|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Texoma Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Texoma Community Credit Union's 1 Year CD rates are at 3.66%, 6 Month CD rates are at 3.63%, 2 Year CD rates are at 3.30%, 3 Year CD rates are at 2.79%, 4 Year CD rates are at 2.79%. Texoma Community Credit Union's savings rates are at 0.10%. Texoma Community Credit Union's money market rates are at 0.10%. Texoma Community Credit Union's Personal Loan Rates are at 6.24%. MonitorBankRates evaluates the financial stability of Texoma Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.67%. Rates were last updated on 04/18/2026. Texoma Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Texoma Community Credit Union? Share your experience about Texoma Community Credit Union by leaving a review below, or read customer reviews before you decide to use Texoma Community Credit Union. Texoma Community Credit Union
SAR (1 DT and 1 Lobby ATM) 3800 Sheppard Access Rd
https://www.texomacu.com Wichita Falls, TX 76306 
Texoma Community Credit Union CD Rates
Texoma Community Credit Union Savings Rates
Texoma Community Credit Union Money Market Rates
Texoma Community Credit Union Checking Rates
Texoma Community Credit Union Mortgage Rates
Texoma Community Credit Union Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Texoma Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Texoma Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Texoma Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Texoma Community Credit Union
Website
https://www.texomacu.com
Address
3800 Sheppard Access Rd,
Wichita Falls, TX 76306
Phone
940-851-4000
Fax
940-851-4080
President
Ripley Tate
CEO
John Buckley
Full-Time Employees
88
Part-Time Employees
2
Branch Locations
3
ATM Locations
9
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.67%
Return on Assets (ROA)
0.8619%
Return on Equity (ROE)
7.3041%
Non-Performing Loans Ratio (NPL)
0.51%
Total Assets
297,422,245
Total Amount of Shares and Deposits
256,460,115
Total Shares and Deposits < 1 Year
239,595,800
Total Shares and Deposits 1 3 Years
12,434,234
Total Shares and Deposits > 3 Years
4,430,081
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
18,731,101
Total Uninsured Shares and Deposits > $250K (F+J)
18,731,101
Total Insured Shares and Deposits > $250K (item 17 less item K)
237,729,014
Total Interest Expense (Sum of items 6 8)
3,091,760
Share Certificates
1,755
Number of Accounts for Share Drafts
13,530
IRA KEOGH Accounts
734
Number of Accounts for Regular Shares
27,055
All other shares
610
Non Member Deposits
2
Money Market Shares
127
Net Income (unless the amount is already included in Undivided Earnings)
645,456
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
19,196,476
Total Liabilities
262,324,922
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Texoma Community Credit UnionIs Texoma Community Credit Union a safe place to deposit money?Yes, Texoma Community Credit Union is considered a safe financial institution. With a Texas Ratio of 3.6651627248038%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Texoma Community Credit Union operate?Texoma Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Texoma Community Credit Union?Yes, to access services at Texoma Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Texoma Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Texoma Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Texoma Community Credit Union offer online and mobile banking?Most modern institutions like Texoma Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.texomacu.com. Current Texoma Community Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
PSE&G Nuclear Employees FCU
USX
Credit Union One Credit Union
Navigator Credit Union
United Savings Credit Union
Methuen Federal Credit Union
NW Preferred Federal Credit Union
NY Team Federal Credit Union
St James Parish Credit Union
Evergreen Credit Union
Guardian Credit Union Montgomery, AL
Northwest Adventist Federal Credit Union
Rails West Federal Credit Union
MADISON COUNTY
Quay Schools Federal Credit Union
Simplicity Credit Union
Golden Triangle Federal Credit Union
Lake Trust Credit Union
Together Credit Union
Education 1st Credit Union
P&G Mehoopany Employees Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
