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The Family Credit Union Rates and Review January 2026

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The Family Credit Union12-month CD rates can be found at 3.51%, 6-month CD rates at 0.30% and 3-month CD rates at 3.65%. Savings rates are at 0.10% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 6.07%. Credit Card rates are at 15.74%. Personal Loan rates are at 13.00%. All these rates, and more, can be found in our database of rates which you can compare to The Family Credit Union rates.

Compare The Family Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Family Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

The Family Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Family Credit Union? Share your experience about The Family Credit Union by leaving a review below, or read customer reviews before you decide to use The Family Credit Union.

Overall, The Family Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

The Family Credit Union
Northwest
1530 W 53rd St
Davenport, IA 52806
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Kasasa Saver + Savings
6.00%
$0
Moneybuilder + Savings
4.00%
$0
6-Month CD
3.75%
$1,000
24-Month CD
3.75%
$10,000
48-Month CD
3.65%
$500
12-Month CD
3.60%
$1,000
Simple Savings
3.55%
$10
18-Month CD
3.45%
$500
6-Month CD
3.33%
$1,000
12-Month CD
3.25%
$500
12-Month CD
3.10%
$2,500
60-Month CD
3.06%
$1,000
48-Month CD
3.04%
$1,000
6-Month CD
3.00%
$500
36-Month CD
3.00%
$1,000
48-Month CD
3.00%
$1,000
60-Month CD
2.90%
$1,000
24-Month CD
2.90%
$1,000
60-Month CD
2.53%
$1,000
36-Month CD
2.52%
$500
60-Month CD
2.50%
$5,000
60-Month CD
2.47%
$1,000
24-Month CD
2.17%
$250
60-Month CD
2.05%
$500
First Rate Savings
2.00%
$100
12-Month CD
1.91%
$2,500
12-Month CD
1.61%
$500
36-Month CD
1.51%
$500
60-Month CD
1.21%
$1,000
18-Month CD
1.10%
$500
24-Month CD
0.95%
$5,000
48-Month CD
0.90%
$1,000
Platinum Money Market
0.75%
$1,500
48-Month CD
0.60%
$2,500
24-Month CD
0.55%
$500
60-Month CD
0.50%
$1,000
Advantage Plus Savings (Business)
0.45%
$2,500
Money Market
0.40%
$1
36-Month CD
0.30%
$500
Money Market
0.30%
$5,000
Simply Savings
0.25%
$25
24-Month CD
0.20%
$1,000
Money Market
0.20%
$2,500
Money Market
0.15%
$50,000
24-Month CD
0.10%
$1,000
12-Month CD
0.10%
$500
12-Month CD
0.10%
$0
12-Month CD
0.10%
$1,000
Regular Savings
0.05%
$50
Universal Savings
0.05%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
10 Year Fixed
5.750%
5.883%
0.000
5.500%
5.737%
0.000
5.250%
5.430%
0.359
5.250%
5.426%
0.500
5.500%
5.739%
0.000
5.125%
6.002%
0.000
30-Year Fixed
6.125%
0.000%
6.198
7/6 Jumbo ARM
5.250%
6.056%
0.110
5.625%
5.870%
0.000
5.625%
5.787%
0.000
5.750%
6.078%
0.000
15-Year Fixed Jumbo
5.500%
5.537%
0.000
6.000%
6.067%
0.000
4.875%
4.985%
0.000
5.875%
5.963%
0.000
6.000%
5.892%
0.000
6.250%
6.281%
0.000
7-Year ARM
5.250%
5.752%
0.000
6.250%
7.325%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
30-Year Fixed
5.500%
5.606%
0.750
15 Year Fixed
5.375%
5.588%
0.000
30 Year Fixed Jumbo
6.250%
6.282%
0.000
5.250%
5.867%
0.000
15-Year Fixed
5.625%
5.695%
0.000
5.000%
5.886%
0.000
5.500%
6.004%
0.750
6.375%
6.498%
0.000
15-Year Fixed
5.680%
5.964%
0.000
30-Year Fixed Bi-weekly
6.250%
6.335%
0.000
4.875%
5.275%
0.000
5.500%
5.646%
0.000
3-Year ARM
5.125%
5.911%
0.000
3/5 Conforming ARM
4.875%
5.661%
0.250
30-Year Fixed
5.875%
5.978%
0.000
5.500%
5.567%
0.000
20 Year Fixed
5.500%
5.579%
0.000
5.375%
5.488%
0.250
30-Year Fixed
6.500%
6.512%
0.000
5.500%
5.556%
0.000
5.875%
5.980%
0.000
30-Year Fixed Jumbo
6.250%
6.389%
0.000
15-Year Fixed
5.375%
5.431%
0.000
15-Year Fixed
5.375%
5.650%
0.000
5.500%
5.786%
2.280
10-Year Fixed
5.750%
6.024%
0.000
4.875%
5.129%
0.000
5.500%
5.705%
0.000
30-Year Fixed
6.000%
6.043%
0.000
20-Year Fixed
5.625%
5.710%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Rewards
15.740% - 17.990%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Visa Platinum Preferred Starter
17.990%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
18.000%
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Visa Crimson Card
13.240%
Visa Platinum with Rewards
9.900%
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
9.990%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
16.240% - 27.240%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Member First VISA
15.040%
No balance transfer fees or annual fees.
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Premier Rate Credit Card Mastercard
12.950% - 18.000%
8.750%
14.000%
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Access Line Of Credit
16.240%
$0
7.750% - 16.750%
$0
1 - 36
13.490%
$0 - $5,000
48 - 48
9.200% - 17.950%
$0 - $100
12 - 24
New Signature Loans
8.990%
$0
12.990%
$0
13 - 60
Refinanced Signature Loans
18.000%
$0
8.490%
$0
36 - 36
8.500%
$0 - $6,000
42
13.450%
$0
10.000%
$0
12 - 12
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
9.900%
$0
Personal Line of Credit
11.500% - 18.000%
$0 - $5,000
12.740%
$0
36
Unsecured Signature Loan
10.250%
$0
25 - 36
Unsecured (Signature) Loan
11.000%
$0 - $500
14.990%
$0
25 - 36
18.000%
$0 - $500
5
11.990%
$0
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
9.990%
$0
1 - 60
Credit Starter Loan
16.250%
$0
11.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have The Family Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: The Family Credit Union
Full Time Employees: 63
Part Time Employees: 5
President: William Buckley
CEO: Michael Brandt
Branch Locations: 10
ATM Locations: 10
Corporate Office Address:
1530 W 53rd St
Davenport, IA 52806
Phone Number: 563-388-8328
Fax Number: 563-388-0456

Financials

Total Assets:
243,643,623
Total Amount of Shares and Deposits:
207,226,982
Total Shares and Deposits < 1 Year:
185,886,763
Total Shares and Deposits 1 3 Years:
21,036,390
Total Shares and Deposits > 3 Years:
303,830
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
10,559,358
Total Uninsured Shares and Deposits > $250K (F+J):
10,559,358
Total Insured Shares and Deposits > $250K (item 17 less item K):
196,667,624
Total Interest Expense (Sum of items 6 8):
2,334,826
Share Certificates:
1,617
Number of Accounts for Share Drafts:
13,991
IRA KEOGH Accounts:
391
Number of Accounts for Regular Shares:
24,118
All other shares:
603
Net Income (unless the amount is already included in Undivided Earnings):
1,467,627
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
7,994,911
Total Liabilities:
209,065,811
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About The Family Credit Union

Is a member application needed to join The Family Credit Union?

Yes, to access services at The Family Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, The Family Credit Union provides a range of mortgage and home equity products.

Is The Family Credit Union a safe place to deposit money?

Yes, The Family Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does The Family Credit Union offer online and mobile banking?

Most modern institutions like The Family Credit Union provide digital access including online balance checks and transfers.

Current The Family Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions