TruChoice Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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TruChoice Federal Credit Union12-month CD rates can be found at 1.60%, 6-month CD rates at 4.00% and 3-month CD rates at 2.28%. Savings rates are at 0.50% and money market rates are at 0.90%. Mortgage rates on 30-year fixed loans are around 6.34%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.24%. All these rates, and more, can be found in our database of rates which you can compare to TruChoice Federal Credit Union rates.

Compare TruChoice Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of TruChoice Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

TruChoice Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at TruChoice Federal Credit Union? Share your experience about TruChoice Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TruChoice Federal Credit Union.

Overall, TruChoice Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
TruChoice Federal Credit Union
Operations Center
332 Cummings Rd
South Portland, ME 04106
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare TruChoice Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Mid-America Bank
Mid-America Bank
60-Month CD (Jumbo)
4.30%
$100,000
Susser Bank
Susser Bank
9-Month CD
4.20%
$1,000
EagleBank
EagleBank
36-Month CD
4.20%
$1,000
Global Bank
Global Bank
18-Month CD
4.15%
$1,000
First B&T Co. Perry, OK
First B&T Co. Perry, OK
6-Month CD
3.92%
$1,500
FSB of Burnet
FSB of Burnet
6-Month CD (Jumbo)
3.70%
$95,000
Bank Midwest
Bank Midwest
12-Month CD
3.65%
$500
Nebraska Bank
Nebraska Bank
24-Month CD
3.60%
$500
Adams State Bank
Adams State Bank
36-Month CD
3.55%
$1,000
FNB of Bellville
FNB of Bellville
12-Month CD
3.50%
$1,000
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
24-Month CD (Jumbo)
3.40%
$100,000
Finworth
Finworth
36-Month CD
3.30%
$50,000
First National Bank of Bastrop
First National Bank of Bastrop
12-Month CD
3.29%
$500
The Bank of Elk River
The Bank of Elk River
60-Month CD
3.29%
$200
Artisans Bank
Artisans Bank
18-Month CD
3.25%
$500
StonehamBank
StonehamBank
24-Month CD
3.25%
$1,000
First State Bank Stuart, IA
First State Bank Stuart, IA
36-Month CD
3.10%
$500
TriCentury Bank
TriCentury Bank
48-Month CD
3.00%
$1,000
Wakefield Co-operative Bank
Wakefield Co-operative Bank
36-Month CD
3.00%
$500
DB&T
DB&T
18-Month CD
2.75%
$1,000
TFB Tecumseh Federal Bank
TFB Tecumseh Federal Bank
12-Month CD
2.52%
$500
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
60-Month CD
2.50%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
36-Month CD
2.25%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Business Money Market
2.25%
$2,500
National Exchange Bank and Trust
National Exchange Bank and Trust
48-Month CD
2.00%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
Money Market
1.26%
$2,000
Iowa Falls State Bank
Iowa Falls State Bank
Money Market
1.00%
$5,000
Penn Community Bank
Penn Community Bank
24-Month CD
1.00%
$500
Evergreen Federal Bank
Evergreen Federal Bank
36-Month CD
1.00%
$1,000
Tinker Federal Credit Union
Tinker Federal Credit Union
Premium Plus Savings
1.00%
$10,000
Bank of Botetourt
Bank of Botetourt
48-Month CD
0.90%
$500
1st MidAmerica Credit Union
1st MidAmerica Credit Union
48-Month CD
0.90%
$1,000
CNB Clinton National Bank
CNB Clinton National Bank
36-Month CD
0.65%
$500
FNB Community Bank
FNB Community Bank
Regular Savings
0.50%
$100
MountainOne Bank
MountainOne Bank
Pinnacle Savings
0.50%
$25
Century Next Bank
Century Next Bank
Regular Savings
0.50%
$50
Peoples Bank Taylorsville, KY
60-Month CD
0.35%
$500
BankPlus
BankPlus
36-Month CD
0.35%
$1,000
North Side Federal S&L of Chicago
North Side Federal S&L of Chicago
12-Month CD
0.25%
$2,000
Tompkins Community Bank
Tompkins Community Bank
18-Month CD
0.25%
$1,000
First Citizens State Bank
First Citizens State Bank
Money Market
0.10%
$0
Harbor Bank of Maryland
Harbor Bank of Maryland
Statement Savings
0.10%
$1,000
RadiFi Credit Union
RadiFi Credit Union
Regular Savings
0.10%
$100
River Bank
River Bank
Savings
0.10%
$100
AAA Federal Credit Union
AAA Federal Credit Union
Savings
0.10%
$250
First Commonwealth Bank
First Commonwealth Bank
12-Month CD
0.05%
$500
First State Bank (MI)
First State Bank (MI)
48-Month CD
0.05%
$1,000
Cornhusker Bank
Cornhusker Bank
Regular Savings
0.05%
$100
Applied Bank
Applied Bank
24-Month CD
0.05%
$1,000
167th TFR Federal Credit Union
167th TFR Federal Credit Union
Share Savings
0.05%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare TruChoice Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
State Employees Credit Union
State Employees Credit Union
10-Year Fixed
5.050%
5.243%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.375%
5.512%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
7/1 ARM
5.500%
5.583%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.625%
5.731%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.625%
5.733%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
5.625%
5.787%
0.000
Kohler Credit Union
Kohler Credit Union
15 Year Fixed
5.625%
5.802%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.750%
5.825%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Citizens Bank & Trust Company KY
Citizens Bank & Trust Company KY
15-Year Fixed
5.750%
5.871%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
15-Year Fixed
5.875%
5.936%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
5/5 ARM
5.875%
5.967%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed
5.875%
5.989%
0.750
Kirtland Federal Credit Union
Kirtland Federal Credit Union
10 Year Fixed
5.625%
6.051%
0.000
FNB of River Falls
FNB of River Falls
30-Year Fixed
6.000%
6.071%
0.000
USB Union Savings Bank
USB Union Savings Bank
15-Year Fixed
5.875%
6.087%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
7/1 ARM
5.500%
6.141%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
5.875%
6.215%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
15-Year Fixed
6.125%
6.280%
0.000
FNB of Scotia
FNB of Scotia
30-Year Fixed
6.125%
6.301%
0.000
JTNB
JTNB
30-Year Fixed
6.250%
6.319%
0.000
Sheboygan Area Credit Union
Sheboygan Area Credit Union
7/1 ARM
5.750%
6.333%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare TruChoice Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Classic
11.900%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Randolph Brooks FCU
Randolph Brooks FCU
Business Select Credit Card Mastercard
18.000%
Acme Continental Credit Union
Acme Continental Credit Union
Acme Visa Credit Card
9.990% - 18.000%
680 and above rate = 9.90% with Score Card points or 8.80% with No points. 640-679 rate = 10.80%. 600-639 rate = 12.84%. 599 and below rate = 18.00%.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier Plus
8.900%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Rewards Mastercard
15.000% - 17.900%
Maximum Loan Amount Up to $35,000.00
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare TruChoice Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
ACFCU
ACFCU
Line of Credit
13.700%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
2 Rivers Area Credit Union
2 Rivers Area Credit Union
Signature Loan
10.000%
$0
60
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
1st United Credit Union
1st United Credit Union
Personal Line of Credit Variable
13.150%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Personal Loan
9.990% - 18.000%
$0 - $50,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
AAEC Credit Union
AAEC Credit Union
Personal Signature Loans
14.000%
$0
60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Loan
8.890%
$0
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Lines of Credit
11.900% - 19.400%
$0
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Line of Credit Variable Rate
10.200% - 17.950%
$0 - $15,000
1 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have TruChoice Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

TruChoice Federal Credit Union Information

Credit Union Name: TruChoice Federal Credit Union
Full Time Employees: 49
Part Time Employees: 1
President: Joseph Winschel
CEO: KENNETH ACKER
Branch Locations: 3
ATM Locations: 6
Corporate Office Address:
332 Cummings Rd
South Portland, ME 04106
Phone Number: 207-772-0808
Fax Number: 207-772-8683

TruChoice Federal Credit Union Financials

Total Assets:
232,602,989
Total Amount of Shares and Deposits:
209,949,029
Total Shares and Deposits < 1 Year:
196,007,025
Total Shares and Deposits 1 3 Years:
13,942,004
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
8,006,785
Total Uninsured Shares and Deposits > $250K (F+J):
8,006,785
Total Insured Shares and Deposits > $250K (item 17 less item K):
201,942,244
Total Interest Expense (Sum of items 6 8):
1,027,432
Share Certificates:
749
Number of Accounts for Share Drafts:
10,434
IRA KEOGH Accounts:
371
Number of Accounts for Regular Shares:
16,606
Non Member Deposits:
62
Money Market Shares:
1,296
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
12,273,149
Total Liabilities:
213,309,771
Show More

TruChoice Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
No
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Today's mortgage rates are higher as Treasury yields bounced off record lows set last week. In another report homeowners saw an aggregate $372 billion rise in property values over the first three months of 2012 according to a statistical release from the Federal Reserve.
eBank is offering their ePremier money market account which has a decent rate for these times. The rates are tiered and go has high as 2.50 annual percentage yield for a deposit of $100,000 and up. On the low end, deposits of up to $9,999 receive an annual percentage yield of 1.50%.
Third Federal Savings and Loan CD RatesThird Federal Savings and Loan CD rates on the bank's Specials CDs are some of the best CD rates available right now. The minimum opening balance is only $500. 30 day rolling special CD rates at Third Federal Savings and Loan are at 1.85 percent. 59 month special CD rates at Third Federal Savings and Loan are at 3.50 percent. Compare Third Federal Savings and Loan CD rates with other banks below.

Bank or Credit Union Offers and Deals

Mortgage Rates Higher: Current 30 Year Mortgage Rates at 4.96%, 15 Year Mortgage Rates at 4.27%
Home Equity Line of Credit Closed?
eBank CD Rates
Mortgage Refinance Rates Move Higher As We Head Over the Fiscal Cliff
Mortgage Rates Mixed in Latest Mortgage Survey: Current 30 Year Mortgage Rates at 4.77%, 15 Year Mortgage Rates at 4.16%
BB&T Mortgage Rates
Savings Rates Remain Stable as the Fed Meeting Minutes Offers No Surprises on Interest Rates
CD Rates Decline Slightly This Week
401K: Taking a 401K Loan
Today's Mortgage Interest Rates: 30 Year Mortgage Rates at 5.08% - 15 Year Mortgage Rates at 4.57%

Alternative Bank and Credit Union Offers to Explore

Recent CD Rate Changes Are Mostly Lower
5 Star Bank Money Market Account Rates now at 0.10%
Mortgage Rates Headed Up - Unemployment Headed Down
Forecasts for Higher Mortgage Rates Were Wrong
TotalDirectBank CD Rates
Average Mortgage Rates Move Lower, Approaching Record Lows
Mortgage Rates Stable Today - 30 Year Mortgage Rates at 5.17%, 15 Year Mortgage Rates at 4.54%
Savings Interest Rates on Accounts Augusta, Maine (ME)
American Bank Money Market Account Rates now at 0.10%
Mortgage Applications Increase and the FMOC Maintains a Rate Target of 0% to 1/4%

TruChoice Federal Credit Union Reviews

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