec Federal Credit Union

Refinanced Signature Loans

18.000%

AHE Plant 3 Federal Credit Union

Loan Specials

8.500%

$0 - $6,000

ACFCU

Personal Loans

13.450%

1st Valley Credit Union

AMP Loan

10.500%

1st Street Credit Union

50% Share Secured Loan

6.460% - 14.990%

Acipco Federal Credit Union

Signature Loan

10.000%

1 - 36

Randolph Brooks FCU

Signature Personal Loan

12.150% - 18.000%

49 - 60P

Accentra Credit Union

Personal Loan

11.760%

AT&T Employees Federal Credit Union

Halloween Loan

15.000%

$500 - $1,500

6 - 12

The Golden 1 Credit Union

Personal Line of Credit

13.040%

AAEC Credit Union

Personal Signature Loans

14.000%

1st Ed Credit Union

Personal/Signature Loans

11.150%

60 - 60

Advantage Plus Federal Credit Union

Signature Loan

14.990%

25 - 36

Mountain America Federal Credit Union

Personal Loan

13.240%

Abilene Teachers Federal Credit Union

Personal Line of Credit

7.750% - 16.750%

1 - 36

Access Federal Credit Union

Consolidation Loans

13.060%

1 - 36

AHE Plant 3 Federal Credit Union

Unsecured (Signature) Loan

11.000%

$0 - $500

InFirst Bank

Personal Loan

13.000% - 13.200%

$1,500 - $15,000

24 - 24

InFirst Bank

Personal Loan

12.000% - 12.090%

$1,500 - $15,000

60 - 60

Security Service Federal Credit Union

Debt Consolidation Loan

11.240% - 17.950%

25 - 36

Access Of Louisiana Federal Credit Union

Line of Credit Variable Rate

10.200% - 17.950%

$0 - $15,000

1 - 60

360 Federal Credit Union

Debt Consolidated

9.490%

$500

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Spojnia Credit Union rate data right now, check back for updates, we are adding rates all the time.

Spojnia Credit Union Information

Credit Union Name: Spojnia Credit Union

Website: https://www.spojniacreditunion.org

Full Time Employees: 2
Part Time Employees: 1
President: Jan Cwikla
CEO: Sandra Reed
Branch Locations: 1
ATM Locations: 0

Corporate Office Address:

1006 Pittston Ave
Scranton, PA 18505
Phone Number: 570-344-1513
Fax Number: 570-961-5961

Spojnia Credit Union Financials

Total Assets:

14,008,379

Total Amount of Shares and Deposits:

11,554,437

Total Shares and Deposits < 1 Year:

10,553,129

Total Shares and Deposits 1 3 Years:

636,670

Total Shares and Deposits > 3 Years:

364,638

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

1,728,977

Total Uninsured Shares and Deposits > $250K (F+J):

1,728,977

Total Insured Shares and Deposits > $250K (item 17 less item K):

9,825,460

Total Interest Expense (Sum of items 6 8):

162,703

Share Certificates:

313

Number of Accounts for Share Drafts:

149

Number of Accounts for Regular Shares:

992

Net Income (unless the amount is already included in Undivided Earnings):

4,732

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

1,145,846

Total Liabilities:

11,554,369

Spojnia Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Student Scholarships:

Mortgage Processing:

Approved Mortgage Seller?:

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Are New Loans Available:

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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