Universal Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
Compare Universal Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Universal Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Universal Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Universal Federal Credit Union? Share your experience about Universal Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Universal Federal Credit Union. Overall, Universal Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Rate
APY/APR
vs Avg
Universal Federal Credit Union
Main Office 317 31st ST
Huntington, WV 25702 1417  Compare Universal Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates
Total Direct Bank
Money Market
4.41%
$2,500
First Internet Bank of Indiana
6-Month CD
4.28%
$1,000
Fayette Savings Bank, SSB
6-Month CD
4.00%
$1,000
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Compare Universal Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages
Abound Federal Credit Union
5-Year ARM
5.500%
5.581%
0.000
Chartway Credit Union
5/1 ARM
5.500%
5.600%
0.000
Addition Financial Credit Union
10-Year Fixed
5.375%
5.632%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Compare Universal Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards
Teachers Federal Credit Union
Visa Low Rate
14.000%
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Randolph Brooks FCU
Premier Rate Credit Card Mastercard
12.950% - 18.000%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Compare Universal Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
ACFCU
Personal Loans
13.450%
$0
60
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have Universal Federal Credit Union rate data right now, check back for updates, we are adding rates all the time. Universal Federal Credit Union InformationCredit Union Name: Universal Federal Credit Union
Website: https://www.universalfcu.com
Full Time Employees: 18Part Time Employees: 4 President: CEO: Jason Hutchinson Branch Locations: 3 ATM Locations: 2 Corporate Office Address:
317 31st ST
Huntington, WV 25702 1417 Phone Number: 304-697-2919 Fax Number: 304-522-3177 Universal Federal Credit Union FinancialsTotal Assets:
92,526,489
Total Amount of Shares and Deposits:
81,321,045
Total Shares and Deposits < 1 Year:
80,826,438
Total Shares and Deposits 1 3 Years:
494,607
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,431,145
Total Uninsured Shares and Deposits > $250K (F+J):
3,431,145
Total Insured Shares and Deposits > $250K (item 17 less item K):
77,889,900
Total Interest Expense (Sum of items 6 8):
42,306
Share Certificates:
111
Number of Accounts for Share Drafts:
3,680
IRA KEOGH Accounts:
139
Number of Accounts for Regular Shares:
7,125
All other shares:
937
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
6,150,666
Total Liabilities:
80,638,598
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Universal Federal Credit Union Questions and AnswersNo Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
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Source: NCUA Last Updated 03/31/2024
Explore Other Rate DealsHooray! A deal was finally done after we technically headed over the cliff, despite the nasty exchanges between Senator Harry Reid and House Leader John Boehner. The equity markets are rallying, bond yields are higher, will CD rates move higher as well? Unfortunately, not any time soon since Ben Bernanke and company at the Federal Reserve plan to keep the Fed funds rate at zero percent until mid-2015.
(//www.monitorbankrates.com/mortgages) Mortgage rates headed higher in the most recent Primary Mortgage Market Survey released by Freddie Mac. Current 30 year mortgage rates inched back above 5.00 percent to 5.05 percent, up from the prior week's mortgage survey that had 30 year mortgage rates at 4.84%.
 National average fixed long term mortgage loan rates and refinance loan rates are lower this week except for 30 year conforming rates. Current 30 year conforming mortgage loan rates and refinancing rates are averaging 4.78 percent, a decline from last week’s average 30 year home loan rates and refi rates averaged 4.78 percent. 30 year loan interest rates and refinance interest rates in Virginia are higher than the national average 30 year rate. Current 30 year VA refinancing rates and mortgage loan rates are averaging 4.80 percent.
Bank or Credit Union Offers and DealsTop 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%Home Buyer Tax Credit Ends April 30, 2010 How to Find the Best Home Owner Insurance Rate Comerica CD Rates: Special CD 6-Month 5.00% APY Mortgage Rates Increase in Mortgage Survey: 30 Year Mortgage Rates Averaging 4.81%, 15 Year Mortgage Rates Averaging 4.13% Wells Fargo Way2Save Savings Account Mortgage Rates Drop Again: 30 Year Mortgage Rates at 4.72%, 15 Year Mortgage Rates at 4.14% Auto Loan Rates in Phoenix Fultdirect.com 6 Month CD Rates now at 0.15% Mortgage Rates January 25, 2012, 15 Year Mortgage Rates at 3.34% Alternative Bank and Credit Union Offers to ExploreMy Bank Converted My Savings Account to a Checking AccountKS StateBank 5 Year Jumbo CD Rates now at 1.99% Mortgage Rates November 11, 2010: 30 Year Mortgage Rates at 4.24%, 15 Year Jumbo Mortgage Rates at 4.20% FOMC Fed Funds Projections Point to Low Savings Rates Until 2015 Mortgage Rates July 17, 2010: Today’s Mortgage Rates Inch Higher Savings Rates Going Nowhere Since 1st Quarter GDP Growth is Revised Lower Mortgage Rates: Current Mortgage Rates July 20, 2009 Mortgage Rates: Current Mortgage Rates Back Above 5.00% No Relief for Savers as FOMC Declines Rate Hike Mortgage Rates Increase in MBA Mortgage Survey: 30 Year Mortgage Rates at 4.66%, 15 Year Mortgage Rates at 3.98% Universal Federal Credit Union ReviewsThere are no reviews for Universal Federal Credit Union yet. Feel free to create one below.
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12-month CD rates can be found at 3.82%, 6-month CD rates at 4.25% and 3-month CD rates at 0.50%. Savings rates are at 0.03% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 6.50%. Credit Card rates are at 19.74%. Personal Loan rates are at 11.04%. All these rates, and more, can be found in our database of rates which you can compare to 
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