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Teamsters Local #238 Credit Union Rates and Review January 2026

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Teamsters Local #238 Credit Union12-month CD rates can be found at 2.00%, 6-month CD rates at 2.00% and 3-month CD rates at 1.00%. Savings rates are at 3.80% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 12.95%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to Teamsters Local #238 Credit Union rates.

Compare Teamsters Local #238 Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Teamsters Local #238 Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Teamsters Local #238 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Teamsters Local #238 Credit Union? Share your experience about Teamsters Local #238 Credit Union by leaving a review below, or read customer reviews before you decide to use Teamsters Local #238 Credit Union.

Overall, Teamsters Local #238 Credit Union is an excellent credit union worth considering, with an overall rating of 4 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Teamsters Local #238 Credit Union
Teamsters Local #238 Credit Union
5050 J St SW
Cedar Rapids, IA 52404
Member NCUA
MonitorBankRates' Rating
4/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
3.90%
$500
24-Month CD (Adjust-A-Rate)
3.89%
$1,000
12-Month CD
3.85%
$500
24-Month CD (Jumbo)
3.82%
$100,000
48-Month CD
3.80%
$1,000
6-Month CD (IntraFi®)
3.68%
$10,000
12-Month CD
3.60%
$500
18-Month CD
3.50%
$1,000
26-Month CD
3.42%
$1,000
12-Month CD
3.40%
$100
60-Month CD
3.00%
$500
24-Month CD
3.00%
$500
24-Month CD
3.00%
$500
48-Month CD (IRA)
2.96%
$500
60-Month CD
2.85%
$500
12-Month CD
2.53%
$500
24-Month CD
2.52%
$500
24-Month CD
2.50%
$500
48-Month CD (star saver)
2.31%
$100
60-Month CD
2.02%
$1,000
Interest Advantage Checking
2.00%
$25
48-Month CD
1.81%
$500
18-Month CD
1.80%
$5,000
12-Month CD
1.56%
$1,000
48-Month CD
1.50%
$10,000
48-Month CD
1.40%
$1,000
24-Month CD
1.00%
$250
24-Month CD
1.00%
$1,000
30-Month CD
1.00%
$1,000
Business Money Market
1.00%
$20,000
48-Month CD
0.85%
$500
12-Month CD
0.80%
$500
Money Market
0.75%
$25,000
Gold Star Checking
0.70%
$1,000
48-Month CD
0.50%
$500
Statement Savings
0.50%
$100
18-Month CD
0.35%
$500
36-Month CD
0.35%
$1,000
60-Month CD
0.30%
$1,000
48-Month CD
0.30%
$500
Golden Savings
0.25%
$25
36-Month CD
0.25%
$1,000
Statement Savings
0.10%
$1
Money Market
0.07%
$500
Opportunities Checking
0.05%
$1,500
Regular Savings
0.05%
$100
Consumer Money Market
0.05%
$2,500
Statement Savings
0.03%
$25
Savings
0.01%
$500
Savings Plus
0.01%
$10,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
7.000%
7.168%
0.000
5.750%
5.924%
0.000
30-Year Fixed
6.125%
6.192%
0.125
5.000%
5.055%
0.000
15 Year Fixed
5.250%
5.306%
0.000
15 Year Fixed
5.120%
5.192%
0.000
5.990%
6.035%
0.000
15-Year Fixed
5.680%
5.964%
0.000
5.125%
5.421%
0.000
5.625%
5.760%
1.125
20-Year Fixed
5.750%
5.870%
0.000
5.700%
5.780%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
5.875%
6.118%
0.000
30-Year Fixed
6.000%
6.097%
0.500
30-Year Fixed
6.125%
6.307%
0.000
15-Year Fixed
5.750%
5.943%
0.000
4.625%
4.690%
0.000
5.875%
6.118%
0.000
30-Year Fixed
6.000%
6.112%
0.000
5.375%
5.804%
0.000
20-Year Fixed
6.625%
6.626%
0.000
10 Year Fixed
6.000%
6.223%
0.000
5.875%
5.985%
1.000
6.125%
6.266%
0.000
7-Year ARM
5.250%
5.752%
0.000
5.750%
6.309%
0.000
30-Year Fixed
6.000%
6.218%
0.000
20-Year Fixed
6.000%
6.097%
0.000
6.000%
6.031%
0.000
5.250%
5.633%
0.000
5.875%
6.055%
0.000
5.125%
5.237%
0.000
5.625%
5.693%
0.500
5.500%
5.581%
0.000
6.250%
6.389%
0.000
5.375%
5.766%
0.000
5.625%
6.036%
0.000
15-Year Fixed Jumbo
6.125%
6.423%
0.000
5.750%
5.977%
0.000
15-Year Fixed
5.625%
5.743%
0.000
6.250%
7.325%
0.000
5.000%
5.168%
0.000
15-Year Fixed (Jumbo)
5.500%
5.520%
0.000
5.875%
6.055%
0.000
5.625%
5.853%
0.000
30-Year Fixed
5.875%
5.978%
0.000
20-Year Fixed
6.125%
6.183%
0.000
4.875%
5.172%
1.125
4.750%
5.855%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum with Rewards
9.900%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
10.150%
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Visa Business Rewards Card
15.240%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
8.750%
16.490% - 17.990%
13.240%
8.900% - 13.900%
Based upon credit worthiness.
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
VISA® Credit Cards
7.990%
Savings Secured Visa®
18.000%
8.990% - 17.990%
Maximum limit of $30,000
14.740%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Platinum Rewards
14.900%
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
VISA Platinum with Rewards
8.900%
14.240%
18.000%
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Signature Loans
12.990%
$0
48
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
8.990%
$0
36
Term Line of Credit 84 months
8.000%
$0
8.500%
$0 - $6,000
42
8.990% - 18.000%
$0 - $30,000
72
Credit Builder Loan
9.000%
$0
7.990%
$0 - $30,000
10.250% - 10.650%
$3,000 - $25,000
Personal Lines of Credit
11.900% - 19.400%
$0
11.240%
$0 - $10,000
60 - 60
13.240%
$0
48
50% Share Secured Loan
6.460% - 14.990%
$0
Personal Loans
10.000%
$0
1 - 36
Line of Credit Variable
16.740%
$0
New Signature Loans
8.990%
$0
Personal Loans
13.450%
$0
60
12.500%
$0
60 - 60
9.200% - 17.950%
$0 - $100
12 - 24
Personal Loan
8.950%
$0
10.490%
$0
60 - 60
13.740%
$5,000
60 - 60
11.990%
$0
1 - 12
10.990%
$500
36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Teamsters Local #238 Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Teamsters Local #238 Credit Union
Full Time Employees: 2
Part Time Employees: 1
President: Gregory Hearns
CEO: Eric Sorensen
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
5050 J St SW
Cedar Rapids, IA 52404
Phone Number: 319-363-8247
Fax Number: 319-363-9059

Financials

Total Assets:
7,440,015
Total Amount of Shares and Deposits:
6,883,066
Total Shares and Deposits < 1 Year:
6,883,067
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
21,757
Total Uninsured Shares and Deposits > $250K (F+J):
21,757
Total Insured Shares and Deposits > $250K (item 17 less item K):
6,861,309
Total Interest Expense (Sum of items 6 8):
10,614
Share Certificates:
15
Number of Accounts for Share Drafts:
603
IRA KEOGH Accounts:
25
Number of Accounts for Regular Shares:
1,686
All other shares:
625
Money Market Shares:
68
Net Income (unless the amount is already included in Undivided Earnings):
1,150
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,309,301
Total Liabilities:
6,954,275
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Teamsters Local #238 Credit Union

Is a member application needed to join Teamsters Local #238 Credit Union?

Yes, to access services at Teamsters Local #238 Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Teamsters Local #238 Credit Union provides a range of mortgage and home equity products.

Is Teamsters Local #238 Credit Union a safe place to deposit money?

Yes, Teamsters Local #238 Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Teamsters Local #238 Credit Union offer online and mobile banking?

Most modern institutions like Teamsters Local #238 Credit Union provide digital access including online balance checks and transfers.

Current Teamsters Local #238 Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions