University of South Alabama Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. University of South Alabama Federal Credit Union Deposit Rates

University of South Alabama Federal Credit Union12-month CD rates can be found at 4.10%, 6-month CD rates at 3.50% and 3-month CD rates at 3.40%. Savings rates are at 0.75% and money market rates are at 1.97%. Mortgage rates on 30-year fixed loans are around 6.56%. Credit Card rates are at 9.50%. Personal Loan rates are at 12.74%. All these rates, and more, can be found in our database of rates which you can compare to University of South Alabama Federal Credit Union rates.

Compare University of South Alabama Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of University of South Alabama Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

University of South Alabama Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at University of South Alabama Federal Credit Union? Share your experience about University of South Alabama Federal Credit Union by leaving a review below, or read customer reviews before you decide to use University of South Alabama Federal Credit Union.

Overall, University of South Alabama Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
University of South Alabama Federal Credit Union
Main Office
103 Hillcrest Rd
Mobile, AL 36608
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare University of South Alabama Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Passumpsic Savings Bank
Passumpsic Savings Bank
Kasasa Checking
5.00%
$25
Mid-America Bank
Mid-America Bank
12-Month CD (Jumbo)
4.30%
$100,000
CNB of McConnelsville
12-Month CD
4.07%
$5,000
GTE Financial Credit Union
GTE Financial Credit Union
12-Month CD (Jumbo)
3.92%
$100,000
Pacific Crest SB
Pacific Crest SB
24-Month CD
3.90%
$2,000
Newtek Bank
Newtek Bank
36-Month CD
3.80%
$2,500
Spring Bank Brookfield, WI
Spring Bank Brookfield, WI
12-Month CD
3.80%
$1,000
Bankwell Bank
Bankwell Bank
High Yield Money Market
3.75%
$100,000
Linkbank
Linkbank
25-Month CD
3.75%
$500
Milford Federal Bank
Milford Federal Bank
60-Month CD
3.75%
$1,000
American Bank
American Bank
36-Month CD
3.75%
$500
Randolph Brooks FCU
Randolph Brooks FCU
24-Month CD
3.75%
$1,000
Reliance Bank
Reliance Bank
12-Month CD
3.60%
$500
Marquette Savings Bank
Marquette Savings Bank
12-Month CD
3.55%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
36-Month CD
3.34%
$500
Halstead Bank
Halstead Bank
60-Month CD
3.30%
$1,000
Henderson FSB
Henderson FSB
30-Month CD
3.30%
$500
First Federal Bank of Kansas City
First Federal Bank of Kansas City
36-Month CD
3.25%
$1,000
State Bank Waterloo, IL
State Bank Waterloo, IL
24-Month CD
3.25%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
24-Month CD
3.00%
$0
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
Kasasa Checking
3.00%
$0
WVS West View SB
WVS West View SB
48-Month CD
3.00%
$500
Bank First, NA
Bank First, NA
60-Month CD
2.78%
$1,000
Machias Savings Bank
Machias Savings Bank
36-Month CD
2.70%
$500
Axiom Bank
Axiom Bank
36-Month CD
2.50%
$500
New Tripoli Bank
New Tripoli Bank
60-Month CD
2.50%
$500
North Star Bank
North Star Bank
48-Month CD
2.36%
$500
Bank of Washington
Bank of Washington
18-Month CD
2.25%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
Greenfield Co-operative Bank
Greenfield Co-operative Bank
36-Month CD
2.02%
$500
Farmers State Bank of Newcastle
Farmers State Bank of Newcastle
NOW Plus Checking
2.00%
$25,000
Clay County Savings Bank
Clay County Savings Bank
48-Month CD
1.79%
$500
Yampa Valley Bank
Yampa Valley Bank
Money Market
1.65%
$2,000
Capon Valley Bank
Capon Valley Bank
6-Month CD
1.26%
$500
Lincoln FSB of Nebraska
Lincoln FSB of Nebraska
48-Month CD
1.20%
$5,000
The Bank of Brodhead
The Bank of Brodhead
48-Month CD
1.20%
$500
South Ottumwa SB
South Ottumwa SB
12-Month CD
1.00%
$500
BankOrion
BankOrion
48-Month CD
1.00%
$500
OneLocal Bank
OneLocal Bank
12-Month CD
0.75%
$1,000
United Bank Zebulon, GA
United Bank Zebulon, GA
6-Month CD
0.75%
$500
FirsTier Bank
FirsTier Bank
48-Month CD
0.65%
$0
American Eagle Financial Credit Union
American Eagle Financial Credit Union
36-Month CD
0.60%
$500
Unico Bank
Unico Bank
30-Month CD
0.50%
$1,000
State Bank Freeport, IL
State Bank Freeport, IL
36-Month CD
0.45%
$1,000
Town & Country B&T Co.
Town & Country B&T Co.
48-Month CD
0.35%
$100
Cecil Bank
Cecil Bank
Money Market
0.30%
$25,000
Lusitania Savings Bank
Lusitania Savings Bank
36-Month CD
0.25%
$500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Regular Share Savings
0.25%
$25
Grand Timber Bank
Grand Timber Bank
Money Market
0.15%
$2,500
Gouverneur S&L
Gouverneur S&L
Money Market
0.10%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare University of South Alabama Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.500%
5.681%
0.000
Norfolk Community Federal Credit Union
Norfolk Community Federal Credit Union
15 Year Fixed
5.625%
5.731%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
5.750%
5.812%
0.000
M&T Bank
M&T Bank
15-Year Fixed
5.750%
5.824%
0.000
Everett Co-operative Bank
Everett Co-operative Bank
15-Year Fixed
5.750%
5.825%
0.000
Auburn Savings Bank
Auburn Savings Bank
15-Year Fixed
5.756%
5.845%
0.000
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Crest Savings Bank
Crest Savings Bank
15-Year Fixed
5.875%
5.968%
0.000
Spire Credit Union
Spire Credit Union
10/1 ARM (Jumbo)
6.125%
5.974%
0.000
Randolph Brooks FCU
Randolph Brooks FCU
15-Year Fixed
5.750%
6.030%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
5.750%
6.038%
0.000
Collinsville Bank
Collinsville Bank
15-Year Fixed
5.875%
6.054%
0.000
Meridian Trust Federal Credit Union
Meridian Trust Federal Credit Union
15 Year Fixed
5.750%
6.055%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
5.875%
6.090%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
30-Year Fixed (Jumbo)
6.000%
6.092%
0.750
Chartway Credit Union
Chartway Credit Union
7/1 ARM
6.000%
6.100%
0.000
Liberty Bank Middletown, CT
Liberty Bank Middletown, CT
15-Year Fixed
6.000%
6.106%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed Jumbo
6.000%
6.113%
1.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
15-Year Fixed
5.875%
6.133%
1.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM
5.375%
6.137%
0.000
Highpoint Community Bank
Highpoint Community Bank
15-Year Fixed
5.875%
6.170%
0.000
Credit Human Federal Credit Union
Credit Human Federal Credit Union
30-Year Fixed
6.100%
6.182%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare University of South Alabama Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum Rewards
8.900% - 13.900%
Based upon credit worthiness.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
ACFCU
ACFCU
Secure Card Visa
29.240%
A card that\'s perfect for anyone who wants to improve or establish their credit.
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Share-Secured Mastercard
13.900%
Maximum Loan Amount Up to $5,000.00
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Secured
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
AAC Credit Union
AAC Credit Union
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Student
14.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare University of South Alabama Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
10.990%
$0 - $50,000
12 - 60
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
25 - 36
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
The Golden 1 Credit Union
The Golden 1 Credit Union
Credit Starter Loan
16.250%
$0
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
ACFCU
ACFCU
Line of Credit
13.700%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
11.240% - 17.950%
$0
25 - 36
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
The Golden 1 Credit Union
The Golden 1 Credit Union
Personal Line of Credit
13.040%
$0
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Academic Employees Credit Union
Academic Employees Credit Union
Preferred Personal Loan
10.000%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have University of South Alabama Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

University of South Alabama Federal Credit Union Information

Credit Union Name: University of South Alabama Federal Credit Union
Website:
Full Time Employees: 9
Part Time Employees: 0
President: Polly Stokley
CEO: Felicia McKee
Branch Locations: 3
ATM Locations: 1
Corporate Office Address:
103 Hillcrest Rd
Mobile, AL 36608
Phone Number: 251-706-0255
Fax Number: 251-706-0299

University of South Alabama Federal Credit Union Financials

Total Assets:
58,767,281
Total Amount of Shares and Deposits:
51,568,214
Total Shares and Deposits < 1 Year:
50,129,778
Total Shares and Deposits 1 3 Years:
1,438,436
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
5,549,666
Total Uninsured Shares and Deposits > $250K (F+J):
5,549,666
Total Insured Shares and Deposits > $250K (item 17 less item K):
46,018,548
Total Interest Expense (Sum of items 6 8):
12,361
Share Certificates:
94
Number of Accounts for Share Drafts:
3,709
IRA KEOGH Accounts:
86
Number of Accounts for Regular Shares:
9,530
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,211,296
Total Liabilities:
52,253,899
Show More

University of South Alabama Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Credit Builder:
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Brokered Certificates of Deposits:
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
No
Are New Loans Available:
Yes
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates jumped higher this week over last, abruptly reversing the down trend we have seen over the past year. Both conforming mortgage rates and jumbo mortgage rates are higher this week over last.
Citizens Trust Bank 2 Year CD rates are now at 0.20 percent with a yield of 0.20 percent. View current 2 Year CD rates at Citizens Trust Bank below.

Bank or Credit Union Offers and Deals

Millennials Prefer Savings Accounts Despite Low Savings Rates
Higher Fed Funds Rate Later This Year Will Send Deposit Rates Higher
Bank CD Interest Rates
Bank of America Credit Card Rates
Mortgage Rates 7/20: Current Mortgage Rates Higher 30 Year Mortgage Rates at 4.78%
Highest National Savings Rates: Best Savings Rate at 1.00%
CD Rates: Your Actual Rate of Return on a CD Investment These Days
WTDirect Promo High Yield Savings Account
First Florida CU CD Rates
Are you Looking for High Interest Rates on your Savings?

Alternative Bank and Credit Union Offers to Explore

Mortgage Refinance and Mortgage Modification: The Government's Making Home Affordable Program
NewDominion Bank 3 Month $50K CD Rates now at 0.25%
Top 10 Promotional CD Rates Listed on MonitorBankRates.com: Best CD Rate at 6.00%
MBA - Current Mortgage Rates @ 4.89%
Variable Deposit Rate Report for July 11, 2016
Cheap auto Insurance Companies & Auto Insurance Rates
Home Mortgage Interest Rates: 30 Year Conforming Mortgage Rates at 4.32%, 30 Year Jumbo Mortgage Rates at 4.88%
Jax Metro Credit Union Credit Card Rates
Mortgage Rates Mixed in Mortgage Survey: Average 30 Year Contract Rates at 4.93%
Weekly Mortgage Rates: 30 Year Mortgage Rates at Record Low of 3.95%

University of South Alabama Federal Credit Union Reviews

There are no reviews for University of South Alabama Federal Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for University of South Alabama Federal Credit Union
Your Name:
Your Rating:

See how University of South Alabama Federal Credit Union Compares to other credit unions