12-month CD rates can be found at 3.55%, 6-month CD rates at 0.05% and 3-month CD rates at 0.05%. Savings rates are at 1.00% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.96%. Credit Card rates are at 13.50%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates which you can compare to TEG rates.
Compare TEG CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of TEG savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.
TEG money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at TEG? Share your experience about TEG by leaving a review below, or read customer reviews before you decide to use TEG.
Overall, TEG is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare TEG Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
North Carolina Press Association Federal Credit Union
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
Compare TEG Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Teachers Federal Credit Union
Visa Platinum
16.200%
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points.
640-679 rate = 10.80%.
600-639 rate = 12.84%.
599 and below rate = 18.00%.
Access Federal Credit Union
Access FCU Visa Classic
13.500%
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
LMCU Lake Michigan Credit Union
Max Rewards Visa Credit Card
15.250%
Security Service Federal Credit Union
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Canyon View Credit Union
Visa Secure Card
13.740%
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
1st Valley Credit Union
Platinum Visa
8.750%
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st United Credit Union
Visa Platinum Rewards
14.900%
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.
Compare TEG Personal Loans with Other Competitive Bank and Credit Union Personal Loans
The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.
Our apologies, we do not have TEG rate data right now, check back for updates, we are adding rates all the time.
In today's ever-evolving real estate landscape, securing your mortgage through additional property income not only stands as a prudent financial strategy but also as a necessity for many.
As the market continues to witness fluctuating interest rates and varying property values, homeowners and investors alike are seeking innovative ways to ensure their investments remain secure and profitable.
This introduction lays the foundation for exploring practical financial ideas aimed at protecting and maximizing the potential of your mortgage, ensuring long-term stability and growth in your real estate ventures.
Andrews Federal Credit Union CD Rates are competitive in several different categories and terms. The highest CD rates are on the 12-month jumbo certificate (CD), with a current 5.05% APY. Other high CD rates include the 24-month CD with a 4.30% APY and the long-term CD that has a current rate of 3.90% APY. You can view a complete list of all Andrews Federal Credit Union CD Rates, CD categories and terms below.
First Horizon Bank CD rates are not competitive at all, in fact, the banks' rates are lower than the average CD rates available. With rates so low, one can only assume First Horizon Bank isn't interested in raising rates time deposits. The highest CD rates available at First Horizon Bank CD Rates are at 0.10 percent, that rate is on most of their CD terms. Shorter-term CD rates are even lower, 1-month CD rates, 6-month CD rates and 9-month CD rates are all at a pathetic 0.05% APY. View an entire list of First Horizon Bank CD Rates right here and compare them to other bank CD rates.
Eastern Bank CD rates are competitive for both the bank's personal CD rates and business CD rates. In fact, the CD rates for both types of certificates of deposit are exactly the same. Current 12-month CD Rates at Eastern Bank are at 5.10% APY, 9-month CD rates are at 5.27% APY and 6-month CD rates are at 5.05% APY. Below is a list of Eastern Bank CD rates and more information about the bank's certificates of deposit.
Abound Credit Union is offering some highly competitive Certificate of Deposit (CD) rates to its members. The best CD rate and deal for the term is on Abound Credit Union's 10-month CD special, the current 10-month CD rate is at 5.50% APY. If you're looking for a longer CD term, 17-month Abound Credit Union CD rates are also a good deal at 5.25%. Both accounts have a minimum opening deposit of $500. You can view a complete list of CD rates from Abound CU below.
When searching for a home loan, securing the best mortgage rates today or any day is crucial to the process. To achieve this goal, you must investigate various options by reaching out to multiple mortgage lenders. This approach allows you to compare different lenders, loan officers, mortgage types and mortgage rates, ultimately helping you find the ideal match for your financial needs.
Comparing lenders and loan officers is important in understanding the diverse options available to you. This comparison process makes it simpler to identify the mortgage that aligns with your financial goals and expectations. Think about all the other purchases you made in life, did you comparison shop those times to save money? Comparison shopping or a mortgage can save you thousands, or tens of thousands of dollars, it will probably be the biggest savings you'll have with any purchase you have made in your lifetime.
By following these simple steps and actively engaging with multiple mortgage lenders, you can effortlessly navigate the mortgage landscape. This will lead to finding the best mortgage rates and terms tailored to your financial circumstances, ensuring that you make the right choice for your future home.
A 529 plan is a tax-advantaged investment vehicle designed to encourage saving for future educational expenses. There are two types of 529 plans: education savings plans and prepaid tuition plans. This article aims to provide a simplified explanation of 529 plans and help you decide whether it's the right choice for your family's educational needs.
529 plans offer flexibility, allowing you to save for educational expenses of any family member, including yourself. The funds accumulated in a 529 plan can be used for college or other post-secondary education expenses, as well as tuition fees for elementary or secondary public, private, or religious schools. The person opening the account is referred to as the account holder, while the beneficiary is the individual for whom the account is opened.
It's ideal to start saving as early as possible, but always consider your family's overall financial situation first. Other financial goals might require your attention and resources before committing to a 529 plan. Keep in mind that penalties may apply if you don't use the money for qualified educational expenses. One of the benefits of a 529 plan is the tax-free earnings growth over time. The longer the money is invested, the more it can grow, and the greater your tax benefits. Withdrawing money from a 529 plan account within a short period after contribution may result in losing some of these benefits.
An overdraft occurs when a person's account lacks sufficient funds to cover a transaction, but the bank or credit union proceeds to cover the payment anyway. The account holder is then required to repay the overdrawn amount, in addition to any overdraft fees incurred from the financial institution. Overdraft fees can be a significant financial burden, particularly for those who find themselves frequently incurring these charges. In many cases, these fees are avoidable, and it is essential for individuals to understand how to manage their finances effectively to minimize or eliminate these unnecessary costs.
A crucial first step in addressing overdraft fees is understanding the different options available to minimize their occurrence. For some, this may involve opting out of overdraft coverage, while others may find linking their checking and savings accounts or applying for a line of credit to be more suitable. By exploring these options and determining the most appropriate course of action, account holders can take charge of their financial situation and avoid the negative impacts of overdraft fees.
In addition to understanding these options, it is vital for individuals to be aware of the regulations surrounding overdraft fees and the potential consequences of overdrawing their accounts. This includes the fees associated with overdrafts, the frequency with which these fees can be charged, and the importance of repaying overdrawn amounts promptly to avoid further penalties.
In today's world, having a healthy credit record is vital for financial success. Your credit score plays a significant role in determining your ability to access loans, credit cards, and other forms of financing. However, unforeseen financial challenges, such as job loss, medical emergencies, or unexpected expenses, can lead to a negative impact on your credit record. When this happens, it can be disheartening and overwhelming, as it becomes more difficult to secure the financing you need for essential expenses or future investments.
Rebuilding your credit is a necessary process that requires time, patience, and commitment. While it may seem like a daunting task, it is possible to improve your credit standing by following a strategic approach. It is important to note that there are no shortcuts or secrets to achieving a better credit score. Genuine improvement comes from consistent, responsible financial behavior over time.
This guide is designed to help you understand the steps needed to rebuild your credit effectively. By adhering to the principles and practices outlined below, you can work towards improving your credit score and ultimately regain your financial footing. With dedication and persistence, you will be better equipped to achieve financial stability and open doors to new opportunities in your personal and professional life.
Certificates of deposit (CDs) are a type of savings account that offers a fixed interest rate for a specified period of time. CDs are an attractive investment option if you are looking for a safe and low-risk way to save their money. Current CD rates are at the highest point they have been since before the 2008/2009 financial crisis. CDs are offered by banks and credit unions and are insured by the Federal Deposit Insurance Corporation (FDIC) and National Credit Union Administration (NCUA).
A certificate of deposit is a special type of savings account that requires you to deposit a fixed amount of money for a specified period of time. This period can range from a few months to several years, depending on the terms of the CD. CDs are also called "time deposits" because you must leave your money in the account for a set period of time. The end of this period is known as the "maturity date," and at that point, you can choose to withdraw your money or reinvest it in a new CD.
One of the advantages of CDs is that they typically offer higher interest rates than regular savings accounts. The interest rate on a CD is fixed for the term of the CD, which means you know exactly how much interest you will earn over the life of the CD.
Paying your mortgage biweekly can be an effective way to pay off your loan early and save money on interest over time. However, like any financial decision, there are pros and cons to consider before committing to this payment plan.
One of the main advantages of paying your mortgage biweekly is that you can make an extra payment each year without feeling the financial strain of a large lump sum. By breaking your monthly payment into smaller amounts, you can more easily budget for the expense and avoid late fees. Additionally, since interest accrues daily on a mortgage, making more frequent payments can reduce the amount of interest you pay over the life of the loan. This means that you may be able to pay off your mortgage faster and save thousands of dollars in interest charges.
However, there are also some downsides to a bi-weekly payment plan. One consideration is the cost of enrollment. Some servicers charge a fee to set up a bi-weekly payment plan, which may not be worth the expense. Before signing up for the plan, it’s important to carefully review the terms and conditions to understand the total cost and any potential penalties for early payoff.
Credit card usage has become a common practice in the United States, with approximately 83% of adults in the country having at least one credit card. Despite the popularity of credit cards, consumers are wary of accruing credit card debt due to high-interest rates charged on unpaid balances. Credit card debt is considered an unsecured loan, meaning it is not backed by collateral, making it riskier for lenders, leading to a higher interest rate. In 2022, the average credit card had an annual percentage rate (APR) of over 18%. This makes it challenging for consumers to pay off their balances, especially when the credit card debt is on multiple credit cards.
According to a survey, 75% of Americans said they would not make a major purchase on their credit card unless they could pay it off immediately. However, despite trying to avoid carrying a balance on their credit card, many consumers still carry a balance. The Federal Reserve Bank of Boston estimates that 65% of cardholders carry a balance on their credit cards. Additionally, many of these borrowers have credit card debt on two or more credit cards with balances.
Given the prevalence of credit card debt, consumers must devise a strategy to pay off their balances. Various strategies are available, but they can be divided into two camps, one recommended by economic theory and one recommended by personal finance experts. However, before looking at the strategies, it's essential to understand how credit card debt works.
Live Oak Bank, currently has some of the best short-term CD rates available online. Live Oak Bank 12-month CD rates are currently at 5.00%, 6-month CD rates are currently at 4.80% and 24-month CD rates are at 2.00%. The minimum opening deposit to earn these CD rates at Live Oak Bank is only $2,500.
As you can see, the short-term CD rates around 5.00% are a lot higher than the intermediate 24-month CD rate of 2.00 percent. Live Oak Bank long-term CD rates are also a lot lower than the short-term interest rates; you can view a complete list of rates below.
There are no CD account fees and the CD interest earned can be disbursed monthly without paying a fee to do so. You can easily open a CD account online and manage your account online. You can read more about CD accounts from Live Oak Bank right below the current list of rates.
BankPurely's money market account has a current rate of 3.90 percent annual percent yield (APY). BankPurely money market rates are some of the best money market rates available on-line these days. BankPurely is a digital banking platform that provides a variety of financial services and products to its clients.
The aim of the platform is to simplify banking, making it more accessible and convenient for all. Among the offerings from BankPurely is the Purely Index Money Market account.The Purely Index Money Market account is a high-yield savings account that offers attractive interest rates to its customers. The interest rate is linked to the performance of a market index, which may be higher than the interest rate offered by traditional savings accounts, allowing customers to earn more on their savings and grow them at a quicker pace. The interest rate is updated on a daily basis, allowing customers to keep track of their earnings effortlessly.
The Money Market account from BankPurely is also incredibly flexible. Clients can access their funds at any time without incurring any penalties. They can also establish automatic transfers to make sure their savings grow consistently. Additionally, the account is FDIC insured up to $250,000, giving clients peace of mind knowing that their funds are secure.
When a recession is near, it's important to focus on preserving and protecting your finances by preparing. This can involve increasing emergency savings, paying down high-interest debt, and re-evaluating spending. Diversifying investments and seeking professional advice can also help to minimize financial risks during a downturn.
Another strategy to consider is to reduce your exposure to volatile investments, such as stocks, and increase holdings in safer investments like bonds, CDs or savings accounts. This can help to reduce the impact of a potential market decline and provide a measure of stability during an uncertain economic climate. Make sure to consult a financial advisor before making any changes to your investments.
Salem Five CD rates were increased overnight and as a result are a lot more competitive. The largest increase was on 4 year CD rates from Salem Five which were increased from 1.75 percent to 3.00 percent.30 month CD rates had the second largest rate increase from 1.30 percent to 2.50 percent. 2 year CD rates at Salem Five had the third biggest rate increase of 1.10 percent to 2.50 percent.3 year CD rates and 5 year CD rates at Salem Five were increased from 2.00 percent to 3.00 percent. Salem Five IRA CD rates were also increased to the same amounts for all the CD terms listed above. See how other bank's CD rates compare with Salem Five CD Rates. Read more...
PNC Bank currently has some of the best promotional CD rates and best savings rates available from any online bank, which is a stark contrast to their standard CD rates. The current savings rate at PNC Bank on the PNC High Yield Savings Account is at 2.32 percent with an APY of 2.35 percent. The minimum opening deposit for the PNC High Yield Savings Account is only $1.00.PNC Bank's 19 month promotional CD rates have three tiers with the highest CD rate being on account balance of $25,000 or more with a linked checking account. The current 19 month CD rate from PNC Bank is at 2.72 percent with an APY of 2.75 percent. Without a linked checking account, the CD rate is still high at 2.67 percent with an APY of 2.70 percent. Account balances of $1,000 to $24,999 still earn a decent CD rate of 2.38 percent with an APY of 2.40 percent. If you have less than $1,000 to open an account, that CD rate falls to 0.25 percent.PNC Bank also has promotional callable certificates of deposit but the CD rates are low. If you give a bank the option to call or redeem the CD before maturity, you would think the bank would give you a high rate to entice you. However, 36 month callable CD rates from PNC Bank are only 0.50 percent. 60 month callable CD rates at PNC are also comparatively low at 1.10 percent. Read more...
Luana Savings Bank CD rates were recently decreased but are still some of the best CD rates available today. Luana Savings Bank is headquarted in Luana, Iowa, with five brick and mortar branches, soon to be six. The largest decreases in CD rates from Luana Savings Bank was by 25 basis points on 3 year and 5 year certificates of deposit.3 year CD rates from Luana Savings Bank were lowered to 2.37 percent from 2.62 percent. 5 year CD rates from Luana Savings Bank are at 2.42 percent, down from 2.67 percent. 30 month CD rates at Luana Savings are at 2.32 percent, down from 2.52 percent.Shorter term CD rates from Luana Savings were lowered by less. 2 year CD rates from Luana Savings are now at 2.27 percent, down 15 basis points from 2.42 percent. 1 year CD rates at Luana are now at 2.16 percent, down from 2.26 percent. 6 month CD rates were lowered 5 basis points to 1.96 percent and 3 month CD rates were also lowered 5 basis points to 1.76 percent. Read more...
Chartway Federal Credit Union is offering several different types and terms of certificates (CDs). The best rates are on the credit union's web only certificates. In fact, the credit union's 1 year CD rates are currently at the top of our 1 year rate list.Chartway Federal Credit Union CD rates on 1 year to 17 month certificates are currently at 1.30 percent with an APY of 1.31 percent. The minimum balance to earn this rate and yield is $25,000. If you have less than $25,000 to invest don't open a certificate at Chartway FCU, you can get a higher rate elsewhere.Chartway FCU has been around since 1959 when seven civilian workers at the Norfolk Naval Air Station started NorVA N.A.S. Federal Credit Union. In 1996 the credit union became Chartway FCU. The credit union is NCUA insured since 1971. The credit union's NCUA charter number is 13242. You can research the credit union on the NCUA's website: Chartway FCU Information. Read more...
We heard it straight from the horse's mouth: higher interest rates this year. In a speech last Friday, Federal Reserve Chairwoman, Janet Yellen said, "I expect that conditions may warrant an increase in the federal funds rate target sometime this year." A higher fed funds rate in 2015 will also lead higher CD rates in 2015.In Janet Yellen's speech, "Normalizing Monetary Policy: Prospects and Perspectives," she continued to prep the markets for a higher fed funds rate:
As you know, last week the Federal Open Market Committee (FOMC) changed its forward guidance pertaining to the federal funds rate. With continued improvement in economic conditions, an increase in the target range for that rate may well be warranted later this year.
Average mortgage rates today drifted lower, following 10 year U.S. Treasury yields. The current average 30 year conforming mortgage rate is at 3.95 percent, a slight decline from yesterday's average 30 year rate of 3.98 percent. 30 year mortgage refinance rates moved under 4.00 percent last week and will probably end 2014 below 4.00 percent.The average 30 year rate is just below 4.00 percent but there are lenders quoting 30 year refinance rates today below well below the average. On our interest rate table for New Jersey, Garden State Home Loans is quoting 30 year refinancing rates at 3.50 percent with 1.25 mortgage points. AmeriSave is quoting 30 year rates at 3.75 percent with 1 mortgage point and HSBC Bank quoting rates at 3.95 percent with no points.Current mortgage rates on 15 year conventional loans are averaging 3.10 percent, down from yesterday's average 15 year rate of 3.13 percent. In an article published yesterday, we predicted average 15 year mortgage rates would remain near 3.10 percent for the rest of 2014. The lowest 15 year refi rates on our table for Illinois are at 2.85 percent with 1 mortgage point and at 3.125 percent with no points, both quoted by AmeriSave. Read more...
When you reach age 70½, you are required to withdraw money from all types of retirement accounts with the exception of Roth IRAs. At what point in the calendar year you reach this age will determine whether or not you need to take a RMD this year or next. You probably haven't thought about your age in terms of "half a year" since you were 5, but the IRS has the rule stated as "You reach age 70½ on the date that is 6 calendar months after your 70th birthday."Even if you are financially comfortable enough to, you cannot keep money in your retirement account indefinitely. Whether or not you actually need to take the money out is irrelevant. If you are retired, you'll have to withdraw funds from your retirement accounts after you reach age 70½. Of course, there are rules and formulas for figuring out Required Minimum Distributions (RMDs) every year.
The Date You Reach Age 70½ Will Determine the First RMD
Thinking of ways to save money? Instead of focusing on increasing your income to save more, a simple way to have more money is to pay a smaller percentage of your income to taxes. There are several tax advantages designed to encourage saving for retirement which lowers your tax bill by thousands or even tens of thousands of dollars, depending on your income.Taking advantage of these tax savings plans is a good way to save more money for retirement and pay less to Uncle Sam. The best savings rates currently available are around 1.00 percent, so you'll have to save starting now and hope for better annual returns in equities to save enough for retirement.Early last year, I wrote an article that focused on saving for retirement and how a majority of Americans are not saving enough for their golden years. Chances are you fall into the category of Americans who are not saving enough and won't be able to retire when you would like to. Read more...
For the past couple of weeks we thought we were safe from higher mortgage rates but that isn't the case anymore. The fear that the Federal Reserve will start tapering bond and mortgage-backed security purchases are back. The Federal Open Market Committee (FOMC) just released their October meeting minutes, suggesting that the central bank is looking for a way to slow down and stop their buying.Search for the Lowest Mortgage Rates Here: Mortgage RatesThe committee members did vote 9-to-1 to continue the $85 billion-per-month asset-purchase program, which will keep a lid on mortgage rates for now. What is stoking fears again is the minutes revealed some members believed an exit strategy should be decided upon and announced within the next few meetings. Read more...
Mortgage rates today are lower as Democrats and Republicans were able to pass an agreement to avoid the fiscal cliff. A bare minimum deal was put together as the sequester of spending cuts was put off for another two months. Both parties compromised on the tax side of the deal, raising the top rate on joint filers earning more than $450,000 to return to 39.6%, up from the 35% rate in place since the Bush tax cuts of 2001.Today's mortgage rates on 30 year conventional home loans are averaging 3.41 percent, a decline from last week's average 30 year mortgage rate of 3.45 percent. Over the next couple of days average rates will head higher since 10 year bond yields are up 8 basis points to 1.84 percent on the fiscal cliff deal.Over the longer term, current mortgage rates will head lower since the Fed is still buying mortgage-backed (MBS) securities to drive rates lower. Although average 30 year rates are at 3.41 percent you can find lenders quoting rates below the average. Right now on our 30 year refinance rates list for the state of Massachusetts we have two lenders, Amerisave.com and AmericanInterbanc.com, quoting 30 year rates at 2.875 percent with 1.875 mortgage points. Read more...
Mortgage rates increased in this week's mortgage rates survey following bond yields higher. In the Primary Mortgage Market Survey released by Freddie Mac, fixed conforming 30 year mortgage rates averaged 4.60% with 0.7 mortgage discount points for the week ending July 7, 2011. The previous week's mortgage rate survey had 30 year mortgage rates at 4.51% with 0.7 discount points.
For several years now, we have all been waiting for higher deposit rates on savings accounts, money market accounts, and certificates of deposit. Two stronger-than-expected economic reports released this morning point to the possibility of higher interest rates sooner than later.
12-month CD rates can be found at 3.55%, 6-month CD rates at 0.05% and 3-month CD rates at 0.05%. Savings rates are at 1.00% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.96%. Credit Card rates are at 13.50%. Personal Loan rates are at 13.90%. All these rates, and more, can be found in our database of rates which you can compare to 
Salem Five CD rates were increased overnight and as a result are a lot more competitive. The largest increase was on 4 year CD rates from Salem Five which were increased from 1.75 percent to 3.00 percent.30 month CD rates had the second largest rate increase from 1.30 percent to 2.50 percent. 2 year CD rates at Salem Five had the third biggest rate increase of 1.10 percent to 2.50 percent.3 year CD rates and 5 year CD rates at Salem Five were increased from 2.00 percent to 3.00 percent. Salem Five IRA CD rates were also increased to the same amounts for all the CD terms listed above. See how other bank's 
PNC Bank currently has some of the best promotional CD rates and best savings rates available from any online bank, which is a stark contrast to their standard CD rates. The current savings rate at PNC Bank on the PNC High Yield Savings Account is at 2.32 percent with an APY of 2.35 percent. The minimum opening deposit for the PNC High Yield Savings Account is only $1.00.PNC Bank's 19 month promotional CD rates have three tiers with the highest CD rate being on account balance of $25,000 or more with a linked checking account. The current 19 month CD rate from PNC Bank is at 2.72 percent with an APY of 2.75 percent. Without a linked checking account, the CD rate is still high at 2.67 percent with an APY of 2.70 percent. Account balances of $1,000 to $24,999 still earn a decent CD rate of 2.38 percent with an APY of 2.40 percent. If you have less than $1,000 to open an account, that CD rate falls to 0.25 percent.PNC Bank also has promotional callable certificates of deposit but the CD rates are low. If you give a bank the option to call or redeem the CD before maturity, you would think the bank would give you a high rate to entice you. However, 36 month callable CD rates from PNC Bank are only 0.50 percent. 60 month callable CD rates at PNC are also comparatively low at 1.10 percent. 
Luana Savings Bank CD rates were recently decreased but are still some of the best CD rates available today. Luana Savings Bank is headquarted in Luana, Iowa, with five brick and mortar branches, soon to be six. The largest decreases in CD rates from Luana Savings Bank was by 25 basis points on 3 year and 5 year certificates of deposit.3 year CD rates from Luana Savings Bank were lowered to 2.37 percent from 2.62 percent. 5 year CD rates from Luana Savings Bank are at 2.42 percent, down from 2.67 percent. 30 month CD rates at Luana Savings are at 2.32 percent, down from 2.52 percent.Shorter term CD rates from Luana Savings were lowered by less. 2 year CD rates from Luana Savings are now at 2.27 percent, down 15 basis points from 2.42 percent. 1 year CD rates at Luana are now at 2.16 percent, down from 2.26 percent. 6 month CD rates were lowered 5 basis points to 1.96 percent and 3 month CD rates were also lowered 5 basis points to 1.76 percent. 
