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The Wright Credit Union Rates and Review January 2026

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The Wright Credit Union12-month CD rates can be found at 2.95%, 6-month CD rates at 63.17% and 3-month CD rates at 0.05%. Savings rates are at 0.25% and money market rates are at 0.03%. Mortgage rates on 30-year fixed loans are around 6.19%. Credit Card rates are at 14.00%. Personal Loan rates are at 10.20%. All these rates, and more, can be found in our database of rates which you can compare to The Wright Credit Union rates.

Compare The Wright Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of The Wright Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

The Wright Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at The Wright Credit Union? Share your experience about The Wright Credit Union by leaving a review below, or read customer reviews before you decide to use The Wright Credit Union.

Overall, The Wright Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

The Wright Credit Union
The Wright Credit Union
286 N Broad St
Toccoa, GA 30577
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
18-Month CD
3.85%
$250
8-Month CD
3.75%
$25,000
24-Month CD
3.50%
$500
18-Month CD
3.40%
$1,000
30-Month CD
3.30%
$100
36-Month CD
3.29%
$1,000
Rewards Checking
3.25%
$500
12-Month CD
3.03%
$1,000
36-Month CD
3.03%
$1,000
60-Month CD
3.00%
$500
48-Month CD
3.00%
$500
48-Month CD
2.95%
$100
36-Month CD
2.58%
$500
12-Month CD
2.53%
$500
18-Month CD
2.50%
$1,000
18-Month CD
2.50%
$500
36-Month CD
2.27%
$1,000
48-Month CD
2.27%
$500
30-Month CD
2.04%
$500
12-Month CD
2.01%
$1,000
18-Month CD
1.76%
$500
Kasasa Checking
1.59%
$0
48-Month CD
1.41%
$1,000
36-Month CD
1.26%
$500
36-Month CD
1.25%
$100
6-Month CD
1.15%
$1,000
18-Month CD
1.10%
$2,000
Consumer Savings
1.00%
$100
84-Month CD
0.65%
$500
Money Market
0.50%
$1,000
18-Month CD
0.40%
$500
12-Month CD
0.30%
$500
Money Market
0.30%
$2,500
18-Month CD
0.30%
$1,000
18-Month CD
0.25%
$1,000
Savings
0.20%
$1
18-Month CD
0.20%
$1,000
Money Market
0.15%
$10,000
Money Market
0.10%
$2,500
12-Month CD
0.10%
$1,000
18-Month CD
0.10%
$1,000
6-Month CD
0.10%
$1,000
Money Market
0.05%
$100
Money Market
0.05%
$2,500
Money Market
0.05%
$1,000
A+ Checking
0.05%
$500
Passbook Savings
0.02%
$0
36-Month CD
0.02%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
30-Year Fixed
6.250%
6.263%
0.000
6.500%
6.630%
0.000
7/6 Jumbo ARM
5.250%
6.056%
0.110
5.875%
5.980%
0.000
30-Year Fixed
5.625%
5.671%
0.000
5.300%
5.433%
0.000
5.375%
5.568%
0.000
5.500%
5.591%
0.000
5.375%
5.468%
0.000
7/1 ARM (Jumbo)
6.125%
6.231%
0.000
6.375%
6.662%
0.000
5.700%
5.780%
0.000
5.250%
5.633%
0.000
5.500%
5.545%
0.500
30-Year Fixed
5.500%
5.606%
0.750
20-Year Fixed
5.750%
5.887%
0.000
30-Year Fixed
6.000%
6.120%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
30-Year Fixed Jumbo
6.125%
6.160%
0.000
5.625%
5.693%
0.500
30 Year Fixed
6.500%
6.597%
0.000
5.875%
6.019%
1.000
4.750%
4.940%
0.250
5.000%
5.153%
1.000
30-Year Fixed
5.875%
5.941%
0.000
6.000%
6.035%
0.375
20 Year Fixed
5.500%
5.579%
0.000
30-Year Fixed
7.250%
7.402%
0.000
20-Year Fixed
6.625%
6.626%
0.000
5.250%
6.580%
0.000
6.000%
6.031%
0.000
30-Year Fixed
6.125%
6.249%
0.000
10-Year Fixed
4.625%
5.148%
2.000
4.875%
5.172%
1.125
4.875%
5.754%
0.000
5.875%
6.091%
0.000
5.875%
6.023%
0.125
5.625%
6.037%
0.000
5.875%
6.010%
0.000
5.625%
5.790%
0.000
15-Year Fixed
5.625%
5.986%
0.000
30-Year Fixed
5.875%
6.002%
0.000
30-Year Fixed
5.500%
5.727%
2.000
5.875%
6.359%
0.000
5.875%
5.933%
0.000
6.000%
5.892%
0.000
5.250%
5.382%
0.000
5.875%
5.888%
0.000
5.990%
6.035%
0.000
5.250%
5.867%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Preferred Student
17.990%
16.200%
SILICON SLOPES SIGNATURE VISA
18.000%
Unlimited 1% Cash Back .5% Donation Signature Card
Visa Signature® Cash Back
17.750%
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Prime Platinum Visa Credit Card
11.500%
Visa Platinum Credit Card
9.500% - 12.500%
VISA® Classic
12.960%
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
8.990% - 17.990%
Maximum limit of $30,000
16.490% - 17.990%
16.100%
Visa Platinum Credit Card
8.500%
As low as 8.50%
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Visa Crimson Rewards Card
13.740%
8.900% - 13.900%
Based upon credit worthiness.
9.990%
Credit Line $500-$7,000
18.000%
13.240%
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Savings Secured Visa®
18.000%
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
11.240% - 17.950%
$0
25 - 36
Debt Consolidation Loan
9.000%
$0
108
Unsecured (Signature) Loan
11.000%
$0 - $500
Signature (Unsecured) Loan
11.040%
$0
1 - 24
Technology Loan
9.750%
$0
36
8.990% - 18.000%
$0 - $30,000
72
Student Loan Consolidation
5.490%
$0
14.200%
$5,000 - $8,000
48 - 48
11.990%
$0
Next Step Loan
10.500%
$0
12.500%
$0
60 - 60
Personal/Signature
10.990%
$0
24 - 36
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
14.990%
$0
25 - 36
Consolidation Loans
13.060%
$0
1 - 36
12.990%
$0
13 - 60
Personal Signature Loan
11.000%
$0
96
Bill Consolidation Loan
8.990%
$0
60
Personal Line of Credit
13.040%
$0
Credit Starter Loan
16.250%
$0
Personal Line of Credit
16.240%
$0
60
13.740%
$5,000
60 - 60
Personal Signature Loans
14.000%
$0
60
7.990%
$0 - $30,000
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have The Wright Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: The Wright Credit Union
Full Time Employees: 6
Part Time Employees: 3
President: Mark Richardson
CEO: Alaina LaCount
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
286 N Broad St
Toccoa, GA 30577
Phone Number: 706-886-2908
Fax Number: 706-886-0154

Financials

Total Assets:
16,407,357
Total Amount of Shares and Deposits:
13,653,908
Total Shares and Deposits < 1 Year:
13,234,383
Total Shares and Deposits 1 3 Years:
319,435
Total Shares and Deposits > 3 Years:
100,090
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
329,976
Total Uninsured Shares and Deposits > $250K (F+J):
329,976
Total Insured Shares and Deposits > $250K (item 17 less item K):
13,323,932
Total Interest Expense (Sum of items 6 8):
90,752
Share Certificates:
123
Number of Accounts for Share Drafts:
769
IRA KEOGH Accounts:
83
Number of Accounts for Regular Shares:
2,020
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,290,536
Total Liabilities:
13,682,885
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About The Wright Credit Union

Is a member application needed to join The Wright Credit Union?

Yes, to access services at The Wright Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, The Wright Credit Union provides a range of mortgage and home equity products.

Is The Wright Credit Union a safe place to deposit money?

Yes, The Wright Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does The Wright Credit Union offer online and mobile banking?

Most modern institutions like The Wright Credit Union provide digital access including online balance checks and transfers.

Current The Wright Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions