University Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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University Federal Credit Union's 36-Month CD rates are at 4.35%, 24-Month CD rates are at 4.10%, 18-Month CD rates are at 4.00%, 12-Month CD rates are at 4.00%, 6-Month CD rates are at 4.00%. University Federal Credit Union's savings rates are at 0.01%. University Federal Credit Union's money market rates are at 3.25%.

University Federal Credit Union

Compare University Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of University Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

University Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at University Federal Credit Union? Share your experience about University Federal Credit Union by leaving a review below, or read customer reviews before you decide to use University Federal Credit Union.

Overall, University Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.00%
24-Month CD
4.10%
36-Month CD
4.35%
48-Month CD
3.50%
60-Month CD
3.25%
Savings
0.01%
MMA
3.25%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
University Federal Credit Union
Corporate Headquarters
8303 N Mo Pac Expy
Austin, TX 78759 8501
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare University Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Stearns Bank Holdingford
Stearns Bank Holdingford
6-Month CD
5.06%
$2,500
1st Security Bank of Washington
1st Security Bank of Washington
21-Month CD w/relationship
5.00%
$500
Hcbt
Hcbt
7-Month CD special
4.85%
$10,000
First Southern Bank Florence, AL
First Southern Bank Florence, AL
5-Month CD special
4.81%
$1,000
First National Bank of America (FNBA)
First National Bank of America (FNBA)
24-Month CD
4.80%
$1,000
WaterStone Bank
WaterStone Bank
19-Month CD special
4.50%
$5,000
University Federal Credit Union
University Federal Credit Union
36-Month CD
4.35%
$1,000
Lake Elmo Bank
Lake Elmo Bank
15-Month CD special
4.32%
$25,000
University Federal Credit Union
University Federal Credit Union
24-Month CD
4.10%
$1,000
The Bank of Romney
The Bank of Romney
Money Market
4.08%
$200,000
All America Bank
All America Bank
Super Savers Money Market Demand
4.00%
$2,500
Apple Federal Credit Union
Apple Federal Credit Union
48-Month CD (Certificate)
4.00%
$500
University Federal Credit Union
University Federal Credit Union
3-Month CD
4.00%
$1,000
University Federal Credit Union
University Federal Credit Union
6-Month CD
4.00%
$1,000
University Federal Credit Union
University Federal Credit Union
12-Month CD
4.00%
$1,000
University Federal Credit Union
University Federal Credit Union
18-Month CD
4.00%
$1,000
University Federal Credit Union
University Federal Credit Union
48-Month CD
3.50%
$1,000
Everence Trust Company
Everence Trust Company
36-Month CD
3.50%
$500
FSB of Randolph County
FSB of Randolph County
36-Month CD
3.40%
$500
Primebank
Primebank
60-Month CD 2 Step Ups
3.40%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
18-Month CD
3.34%
$1,000
FNB of Brookfield
FNB of Brookfield
24-Month CD (w/checking)
3.30%
$1,000
University Federal Credit Union
University Federal Credit Union
60-Month CD
3.25%
$1,000
University Federal Credit Union
University Federal Credit Union
Money Market
3.25%
$1,000,000
Marquette Savings Bank
Marquette Savings Bank
24-Month CD
2.52%
$500
Henderson State Bank
Henderson State Bank
18-Month CD
2.45%
$500
Raritan State Bank
Raritan State Bank
48-Month CD
2.12%
$5,000
Elizabethton FSB
Elizabethton FSB
30-Month CD
2.02%
$1,000
Grand Timber Bank
Grand Timber Bank
12-Month CD
1.92%
$500
Geddes Federal S&L
Geddes Federal S&L
24-Month CD
1.76%
$500
WMB Wilson & Muir B&T Co.
WMB Wilson & Muir B&T Co.
24-Month CD
1.76%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
18-Month CD
1.51%
$500
ValleyDirect
ValleyDirect
Tiered Money Market Savings
1.35%
$2,000
Putnam County Bank
Putnam County Bank
12-Month CD
1.25%
$1,000
Round Top State Bank
Round Top State Bank
48-Month CD
1.25%
$1,000
Roxboro Savings Bank
Premium Money Market
1.25%
$100,000
PCB Payne County Bank
PCB Payne County Bank
Savings Account
1.10%
$25
FNB of Kansas
FNB of Kansas
3-Month CD
1.00%
$1,000
Fairfield County Bank
Fairfield County Bank
36-Month CD
1.00%
$2,500
The Victory Bank
The Victory Bank
60-Month CD
0.85%
$500
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
Health Savings Account
0.80%
$5,000
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Regular Statement Savings
0.70%
$1
The Antwerp Exchange Bank Company
The Antwerp Exchange Bank Company
24-Month CD
0.70%
$500
FSB of St. Charles, MO
FSB of St. Charles, MO
Now Checking
0.60%
$100
Farmers State Bank Wathena, KS
Farmers State Bank Wathena, KS
36-Month CD
0.60%
$500
HTLF Bank
HTLF Bank
12-Month CD
0.50%
$1,000
Genesee Regional Bank
Genesee Regional Bank
12-Month CD
0.50%
$500
Adirondack Bank
Adirondack Bank
48-Month CD
0.50%
$1,000
Sullivan Bank
Sullivan Bank
12-Month CD
0.50%
$1,000
MCS Bank
MCS Bank
12-Month CD
0.42%
$1,000
Old Exchange Bank of Okawville
Old Exchange Bank of Okawville
Money Market
0.30%
$2,500
Farmers State Bank of Western Illinois
Farmers State Bank of Western Illinois
Money Market Account
0.25%
$1,000
Peoples Bank Chestertown, MD
Peoples Bank Chestertown, MD
18-Month CD
0.25%
$500
University Federal Credit Union
University Federal Credit Union
Checking Plus
0.25%
$1,000
Freehold Bank
Freehold Bank
Passbook Savings
0.15%
$10
Prairie Bank of Kansas
Prairie Bank of Kansas
Money Market
0.15%
$1,000
LendingClub
LendingClub
Rewards Checking
0.15%
$100,000
Ponce Bank
Ponce Bank
Ponce Savings
0.10%
$0
1st Security Bank of Washington
1st Security Bank of Washington
Money Market Tiered
0.05%
$1,500
University Federal Credit Union
University Federal Credit Union
Savings Account
0.01%
$100
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare University Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
El Reno RIL Credit Union
El Reno RIL Credit Union
10 Year Fixed
4.500%
4.666%
0.000
PNC Bank
PNC Bank
15-Year Fixed
5.625%
5.877%
0.975
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed Jumbo
5.750%
5.883%
0.500
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
Phoenixville Federal B&T
15-Year Fixed
6.000%
6.156%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.125%
6.198%
0.000
Consumers Credit Union
15-Year Fixed
6.125%
6.280%
0.000
PNB of Kewanee
PNB of Kewanee
30-Year Fixed
6.190%
6.366%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.125%
6.375%
0.875
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.375%
6.413%
0.000
Pittsford Federal Credit Union
Pittsford Federal Credit Union
10 Year Fixed
6.375%
6.414%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.500%
6.438%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
6.375%
6.451%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
15-Year Fixed
6.250%
6.458%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
20-Year Fixed
6.375%
6.469%
0.000
FNB of River Falls
FNB of River Falls
20-Year Fixed
6.375%
6.471%
0.500
Bethpage Federal Credit Union
Bethpage Federal Credit Union
20-Year Fixed
6.375%
6.495%
0.000
Penn Community Bank
Penn Community Bank
30-Year Fixed Jumbo
6.500%
6.546%
0.000
Y 12 Federal Credit Union
Y 12 Federal Credit Union
15-Year Fixed
6.375%
6.578%
1.000
Northwest Community Bank
Northwest Community Bank
30-Year Fixed
6.500%
6.585%
0.000
U.S. Bank
U.S. Bank
15-Year Fixed
6.375%
6.645%
0.830
Apple Federal Credit Union
Apple Federal Credit Union
30-Year Fixed
6.500%
6.650%
1.000
Proponent Federal Credit Union
Proponent Federal Credit Union
15 Year Fixed
6.625%
6.702%
0.000
Finance Factors
Finance Factors
30-Year Fixed
6.375%
6.717%
2.000
Ridgewood Savings Bank
Ridgewood Savings Bank
10-Year Fixed
6.500%
6.720%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare University Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Student
17.990%
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Mastercard
12.240%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
1st Cooperative Federal Credit Union
1st Cooperative Federal Credit Union
Visa Platinum Credit Card
8.500%
As low as 8.50%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member First VISA
15.040%
No balance transfer fees or annual fees.
Abco Federal Credit Union
Abco Federal Credit Union
VISA® Credit Cards
7.990%
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Abnb Federal Credit Union
Abnb Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
First Technology Federal Credit Union
First Technology Federal Credit Union
Platinum Secured Mastercard
14.250%
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Acipco Federal Credit Union
Acipco Federal Credit Union
Visa Credit Card
9.990%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare University Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Community Credit Union
Access Community Credit Union
Personal Loans
11.990%
$0
1 - 12
Y 12 Federal Credit Union
Y 12 Federal Credit Union
Access Line Of Credit
16.240%
$0
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Payroll Savings Loan
17.900%
$0 - $500
ACFCU
ACFCU
Line of Credit
13.700%
$0
Abco Federal Credit Union
Abco Federal Credit Union
Personal Loans
10.490%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.490%
$0 - $5,000
48 - 48
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.200%
$5,000 - $8,000
48 - 48
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
ACFCU
ACFCU
Gold Star Loan
14.200%
$0
48
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Alec Federal Credit Unon Federal Credit Union
Alec Federal Credit Unon Federal Credit Union
New Signature Loans
8.990%
$0
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $2,500
36 - 36
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

University Federal Credit Union Information

Credit Union Name: University Federal Credit Union
Full Time Employees: 780
Part Time Employees: 1
President: Cale McDowell
CEO: Michael Crowl
Branch Locations: 26
ATM Locations: 25
Corporate Office Address:
8303 N Mo Pac Expy
Austin, TX 78759 8501
Phone Number: 512-467-8080
Fax Number:

University Federal Credit Union Financials

Total Assets:
4,045,966,959
Total Amount of Shares and Deposits:
3,418,306,558
Total Shares and Deposits < 1 Year:
3,260,495,766
Total Shares and Deposits 1 3 Years:
102,098,576
Total Shares and Deposits > 3 Years:
55,712,216
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
269,320,269
Total Uninsured Shares and Deposits > $250K (F+J):
269,320,269
Total Insured Shares and Deposits > $250K (item 17 less item K):
3,148,986,289
Total Interest Expense (Sum of items 6 8):
13,936,504
Share Certificates:
15,363
Number of Accounts for Share Drafts:
249,826
IRA KEOGH Accounts:
3,867
Number of Accounts for Regular Shares:
372,615
Money Market Shares:
28,432
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
158,778,527
Total Liabilities:
3,761,449,339
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University Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
Yes
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Student Scholarships:
1
Credit Builder:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA

Explore Other Rate Deals

current-mortgage-rates-at-528Current mortgage rates, which are at 5.28 percent today, along with an $8,000 tax credit for first time home buyers and near record home affordability are all stabilizing the housing market. 
Vio Bank Savings Account RateVio Bank savings account rate was recently increased and is now at a new high for 2019. The current online savings rate from Vio Bank is at 2.38 percent with an APY of 2.41 percent. The old savings rate from Vio Bank was 2.36 percent with an APY of 2.39 percent. The minimum opening deposit for a savings account is only $100.

Bank or Credit Union Offers and Deals

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Mortgage Rates: Current Mortgage Rates Back Above 5.00%
Where are the Best Savings Account Rates
Home Savings Bank 1 Year Jumbo CD Rates now at 0.90%
Barclays Bank CD Rates: 2.15% APY 12-Month CD (Nationwide)
CD Rates: Finding the Best CD Rates

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Best 12 Month CD Rates in Tampa, Florida

University Federal Credit Union Reviews

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