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Stanwood Area Federal Credit Union Rates and Review January 2026

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Stanwood Area Federal Credit Union12-month CD rates can be found at 2.00%, 6-month CD rates at 2.50% and 3-month CD rates at 0.30%. Savings rates are at 0.30% and money market rates are at 0.60%. Mortgage rates on 30-year fixed loans are around 5.79%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to Stanwood Area Federal Credit Union rates.

Compare Stanwood Area Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Stanwood Area Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Stanwood Area Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Stanwood Area Federal Credit Union? Share your experience about Stanwood Area Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Stanwood Area Federal Credit Union.

Overall, Stanwood Area Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Stanwood Area Federal Credit Union
Main Office
444 Arona Rd
New Stanton, PA 15672
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
First Step (Youth) Savings
7.00%
$1
48-Month CD (Jumbo)
3.92%
$100,000
12-Month CD
3.90%
$1,000
12-Month CD
3.75%
$1,000
24-Month CD
3.55%
$2,000
12-Month CD (CDARS)
3.51%
$250,000
60-Month CD
3.50%
$1,000
18-Month CD
3.49%
$1,000
24-Month CD
3.35%
$500
12-Month CD
3.25%
$0
12-Month CD
3.10%
$2,500
12-Month CD
3.05%
$500
6-Month CD
3.00%
$500
6-Month CD
2.75%
$1,000
12-Month CD
2.65%
$500
24-Month CD
2.50%
$2,500
24-Month CD
2.38%
$10,000
30-Month CD
2.37%
$500
60-Month CD
2.02%
$1,000
12-Month CD
2.01%
$2,500
48-Month CD
2.00%
$1,000
24-Month CD
2.00%
$100
Money Market
1.75%
$5,000
Money Market Investment
1.65%
$1
Money Market
1.50%
$100,000
12-Month CD
1.00%
$1,000
60-Month CD
1.00%
$2,500
Money Market
0.90%
$10,000
18-Month CD
0.90%
$5,000
60-Month CD
0.75%
$500
Money Market
0.75%
$10,000
Savings
0.65%
$0
Advantage Money Market
0.50%
$10,000
12-Month CD (Jumbo)
0.50%
$100,000
60-Month CD
0.40%
$500
24-Month CD
0.35%
$1,000
Traditional Savings
0.35%
$50
Premium Savings
0.35%
$2,500
Regular Savings
0.25%
$0
12-Month CD
0.20%
$1,000
60-Month CD
0.20%
$500
Advantage Checking
0.15%
$100
My Money Market
0.12%
$25
Regular Savings
0.05%
$100
207 Checking
0.02%
$25
Platinum Checking
0.01%
$50
Success Savings
0.01%
$0
48-Month CD
0.01%
$500
36-Month CD
0.01%
$5
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
4.500%
4.685%
0.750
20-Year Fixed
5.750%
5.887%
0.000
5.125%
5.547%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
6.250%
6.281%
0.000
6.000%
5.892%
0.000
5.375%
5.721%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
5.750%
5.767%
0.000
10-Year Fixed
6.100%
6.433%
0.000
6.750%
6.697%
0.000
6.000%
6.061%
0.000
6.000%
6.035%
0.375
15 Year Fixed
5.250%
5.306%
0.000
15-Year Fixed
5.500%
5.571%
0.000
5.250%
5.370%
0.000
20-Year Fixed
5.750%
5.975%
0.000
6.125%
6.526%
0.000
5.625%
5.714%
0.000
15-Year Fixed
5.250%
5.326%
0.000
6.750%
6.880%
0.000
5.500%
5.820%
0.000
6.375%
6.498%
0.000
4.740%
7.533%
0.000
5.375%
5.999%
0.000
20-Year Fixed
5.000%
5.294%
2.000
5.625%
5.721%
0.000
4.875%
5.778%
0.000
5.125%
6.002%
0.000
5.625%
5.853%
0.000
4.875%
5.010%
0.000
5.500%
5.799%
0.000
5.875%
6.055%
0.000
5.500%
6.004%
0.750
30-Year Fixed
5.875%
5.945%
0.000
5.500%
5.736%
0.000
5.875%
6.023%
0.000
5.375%
5.911%
0.000
30-Year Fixed
5.750%
5.842%
0.000
20-Year Fixed
5.875%
5.971%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.250%
5.867%
0.000
15-Year Fixed
5.500%
5.617%
0.000
30-Year Fixed
6.000%
6.058%
0.000
5.750%
5.876%
0.000
15-Year Fixed Jumbo
5.750%
6.099%
0.000
4.750%
4.816%
0.000
30 Year Fixed
6.125%
6.360%
0.963
6.000%
6.031%
0.000
5.250%
5.430%
0.359
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Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Business Rewards Card
15.240%
13.900%
14.000%
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
16.200%
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Rewards Student Classic
16.500%
Credit Limit - $500
Visa Crimson Card
13.240%
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Access FCU Visa Gold
9.900%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
VISA Platinum with Rewards
8.900%
Savings Secured Visa®
18.000%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
16.240% - 27.240%
Security Service Power MasterCard
12.740% - 18.000%
VISA Credit Card
11.900%
No annual fee
VISA® Credit Cards
7.990%
Access FCU Visa Classic
13.500%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
9.900%
$0
7.000%
$500 - $15,000
60
Consolidation Loans
14.850%
$0
37 - 60
Personal Loan
8.950%
$0
Credit Builder Loan
9.000%
$0
Personal/Signature
10.990%
$0
24 - 36
Student Loan Consolidation
5.490%
$0
8.990% - 18.000%
$0 - $30,000
72
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
12.490%
$0
11.900%
$0 - $15,000
24 - 60
Signature Loan
10.500%
$0
10.000%
$0
1 - 36
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Unsecured Signature Loan
9.250%
$0
1 - 24
Debt Consolidation
13.990%
$0
1 - 72
A+ Preferred Line Of Credit
10.990%
$0
10.700%
$0 - $10,000
60 - 60
Personal Loan Rates
5.740%
$0
1 - 36
Personal Loans
10.000%
$0
1 - 36
13.700%
$2,500 - $5,000
36 - 36
14.700%
$8,000
60 - 60
12.740%
$0
36
Personal Line of Credit
16.240%
$0
60
Personal Loans
8.990% - 19.990%
$500 - $30,000
60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Stanwood Area Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Stanwood Area Federal Credit Union
Full Time Employees: 3
Part Time Employees: 3
President: John Storey Sr
CEO: Charles Frederickson Jr
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
444 Arona Rd
New Stanton, PA 15672
Phone Number: 724-925-9505
Fax Number: 724-925-6121

Financials

Total Assets:
18,638,895
Total Amount of Shares and Deposits:
16,700,079
Total Shares and Deposits < 1 Year:
15,162,235
Total Shares and Deposits 1 3 Years:
1,040,845
Total Shares and Deposits > 3 Years:
497,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,017
Total Uninsured Shares and Deposits > $250K (F+J):
4,858
Total Insured Shares and Deposits > $250K (item 17 less item K):
16,695,221
Total Interest Expense (Sum of items 6 8):
156,605
Share Certificates:
97
Number of Accounts for Share Drafts:
817
IRA KEOGH Accounts:
60
Number of Accounts for Regular Shares:
2,376
Non Member Deposits:
7
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,668,427
Total Liabilities:
16,734,053
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Stanwood Area Federal Credit Union

Is a member application needed to join Stanwood Area Federal Credit Union?

Yes, to access services at Stanwood Area Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Stanwood Area Federal Credit Union provides a range of mortgage and home equity products.

Is Stanwood Area Federal Credit Union a safe place to deposit money?

Yes, Stanwood Area Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Stanwood Area Federal Credit Union offer online and mobile banking?

Most modern institutions like Stanwood Area Federal Credit Union provide digital access including online balance checks and transfers.

Current Stanwood Area Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions