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iAdvertiser Disclosure
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 Spokane Teachers Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Spokane Teachers Credit Union's savings rates are at 0.15%. Spokane Teachers Credit Union's money market rates are at 2.79%. MonitorBankRates evaluates the financial stability of Spokane Teachers Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.44%. Rates were last updated on 04/19/2026. Spokane Teachers Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Spokane Teachers Credit Union? Share your experience about Spokane Teachers Credit Union by leaving a review below, or read customer reviews before you decide to use Spokane Teachers Credit Union. Spokane Teachers Credit Union
Spokane Teachers Credit Union Headquarters 1620 N Signal Dr
https://www.stcu.org Liberty Lake, WA 99019 
Spokane Teachers Credit Union Savings Rates
Spokane Teachers Credit Union Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Spokane Teachers Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Spokane Teachers Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Spokane Teachers Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Spokane Teachers Credit Union
Website
https://www.stcu.org
Address
1620 N Signal Dr,
Liberty Lake, WA 99019
Phone
509-326-1954
Fax
President
Steven Jones
CEO
Lindsey Myhre
Full-Time Employees
1,004
Part-Time Employees
24
Branch Locations
52
ATM Locations
52
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.44%
Return on Assets (ROA)
0.2790%
Return on Equity (ROE)
2.8066%
Non-Performing Loans Ratio (NPL)
0.42%
Total Assets
6,391,295,740
Total Amount of Shares and Deposits
5,424,054,574
Total Shares and Deposits < 1 Year
5,111,832,216
Total Shares and Deposits 1 3 Years
291,580,063
Total Shares and Deposits > 3 Years
20,642,295
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
543,174,375
Total Uninsured Shares and Deposits > $250K (F+J)
543,174,375
Total Insured Shares and Deposits > $250K (item 17 less item K)
4,880,880,199
Total Interest Expense (Sum of items 6 8)
96,697,720
Share Certificates
22,387
Number of Accounts for Share Drafts
225,071
IRA KEOGH Accounts
6,418
Number of Accounts for Regular Shares
184,912
Non Member Deposits
444
Money Market Shares
35,903
Net Income (unless the amount is already included in Undivided Earnings)
17,834,689
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
367,908,422
Total Liabilities
5,862,719,566
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Spokane Teachers Credit UnionIs Spokane Teachers Credit Union a safe place to deposit money?Yes, Spokane Teachers Credit Union is considered a safe financial institution. With a Texas Ratio of 3.4378030826435%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Spokane Teachers Credit Union operate?Spokane Teachers Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Spokane Teachers Credit Union?Yes, to access services at Spokane Teachers Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Spokane Teachers Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Spokane Teachers Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Spokane Teachers Credit Union offer online and mobile banking?Most modern institutions like Spokane Teachers Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.stcu.org. Current Spokane Teachers Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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