The Golden 1 Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Golden 1 Credit Union's 22-Month CD rates are at 4.30%, 16-Month CD rates are at 4.30%, 10-Month CD rates are at 4.25%, 48-Month CD rates are at 4.25%. The Golden 1 Credit Union's savings rates are at 0.05%. The Golden 1 Credit Union's money market rates are at 1.00%. The Golden 1 Credit Union's 30-Year Fixed rates are at 6.75%, 10-Year ARM rates are at 6.38%, 15-Year Fixed rates are at 5.88%. The Golden 1 Credit Union's Personal Loan Rates are at 8.89. The Golden 1 Credit Union's Credit Card Rates are at 13.04.

The Golden 1 Credit Union

Compare The Golden 1 Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Golden 1 Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

The Golden 1 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Golden 1 Credit Union? Share your experience about The Golden 1 Credit Union by leaving a review below, or read customer reviews before you decide to use The Golden 1 Credit Union.

Overall, The Golden 1 Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
4.25%
60-Month CD
N/A
Savings
0.05%
MMA
1.00%
30-Year Fixed
6.76%
Credit Card
13.04%
Personal Loan
8.89%
The Golden 1 Credit Union
The Golden 1 Credit Union Corporate Office
8945 Cal Center Dr
Sacramento, CA 95826 3239
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare The Golden 1 Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
The Golden 1 Credit Union
The Golden 1 Credit Union
16-Month CD
4.30%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
22-Month CD
4.30%
$500
My eBanc, a division of Bradesco Bank
My eBanc, a division of Bradesco Bank
12-Month CD
4.25%
$5,000
The Golden 1 Credit Union
The Golden 1 Credit Union
10-Month CD
4.25%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
4.25%
$500
Acadia Federal Credit Union
Acadia Federal Credit Union
12-Month CD
4.11%
$1,000
City National B&T Co. of Lawton, OK
12-Month CD
4.00%
$500
ESB Bank
ESB Bank
36-Month CD
4.00%
$10,000
LendingClub
LendingClub
6-Month CD
4.00%
$2,500
Minster Bank
Minster Bank
7-Month CD (Jumbo)
3.95%
$100,000
BankNewport
BankNewport
18-Month CD
3.75%
$1,000
PSECU
PSECU
18-Month CD
3.55%
$500
Reliance Bank
Reliance Bank
24-Month CD
3.40%
$500
Foresight Bank
Foresight Bank
24-Month CD
3.34%
$500
Cornhusker Bank
Cornhusker Bank
36-Month CD
3.34%
$1,000
Reliance Bank
Reliance Bank
36-Month CD
3.30%
$500
Haviland State Bank
Haviland State Bank
24-Month CD
3.30%
$500
Community Bank of Marshall
Community Bank of Marshall
48-Month CD
3.02%
$1,000
Grand Valley Bank
Grand Valley Bank
60-Month CD
3.00%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
24-Month CD (Jumbo)
3.00%
$100,000
SSB of Wanamingo
SSB of Wanamingo
60-Month CD
2.85%
$500
Metropolitan Capital B&T
Metropolitan Capital B&T
60-Month CD
2.50%
$5,000
The Bank of Princeton
The Bank of Princeton
24-Month CD
2.50%
$500
Chain Bridge Bank
Chain Bridge Bank
12-Month CD
2.28%
$500
PSB of Rhineland
PSB of Rhineland
36-Month CD
2.27%
$1,000
Home Federal S&L of Niles
Home Federal S&L of Niles
24-Month CD
2.07%
$1,000
Department of Commerce FCU
Department of Commerce FCU
IRA Money Market
2.02%
$20,000
Exchange State Bank Ames, IA
Exchange State Bank Ames, IA
24-Month CD
2.00%
$1,000
Vast Bank
Vast Bank
6-Month CD
1.75%
$1,000
International Bank of Chicago
International Bank of Chicago
60-Month CD
1.75%
$1,000
Enterprise Bank Allison Park, PA
Enterprise Bank Allison Park, PA
Simplicity Consumer Savings
1.56%
$0
La Salle State Bank
La Salle State Bank
12-Month CD
1.51%
$1,000
Abound Federal Credit Union
Abound Federal Credit Union
Money Market
1.30%
$250,000
State Bank of Canton
State Bank of Canton
12-Month CD
1.25%
$50
1st Advantage Federal Credit Union
1st Advantage Federal Credit Union
12-Month CD
1.00%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
Money Market
1.00%
$10,000
Home State Bank Royal, IA
Home State Bank Royal, IA
Regular Savings
0.75%
$50
Atkins Savings B&T
Atkins Savings B&T
Money Market
0.50%
$1,500
Bank of Washington
Bank of Washington
Money Market
0.50%
$1,000
American Bank of Baxter Springs
American Bank of Baxter Springs
36-Month CD
0.45%
$1,000
Triad Bank, N.A.
Triad Bank, N.A.
Money Market
0.35%
$500
Millville Savings Bank
Millville Savings Bank
60-Month CD
0.30%
$1,000
Greene County Commercial Bank
Greene County Commercial Bank
6-Month CD
0.25%
$1,000
Oakdale State Bank
Oakdale State Bank
Savings
0.25%
$0
Sugar River Bank
Sugar River Bank
12-Month CD
0.25%
$500
Town & Country B&T Co.
Town & Country B&T Co.
24-Month CD
0.25%
$1,000
United Southern Bank
United Southern Bank
30-Month CD
0.20%
$1,000
First Exchange Bank
First Exchange Bank
18-Month CD
0.15%
$500
SNB St. Henry Bank
SNB St. Henry Bank
18-Month CD
0.15%
$1,000
Peoples First Savings Bank
Peoples First Savings Bank
Statement Savings
0.10%
$100
Pataskala Banking Company
Pataskala Banking Company
6-Month CD
0.10%
$500
First Shore Federal S&L
First Shore Federal S&L
NOW Checking
0.05%
$2,500
Abound Federal Credit Union
Abound Federal Credit Union
Savings
0.05%
$100
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Buckeye Community Bank
Buckeye Community Bank
Statement Savings
0.01%
$50
PSB Provident Savings Bank
PSB Provident Savings Bank
Savings Plus
0.01%
$10,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Golden 1 Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.250%
5.491%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
15-Year Fixed
5.375%
5.507%
0.000
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.300%
5.518%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
5.500%
5.756%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.750%
5.799%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
20-Year Fixed
5.625%
5.830%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
5.875%
5.894%
0.125
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.750%
5.928%
0.000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
15-Year Fixed
5.750%
5.936%
0.368
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.750%
5.948%
1.250
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
NASA Federal Credit Union
NASA Federal Credit Union
15-Year Fixed
5.750%
5.961%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.000%
6.069%
0.500
First Citizens Federal Credit Union
First Citizens Federal Credit Union
20 Year Fixed
6.000%
6.090%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
American Bank
American Bank
15-Year Fixed
5.875%
6.173%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
20-Year Fixed
6.125%
6.196%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.125%
6.198%
0.000
StonehamBank
StonehamBank
20-Year Fixed
6.125%
6.215%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15-Year Fixed
6.125%
6.229%
0.000
Marathon Bank
Marathon Bank
30-Year Fixed
6.125%
6.230%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.125%
6.231%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.125%
6.270%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.282%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare The Golden 1 Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Classic
13.500%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare The Golden 1 Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Ultra Loan
13.990%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $500
48 - 48
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

The Golden 1 Credit Union Information

Credit Union Name: The Golden 1 Credit Union
Full Time Employees: 1993
Part Time Employees: 38
President: Keri Thomas
CEO: Donna Bland
Branch Locations: 63
ATM Locations: 65
Corporate Office Address:
8945 Cal Center Dr
Sacramento, CA 95826 3239
Phone Number: 916-732-2900
Fax Number: 916-363-7064

The Golden 1 Credit Union Financials

Total Assets:
20,488,248,063
Total Amount of Shares and Deposits:
17,081,035,832
Total Shares and Deposits < 1 Year:
15,341,426,270
Total Shares and Deposits 1 3 Years:
1,642,300,517
Total Shares and Deposits > 3 Years:
97,309,045
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
798,577,300
Total Uninsured Shares and Deposits > $250K (F+J):
1,098,327,300
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,982,708,532
Total Interest Expense (Sum of items 6 8):
90,487,083
Share Certificates:
89,628
Number of Accounts for Share Drafts:
787,633
IRA KEOGH Accounts:
29,451
Number of Accounts for Regular Shares:
1,399,150
Non Member Deposits:
3
Money Market Shares:
97,969
Net Income (unless the amount is already included in Undivided Earnings):
29,937,374
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,051,615,813
Total Liabilities:
18,934,763,430
Show More

The Golden 1 Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Searching our savings account rates list for the best savings account rate in Pompano Beach, Florida we found American Express Bank is currently offering the highest rate. Amex Bank is offering online savings interest rates at 1.29 percent with an online savings account yield of 1.30 percent.
The Japanese economy was expected to grow 2.1 percent but actually contracted 1.6 percent. News that the Japanese economy fell into a recession will send bond yields lower, which in turn will send mortgage rates in the U.S. lower. Slowing economic growth in Asia and Europe will keep downward pressure on interest rates in the United States in the coming months. Average mortgage rates are higher this week but will move lower in the coming weeks due to lower bond yields.

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The Golden 1 Credit Union Reviews

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