The Golden 1 Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Golden 1 Credit Union's 60-Month CD term share rates are at 3.80%, 48-Month CD term share rates are at 3.65%, 36-Month CD term share rates are at 3.60%, 24-Month CD term share rates are at 3.50%, 18-Month CD term share rates are at 3.45%. The Golden 1 Credit Union's savings rates are at 0.05%. The Golden 1 Credit Union's money market rates are at 1.50%. The Golden 1 Credit Union's 5-Year ARM JUMBO rates are at 6.62%, 10-Year ARM rates are at 6.75%, 30-Year Fixed rates are at 7.12%, 15-Year Fixed rates are at 6.50%. The Golden 1 Credit Union's Personal Loan Rates are at 8.89. The Golden 1 Credit Union's Credit Card Rates are at 13.04.

The Golden 1 Credit Union

Compare The Golden 1 Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Golden 1 Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

The Golden 1 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Golden 1 Credit Union? Share your experience about The Golden 1 Credit Union by leaving a review below, or read customer reviews before you decide to use The Golden 1 Credit Union.

Overall, The Golden 1 Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.45%
18-Month CD
3.45%
24-Month CD
3.50%
36-Month CD
3.60%
48-Month CD
3.65%
60-Month CD
3.80%
Savings
0.05%
MMA
1.50%
30-Year Fixed
7.12%
Credit Card
13.04%
Personal Loan
8.89%
The Golden 1 Credit Union
The Golden 1 Credit Union Corporate Office
8945 Cal Center Dr
Sacramento, CA 95826 3239
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare The Golden 1 Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Forbright
Forbright
12-Month CD
5.25%
$1,000
State Bank of Texas
State Bank of Texas
High-Rate Jumbo Money Market
5.22%
$100,000
Mid-America Bank
Mid-America Bank
12-Month CD
5.06%
$500
Meadows Bank
Meadows Bank
6-Month CD (special)
5.00%
$1,000
1st MidAmerica Credit Union
1st MidAmerica Credit Union
High Interest Reward Checking
5.00%
$0
Regent Bank (OK)
Regent Bank (OK)
24-Month CD
4.80%
$1,000
Oak View National Bank
Oak View National Bank
9-Month CD special
4.75%
$1,000
Heritage Bank of St Tammany
Heritage Bank of St Tammany
12-Month CD
4.60%
$500
The Stock Exchange Bank
The Stock Exchange Bank
12-Month CD
4.56%
$500
Home Bank of California
Home Bank of California
18-Month CD
4.49%
$10,000
Geddes Federal S&L
Geddes Federal S&L
30-Month CD (special)
4.25%
$500
Profinium, Inc.
Profinium, Inc.
24-Month CD
4.17%
$500
Liberty Bank Poulsbo, WA
Liberty Bank Poulsbo, WA
12-Month CD
4.07%
$2,500
Barclays Bank
Barclays Bank
24-Month CD
4.00%
$0
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
60-Month CD
4.00%
$25,000
Centinel Bank of Taos
Centinel Bank of Taos
6-Month CD
3.99%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
60-Month CD term share
3.80%
$500
Prairie Bank of Kansas
Prairie Bank of Kansas
48-Month CD
3.79%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD term share
3.65%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
36-Month CD term share
3.60%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
24-Month CD term share
3.50%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
12-Month CD term share
3.45%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
18-Month CD term share
3.45%
$500
Addition Financial Credit Union
Addition Financial Credit Union
Growth+ Money Market
3.35%
$1,000,000
Chelsea Savings Bank
Chelsea Savings Bank
Prime Money Market
3.05%
$250,000
First Bank Hampton
First Bank Hampton
60-Month CD
3.05%
$1,000
Pentagon Federal Credit Union
Pentagon Federal Credit Union
Premium Online Savings
3.00%
$5
Mid-Missouri Bank
Mid-Missouri Bank
Kasasa Checking
3.00%
$25
Patriot Bank N.A.
Patriot Bank N.A.
60-Month CD
2.74%
$500
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
60-Month CD
2.70%
$1,000
Mound City Bank
Mound City Bank
18-Month CD (Add-On)
2.69%
$2,500
Citizens National Bank of Albion
Citizens National Bank of Albion
18-Month CD
2.57%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
36-Month CD
2.22%
$500
Hendricks County Bank and Trust
Hendricks County Bank and Trust
36-Month CD
2.12%
$1,000
Mercer County State Bank
Money Market
2.02%
$500,000
Triad Bank, N.A.
Triad Bank, N.A.
12-Month CD
2.01%
$1,000
PSB Indianola, IA
PSB Indianola, IA
12-Month CD
1.60%
$1,000
Westside State Bank
Westside State Bank
48-Month CD
1.60%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
Money Market Savings
1.50%
$500,000
The Peoples Community Bank
The Peoples Community Bank
24-Month CD
1.35%
$500
Highland Bank
Highland Bank
48-Month CD
1.25%
$1,000
United Minnesota Bank
United Minnesota Bank
36-Month CD
1.20%
$500
FNB of Groton
FNB of Groton
12-Month CD
1.01%
$1,000
Savings Bank of Danbury
Savings Bank of Danbury
60-Month CD
0.85%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
3-Month CD
0.80%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
48-Month CD
0.80%
$50
The Middlefield Banking Company
The Middlefield Banking Company
48-Month CD
0.80%
$500
Republic Bank of Chicago
Republic Bank of Chicago
6-Month CD
0.50%
$1,000
Municipal Bank
Municipal Bank
18-Month CD
0.45%
$1,000
Bank of Brenham
Bank of Brenham
Savings
0.43%
$0
Citizens Bank Mooresville, IN
Citizens Bank Mooresville, IN
Money Market
0.40%
$50,000
Winter Hill Bank
Winter Hill Bank
18-Month CD
0.35%
$500
Savings Bank Wakefield, MA
Savings Bank Wakefield, MA
48-Month CD
0.30%
$1,000
Henderson FSB
Henderson FSB
Money Market
0.25%
$1,000
The Valley State Bank
The Valley State Bank
12-Month CD
0.25%
$500
Union Bank Morrisville, VT
Union Bank Morrisville, VT
6-Month CD (CDARS)
0.25%
$250,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
Key Bank
Key Bank
60-Month CD
0.05%
$2,500
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Golden 1 Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
5.500%
5.716%
0.500
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15 Year Fixed
5.875%
6.121%
0.000
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
10 Year Fixed
5.925%
6.145%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
3/5 Conforming ARM
5.250%
6.207%
0.250
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed Jumbo
6.000%
6.217%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
6.000%
6.289%
0.000
State Employees Credit Union
State Employees Credit Union
5-Year ARM
6.500%
6.294%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
6.125%
6.323%
0.250
Alliant Credit Union
Alliant Credit Union
15-Yr. Fixed
6.125%
6.340%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed
6.125%
6.384%
0.000
People First Federal Credit Union
People First Federal Credit Union
10 Year Fixed
6.250%
6.415%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
6.125%
6.430%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.500%
6.500%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
10 Year Fixed
6.375%
6.520%
0.000
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.500%
6.521%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.375%
6.538%
0.000
The Bank of Brodhead
The Bank of Brodhead
20-Year Fixed
6.500%
6.559%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
6.375%
6.592%
0.000
GreenLeaf Bank
GreenLeaf Bank
20-Year Fixed
6.625%
6.640%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
20-Year Power Rate Fixed
6.500%
6.687%
0.000
Collinsville Bank
Collinsville Bank
10-Year Fixed
6.500%
6.696%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
20-Year Fixed
6.625%
6.702%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.625%
6.709%
0.000
Wells Fargo
Wells Fargo
30-Year Fixed
6.500%
6.710%
1.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.625%
6.730%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare The Golden 1 Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
First Technology Federal Credit Union
First Technology Federal Credit Union
Choice Rewards World Mastercard
13.500%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
University First Federal Credit Union
University First Federal Credit Union
Visa Secure Card
13.740%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Secured
18.000%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare The Golden 1 Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
New Signature Loans
8.990%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Personal Loan
10.990%
$0 - $10,000
60 - 60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Suncoast Credit Union
Suncoast Credit Union
Personal Signature Loan
11.000%
$0
96
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
1st Street Credit Union
1st Street Credit Union
50% Share Secured Loan
6.460% - 14.990%
$0
Hughes Federal Credit Union
Hughes Federal Credit Union
Signature Loan
13.450%
$0
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

The Golden 1 Credit Union Information

Credit Union Name: The Golden 1 Credit Union
Full Time Employees: 2120
Part Time Employees: 54
President: Keri Thomas
CEO: Donna Bland
Branch Locations: 64
ATM Locations: 63
Corporate Office Address:
8945 Cal Center Dr
Sacramento, CA 95826 3239
Phone Number: 916-732-2900
Fax Number: 916-363-7064

The Golden 1 Credit Union Financials

Total Assets:
20,496,786,822
Total Amount of Shares and Deposits:
16,820,685,950
Total Shares and Deposits < 1 Year:
15,368,632,874
Total Shares and Deposits 1 3 Years:
1,355,276,144
Total Shares and Deposits > 3 Years:
96,776,932
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
786,049,689
Total Uninsured Shares and Deposits > $250K (F+J):
1,085,799,689
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,734,886,261
Total Interest Expense (Sum of items 6 8):
170,207,041
Share Certificates:
73,897
Number of Accounts for Share Drafts:
775,638
IRA KEOGH Accounts:
29,668
Number of Accounts for Regular Shares:
1,381,220
Non Member Deposits:
3
Money Market Shares:
95,697
Net Income (unless the amount is already included in Undivided Earnings):
85,605,680
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,754,603,371
Total Liabilities:
19,142,030,856
Show More

The Golden 1 Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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For the fourth consecutive week mortgage rates are higher in the most recent mortgage rates survey released yesterday morning by Freddie Mac. Fixed long term mortgage rates and short term adjustable mortgage rates are all higher in the Primary Mortgage Market Survey for the week ending December 9, 2010. Conforming fixed 30 year home mortgage rates are averaging 4.61 percent for the week ending December 9, 2010, up from the previous week’s average 30 year home mortgage  rate of 4.46 percent. Average mortgage discount points on 30 year home mortgage loans was 0.7 points, down from the prior week’s survey of 0.8 points.

Bank or Credit Union Offers and Deals

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Astoria Bank Money Market Account 25K Rates now at 0.20%
The Fed Keeps Rates Low

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6/28 Mortgage Rates: 30 Year Jumbo Mortgage Rates Plunge, Current 30 Year Jumbo Rates at 4.83%
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The Golden 1 Credit Union Reviews

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