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 University of Wisconsin Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 22, 2026
University of Wisconsin Credit Union's Specials - 14 month rates are at 4.25%, Specials - 14 month rates are at 4.20%, Specials - 14 month rates are at 4.15%, Specials - 7 month rates are at 4.10%, Specials - 7 month rates are at 4.05%. University of Wisconsin Credit Union's savings rates are at 0.35%. University of Wisconsin Credit Union's money market rates are at 0.35%. University of Wisconsin Credit Union's 3yr/6mo ARM rates are at 6.12%, 5yr/6mo ARM rates are at 6.47%, 15 Year Fixed Rate rates are at 6.62%, Rapid Refinance - 15 Year Fixed rates are at 6.62%, FHA Loans rates are at 6.88%. University of Wisconsin Credit Union's Personal Loan Rates are as low as 18.91%. University of Wisconsin Credit Union's Credit Card Rates are at 12.65%. MonitorBankRates evaluates the financial stability of University of Wisconsin Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.95%. Rates last updated and verified on 09/22/2026. University of Wisconsin Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University of Wisconsin Credit Union? Share your experience about University of Wisconsin Credit Union by leaving a review below, or read customer reviews before you decide to use University of Wisconsin Credit Union. University of Wisconsin Credit Union
Stevens Point 5609 US Highway 10 E
https://www.uwcu.org Stevens Point, WI 54482-9183 
University of Wisconsin Credit Union CD Rates
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University of Wisconsin Credit Union Home Equity & HELOC
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Financial Health HistoryUniversity of Wisconsin Credit Union’s Texas Ratio rose from 2.79% in Q2 2023 to 3.95% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for University of Wisconsin Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University of Wisconsin Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with University of Wisconsin Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
University of Wisconsin Credit Union
Website
https://www.uwcu.org
Address
5609 US Highway 10 E,
Stevens Point, WI 54482-9183
Phone
608-232-5000
Fax
608-232-5044
President
Kelly Wilson
CEO
Paul Kundert
Full-Time Employees
840
Part-Time Employees
78
Branch Locations
38
ATM Locations
34
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.95%
Return on Assets (ROA)
0.3134%
Return on Equity (ROE)
3.4380%
Non-Performing Loans Ratio (NPL)
0.56%
Total Assets
6,604,710,840
Total Amount of Shares and Deposits
5,727,631,528
Total Shares and Deposits < 1 Year
5,615,552,962
Total Shares and Deposits 1 3 Years
99,921,676
Total Shares and Deposits > 3 Years
12,156,890
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
522,420,525
Total Uninsured Shares and Deposits > $250K (F+J)
522,420,525
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,205,211,003
Total Interest Expense (Sum of items 6 8)
24,842,114
Share Certificates
33,211
Number of Accounts for Share Drafts
300,151
IRA KEOGH Accounts
8,550
Number of Accounts for Regular Shares
463,237
Money Market Shares
38,453
Net Income (unless the amount is already included in Undivided Earnings)
20,700,237
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
500,542,220
Total Liabilities
6,008,276,091
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
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Frequently Asked Questions About University of Wisconsin Credit UnionHow many branches does University of Wisconsin Credit Union operate?University of Wisconsin Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join University of Wisconsin Credit Union?Yes, to access services at University of Wisconsin Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, University of Wisconsin Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, University of Wisconsin Credit Union provides members with tools to manage their accounts and build a solid financial history. Does University of Wisconsin Credit Union offer online and mobile banking?Most modern institutions like University of Wisconsin Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uwcu.org. Current University of Wisconsin Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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