Summit Ridge Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

Summit Ridge Credit Union 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.56% and 3-month CD rates at 3.03%. Savings rates are at 0.50% and money market rates are at 0.14%. Mortgage rates on 30-year fixed loans are around 6.99%. Credit Card rates are at 16.50%. Personal Loan rates are at 16.24%. All these rates, and more, can be found in our database of rates which you can compare to Summit Ridge Credit Union rates.

Compare Summit Ridge Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Summit Ridge Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Summit Ridge Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Summit Ridge Credit Union? Share your experience about Summit Ridge Credit Union by leaving a review below, or read customer reviews before you decide to use Summit Ridge Credit Union.

Overall, Summit Ridge Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate

APY/APR

vs Avg

12-Month CD

N/A

2.55%

18-Month CD

N/A

2.29%

24-Month CD

N/A

2.28%

36-Month CD

N/A

2.20%

48-Month CD

N/A

2.14%

60-Month CD

N/A

2.26%

Savings

N/A

0.65%

MMA

N/A

1.03%

30-Year Fixed

N/A

6.63%

Credit Card

N/A

14.10%

Personal Loan

N/A

11.27%

Summit Ridge Credit Union
Summit Ridge Credit Union

3485 NE Ralph Powell Rd
Lees Summit, MO 64064

https://mysrcu.com

MonitorBankRates' Rating

5/5

★★★★★

Review Summit Ridge Credit Union

Compare Summit Ridge Credit Union Rates with Other Competitive Bank and Credit Union Rates

Ukrainian Selfreliance Federal Credit Union

9-Month CD IRA

4.29%

$500

Atkins Savings B&T

24-Month CD (Adjust-A-Rate)

3.89%

$1,000

Home SB of Wapakoneta

6-Month CD

3.75%

$1,000

Second Federal S&L

24-Month CD

3.75%

$500

Harvest Bank

12-Month CD

3.50%

$1,000

Citizens Bank of Clovis

12-Month CD

3.50%

$1,000

Beal Bank USA

24-Month CD

3.45%

$1,000

Center National Bank

Rewards Checking

3.30%

Citizens Federal S&L Assoc

48-Month CD

3.30%

$1,000

Prairie Bank of Kansas

24-Month CD

3.28%

$1,000

DCU Digital Federal Credit Union

30-Month CD

3.25%

$500

Woodruff Federal S&L

48-Month CD

3.19%

$1,000

Bank of Clovis

12-Month CD

3.14%

$5,000

MidCountry Bank

24-Month CD

3.04%

$1,000

TSB Teutopolis State Bank

48-Month CD

3.02%

$500

The Bank of Bennington

60-Month CD

3.00%

$500

Ultima Bank Minnesota

48-Month CD

3.00%

$1,000

Leader Bank

Zeugma Reward Savings

3.00%

$10

1st Street Credit Union

6-Month CD

2.78%

$1,000

Citizens Savings Bank Clarks Summit, PA

12-Month CD

2.75%

$1,000

Elkhorn Valley Bank & Trust

24-Month CD

2.70%

Citizens Bank & Trust Company NE

36-Month CD

2.52%

$500

Capitol Federal Savings Bank

60-Month CD

2.50%

$1,000

State Bank & Trust Company

12-Month CD

2.50%

$1,000

FNB of Lacon

48-Month CD

2.38%

$500

Walden Savings Bank

18-Month CD

2.25%

$1,000

Peoples Bank of Deer Lodge

Money Market

2.02%

A & S Federal Credit Union

12-Month CD

2.00%

$5,000

Abilene Teachers Federal Credit Union

Money Market

1.92%

$2,500

South Ottumwa SB

24-Month CD

1.50%

$500

Citizens Bank Mukwonago, WI

36-Month CD

1.06%

$1,000

FNB of Peterstown

12-Month CD

0.75%

$2,500

Woodsville Guaranty Savings Bank

24-Month CD

0.60%

$1,000

Greenstate Credit Union

48-Month CD

0.60%

$500

FirsTier Bank

36-Month CD

0.60%

Bristol Morgan Bank

Money Market

0.50%

$2,500

The Huntington National Bank

60-Month CD

0.50%

$1,000

Citizens State Bank Cadott, WI

48-Month CD

0.45%

$1,000

Itasca Bank & Trust Co.

Personal Money Market

0.45%

$1,000

Cayuga Lake National Bank

Passbook Savings

0.25%

$10

Associated Bank

Select Money Market Platinum

0.25%

$1,000

First Fidelity Bank Fort Payne, AL

Savings

0.20%

$50

Northwestern Bank

Keystone High Yield Savings

0.20%

$10,000

Heritage Bank of the Ozarks

Money Market

0.15%

$2,500

First Citizens Bank

48-Month CD

0.15%

$500

First National Bank of Michigan

First Personal Savings

0.10%

$100

FNB of Elmer

Money Market

0.05%

$1,000

Badger Bank

Regular Savings

0.02%

$100

Fulton Bank

Statement Savings

0.02%

Vibrant Credit Union

36-Month CD

0.01%

Disclaimer

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Summit Ridge Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Luana Savings Bank

15-Year Fixed

5.625%

5.674%

0.000

Wrentham Co-operative Bank

15-Year Fixed (Jumbo)

5.750%

5.844%

0.000

Finger Lakes Federal Credit Union

10 Year Fixed

5.750%

5.887%

0.000

Investment Savings Bank

3/1 ARM

6.000%

5.892%

0.000

Marathon Bank

15-Year Fixed

5.750%

5.923%

0.000

A+ Federal Credit Union

20-Year Fixed

5.875%

5.949%

0.000

Old National Bank

15-Year Fixed

5.875%

5.955%

0.000

First National Bank of Orwell

15-Year Fixed

5.875%

5.973%

0.000

Altoona First Savings Bank

30-Year Fixed

6.000%

6.031%

0.000

Greater Iowa Credit Union

20 Year Fixed

5.990%

6.057%

0.000

Credit Human Federal Credit Union

15-Year Fixed

5.925%

6.060%

0.000

1st United Credit Union

15-Year Fixed

5.990%

6.066%

0.000

Empower Federal Credit Union

15-Year Fixed

5.875%

6.109%

0.000

Collinsville Bank

10-Year Fixed

5.875%

6.129%

0.000

First Federal Savings Bank Evansville, IN

15-Year Fixed

6.000%

6.133%

0.000

American Bank

15-Year Fixed

5.875%

6.173%

0.000

Good Neighbors Federal Credit Union

15 Year Fixed

6.125%

6.229%

0.000

Manasquan Bank

15-Year Fixed

6.125%

6.251%

0.000

Kalsee Credit Union

10 Year Fixed

5.875%

6.316%

0.000

Catholic Vantage Financial Credit Union

15 Year Fixed

6.125%

6.324%

0.000

Hawaii State Federal Credit Union

30 Year Fixed

6.125%

6.374%

2.000

Abound Federal Credit Union

30-Year Fixed Jumbo

6.300%

6.391%

0.000

NCB North Cambridge Coopertive Bank

15-Year Fixed

6.375%

6.392%

0.000

Farmers State Bank (Marion, IA)

30-Year Fixed

6.375%

6.420%

0.000

Everett Co-operative Bank

30-Year Fixed

6.375%

6.421%

0.000

Disclaimer

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Summit Ridge Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

4U Federal Credit Union

Credit Card

10.150%

Aberdeen Proving Ground FCU

Visa Platinum Preferred Rewards

15.740% - 17.990%

America First Federal Credit Union

CLASSIC REWARDS VISA

18.000%

Access Federal Credit Union

Access FCU Visa Gold

9.900%

1st Northern California Credit Union

Visa Classic

11.900%

Acipco Federal Credit Union

Visa Credit Card

9.990%

America First Federal Credit Union

Platinum Low Rate VISA

12.240%

Low Rate Platinum Card

Teachers Federal Credit Union

Visa Low Rate

14.000%

705 Federal Credit Union

VISA Credit Card

7.900% - 15.900%

Maximum credit card amount offered is $10,000 with a 36-month term.

ACFCU

Platinum Card Visa

18.240% - 29.240%

Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.

America First Federal Credit Union

SIGNATURE 1% CASH BACK VISA

14.740%

Unlimited 1% Cash Back Signature Card

1st United Credit Union

Visa Platinum Rewards

14.900%

Aberdeen Proving Ground FCU

Visa Cash Back

16.490% - 17.990%

Suncoast Credit Union

Rewards Classic Starter VISA

16.500%

Credit Limit - $300 - $500

Mountain America Federal Credit Union

Low Rate Credit Card

13.240%

LMCU Lake Michigan Credit Union

Prime Platinum Visa Credit Card

11.500%

Vystar Credit Union

Visa Signature® Cash Back

17.750%

Teachers Federal Credit Union

Visa Platinum

16.200%

Randolph Brooks FCU

World Cash Back Credit Card Mastercard

18.000%

ABNB Federal Credit Union

ABNB VISA Signature

14.740% - 17.740%

No annual fees or cash advance fees. Rates may vary depending on credit worthiness.

ACFCU

Everyday Rewards+ Card Visa

19.490% - 29.740%

Earn up to 4x unlimited points AND receive a $150 bonus.

BECU Boeing Employees Credit Union

BECU Cash Back Visa

16.240% - 27.240%

Acme Continental Credit Union

Acme Visa Credit Card

9.990% - 18.000%

680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.

600 Atlantic Federal Credit Union

Visa Credit Card

11.900%

Security Service Federal Credit Union

Security Service Power Cash Back World MasterCard

16.950% - 18.000%

Disclaimer

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Summit Ridge Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

360 Federal Credit Union

Term Line of Credit 84 months

8.000%

Advantage Plus Federal Credit Union

Signature Loan

14.990%

25 - 36

ACFCU

Personal Loans

13.450%

InFirst Bank

Personal Loan

12.000% - 12.110%

$1,500 - $15,000

48 - 48

1st Valley Credit Union

Next Step Loan

10.500%

Aberdeen Proving Ground FCU

Personal Loan Rates

5.740%

1 - 36

Academic Federal Credit Union

Personal Line of Credit

9.000%

Access Of Louisiana Federal Credit Union

Personal Loan

9.200% - 17.950%

$0 - $15,000

60 - 60

The Golden 1 Credit Union

Personal Loan

8.890%

University First Federal Credit Union

Personal Loans

13.740%

$5,000

60 - 60

Access Federal Credit Union

Unsecured Loans

9.990%

1 - 60

1st Street Credit Union

Note Loan

8.990% - 17.990%

Access Federal Credit Union

Consolidation Loans

13.060%

1 - 36

Abbott Laboratories Credit Union

Personal Loan

10.490%

60 - 60

InFirst Bank

Personal Loan

13.000% - 13.140%

$1,500 - $15,000

36 - 36

AAEC Credit Union

Personal Signature Loans

14.000%

ACMG Federal Credit Union

Personal Loans

8.990%

Act 1st Federal Credit Union

Signature Loan

11.500%

48 - 48

America First Federal Credit Union

Line of Credit Variable

16.740%

AHE Plant 3 Federal Credit Union

Loan Specials

8.500%

$0 - $6,000

1st United Credit Union

Personal Line of Credit Variable

13.150%

Security Service Federal Credit Union

Personal Loan

11.240% - 17.950%

25 - 36

Hughes Federal Credit Union

Signature Loan

13.450%

The Golden 1 Credit Union

Personal Line of Credit

13.040%

Avenir Financial Federal Credit Union

Open End Line-of-Credit

11.990%

Disclaimer

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Summit Ridge Credit Union rate data right now, check back for updates, we are adding rates all the time.

Summit Ridge Credit Union Information

Credit Union Name: Summit Ridge Credit Union

Website: https://mysrcu.com

Full Time Employees: 4
Part Time Employees: 0
President: Brad Wise
CEO: Sharri Wardlow
Branch Locations: 1
ATM Locations: 0

Corporate Office Address:

3485 NE Ralph Powell Rd
Lees Summit, MO 64064
Phone Number: 816-272-6160
Fax Number: 816-272-6266

Summit Ridge Credit Union Financials

Total Assets:

21,323,272

Total Amount of Shares and Deposits:

19,396,231

Total Shares and Deposits < 1 Year:

15,621,987

Total Shares and Deposits 1 3 Years:

3,368,556

Total Shares and Deposits > 3 Years:

405,688

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):

311,668

Total Uninsured Shares and Deposits > $250K (F+J):

311,668

Total Insured Shares and Deposits > $250K (item 17 less item K):

19,084,563

Total Interest Expense (Sum of items 6 8):

92,976

Share Certificates:

302

Number of Accounts for Share Drafts:

716

Number of Accounts for Regular Shares:

2,023

Non Member Deposits:

Total Cash on Deposit (Amounts Deposited in Financial Institutions):

1,499,680

Total Liabilities:

19,635,497

Summit Ridge Credit Union Questions and Answers

No Cost Share Drafts:

Yes

Share Certificates with Low Minimum Balance Requirements:

Yes

Is Financial Counseling Offered?:

Financial Education offered for Members?:

Yes

Are financial literacy Workshops offered?:

Is there a first time homebuyer program?:

Credit management and repair offered?:

Online Financial Literacy?:

No Cost Bill Payer:

Yes

Mortgage Processing:

Approved Mortgage Seller?:

Brokered Certificates of Deposits:

payment:

Are low cost wire transfers available?:

Yes

Member Application:

Are New Loans Available:

Yes

New Share Account:

Are online loan payments available:

Yes

Online Bill Payment Allowed?:

Yes

Can I download my account history?:

Electronic Signature Authentication Certification:

Yes

Can I get my bank statements online?:

Yes

External Account Transfers Allowed:

Yes

Remote Deposit Allowed:

Yes

Are Mobile Payments Avilable?:

Yes

Source: NCUA Last Updated 03/31/2024

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