Tru Fi-Credit Union Rates and Review January 2026
Compare Tru Fi-Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Tru Fi-Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityTru Fi-Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Tru Fi-Credit Union? Share your experience about Tru Fi-Credit Union by leaving a review below, or read customer reviews before you decide to use Tru Fi-Credit Union. Overall, Tru Fi-Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum
16.200%
Visa or MasterCard
9.990%
Credit Line $500-$7,000
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
7.750% - 16.750%
$0
1 - 36
Gold Star Loan
14.200%
$0
48
Consolidation Loans
13.060%
$0
1 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Tru Fi-Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: Tru Fi-Credit Union
Website: https://www.truficu.org
Full Time Employees: 30Part Time Employees: 3 President: Michael Griffis CEO: Angie Drury Branch Locations: 3 ATM Locations: 4 Corporate Office Address:
602 S 6th St
Macclenny, FL 32063 2608 Phone Number: 904-259-6702 Fax Number: 904-259-2666 FinancialsTotal Assets:
135,501,091
Total Amount of Shares and Deposits:
117,521,498
Total Shares and Deposits < 1 Year:
110,604,476
Total Shares and Deposits 1 3 Years:
5,188,872
Total Shares and Deposits > 3 Years:
1,728,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
12,144,154
Total Uninsured Shares and Deposits > $250K (F+J):
12,144,154
Total Insured Shares and Deposits > $250K (item 17 less item K):
105,377,344
Total Interest Expense (Sum of items 6 8):
1,346,635
Share Certificates:
635
Number of Accounts for Share Drafts:
5,945
IRA KEOGH Accounts:
233
Number of Accounts for Regular Shares:
8,845
All other shares:
108
Money Market Shares:
113
Net Income (unless the amount is already included in Undivided Earnings):
1,876,988
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
11,446,356
Total Liabilities:
119,680,508
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About Tru Fi-Credit UnionIs a member application needed to join Tru Fi-Credit Union?Yes, to access services at Tru Fi-Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, Tru Fi-Credit Union provides a range of mortgage and home equity products. Is Tru Fi-Credit Union a safe place to deposit money?Yes, Tru Fi-Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does Tru Fi-Credit Union offer online and mobile banking?Most modern institutions like Tru Fi-Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.60%, 6-month CD rates at 1.50% and 3-month CD rates at 2.25%. Savings rates are at 0.10% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 5.84%. Credit Card rates are at 17.04%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to 
