The Golden 1 Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Golden 1 Credit Union's 60-Month CD term share rates are at 3.80%, 48-Month CD term share rates are at 3.65%, 36-Month CD term share rates are at 3.60%, 24-Month CD term share rates are at 3.50%, 12-Month CD term share rates are at 3.45%. The Golden 1 Credit Union's savings rates are at 0.05%. The Golden 1 Credit Union's money market rates are at 1.50%. The Golden 1 Credit Union's 5-Year ARM JUMBO rates are at 6.38%, 30-Year Fixed rates are at 7.00%, 15-Year Fixed rates are at 6.50%, 10-Year ARM rates are at 6.88%. The Golden 1 Credit Union's Personal Loan Rates are at 8.89. The Golden 1 Credit Union's Credit Card Rates are at 13.04.

The Golden 1 Credit Union

Compare The Golden 1 Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Golden 1 Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

The Golden 1 Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Golden 1 Credit Union? Share your experience about The Golden 1 Credit Union by leaving a review below, or read customer reviews before you decide to use The Golden 1 Credit Union.

Overall, The Golden 1 Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.45%
18-Month CD
3.45%
24-Month CD
3.50%
36-Month CD
3.60%
48-Month CD
3.65%
60-Month CD
3.80%
Savings
0.05%
MMA
1.50%
30-Year Fixed
7.00%
Credit Card
13.04%
Personal Loan
8.89%
The Golden 1 Credit Union
The Golden 1 Credit Union Corporate Office
8945 Cal Center Dr
Sacramento, CA 95826 3239
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare The Golden 1 Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Farmers Savings Bank Colesburg, IA
Farmers Savings Bank Colesburg, IA
STAR Checking Account <-$4K variable
9.01%
$0
Modern Bank
Modern Bank
Money Market High Yield
5.20%
$100,000
Raymond James Bank
Raymond James Bank
12-Month CD
5.15%
$1,000
Customers Bank
Customers Bank
Yield Shield Savings Account
5.14%
$25,000
TowneBank
TowneBank
5-Month CD
5.03%
$1,000
Colorado Federal Savings Bank
Colorado Federal Savings Bank
18-Month CD
4.95%
$5,000
Central State Bank State Center, IA
Central State Bank State Center, IA
18-Month CD
4.86%
$1,500
Haddon Savings Bank
Haddon Savings Bank
18-Month CD
4.75%
$500
Cattaraugus County Bank
Cattaraugus County Bank
12-Month CD Jumbo special
4.75%
$100,000
Trinity Bank, N.A.
Trinity Bank, N.A.
6-Month CD
4.70%
$1,000
MCT Credit Union
MCT Credit Union
12-Month CD
4.60%
$1,000
BankGloucester
BankGloucester
12-Month CD Jumbo
4.50%
$100,000
Merrick Bank
Merrick Bank
24-Month CD
4.45%
$25,000
Vanguard
Vanguard
48-Month CD brokered
4.35%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
30-Month CD
3.80%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
60-Month CD term share
3.80%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
48-Month CD term share
3.65%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
36-Month CD term share
3.60%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
48-Month CD (Certificate)
3.50%
$1,000
Empower Federal Credit Union
Empower Federal Credit Union
6-Month CD (Certificate)
3.50%
$500
First County Bank
First County Bank
14-Month CD Easy Out
3.50%
$1,000
Midwest Bank Detroit Lakes, MN
Midwest Bank Detroit Lakes, MN
6-Month CD
3.50%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
24-Month CD term share
3.50%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
12-Month CD term share
3.45%
$500
The Golden 1 Credit Union
The Golden 1 Credit Union
18-Month CD term share
3.45%
$500
Kish Bank
Kish Bank
60-Month CD
3.35%
$2,000
First American Bank and Trust
First American Bank and Trust
36-Month CD
3.06%
$1,000
Mineola Community Bank
Mineola Community Bank
18-Month CD second chance
3.03%
$1,000
mph.bank, a division of Liberty Savings Bank
mph.bank, a division of Liberty Savings Bank
18-Month CD via Raisin
3.00%
$1
E-Trade
E-Trade
Max-Rate Checking
3.00%
$0
Pioneer Federal S&L
Pioneer Federal S&L
Money Market Savings
2.57%
$200,000
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.51%
$5,000
HomePride Bank
HomePride Bank
60-Month CD
2.27%
$500
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Affinity Premier Money Market
2.25%
$100,000
Geddes Federal S&L
Geddes Federal S&L
60-Month CD
2.12%
$500
Tri-County Trust Company
Tri-County Trust Company
12-Month CD
2.02%
$1,000
Mechanics Cooperative Bank
Mechanics Cooperative Bank
24-Month CD
2.00%
$500
Root River State Bank
Root River State Bank
36-Month CD
1.85%
$300
The Golden 1 Credit Union
The Golden 1 Credit Union
Money Market Savings
1.50%
$500,000
Eureka Savings Bank
Eureka Savings Bank
24-Month CD
1.41%
$1,000
Susquehanna Community Bank
Susquehanna Community Bank
60-Month CD
1.30%
$500
Bank of Wolcott
Bank of Wolcott
3-Month CD
1.00%
$5,000
Peoples B&T Co. Ryan, OK
Peoples B&T Co. Ryan, OK
36-Month CD
1.00%
$500
Fulton Bank
Fulton Bank
24-Month CD
0.95%
$1,000
Forte Bank
Forte Bank
6-Month CD
0.75%
$1,000
Lisle Savings Bank
Lisle Savings Bank
24-Month CD
0.65%
$2,000
State Bank Freeport, IL
State Bank Freeport, IL
60-Month CD
0.65%
$1,000
Central State Bank Clayton, IL
Central State Bank Clayton, IL
Money Market
0.35%
$25,000
Somerset Savings Bank
Somerset Savings Bank
36-Month CD
0.35%
$500
FNB of River Falls
FNB of River Falls
12-Month CD
0.30%
$2,500
Rondout Savings Bank
Rondout Savings Bank
Checking Account Power Advantage
0.25%
$500
Community Bank of Raymore
Community Bank of Raymore
Money Market (Business and Personal)
0.15%
$50,000
Freedom Bank Columbia Falls, MT
Freedom Bank Columbia Falls, MT
Freedom Checking
0.10%
$1,500
F&M Bank Upperco, MD
F&M Bank Upperco, MD
Savings Account
0.05%
$25
Marquette Savings Bank
Marquette Savings Bank
Premium Passbook Savings
0.05%
$2,500
State Bank Brownsburg, IN
Elite Money Market
0.05%
$2,500
The Golden 1 Credit Union
The Golden 1 Credit Union
Regular Savings
0.05%
$0
1st University Credit Union
1st University Credit Union
Savings Accounts
0.00%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare The Golden 1 Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
The Golden 1 Credit Union
The Golden 1 Credit Union
5-Year ARM JUMBO
6.375%
7.405%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
30-Year Fixed
7.000%
7.000%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
15-Year Fixed
6.500%
6.500%
0.000
The Golden 1 Credit Union
The Golden 1 Credit Union
10-Year ARM
6.875%
6.500%
0.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
10-Year Fixed
6.125%
6.230%
0.000
Forcht Bank
Forcht Bank
7-Year ARM
6.990%
7.764%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
20 Year Fixed
6.875%
7.073%
0.000
Smart Financial Credit Union
Smart Financial Credit Union
3/1 ARM
4.990%
7.206%
0.000
Truliant Federal Credit Union
Truliant Federal Credit Union
15-Year Fixed Jumbo
6.875%
6.941%
0.000
Luana Savings Bank
Luana Savings Bank
30-Year Fixed
6.250%
6.298%
0.000
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
30-Year Fixed
6.875%
6.927%
0.000
Manasquan Bank
Manasquan Bank
15-Year Fixed
6.750%
6.887%
0.000
Harleysville Bank
Harleysville Bank
30-Year Fixed
6.750%
6.763%
0.000
River Region Credit Union
River Region Credit Union
5/5 ARM
7.875%
7.958%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
5-Year ARM Purchase
7.375%
7.487%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
20-Year Fixed Jumbo
6.625%
6.648%
0.000
Accentra Credit Union
Accentra Credit Union
30-Year Fixed
6.875%
7.105%
0.000
FirstBank of Nebraska
FirstBank of Nebraska
20-Year Fixed
6.500%
6.501%
0.000
The Huntington National Bank
The Huntington National Bank
15-Year Fixed
6.375%
6.479%
0.125
Northfield Savings Bank
Northfield Savings Bank
30-Year Fixed
6.500%
6.563%
0.000
Priority Postal Credit Union
Priority Postal Credit Union
15 Year Jumbo
6.250%
26.394%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
20 Year Fixed
6.750%
6.937%
0.000
Abri Credit Union
Abri Credit Union
30-Year Fixed
7.125%
7.280%
0.000
Ulster Savings Bank
Ulster Savings Bank
15-Year Fixed
6.625%
6.869%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
10-Year Fixed Purchase
5.750%
6.008%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare The Golden 1 Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Abco Federal Credit Union
Abco Federal Credit Union
VISA® Credit Cards
7.990%
ACFCU
ACFCU
Everyday Rewards+ Card Visa
19.490% - 29.740%
Earn up to 4x unlimited points AND receive a $150 bonus.
Acadia Federal Credit Union
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Rewards Mastercard
13.240%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Aaec Credit Union
Aaec Credit Union
VISA Credit Card
11.900%
No annual fee
America First Federal Credit Union
America First Federal Credit Union
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare The Golden 1 Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Abbey Credit Union
Abbey Credit Union
Signature (Unsecured) Loan
11.040%
$0
1 - 24
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
Abnb Federal Credit Union
Abnb Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
1st Northern California Credit Union
1st Northern California Credit Union
1st Line of Credit
9.900%
$0
Abco Federal Credit Union
Abco Federal Credit Union
Personal Loans
10.490%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
A H E Plant 3 Federal Credit Union
A H E Plant 3 Federal Credit Union
Loan Specials
8.500%
$0 - $6,000
42
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Signature Loan
12.490%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Student Loan Consolidation
5.490%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

The Golden 1 Credit Union Information

Credit Union Name: The Golden 1 Credit Union
Full Time Employees: 2120
Part Time Employees: 54
President: Keri Thomas
CEO: Donna Bland
Branch Locations: 64
ATM Locations: 63
Corporate Office Address:
8945 Cal Center Dr
Sacramento, CA 95826 3239
Phone Number: 916-732-2900
Fax Number: 916-363-7064

The Golden 1 Credit Union Financials

Total Assets:
20,496,786,822
Total Amount of Shares and Deposits:
16,820,685,950
Total Shares and Deposits < 1 Year:
15,368,632,874
Total Shares and Deposits 1 3 Years:
1,355,276,144
Total Shares and Deposits > 3 Years:
96,776,932
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
786,049,689
Total Uninsured Shares and Deposits > $250K (F+J):
1,085,799,689
Total Insured Shares and Deposits > $250K (item 17 less item K):
15,734,886,261
Total Interest Expense (Sum of items 6 8):
170,207,041
Share Certificates:
73,897
Number of Accounts for Share Drafts:
775,638
IRA KEOGH Accounts:
29,668
Number of Accounts for Regular Shares:
1,381,220
Non Member Deposits:
3
Money Market Shares:
95,697
Net Income (unless the amount is already included in Undivided Earnings):
85,605,680
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,754,603,371
Total Liabilities:
19,142,030,856
Show More

The Golden 1 Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
Yes
Online Financial Literacy?:
Yes
Bilingual Services:
1
No Cost Bill Payer:
Yes
No Cost Tax Prep Services:
1
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

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OneWest Bank, formerly IndyMac Bank, is offering certificate of deposit rates that are very competitive for both short term and long term certificate of deposits.
Mortgage rates were mixed and mortgage applications increased in the latest mortgage survey released this morning. In the Weekly Mortgage Application Survey released by the Mortgage Bankers Association the average contract 30 year mortgage rate increased to 4.80 percent with 0.96 points for the week ending March 18, 2011. In the previous week's mortgage survey the average 30 year mortgage rate was 4.79 percent with 1.07 points.

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The Golden 1 Credit Union Reviews

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