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Thiokol Elkton Federal Credit Union Rates and Review January 2026

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Thiokol Elkton Federal Credit Union12-month CD rates can be found at 0.60%, 6-month CD rates at 3.80% and 3-month CD rates at 0.80%. Savings rates are at 0.05% and money market rates are at 0.86%. Mortgage rates on 30-year fixed loans are around 6.59%. Credit Card rates are at 15.04%. Personal Loan rates are at 14.00%. All these rates, and more, can be found in our database of rates which you can compare to Thiokol Elkton Federal Credit Union rates.

Compare Thiokol Elkton Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Thiokol Elkton Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Thiokol Elkton Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Thiokol Elkton Federal Credit Union? Share your experience about Thiokol Elkton Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Thiokol Elkton Federal Credit Union.

Overall, Thiokol Elkton Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Thiokol Elkton Federal Credit Union
Thiokol Elkton FCU
55 Thiokol Rd
Elkton, MD 21921
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
6-Month CD
4.00%
$250
36-Month CD
3.75%
$500
6-Month CD
3.60%
$500
6-Month CD
3.55%
$500
12-Month CD
3.50%
$1,000
36-Month CD
3.40%
$1,000
12-Month CD
3.30%
$1,000
6-Month CD
3.30%
$1,000
24-Month CD
3.25%
$500
12-Month CD
3.25%
$1,000
36-Month CD (CDARS)
3.20%
$250,000
36-Month CD
3.00%
$500
24-Month CD
2.83%
$500
12-Month CD
2.78%
$1,000
24-Month CD
2.78%
$1,000
36-Month CD
2.75%
$250
48-Month CD
2.53%
$2,500
60-Month CD
2.50%
$1,000
18-Month CD
2.50%
$5,000
48-Month CD
2.28%
$1,000
48-Month CD
2.25%
$1,000
48-Month CD
2.12%
$1,000
48-Month CD
2.02%
$500
36-Month CD
2.00%
$0
60-Month CD
2.00%
$500
12-Month CD
1.99%
$1,000
36-Month CD
1.45%
$500
6-Month CD
1.00%
$500
24-Month CD
0.95%
$1,000
18-Month CD
0.75%
$1,000
12-Month CD
0.65%
$1,000
60-Month CD
0.65%
$1,000
48-Month CD
0.60%
$500
48-Month CD
0.50%
$500
60-Month CD
0.50%
$1,000
24-Month CD
0.50%
$500
60-Month CD
0.50%
$500
6-Month CD
0.40%
$1,000
Business Money Market
0.40%
$2,500
18-Month CD (Jumbo)
0.30%
$100,000
Savings
0.30%
$5
12-Month CD
0.20%
$1,000
24-Month CD
0.20%
$500
Checking
0.14%
$0
Statement Savings
0.10%
$10
18-Month CD
0.10%
$500
Money Market
0.07%
$2,500
24-Month CD
0.05%
$1,000
Primary Savings
0.05%
$10
Money Market
0.01%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.375%
5.375%
0.125
15-Year Fixed
5.500%
5.591%
0.000
30-Year Fixed
6.000%
6.090%
0.000
6.125%
6.346%
0.000
5.650%
5.986%
0.000
6.750%
6.880%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
5.875%
6.023%
0.125
5.500%
5.640%
0.000
15-Year Fixed
5.500%
5.718%
0.000
15 Year Fixed Jumbo
5.250%
5.290%
0.000
6.250%
6.434%
0.000
6.375%
6.460%
0.000
20-Year Fixed
6.250%
6.418%
0.000
30-Year Fixed
6.000%
6.068%
0.000
6.500%
6.630%
0.000
5.500%
5.799%
0.000
5.750%
5.977%
0.000
4.250%
4.514%
0.750
15-Year Fixed Jumbo
5.250%
5.443%
0.250
4.675%
4.867%
0.000
30-Year Fixed
6.000%
6.097%
0.500
30-Year Fixed
6.000%
6.031%
0.000
15-Year Fixed
5.375%
5.560%
0.000
20-Year Fixed
6.125%
6.183%
0.000
6.500%
6.648%
0.000
15-Year Fixed
5.500%
5.562%
0.000
5.875%
5.985%
1.000
5.625%
5.775%
0.125
15-Year Fixed
5.375%
5.490%
0.125
30 Year Fixed
6.125%
6.360%
0.963
5.375%
5.935%
0.000
5.875%
5.992%
1.000
10-Year Fixed
4.625%
5.148%
2.000
30-Year Fixed
5.875%
5.945%
0.000
30-Year Fixed
5.625%
5.671%
0.000
15-Year Fixed
5.500%
5.617%
0.000
5.250%
5.633%
0.000
6.000%
6.070%
0.000
5.625%
5.741%
0.000
5.500%
5.724%
0.000
15-Year Fixed
5.500%
5.552%
0.000
5.125%
5.237%
0.000
5.875%
6.190%
1.000
5.500%
5.621%
0.000
30 Year Fixed
5.875%
5.916%
0.000
15-Year Fixed
5.750%
6.044%
0.000
5.000%
5.168%
0.000
5.500%
5.871%
0.000
15-Year Fixed
5.625%
5.743%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
16.200%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
Academic VISA® Classic
15.400%
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Visa Classic Card
12.900%
No annual fee
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
VISA® Gold
11.960%
VISA® Classic
12.960%
VISA® Credit Cards
7.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
Visa Platinum Preferred Starter
17.990%
14.240%
8.990% - 17.990%
Maximum limit of $30,000
VISA Credit Card
11.900%
No annual fee
14.740%
Business Select Credit Card Mastercard
18.000%
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Visa Secure Card
13.740%
Visa Signature® Rewards
17.750%
Savings Secured Visa®
18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
12.990%
$0
12
18.000%
$0 - $500
5
Personal Line of Credit
12.950% - 18.000%
$0
13.240%
$0
48
9.990%
$0
1 - 60
Personal Line of Credit
11.500%
$0
12.490%
$0
10.250% - 10.650%
$3,000 - $25,000
Gold Star Loan
14.200%
$0
48
A+ Preferred Line Of Credit
10.990%
$0
Term Line of Credit 84 months
8.000%
$0
Bill Consolidation Loan
8.990%
$0
60
Line of Credit
13.700%
$0
Signature Loans
12.990%
$0
48
9.490%
$0
48 - 48
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
9.200% - 17.950%
$0 - $100
12 - 24
14.990%
$0
25 - 36
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
9.990% - 16.240%
$0
61 - 66
9.200% - 17.950%
$0 - $15,000
60 - 60
10.890%
$0
60
Credit Starter Loan
16.250%
$0
11.240% - 17.950%
$0
25 - 36
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Thiokol Elkton Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Thiokol Elkton Federal Credit Union
Full Time Employees: 3
Part Time Employees: 1
President: THOMAS FREY
CEO: VINCENT SETNAR
Branch Locations: 1
ATM Locations: 0
Corporate Office Address:
55 Thiokol Rd
Elkton, MD 21921
Phone Number: 410-392-5660
Fax Number: 410-392-0241

Financials

Total Assets:
23,789,435
Total Amount of Shares and Deposits:
20,046,916
Total Shares and Deposits < 1 Year:
17,399,804
Total Shares and Deposits 1 3 Years:
1,209,552
Total Shares and Deposits > 3 Years:
1,437,560
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
462,375
Total Uninsured Shares and Deposits > $250K (F+J):
462,375
Total Insured Shares and Deposits > $250K (item 17 less item K):
19,584,541
Total Interest Expense (Sum of items 6 8):
85,272
Share Certificates:
185
Number of Accounts for Share Drafts:
762
IRA KEOGH Accounts:
71
Number of Accounts for Regular Shares:
2,092
Net Income (unless the amount is already included in Undivided Earnings):
20,379
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
779,685
Total Liabilities:
20,152,878
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Thiokol Elkton Federal Credit Union

Is a member application needed to join Thiokol Elkton Federal Credit Union?

Yes, to access services at Thiokol Elkton Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Thiokol Elkton Federal Credit Union provides a range of mortgage and home equity products.

Is Thiokol Elkton Federal Credit Union a safe place to deposit money?

Yes, Thiokol Elkton Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Thiokol Elkton Federal Credit Union offer online and mobile banking?

Most modern institutions like Thiokol Elkton Federal Credit Union provide digital access including online balance checks and transfers.

Current Thiokol Elkton Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions