|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 WESTconsin Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
You can compare WESTconsin Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.00%, 6-month share certificate rates at 1.50% and 3-month share certificate rates at 1.76%. Savings rates are at 0.30% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 5.97%. All these rates can be compared to WESTconsin Credit Union rates. MonitorBankRates evaluates the financial stability of WESTconsin Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.45%. Rates were last updated on 04/19/2026. WESTconsin Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at WESTconsin Credit Union? Share your experience about WESTconsin Credit Union by leaving a review below, or read customer reviews before you decide to use WESTconsin Credit Union. WESTconsin Credit Union
Menomonie Administration 3227 Schneider Ave SE
https://www.westconsincu.org Menomonie, WI 54751 
WESTconsin Credit Union Checking Rates
WESTconsin Credit Union Mortgage Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for WESTconsin Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather WESTconsin Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with WESTconsin Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
WESTconsin Credit Union
Website
https://www.westconsincu.org
Address
3227 Schneider Ave SE,
Menomonie, WI 54751
Phone
800-924-0022
Fax
President
Gerald Wolf
CEO
James Wookey
Full-Time Employees
408
Part-Time Employees
23
Branch Locations
19
ATM Locations
15
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.45%
Return on Assets (ROA)
0.7275%
Return on Equity (ROE)
5.7333%
Non-Performing Loans Ratio (NPL)
0.82%
Total Assets
2,137,023,875
Total Amount of Shares and Deposits
1,851,970,609
Total Shares and Deposits < 1 Year
1,799,176,176
Total Shares and Deposits 1 3 Years
43,100,639
Total Shares and Deposits > 3 Years
9,693,794
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
109,577,243
Total Uninsured Shares and Deposits > $250K (F+J)
109,577,243
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,742,393,366
Total Interest Expense (Sum of items 6 8)
21,343,838
Share Certificates
12,732
Number of Accounts for Share Drafts
80,742
IRA KEOGH Accounts
2,813
Number of Accounts for Regular Shares
172,622
All other shares
3,751
Money Market Shares
10,097
Net Income (unless the amount is already included in Undivided Earnings)
15,545,914
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
153,384,278
Total Liabilities
1,891,268,208
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About WESTconsin Credit UnionIs WESTconsin Credit Union a safe place to deposit money?Yes, WESTconsin Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4451666728625%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does WESTconsin Credit Union operate?WESTconsin Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join WESTconsin Credit Union?Yes, to access services at WESTconsin Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, WESTconsin Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, WESTconsin Credit Union provides members with tools to manage their accounts and build a solid financial history. Does WESTconsin Credit Union offer online and mobile banking?Most modern institutions like WESTconsin Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.westconsincu.org. Compare to Other Credit Unions
Clarity Credit Union
Geovista Federal Credit Union
Lincoln Park Community Credit Union
Via Credit Union
Bee Federal Credit Union
Premier Members Credit Union
Purity Dairies Employees Federal Credit Union
Alden Credit Union
Sabine School Employees Federal Credit Union
Energy One Federal Credit Union
TruGrocer Federal Credit Union
Mercy Credit Union
Arrowhead Central Credit Union
Southcoast Federal Credit Union
City County Employees Credit Union
Saco Valley Credit Union
Vantage Credit Union
Neosho School Employees Credit Union
United Southeast Federal Credit Union
PennTech Employees Federal Credit Union
Texas Bridge Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
