University Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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University Federal Credit Union's 24-Month CD rates are at 4.30%, 18-Month CD rates are at 4.20%, 60-Month CD rates are at 4.00%, 48-Month CD rates are at 4.00%, 36-Month CD rates are at 4.00%. University Federal Credit Union's savings rates are at 0.01%. University Federal Credit Union's money market rates are at 0.12%.

University Federal Credit Union

Compare University Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of University Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

University Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at University Federal Credit Union? Share your experience about University Federal Credit Union by leaving a review below, or read customer reviews before you decide to use University Federal Credit Union.

Overall, University Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.00%
18-Month CD
4.20%
24-Month CD
4.30%
36-Month CD
4.00%
48-Month CD
4.00%
60-Month CD
4.00%
Savings
0.01%
MMA
0.12%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
University Federal Credit Union
Branch Ofc
1575 17th Ave S
Grand Forks, ND 58201
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare University Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
University Federal Credit Union
University Federal Credit Union
24-Month CD
4.30%
$1,000
University Federal Credit Union
University Federal Credit Union
18-Month CD
4.20%
$1,000
University Federal Credit Union
University Federal Credit Union
12-Month CD
4.00%
$1,000
University Federal Credit Union
University Federal Credit Union
36-Month CD
4.00%
$1,000
University Federal Credit Union
University Federal Credit Union
48-Month CD
4.00%
$1,000
University Federal Credit Union
University Federal Credit Union
60-Month CD
4.00%
$1,000
United Valley Bank
United Valley Bank
6-Month CD
4.00%
$500
Regional Missouri Bank
Regional Missouri Bank
48-Month CD
3.85%
$1,000
Prime Alliance Bank
Prime Alliance Bank
36-Month CD
3.75%
$500
Perryton National Bank
Perryton National Bank
12-Month CD
3.75%
$10,000
New Haven Bank
New Haven Bank
Safe Haven Savings
3.50%
$10,000
Barrington Bank & Trust Company
Barrington Bank & Trust Company
17-Month CD
3.50%
$1,000
Phelps County Bank
Phelps County Bank
36-Month CD
3.49%
$1,000
Woodruff Federal S&L
Woodruff Federal S&L
6-Month CD
3.33%
$1,000
Bank of Old Monroe
Bank of Old Monroe
12-Month CD
3.28%
$1,000
NBKC Bank
NBKC Bank
36-Month CD
3.25%
$250
The Corner Stone Bank
The Corner Stone Bank
60-Month CD
3.25%
$1,000
Clarion County Community Bank
Clarion County Community Bank
12-Month CD
3.10%
$500
Adrian Bank
Adrian Bank
24-Month CD
3.02%
$1,000
Kitsap Bank
Kitsap Bank
60-Month CD
2.95%
$5,000
Ponce Bank
Ponce Bank
36-Month CD
2.85%
$1,000
Patriot Bank N.A.
Patriot Bank N.A.
12-Month CD
2.84%
$500
First Bank Elk River
First Bank Elk River
6-Month CD
2.78%
$1
DB&T
DB&T
18-Month CD
2.75%
$1,000
FSB of St. Charles, MO
FSB of St. Charles, MO
18-Month CD
2.65%
$1,000
1st Mississippi Federal Credit Union
1st Mississippi Federal Credit Union
24-Month CD
2.53%
$500
Bank of Kampsville
Bank of Kampsville
6-Month CD
2.52%
$2,500
Farmers Savings Bank Mineral Point, WI
Farmers Savings Bank Mineral Point, WI
12-Month CD
2.50%
$2,500
SaviBank
SaviBank
24-Month CD
2.50%
$500
Chain Bridge Bank
Chain Bridge Bank
12-Month CD
2.28%
$500
Industry State Bank
Industry State Bank
48-Month CD
2.25%
$1,000
Grinnell State Bank
Grinnell State Bank
18-Month CD
2.07%
$1,000
Nashville Savings Bank
Nashville Savings Bank
60-Month CD
2.02%
$1,000
Rhinebeck Bank
Rhinebeck Bank
18-Month CD
2.02%
$2,000
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Money Market
1.92%
$2,500
Torrington Savings Bank
Torrington Savings Bank
Signature Money Market
1.75%
$150,000
Interstate Bank
Interstate Bank
Money Market
1.51%
$1,000
First Federal S&L Newark, OH
First Federal S&L Newark, OH
60-Month CD
1.35%
$500
Bank
Bank
36-Month CD
1.00%
$10,000
WSB Municipal Bank
WSB Municipal Bank
24-Month CD
0.87%
$500
Heritage Bank of St Tammany
Heritage Bank of St Tammany
48-Month CD (Bump)
0.80%
$500
United Bank of Union
United Bank of Union
24-Month CD
0.65%
$500
Minnstar Bank
Minnstar Bank
24-Month CD
0.65%
$1,000
FLC Bank
FLC Bank
48-Month CD
0.55%
$2,000
State Bank Freeport, IL
State Bank Freeport, IL
48-Month CD
0.55%
$1,000
Napoleon State Bank
Napoleon State Bank
48-Month CD
0.55%
$500
Bank of Prairie du Sac
Bank of Prairie du Sac
Money Market
0.50%
$2,500
FNB of Brookfield
FNB of Brookfield
3-Month CD
0.50%
$1,000
Think Mutual Bank
Think Mutual Bank
Savings
0.40%
$0
Kennebunk Savings Bank
Kennebunk Savings Bank
24-Month CD
0.35%
$500
Oxford Bank
Oxford Bank
60-Month CD
0.29%
$500
Millville Savings Bank
Millville Savings Bank
36-Month CD
0.23%
$1,000
Community Bank Owatonna
Community Bank Owatonna
Classic Savings
0.20%
$0
FNB of Absecon
FNB of Absecon
24-Month CD
0.15%
$0
University Federal Credit Union
University Federal Credit Union
Money Market
0.12%
$10,000
Clinton Savings Bank
Clinton Savings Bank
Passbook Savings
0.02%
$10
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
Performance Money Market
0.01%
$100
University Federal Credit Union
University Federal Credit Union
Savings
0.01%
$1
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare University Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed Jumbo
5.500%
5.526%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.375%
5.582%
1.000
Abound Federal Credit Union
Abound Federal Credit Union
15-Year Fixed
5.500%
5.638%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed Jumbo
5.500%
5.733%
0.500
Hatboro Federal Savings
Hatboro Federal Savings
10-Year Fixed
5.250%
5.791%
2.000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
5.750%
5.799%
0.000
Lakewood Credit Union
Lakewood Credit Union
10 Year Fixed
5.800%
5.930%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
20-Year Fixed
5.875%
5.949%
0.000
Consumers Credit Union
Consumers Credit Union
15-Year Fixed
5.875%
5.972%
0.000
StonehamBank
StonehamBank
15-Year Fixed
5.875%
5.985%
0.000
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
30-Year Fixed
5.875%
6.031%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.000%
6.099%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.000%
6.140%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
Holyoke Credit Union
Holyoke Credit Union
20 Year Fixed
6.000%
6.162%
0.000
First Security B&T Co. IA
First Security B&T Co. IA
20-Year Fixed
6.000%
6.164%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
20-Year Fixed
6.125%
6.170%
0.000
WVS West View SB
WVS West View SB
20-Year Fixed
6.000%
6.230%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.242%
0.000
San Mateo Credit Union
San Mateo Credit Union
5/5 ARM
6.000%
6.244%
0.000
Better Banks
Better Banks
15-Year Fixed
6.125%
6.252%
0.000
Abri Credit Union
Abri Credit Union
15-Year Fixed
6.125%
6.320%
0.000
Mid American Credit Union
Mid American Credit Union
15 Year Fixed
6.125%
6.324%
0.000
Holyoke Credit Union
Holyoke Credit Union
10/1 ARM
6.000%
6.329%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.250%
6.332%
0.000
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The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare University Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Suncoast Credit Union
Suncoast Credit Union
Rewards Share Secured
18.000%
Credit Limit - $300 - $5,000
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
360 Federal Credit Union
360 Federal Credit Union
Visa Classic
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Traditional
14.240% - 18.000%
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Rewards Card
13.740%
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
America First Federal Credit Union
America First Federal Credit Union
CLASSIC FLAT 1% CASH BACK VISA
18.000%
1% Cash Back Classic Card
ACFCU
ACFCU
College Real Rewards Card Visa
19.740% - 29.740%
Earn 1.5 points for every $1 you spend on eligible purchases (equal to 1.5% cash back)6 and work towards building a strong financial future.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Platinum
16.200%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Shared Secured
7.900%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare University Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
12.990%
$0
1 - 24
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $100
12 - 24
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Line of Credit
7.750% - 16.750%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
705 Federal Credit Union
705 Federal Credit Union
Personal Loan
12.250% - 17.000%
$0 - $20,000
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
14.850%
$0
37 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.740%
$5,000
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Term Line of Credit 84 months
8.000%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

University Federal Credit Union Information

Credit Union Name: University Federal Credit Union
Full Time Employees: 8
Part Time Employees: 1
President: Ryan Jundt
CEO: Lacey Fetsch
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
1575 17th Ave S
Grand Forks, ND 58201
Phone Number: 701-775-3738
Fax Number: 701-775-3798

University Federal Credit Union Financials

Total Assets:
45,761,059
Total Amount of Shares and Deposits:
40,684,829
Total Shares and Deposits < 1 Year:
40,301,994
Total Shares and Deposits 1 3 Years:
382,835
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
252,508
Total Uninsured Shares and Deposits > $250K (F+J):
252,508
Total Insured Shares and Deposits > $250K (item 17 less item K):
40,432,321
Total Interest Expense (Sum of items 6 8):
77,762
Share Certificates:
442
Number of Accounts for Share Drafts:
2,429
Number of Accounts for Regular Shares:
4,153
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,691,965
Total Liabilities:
40,987,855
Show More

University Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-at-4-month-low-freddie-mac30-year mortgage rates reached a four month low in Freddie Mac's current Primary Mortgage Market Survey. Low mortgage rates continue to help the housing market recover from the speculative bubble over the past several years.

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University Federal Credit Union Reviews

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