United Bay Community Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare United Bay Community Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of United Bay Community Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. United Bay Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at United Bay Community Credit Union? Share your experience about United Bay Community Credit Union by leaving a review below, or read customer reviews before you decide to use United Bay Community Credit Union. Overall, United Bay Community Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
United Bay Community Credit Union
Lincoln Office 1309 N Lincoln St
Bay City, MI 48708 6172  Compare United Bay Community Credit Union Rates with Other Competitive Bank and Credit Union Rates
Primis Bank
Savings
4.20%
$1
Phelps County Bank
60-Month CD
4.01%
$1,000
FourLeaf Federal Credit Union
60-Month CD
4.00%
$50
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare United Bay Community Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Mutual Security Credit Union
5/1 ARM
5.250%
5.362%
0.000
Americas First Federal Credit Union
15-Year Fixed
5.250%
5.562%
0.000
Finger Lakes Federal Credit Union
10 Year Fixed
5.500%
5.634%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare United Bay Community Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Acadia Federal Credit Union
Acadia Visa Credit Card
10.900%
No annual fee
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare United Bay Community Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
1st United Credit Union
Personal Loan
10.890%
$0
60
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have United Bay Community Credit Union rate data right now, check back for updates, we are adding rates all the time. United Bay Community Credit Union InformationCredit Union Name: United Bay Community Credit Union
Website: https://www.ubccu.org
Full Time Employees: 72Part Time Employees: 7 President: Donald Goulet CEO: Diane Abbonizio Branch Locations: 6 ATM Locations: 6 Corporate Office Address:
1309 N Lincoln St
Bay City, MI 48708 6172 Phone Number: 989-892-4597 Fax Number: 989-892-5701 United Bay Community Credit Union FinancialsTotal Assets:
281,193,204
Total Amount of Shares and Deposits:
260,092,964
Total Shares and Deposits < 1 Year:
237,780,956
Total Shares and Deposits 1 3 Years:
15,685,358
Total Shares and Deposits > 3 Years:
6,626,650
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
445,896
Total Uninsured Shares and Deposits > $250K (F+J):
445,896
Total Insured Shares and Deposits > $250K (item 17 less item K):
259,647,068
Total Interest Expense (Sum of items 6 8):
564,594
Share Certificates:
1,979
Number of Accounts for Share Drafts:
10,776
IRA KEOGH Accounts:
685
Number of Accounts for Regular Shares:
20,250
All other shares:
20,453
Money Market Shares:
2,811
Net Income (unless the amount is already included in Undivided Earnings):
27,966
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
19,166,166
Total Liabilities:
261,441,121
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United Bay Community Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
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See how United Bay Community Credit Union Compares to other credit unions |
12-month CD rates can be found at 3.50%, 6-month CD rates at 4.35% and 3-month CD rates at 4.30%. Savings rates are at 0.05% and money market rates are at 2.78%. Mortgage rates on 30-year fixed loans are around 6.54%. Credit Card rates are at 17.20%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to 
