St Patricks Parish Credit Union Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
St Patricks Parish Credit Union money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available.Have you opened an account or have any experiences at St Patricks Parish Credit Union? Share your experience about by leaving a review below, or read customer reviews before you decide to use . St Patricks Parish Credit Union Texas RatioSt Patricks Parish Credit Union's Texas Ratio is at 16.15%, which is considered good. The Texas Ratio for St Patricks Parish Credit Union is higher than the national average of all banks, currently at 6.13%. The Texas Ratio is a key indicator of financial health. This suggests that while St Patricks Parish Credit Union has some non-performing assets, it maintains sufficient capital reserves to handle potential losses. MonitorBankRates Rating
4.9
Excellent
Out of 5.0 Stars
St Patricks Parish Credit Union has earned a Smart Rating of 4.9 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Overall, St Patricks Parish Credit Union is an excellent credit union worth considering, with an overall rating of 4.9 stars out of 5 stars. Current Interest RatesProduct
APY/APR
vs.Avg
"N/A" indicates the product is not offered or the rate is unavailable. Current Rate AvailabilityWe do not have St Patricks Parish Credit Union rates right now, but we are constantly updating our database so check back often for updated rates. Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for St Patricks Parish Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather St Patricks Parish Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with St Patricks Parish Credit Union's official website for the most current offers and terms.
Credit Union Profile & OverviewCredit Union Name: St Patricks Parish Credit Union
Full Time Employees: 0Part Time Employees: 1 President: Frank Persons CEO: John Schreindorfer Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
4552 VT Route 36
Fairfield, VT 05455 Phone Number: 802-827-6684 Fax Number: FinancialsTotal Assets:
582,051
Total Amount of Shares and Deposits:
504,389
Total Shares and Deposits < 1 Year:
504,389
Total Insured Shares and Deposits > $250K (item 17 less item K):
504,389
Number of Accounts for Regular Shares:
313
Net Income (unless the amount is already included in Undivided Earnings):
6,955
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
117,943
Total Liabilities:
504,534
Show More
Source: NCUA Last Updated 09/30/2025
Customer ReviewsThere are no reviews for St Patricks Parish Credit Union yet. Feel free to create one below.
Add Your Rating and Review for St Patricks Parish Credit Union
Frequently Asked Questions About St Patricks Parish Credit UnionIs a member application needed to join St Patricks Parish Credit Union?Yes, to access services at St Patricks Parish Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, St Patricks Parish Credit Union provides a range of mortgage and home equity products. Is St Patricks Parish Credit Union a safe place to deposit money?Yes, St Patricks Parish Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does St Patricks Parish Credit Union offer online and mobile banking?Most modern institutions like St Patricks Parish Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
You can compare St Patricks Parish Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.22%, 6-month share certificate rates at 3.90% and 3-month share certificate rates at 0.10%. Savings rates are at 0.25% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 5.79%. All these rates, and more, can be found in our database of rates which you can compare to 
