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The Infirmary Federal Credit Union Rates & Review July 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: July 12, 2026

You can compare The Infirmary Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.95%, 6-month share certificate rates at 0.05% and 3-month share certificate rates at 0.05%. Savings rates are at 0.50% and money market rates are at 1.77%. Mortgage rates on 30-year fixed loans are around 5.78%. All these rates can be compared to The Infirmary Federal Credit Union rates. MonitorBankRates evaluates the financial stability of The Infirmary Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.10%. Rates were last updated on 07/12/2026.

The Infirmary Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Infirmary Federal Credit Union? Share your experience about The Infirmary Federal Credit Union by leaving a review below, or read customer reviews before you decide to use The Infirmary Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
1.10%
Excellent Lower than avg
The Infirmary Federal Credit Union
Mobile Infirmary Boulevard
130 Mobile Infirmary Blvd
Mobile, AL 36607
https://www.theinfirmaryfcu.com
Member NCUA

Current Rate Availability

We do not have The Infirmary Federal Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for The Infirmary Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather The Infirmary Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with The Infirmary Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name The Infirmary Federal Credit Union
Website https://www.theinfirmaryfcu.com
Address 130 Mobile Infirmary Blvd, Mobile, AL 36607
Phone 251-435-5900
Fax 251-435-5975
President Clewis Smith Jr
CEO Mindy Maghupoy
Full-Time Employees 12
Part-Time Employees 0
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.10%
Return on Assets (ROA)
0.5795%
Return on Equity (ROE)
4.3225%
Non-Performing Loans Ratio (NPL)
0.36%
Total Assets
32,769,343
Total Amount of Shares and Deposits
28,182,307
Total Shares and Deposits < 1 Year
24,108,652
Total Shares and Deposits 1 3 Years
4,042,885
Total Shares and Deposits > 3 Years
30,770
Total Insured Shares and Deposits > $250K (item 17 less item K)
28,182,307
Total Interest Expense (Sum of items 6 8)
198,650
Share Certificates
138
Number of Accounts for Share Drafts
3,668
Number of Accounts for Regular Shares
4,823
All other shares
796
Non Member Deposits
2
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
5,732,416
Total Liabilities
28,364,826
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for The Infirmary Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About The Infirmary Federal Credit Union

How many branches does The Infirmary Federal Credit Union operate?

The Infirmary Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join The Infirmary Federal Credit Union?

Yes, to access services at The Infirmary Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, The Infirmary Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, The Infirmary Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does The Infirmary Federal Credit Union offer online and mobile banking?

Most modern institutions like The Infirmary Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.theinfirmaryfcu.com.

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