The Golden 1 Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Golden 1 Credit Union's 48-Month CD rates are at 3.65%, 22-Month CD rates are at 3.45%, 16-Month CD rates are at 3.45%, 10-Month CD rates are at 3.05%. The Golden 1 Credit Union's savings rates are at 0.05%. The Golden 1 Credit Union's money market rates are at 1.00%. The Golden 1 Credit Union's 30-Year Fixed rates are at 7.00%, 10-Year ARM rates are at 6.62%, 15-Year Fixed rates are at 6.12%. The Golden 1 Credit Union's Personal Loan Rates are at 8.89. The Golden 1 Credit Union's Credit Card Rates are at 13.04.

The Golden 1 Credit Union

Compare The Golden 1 Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Golden 1 Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

The Golden 1 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Golden 1 Credit Union? Share your experience about The Golden 1 Credit Union by leaving a review below, or read customer reviews before you decide to use The Golden 1 Credit Union.

Overall, The Golden 1 Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
3.65%
60-Month CD
N/A
Savings
0.05%
MMA
1.00%
30-Year Fixed
7.00%
Credit Card
13.04%
Personal Loan
8.89%
The Golden 1 Credit Union
The Golden 1 Credit Union Corporate Office
8945 Cal Center Dr
Sacramento, CA 95826 3239
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare The Golden 1 Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Newtek Bank
Newtek Bank
6-Month CD
4.40%
$2,500
First State Bank of Campbell Hill
First State Bank of Campbell Hill
12-Month CD
3.80%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
12-Month CD
3.75%
$500
Newburyport Bank
Newburyport Bank
18-Month CD
3.75%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD
3.65%
$500
The Bank of Tescott
The Bank of Tescott
48-Month CD
3.60%
$1,000
Vermont State Bank
Vermont State Bank
12-Month CD
3.56%
$500
Susser Bank
Susser Bank
36-Month CD
3.50%
$1,000
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.45%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
16-Month CD
3.45%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
22-Month CD
3.45%
$500
Beal Bank USA
Beal Bank USA
30-Month CD
3.45%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
10-Month CD
3.05%
$500
Frontier State Bank
Frontier State Bank
60-Month CD
3.03%
$1,000
Collins State Bank
Collins State Bank
48-Month CD
3.00%
$1,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
48-Month CD
3.00%
$25,000
Parke Bank
Parke Bank
36-Month CD
3.00%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
12-Month CD
2.78%
$1,000
The Bank of Steinauer
The Bank of Steinauer
48-Month CD
2.78%
$500
Homewood Federal SB
Homewood Federal SB
36-Month CD
2.60%
$500
Paramount Bank
Paramount Bank
36-Month CD
2.50%
$1,000
F&M Bank Miamisburg, OH
F&M Bank Miamisburg, OH
60-Month CD
2.30%
$1,000
Bank of the Valley
Bank of the Valley
12-Month CD
2.22%
$500
Community Bank of Cameron
Community Bank of Cameron
High Yield Money Market
2.02%
$100,000
Carson Bank
Carson Bank
Premier Money Market
1.41%
$50,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
60-Month CD
1.30%
$1,000
RBT Rollstone B&T
RBT Rollstone B&T
36-Month CD
1.15%
$500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
36-Month CD
1.06%
$1,000
The Golden 1 Credit Union
The Golden 1 Credit Union
Money Market
1.00%
$10,000
First State Bank and Trust
First State Bank and Trust
6-Month CD
0.95%
$2,500
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
48-Month CD
0.95%
$1,000
First Northern Bank and Trust Company
First Northern Bank and Trust Company
12-Month CD
0.90%
$1,000
First Federal S&L Pascagoula, MS
First Federal S&L Pascagoula, MS
First Choice Money Market
0.75%
$10,000
Thumb Bank and Trust
Thumb Bank and Trust
48-Month CD
0.75%
$500
First National Bank in Trinidad
First National Bank in Trinidad
24-Month CD
0.70%
$1,000
Mutual Federal Bank
Mutual Federal Bank
24-Month CD
0.65%
$500
HTLF Bank
HTLF Bank
48-Month CD
0.60%
$1,000
American Eagle Financial Credit Union
American Eagle Financial Credit Union
48-Month CD
0.60%
$500
Enterprise Bank Omaha, NE
Enterprise Bank Omaha, NE
6-Month CD
0.50%
$500
First State Bank of Harvey
First State Bank of Harvey
Money Market
0.45%
$2,500
Stoughton Co-operative Bank
Stoughton Co-operative Bank
24-Month CD
0.40%
$500
Monson Savings Bank
Monson Savings Bank
36-Month CD
0.30%
$1,000
Self-Help Credit Union
Self-Help Credit Union
Savings
0.30%
$5
Clinton Savings Bank
Clinton Savings Bank
18-Month CD
0.25%
$10
First State Bank of Campbell Hill
First State Bank of Campbell Hill
Money Market
0.20%
$2,500
FSB of Wyoming
6-Month CD
0.20%
$1,000
Chemung Canal Trust Company
Chemung Canal Trust Company
12-Month CD
0.20%
$1,000
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Savings
0.10%
$0
MidCountry Bank
MidCountry Bank
60-Month CD
0.10%
$1,000
Westfield Bank
Westfield Bank
48-Month CD
0.10%
$1,000
Conneaut Savings Bank
Conneaut Savings Bank
36-Month CD
0.10%
$1,000
First Hope Bank
First Hope Bank
Gold Money Market
0.08%
$2,500
Commercial Bank and Trust of PA
Commercial Bank and Trust of PA
12-Month CD
0.05%
$500
Millville Savings Bank
Millville Savings Bank
Money Market
0.05%
$2,500
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
First Citizens Bank Luverne, AL
Savings
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Golden 1 Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Americas First Federal Credit Union
Americas First Federal Credit Union
15-Year Fixed
5.560%
5.250%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
5/1 ARM
4.750%
5.507%
0.000
Chartway Credit Union
Chartway Credit Union
5/1 ARM
5.625%
5.693%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.625%
5.820%
0.250
NESC Federal Credit Union
NESC Federal Credit Union
15 Year Fixed
6.000%
6.008%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.875%
6.057%
0.000
WVS West View SB
WVS West View SB
15-Year Fixed
5.790%
6.075%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.875%
6.090%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
7/1 ARM
5.875%
6.112%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.125%
6.125%
0.125
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.125%
6.125%
0.125
Greenville National Bank
Greenville National Bank
15-Year Fixed
6.000%
6.134%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
Missouri Credit Union
Missouri Credit Union
15 Year Fixed
6.125%
6.209%
0.000
Investment Savings Bank
Investment Savings Bank
7/1 ARM
6.500%
6.218%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.125%
6.224%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.000%
6.244%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
6.000%
6.280%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
6.125%
6.369%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
30-Year Fixed
6.250%
6.439%
1.625
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.875%
6.471%
0.000
Logix Federal Credit Union
Logix Federal Credit Union
15 Year Fixed
6.375%
6.510%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare The Golden 1 Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare The Golden 1 Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
AAEC Credit Union
AAEC Credit Union
Education (tuition bill required)
8.250%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Signature Loan
12.490%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

The Golden 1 Credit Union Information

Credit Union Name: The Golden 1 Credit Union
Full Time Employees: 1993
Part Time Employees: 38
President: Keri Thomas
CEO: Donna Bland
Branch Locations: 63
ATM Locations: 65
Corporate Office Address:
8945 Cal Center Dr
Sacramento, CA 95826 3239
Phone Number: 916-732-2900
Fax Number: 916-363-7064

The Golden 1 Credit Union Financials

Total Assets:
20,488,248,063
Total Amount of Shares and Deposits:
17,081,035,832
Total Shares and Deposits < 1 Year:
15,341,426,270
Total Shares and Deposits 1 3 Years:
1,642,300,517
Total Shares and Deposits > 3 Years:
97,309,045
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
798,577,300
Total Uninsured Shares and Deposits > $250K (F+J):
1,098,327,300
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,982,708,532
Total Interest Expense (Sum of items 6 8):
90,487,083
Share Certificates:
89,628
Number of Accounts for Share Drafts:
787,633
IRA KEOGH Accounts:
29,451
Number of Accounts for Regular Shares:
1,399,150
Non Member Deposits:
3
Money Market Shares:
97,969
Net Income (unless the amount is already included in Undivided Earnings):
29,937,374
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,051,615,813
Total Liabilities:
18,934,763,430
Show More

The Golden 1 Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

5 Star Bank Money Market Account rates are now at 0.10 percent with a yield of 0.10 percent. The old 5 Star Bank Money Market Account rate was 0.10 percent with a yield of 0.10 percent. View current Money Market Account rates at 5 Star Bank below.
wells-fargo-auto-loansWells Fargo is offering some competitive auto loan rates for new cars and used cars. The annual percentage rate (APR) on a new car loan from 12 months to 36 months is 6.54 percent. New car loans for 48 month loans and 60 month loans is currently 6.84 APR. The APR A 72 month car loan is currently at 7.39 percent.
ETRADE is offering an online savings account with a current annual percentage yield of 0.95 percent. The account has no fees and no minimums. New or existing Etrade customers can sign up.

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The Golden 1 Credit Union Reviews

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