What are the current interest rates at TruChoice Federal Credit Union?

Current rates for TruChoice Federal Credit Union include: 12-Month CD: 3.50%, 24-Month CD: 3.85%, Savings: 0.30%, MMA: 3.90%

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TruChoice Federal Credit Union

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TruChoice Federal Credit Union Rates & Review October 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, TruChoice Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

TruChoice Federal Credit Union's top rates as of October 12, 2026 are 4.00% APY on its 12 Month CDs CD, 0.30% APY on savings, 3.90% APY on money market accounts, auto loans from 4.25% APR, and credit cards from 11.90% APR, according to rates verified by MonitorBankRates. Other TruChoice Federal Credit Union CD rates include 24 Month CDs at 3.85%, 6 Month CDs at 3.75%, and 12 Month Save Up CD at 3.50%. MonitorBankRates evaluates the financial stability of TruChoice Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 11.01%. Rates last updated and verified on 10/12/2026.

TruChoice Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TruChoice Federal Credit Union? Share your experience about TruChoice Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TruChoice Federal Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 94/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

11.01%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

TruChoice Federal Credit Union
Operations Center

332 Cummings Rd
South Portland, ME 04106

https://www.trufcu.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

TruChoice Federal Credit Union CD Rates

Product	Rate	APY	Term
12 Month Share Certificates	3.928%	4.00%	12 Months
Min Deposit $2,500 Min Balance $2,500 Details Additional deposits not allowed; dividend withdrawal allowed; certificate renewal automatic Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.00% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
24 Month Share Certificates	3.784%	3.85%	24 Months
Min Deposit $2,500 Min Balance $2,500 Details Additional deposits not allowed; dividend withdrawal allowed; certificate renewal automatic Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.85% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
6 Month Share Certificates	3.687%	3.75%	6 Months
Min Deposit $2,500 Min Balance $2,500 Details Additional deposits not allowed; dividend withdrawal allowed; certificate renewal automatic Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 3.75% APY Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
12 Month Save Up Share Certificate	3.445%	3.50%	12 Months
Min Deposit $100 Min Balance $100 Details Additional deposits allowed; dividend withdrawal allowed; certificate renewal automatic; minimum investment of $100 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
6 Month Save Up Share Certificate	3.203%	3.25%	6 Months
Min Deposit $100 Min Balance $100 Details Additional deposits allowed; dividend withdrawal allowed; certificate renewal automatic; minimum investment of $100 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%

TruChoice Federal Credit Union Savings Rates

Product	Rate	APY
Club Accounts	0.30%	0.30%
Min Balance $250,000 Details Balance: $250,000+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Savings	0.30%	0.30%
Min Deposit $25 Min Balance $250,000 Details Balance: $250,000+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Club Accounts	0.25%	0.25%
Min Balance $75,000 Details Balance: $75,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Savings	0.25%	0.25%
Min Deposit $25 Min Balance $75,000 Details Balance: $75,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Club Accounts	0.20%	0.20%
Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Savings	0.20%	0.20%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000 - 74,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Club Accounts	0.15%	0.15%
Min Balance $200 Details Balance: $200 - $2,499.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Club Accounts	0.15%	0.15%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Club Accounts	0.15%	0.15%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Savings	0.15%	0.15%
Min Deposit $25 Min Balance $200 Details Balance: $200 - $2,499.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Savings	0.15%	0.15%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - 9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Savings	0.15%	0.15%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 0.15% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%

TruChoice Federal Credit Union Money Market Rates

Product	Rate	APY
Money Market Accounts	3.832%	3.90%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000+ Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 3.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Money Market Accounts	2.862%	2.90%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Money Market Accounts	2.08%	2.10%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000 - $249,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.10% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Money Market Accounts	1.884%	1.90%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $74,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Money Market Accounts	0.896%	0.90%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.90% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Money Market Accounts	0.499%	0.50%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Money Market Accounts	0.345%	0.35%
Min Deposit $2,500 Min Balance $200 Details Balance: $200 - $2,499.99 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%

TruChoice Federal Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loans - Fixed 5 years	-	-	6.25%	5 years
Details As Low As; $10,000 minimum; Apply online; Application fee may apply; Property insurance required Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Home Equity Loans - Fixed 10 years	-	-	6.75%	10 years
Details As Low As; $10,000 minimum; Apply online; Application fee may apply; Property insurance required Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.75% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Home Equity Loans - Variable, open-ended line of credit	-	-	7.00%
Details As Low As; $10,000 minimum; Apply online; Application fee may apply; Property insurance required; Variable APR may change Jan 1, Apr 1, Jul 1, Oct 1; APR will not exceed 18% or fall below WSJ prime Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Home Equity Loans - Fixed 15 years	-	-	7.25%	15 years
Details As Low As; $10,000 minimum; Apply online; Application fee may apply; Property insurance required Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.25% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
HELOC ER Line of Credit	-	-	11.00%	Variable
Details As Low As; Approximate Term: Variable; $1,200 minimum; Apply Online Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 11.00% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%

TruChoice Federal Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle (Less than 3 years old) Loan	-	-	4.25%	Up to 48 months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 4.25% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
New Vehicle (Less than 3 years old) Loan	-	-	4.50%	Up to 60 months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 4.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
New Vehicle (Less than 3 years old) Loan	-	-	5.00%	Up to 72 months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 5.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
New Vehicle (Less than 3 years old) Loan	-	-	6.50%	Up to 84 months
Details As Low As Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 6.50% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%

TruChoice Federal Credit Union Credit Card Rates

Product	Rate	APR
Traditional and TruHero Credit Cards	-	11.90%
Details Credit Score: A+; Rate based on credit score; We will tell you in writing which rate applies upon approval Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 11.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Traditional and TruHero Credit Cards	-	12.90%
Details Credit Score: A; Rate based on credit score; We will tell you in writing which rate applies upon approval Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 12.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Traditional and TruHero Credit Cards	-	14.90%
Details Credit Score: B; Rate based on credit score; We will tell you in writing which rate applies upon approval Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 14.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Traditional and TruHero Credit Cards	-	15.90%
Details Credit Score: C; Rate based on credit score; We will tell you in writing which rate applies upon approval Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 15.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Traditional and TruHero Credit Cards	-	16.90%
Details Credit Score: D; Rate based on credit score; We will tell you in writing which rate applies upon approval Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 16.90% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Cash Back Rewards Credit Card	-	18.00%
Details Credit Score: All qualifying credit scores; Cash Back: 1.5% on everything* Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 18.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Traditional and TruHero Credit Cards	-	18.00%
Details Credit Score: E; Rate based on credit score; We will tell you in writing which rate applies upon approval Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 18.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%

TruChoice Federal Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
General Purpose Loan	-	-	10.49%	12 to 36 months
Details As Low As; $500 minimum; APR applies to the loan amount financed; APR may vary based on credit history and underwriting Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 10.49% APR Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
InCheck Account	5.128%	-	5.25%
Min Deposit $0 Min Balance $0 Details Balance: Up to $10,000.00; Premium APY rate if qualifications are met each monthly qualification cycle; Dividends based on average daily balance Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 5.25% APY · checked 4 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Individual Retirement Accounts (IRA)	0.454%	-	0.45%
Min Balance $200 Details Balance: $200 - $2,499; Min. Open: Last Updated 10/12/2026 Rate History 1 change since Oct 8, 2026 · 0.45% → 0.45% ▼ 0.00 pts · high 0.45% / low 0.45% Oct 12, 20260.45%▼ from 0.45% Oct 8, 20260.45%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Individual Retirement Accounts (IRA)	0.698%	-	0.70%
Min Balance $2,500 Details Balance: $2,500 - $9,999.99; Min. Open: Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Individual Retirement Accounts (IRA)	1.193%	-	1.20%
Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Min. Open: Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 1.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Individual Retirement Accounts (IRA)	2.178%	-	2.20%
Min Balance $25,000 Details Balance: $25,000 - $74,999.99; Min. Open: Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 2.20% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Individual Retirement Accounts (IRA)	2.667%	-	2.70%
Min Balance $75,000 Details Balance: $75,000 - $249,999.99; Min. Open: Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 2.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%
Individual Retirement Accounts (IRA)	3.639%	-	3.70%
Min Balance $250,000 Details Balance: $250,000+; Min. Open: Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 11.01%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

TruChoice Federal Credit Union’s Texas Ratio rose from 8.73% in Q3 2023 to 11.01% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$257M	11.01%	5.0	A
March 31, 2026	$254M	6.32%	5.0	A
December 31, 2025	$249M	13.53%	5.0	A
September 30, 2025	$249M	6.72%	5.0	A
June 30, 2025	$249M	10.22%	5.0	A
March 31, 2025	$250M	5.51%	5.0	A+
December 31, 2024	$242M	11.78%	5.0	A
September 30, 2024	$239M	11.83%	5.0	A
June 30, 2024	$232M	8.67%	5.0	A
March 31, 2024	$233M	8.14%	5.0	A
December 31, 2023	$226M	12.28%	5.0	A
September 30, 2023	$228M	8.73%	5.0	A

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for TruChoice Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather TruChoice Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with TruChoice Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name TruChoice Federal Credit Union

Website https://www.trufcu.com

Address 332 Cummings Rd, South Portland, ME 04106

Phone 207-772-0808

Fax 207-772-8683

President Joseph Winschel

CEO KENNETH ACKER

Full-Time Employees 56

Part-Time Employees 1

Branch Locations 3

ATM Locations 4

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (94/100)

Texas Ratio

11.01%

Return on Assets (ROA)

0.5714%

Return on Equity (ROE)

5.1512%

Non-Performing Loans Ratio (NPL)

1.72%

Total Assets

257,415,303

Total Amount of Shares and Deposits

231,052,062

Total Shares and Deposits < 1 Year

229,911,640

Total Shares and Deposits 1 3 Years

1,140,422

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

17,369,942

Total Uninsured Shares and Deposits > $250K (F+J)

17,369,942

Total Insured Shares and Deposits > $250K (item 17 less item K)

213,682,120

Total Interest Expense (Sum of items 6 8)

2,023,697

Share Certificates

1,232

Number of Accounts for Share Drafts

10,650

IRA KEOGH Accounts

324

Number of Accounts for Regular Shares

16,547

Non Member Deposits

Money Market Shares

1,589

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

16,064,468

Total Liabilities

231,631,671

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

TruChoice Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

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Frequently Asked Questions About TruChoice Federal Credit Union

How many branches does TruChoice Federal Credit Union operate?

TruChoice Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join TruChoice Federal Credit Union?

Yes, to access services at TruChoice Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, TruChoice Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, TruChoice Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does TruChoice Federal Credit Union offer online and mobile banking?

Most modern institutions like TruChoice Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trufcu.com.