|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 TruNorth Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 18, 2026
TruNorth Federal Credit Union's 6 MONTH CD rates are at 3.65%. TruNorth Federal Credit Union's 15 Year Fixed rates are at 6.63%, 10 Year Fixed rates are at 6.63%, 20 Year Fixed rates are at 7.00%, 30 Year Fixed rates are at 7.13%. TruNorth Federal Credit Union's Auto Loan Rates are as low as 4.15%. MonitorBankRates evaluates the financial stability of TruNorth Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.28%. Rates last updated and verified on 09/18/2026. TruNorth Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TruNorth Federal Credit Union? Share your experience about TruNorth Federal Credit Union by leaving a review below, or read customer reviews before you decide to use TruNorth Federal Credit Union. TruNorth Federal Credit Union
Main Office 1419 N 2nd St
https://www.trunorthcu.org Ishpeming, MI 49849-1149 
TruNorth Federal Credit Union CD Rates
TruNorth Federal Credit Union Mortgage Rates
TruNorth Federal Credit Union Home Equity & HELOC
TruNorth Federal Credit Union Auto Loan Rates
TruNorth Federal Credit Union RV, Boat and Powersport Loan Rates
TruNorth Federal Credit Union Other Rates
Financial Health HistoryTruNorth Federal Credit Union’s Texas Ratio fell from 2.03% in Q2 2023 to 1.28% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TruNorth Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TruNorth Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TruNorth Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TruNorth Federal Credit Union
Website
https://www.trunorthcu.org
Address
1419 N 2nd St,
Ishpeming, MI 49849-1149
Phone
906-485-1210
Fax
906-485-4077
President
Michael Bath
CEO
Stephen Smith
Full-Time Employees
39
Part-Time Employees
4
Branch Locations
3
ATM Locations
2
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.28%
Return on Assets (ROA)
0.2080%
Return on Equity (ROE)
2.1354%
Non-Performing Loans Ratio (NPL)
0.24%
Total Assets
203,449,708
Total Amount of Shares and Deposits
184,365,548
Total Shares and Deposits < 1 Year
181,280,010
Total Shares and Deposits 1 3 Years
2,462,921
Total Shares and Deposits > 3 Years
622,617
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
6,272,936
Total Uninsured Shares and Deposits > $250K (F+J)
6,272,936
Total Insured Shares and Deposits > $250K (item 17 less item K)
178,092,612
Total Interest Expense (Sum of items 6 8)
244,432
Share Certificates
1,383
Number of Accounts for Share Drafts
9,723
IRA KEOGH Accounts
299
Number of Accounts for Regular Shares
19,365
All other shares
77
Money Market Shares
728
Net Income (unless the amount is already included in Undivided Earnings)
423,076
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
7,384,247
Total Liabilities
185,595,312
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for TruNorth Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for TruNorth Federal Credit Union
Frequently Asked Questions About TruNorth Federal Credit UnionHow many branches does TruNorth Federal Credit Union operate?TruNorth Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TruNorth Federal Credit Union?Yes, to access services at TruNorth Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TruNorth Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TruNorth Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TruNorth Federal Credit Union offer online and mobile banking?Most modern institutions like TruNorth Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.trunorthcu.org. Compare to Other Credit Unions
Employees Credit Union
Knoxville Law Enforcement Federal Credit Union
Air Academy Federal Credit Union
Peninsula Federal Credit Union
FIRSTLIGHT
Saint Gregory Parish Credit Union
Community Star Credit Union
Randolph Brooks FCU
ZIA Credit Union
Local No 317 IAFF Credit Union
Bay Atlantic Federal Credit Union
Neiman Marcus Group Employees Federal Credit Union
Greater Cincinnati School Credit Union
Your Hometown Federal Credit Union
Devils Slide Federal Credit Union
CO-NE Federal Credit Union
Horizons North Credit Union
Cosden Federal Credit Union
Everglades Federal Credit Union
Red Crown Federal Credit Union
Ohio Valley Federal Credit Union
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
