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University of Wisconsin Credit Union Rates & Review October 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 9, 2026
University of Wisconsin Credit Union's top rates as of October 9, 2026 are 4.25% APY on its 14 month Special CD, 0.60% APY on savings, 3.23% APY on money market accounts, 0.10% APY on checking, 6.50% on its 3yr/6mo ARM mortgage, personal loans from 8.48% APR, and credit cards from 12.65% APR, according to rates verified by MonitorBankRates. Other University of Wisconsin Credit Union CD rates include Specials - 14 month at 4.25%, 14 month Special CD at 4.20%, and Specials - 14 month at 4.20%. Other University of Wisconsin Credit Union mortgage rates include 5yr/6mo ARM at 6.88%, 15 Year Fixed Rate at 7.00%, and Fixed Rate Mortgage at 7.49%. MonitorBankRates evaluates the financial stability of University of Wisconsin Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.38%. Rates last updated and verified on 10/09/2026.
University of Wisconsin Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University of Wisconsin Credit Union? Share your experience about University of Wisconsin Credit Union by leaving a review below, or read customer reviews before you decide to use University of Wisconsin Credit Union.
University of Wisconsin Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 98/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
University of Wisconsin Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
3.38%
ExcellentLower than avg
University of Wisconsin Credit Union Texas Ratio
University of Wisconsin Credit Union's Texas Ratio is 3.38%, which is considered excellent and is lower than the national average of 6.13%.
University of Wisconsin Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
3.29% to 3.38% over 12 quarters, very strongFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has stayed very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
University of Wisconsin Credit Union CD Rates
Product
Rate
APY
Term
View More
14 month Special Certificate
4.16%
4.25%
14 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.25% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 14 month
4.16%
4.25%
14 Months
Min Deposit$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
Sep 22, 20264.25%▲ from 4.10%
Sep 14, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
14 month Special Certificate
4.11%
4.20%
14 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.20% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 14 month
4.11%
4.20%
14 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
Sep 22, 20264.20%▲ from 4.05%
Sep 14, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
14 month Special Certificate
4.07%
4.15%
14 Months
Min Deposit$5,000
Min Balance$5,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.15% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 14 month
4.07%
4.15%
14 Months
Min Balance$5,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.15% ▲ 0.10 pts · high 4.15% / low 4.05%
Sep 22, 20264.15%▲ from 4.05%
Sep 14, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 month Special Certificate
4.02%
4.10%
7 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.10% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 7 month
4.02%
4.10%
7 Months
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 month Special Certificate
3.97%
4.05%
7 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.05% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 7 month
3.97%
4.05%
7 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 month Special Certificate
3.92%
4.00%
7 Months
Min Deposit$5,000
Min Balance$5,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 4.00% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 7 month
3.92%
4.00%
7 Months
Min Balance$5,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Month IRA Certificate Special
3.83%
3.90%
15 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.90% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 Month IRA Certificate Special
3.83%
3.90%
7 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.90% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 15 month
3.83%
3.90%
15 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 7 month
3.83%
3.90%
7 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Month IRA Certificate Special
3.78%
3.85%
15 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.85% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 Month IRA Certificate Special
3.78%
3.85%
7 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.85% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 15 month
3.78%
3.85%
15 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 7 month
3.78%
3.85%
7 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Month IRA Certificate Special
3.73%
3.80%
15 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.80% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 Month IRA Certificate Special
3.73%
3.80%
7 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 3.80% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 15 month
3.73%
3.80%
15 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 7 month
3.73%
3.80%
7 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Rate Bump - 24 month
3.54%
3.60%
24 Months
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Rate Bump - 24 month
3.44%
3.50%
24 Months
Min Balance$5,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
12 Month IRA Certificate
3.30%
3.35%
12 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Oct 9, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
18 Month IRA Certificate
3.30%
3.35%
18 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Oct 9, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
24 Month IRA Certificate
3.30%
3.35%
24 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Oct 9, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
30 Month IRA Certificate
3.30%
3.35%
30 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Oct 9, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
36 Month IRA Certificate
3.30%
3.35%
36 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Oct 9, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
48 Month IRA Certificate
3.30%
3.35%
48 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Oct 9, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
60 Month IRA Certificate
3.30%
3.35%
60 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Oct 9, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
9 Month IRA Certificate
3.30%
3.35%
9 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Oct 9, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 12 month
3.30%
3.35%
12 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 18 month
3.30%
3.35%
18 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 24 month
3.30%
3.35%
24 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 30 month
3.30%
3.35%
30 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 36 month
3.30%
3.35%
36 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 48 month
3.30%
3.35%
48 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 60 month
3.30%
3.35%
60 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 9 month
3.30%
3.35%
9 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
No Penalty Certificate - 9 month
3.30%
3.35%
9 Months
Min Deposit$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
Sep 18, 20263.35%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 12 Month
3.30%
3.35%
12 Month
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 18 Month
3.30%
3.35%
18 Month
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 24 Month
3.30%
3.35%
24 Month
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 30 Month
3.30%
3.35%
30 Month
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 36 Month
3.30%
3.35%
36 Month
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 48 month
3.30%
3.35%
48 Months
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 60 month
3.30%
3.35%
60 Months
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 9 Month
3.30%
3.35%
9 Month
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
12 Month IRA Certificate
3.25%
3.30%
12 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
18 Month IRA Certificate
3.25%
3.30%
18 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
24 Month IRA Certificate
3.25%
3.30%
24 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
30 Month IRA Certificate
3.25%
3.30%
30 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
36 Month IRA Certificate
3.25%
3.30%
36 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
48 Month IRA Certificate
3.25%
3.30%
48 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
60 Month IRA Certificate
3.25%
3.30%
60 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
9 Month IRA Certificate
3.25%
3.30%
9 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
No Penalty Certificate - 9 month
3.25%
3.30%
9 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Sep 18, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 12 Month
3.25%
3.30%
12 Month
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 18 Month
3.25%
3.30%
18 Month
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 24 Month
3.25%
3.30%
24 Month
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 30 Month
3.25%
3.30%
30 Month
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 36 Month
3.25%
3.30%
36 Month
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 48 month
3.25%
3.30%
48 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Sep 22, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 60 month
3.25%
3.30%
60 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
Sep 22, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 9 Month
3.25%
3.30%
9 Month
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
12 Month IRA Certificate
3.20%
3.25%
12 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
18 Month IRA Certificate
3.20%
3.25%
18 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
24 Month IRA Certificate
3.20%
3.25%
24 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
30 Month IRA Certificate
3.20%
3.25%
30 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
36 Month IRA Certificate
3.20%
3.25%
36 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
48 Month IRA Certificate
3.20%
3.25%
48 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
60 Month IRA Certificate
3.20%
3.25%
60 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
9 Month IRA Certificate
3.20%
3.25%
9 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 12 month
3.20%
3.25%
12 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 18 month
3.20%
3.25%
18 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 24 month
3.20%
3.25%
24 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 30 month
3.20%
3.25%
30 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 36 month
3.20%
3.25%
36 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 48 month
3.20%
3.25%
48 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 60 month
3.20%
3.25%
60 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 9 month
3.20%
3.25%
9 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
No Penalty Certificate - 9 month
3.20%
3.25%
9 Months
Min Balance$5,000
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.25% → 3.25% ▼ 0.00 pts · high 3.30% / low 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 18, 20263.30%▲ from 3.25%
Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 12 Month
3.20%
3.25%
12 Month
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 18 Month
3.20%
3.25%
18 Month
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 24 Month
3.20%
3.25%
24 Month
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 30 Month
3.20%
3.25%
30 Month
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 36 Month
3.20%
3.25%
36 Month
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 48 month
3.20%
3.25%
48 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 60 month
3.20%
3.25%
60 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 9 Month
3.20%
3.25%
9 Month
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
6 Month IRA Certificate
3.05%
3.10%
6 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00%
Oct 9, 20263.10%▲ from 3.00%
Sep 14, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 6 month
3.05%
3.10%
6 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 6 Month
3.05%
3.10%
6 Month
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
6 Month IRA Certificate
3.00%
3.05%
6 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.05% ▲ 0.05 pts · high 3.05% / low 3.00%
Oct 9, 20263.05%▲ from 3.00%
Sep 14, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 6 Month
3.00%
3.05%
6 Month
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 3.05% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
6 Month IRA Certificate
2.96%
3.00%
6 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 6 month
2.96%
3.00%
6 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 6 Month
2.96%
3.00%
6 Month
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
3 Month IRA Certificate
2.81%
2.85%
3 Months
Min Balance$250,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75%
Oct 9, 20262.85%▲ from 2.75%
Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 3 month
2.81%
2.85%
3 Months
DetailsWith $250,000 Minimum
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 3 Month
2.81%
2.85%
3 Month
Min Deposit$250,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
3 Month IRA Certificate
2.76%
2.80%
3 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 2.80% ▲ 0.05 pts · high 2.80% / low 2.75%
Oct 9, 20262.80%▲ from 2.75%
Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 3 Month
2.76%
2.80%
3 Month
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 22, 2026 · 2.80% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
3 Month IRA Certificate
2.71%
2.75%
3 Months
Min Deposit$500
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 3 month
2.71%
2.75%
3 Months
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 3 Month
2.71%
2.75%
3 Month
Min Balance$500
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver - 30 month
1.73%
1.75%
30 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver - 30 month
1.69%
1.70%
30 Months
Min Balance$250
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver - 18 month
1.59%
1.60%
18 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver - 18 month
1.54%
1.55%
18 Months
Min Balance$250
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver Plus - 12 month
0.72%
0.72%
12 Months
Min Balance$10,000
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.72% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver Plus - 12 month
0.67%
0.67%
12 Months
Min Balance$250
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.67% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Savings Rates
Product
Rate
APY
View More
IRA Savings
0.60%
0.60%
Min Balance$5
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.45% → 0.60% ▲ 0.15 pts · high 0.60% / low 0.45%
Oct 9, 20260.60%▲ from 0.45%
Sep 14, 20260.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Savings
0.50%
0.50%
Min Deposit$5
DetailsPersonal, Youth,
Business, Organization
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.35% → 0.50% ▲ 0.15 pts · high 0.50% / low 0.35%
Oct 9, 20260.50%▲ from 0.35%
Sep 14, 20260.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Money Market Rates
Product
Rate
APY
View More
Investor's Indexed Money Market Account
3.18%
3.23%
Min Deposit$10,000
Min Balance$250,000
DetailsBalance: $250,000 or more
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.16% → 3.23% ▲ 0.07 pts · high 3.23% / low 3.16%
Sep 22, 20263.23%▲ from 3.16%
Sep 14, 20263.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Indexed Money Market Account
3.08%
3.13%
Min Deposit$10,000
Min Balance$100,000
DetailsBalance: $100,000 - $249,999
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.06% → 3.13% ▲ 0.07 pts · high 3.13% / low 3.06%
Sep 22, 20263.13%▲ from 3.06%
Sep 14, 20263.06%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Indexed Money Market Account
2.99%
3.03%
Min Deposit$10,000
Min Balance$50,000
DetailsBalance: $50,000 - $99,999
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.96% → 3.03% ▲ 0.07 pts · high 3.03% / low 2.96%
Sep 22, 20263.03%▲ from 2.96%
Sep 14, 20262.96%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Indexed Money Market Account
2.89%
2.93%
Min Deposit$10,000
Min Balance$10,000
DetailsBalance: $10,000 - $49,999
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.86% → 2.93% ▲ 0.07 pts · high 2.93% / low 2.86%
Sep 22, 20262.93%▲ from 2.86%
Sep 14, 20262.86%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account
2.54%
2.57%
Min Deposit$100
Min Balance$50,000
DetailsBalance: $50,000 or more
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.47% → 2.57% ▲ 0.10 pts · high 2.57% / low 2.47%
Sep 22, 20262.57%▲ from 2.47%
Sep 14, 20262.47%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account
2.07%
2.09%
Min Deposit$100
Min Balance$25,000
DetailsBalance: $25,000 - $49,999
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 2.01% → 2.09% ▲ 0.08 pts · high 2.09% / low 2.01%
Sep 26, 20262.09%▲ from 2.01%
Sep 18, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account
1.60%
1.61%
Min Deposit$100
Min Balance$10,000
DetailsBalance: $10,000 - $24,999
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 1.54% → 1.61% ▲ 0.07 pts · high 1.61% / low 1.54%
Sep 26, 20261.61%▲ from 1.54%
Sep 18, 20261.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account
1.00%
1.00%
Min Deposit$100
Min Balance$7,500
DetailsBalance: $7,500 - $9,999
Last Updated10/09/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 5 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account
0.70%
0.70%
Min Deposit$100
Min Balance$2,500
DetailsBalance: $2,500 - $7,499
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 0.60% → 0.70% ▲ 0.10 pts · high 0.70% / low 0.60%
Oct 9, 20260.70%▲ from 0.60%
Sep 18, 20260.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account
0.50%
0.50%
Min Deposit$100
Min Balance$0
DetailsBalance: $0 - $2,499
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 0.35% → 0.50% ▲ 0.15 pts · high 0.50% / low 0.35%
Oct 9, 20260.50%▲ from 0.35%
Sep 18, 20260.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Checking Rates
Product
Rate
APY
View More
Checking
0.10%
0.10%
Min Deposit$0
DetailsRewards, Business, Trust & Estate
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Mortgage Rates
Product
Rate
Points
APR
Term
View More
3yr/6mo ARM
6.50%
-
6.643%
3 years
DetailsAdjustable Rate Mortgage fixed for the first 3 years, then adjusted every 6 months for the life of the mortgage.; As Low As; Home Loans - Purchase
Last Updated10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.33% → 6.64% ▲ 0.31 pts · high 6.64% / low 6.33%
Oct 9, 20266.64%▲ from 6.55%
Oct 1, 20266.55%▲ from 6.52%
Sep 26, 20266.52%▲ from 6.36%
Sep 18, 20266.36%▲ from 6.33%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
5yr/6mo ARM
6.875%
-
6.776%
5 years
DetailsAdjustable Rate Mortgage fixed for the first 5 years, then adjusted every 6 months for the life of the mortgage.; As Low As; Home Loans - Purchase
Last Updated10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.43% → 6.78% ▲ 0.35 pts · high 6.88% / low 6.43%
Oct 9, 20266.78%▼ from 6.88%
Oct 1, 20266.88%▲ from 6.75%
Sep 26, 20266.75%▲ from 6.50%
Sep 18, 20266.50%▲ from 6.43%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Year Fixed Rate
7.00%
-
7.081%
15 Year
DetailsAs Low As; Home Loans - Purchase
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 6.58% → 7.08% ▲ 0.50 pts · high 7.08% / low 6.58%
Sep 26, 20267.08%▲ from 6.71%
Sep 18, 20266.71%▲ from 6.58%
Sep 14, 20266.58%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Mortgage
-
-
7.49%
10 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
30 Year Fixed Rate
7.50%
-
7.551%
30 Year
DetailsAs Low As; Home Loans - Purchase
Last Updated10/09/2026
Rate History
3 changes since Sep 14, 2026 · 7.05% → 7.55% ▲ 0.50 pts · high 7.55% / low 7.05%
Oct 1, 20267.55%▲ from 7.43%
Sep 26, 20267.43%▲ from 7.18%
Sep 18, 20267.18%▲ from 7.05%
Sep 14, 20267.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Mortgage
-
-
8.99%
15 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
5 Year Fixed Home Equity Line of Credit Segment
-
-
6.49%
5 Year
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Equity Loan
-
-
6.49%
5 Year Fixed
DetailsFixed Rate; As Low As; Rates shown are for homeowners with 70% loan-to-value. Standard underwriting criteria will apply. The minimum loan amount is $5,000. Illinois borrowers will pay a $230 processing fee. Minnesota borrowers will pay a $150-$350 processing fee depending on the loan amount, with the fee being higher for loan amounts greater than $100,000. Members are responsible for appraisal costs and title insurance costs, if required. Property insurance is required.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Equity Line of Credit
-
-
6.50%
DetailsVariable Rate; As Low As; Rates shown are for homeowners with 70% loan-to-value. Standard underwriting criteria will apply. The minimum loan amount is $5,000. Illinois borrowers will pay a $230 processing fee. Minnesota borrowers will pay a $150-$350 processing fee depending on the loan amount, with the fee being higher for loan amounts greater than $100,000. Members are responsible for appraisal costs and title insurance costs, if required. Property insurance is required.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Special Offer Variable Rate Home Equity Line of Credit
-
-
6.50%
DetailsTerm: Line of CreditAPR Thereafter
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Home Equity Line of Credit
-
-
6.50%
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
10 Year Fixed Home Equity Line of Credit Segment
-
-
7.49%
10 Year
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Equity Loan
-
-
7.49%
10 Year Fixed
DetailsFixed Rate; As Low As; Rates shown are for homeowners with 70% loan-to-value. Standard underwriting criteria will apply. The minimum loan amount is $5,000. Illinois borrowers will pay a $230 processing fee. Minnesota borrowers will pay a $150-$350 processing fee depending on the loan amount, with the fee being higher for loan amounts greater than $100,000. Members are responsible for appraisal costs and title insurance costs, if required. Property insurance is required.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Year Fixed Home Equity Line of Credit Segment
-
-
8.99%
15 Year
No additional details.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Equity Loan
-
-
8.99%
15 Year Fixed
DetailsFixed Rate; As Low As; Rates shown are for homeowners with 70% loan-to-value. Standard underwriting criteria will apply. The minimum loan amount is $5,000. Illinois borrowers will pay a $230 processing fee. Minnesota borrowers will pay a $150-$350 processing fee depending on the loan amount, with the fee being higher for loan amounts greater than $100,000. Members are responsible for appraisal costs and title insurance costs, if required. Property insurance is required.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.99% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Auto Loans
-
-
5.47%
48 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.22% → 5.47% ▲ 0.25 pts · high 5.47% / low 5.22%
Sep 26, 20265.47%▲ from 5.22%
Sep 18, 20265.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Used Auto Loans
-
-
5.47%
36 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.22% → 5.47% ▲ 0.25 pts · high 5.47% / low 5.22%
Sep 26, 20265.47%▲ from 5.22%
Sep 18, 20265.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Used Auto Loans
-
-
5.67%
48 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.42% → 5.67% ▲ 0.25 pts · high 5.67% / low 5.42%
Sep 26, 20265.67%▲ from 5.42%
Sep 18, 20265.42%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
New Auto Loans
-
-
5.77%
60 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.52% → 5.77% ▲ 0.25 pts · high 5.77% / low 5.52%
Sep 26, 20265.77%▲ from 5.52%
Sep 18, 20265.52%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
New Auto Loans
-
-
5.92%
72 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.67% → 5.92% ▲ 0.25 pts · high 5.92% / low 5.67%
Sep 26, 20265.92%▲ from 5.67%
Sep 18, 20265.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Used Auto Loans
-
-
5.92%
60 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.67% → 5.92% ▲ 0.25 pts · high 5.92% / low 5.67%
Sep 26, 20265.92%▲ from 5.67%
Sep 18, 20265.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
New Auto Loans
-
-
6.88%
84 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 6.63% → 6.88% ▲ 0.25 pts · high 6.88% / low 6.63%
Sep 26, 20266.88%▲ from 6.63%
Sep 18, 20266.63%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Used Auto Loans
-
-
6.98%
72 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 6.73% → 6.98% ▲ 0.25 pts · high 6.98% / low 6.73%
Sep 26, 20266.98%▲ from 6.73%
Sep 18, 20266.73%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union RV, Boat and Powersport Loan Rates
Product
Rate
APR
Term
View More
Boat & RV Loans
-
6.47%
48 Months
DetailsMinimum Loan Amount: $5,000
Last Updated10/09/2026
Rate History
1 change since Sep 22, 2026 · 6.22% → 6.47% ▲ 0.25 pts · high 6.47% / low 6.22%
Sep 26, 20266.47%▲ from 6.22%
Sep 22, 20266.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans
-
6.47%
60 Month
DetailsMinimum Loan Amount: $5,000
Last Updated10/09/2026
Rate History
1 change since Sep 22, 2026 · 6.22% → 6.47% ▲ 0.25 pts · high 6.47% / low 6.22%
Sep 26, 20266.47%▲ from 6.22%
Sep 22, 20266.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans
-
7.47%
72 Month
DetailsMinimum Loan Amount: $15,000
Last Updated10/09/2026
Rate History
1 change since Sep 22, 2026 · 7.22% → 7.47% ▲ 0.25 pts · high 7.47% / low 7.22%
Sep 26, 20267.47%▲ from 7.22%
Sep 22, 20267.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans
-
8.47%
84 Months
DetailsMinimum Loan Amount: $15,000
Last Updated10/09/2026
Rate History
1 change since Sep 22, 2026 · 8.22% → 8.47% ▲ 0.25 pts · high 8.47% / low 8.22%
Sep 26, 20268.47%▲ from 8.22%
Sep 22, 20268.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans
-
9.47%
96 Months
DetailsMinimum Loan Amount: $15,000
Last Updated10/09/2026
Rate History
1 change since Sep 22, 2026 · 9.22% → 9.47% ▲ 0.25 pts · high 9.47% / low 9.22%
Sep 26, 20269.47%▲ from 9.22%
Sep 22, 20269.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Powersport Loans
-
10.18%
36 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.93% → 10.18% ▲ 0.25 pts · high 10.18% / low 9.93%
Sep 26, 202610.18%▲ from 9.93%
Sep 14, 20269.93%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans
-
10.47%
120 Months
DetailsMinimum Loan Amount: $25,000
Last Updated10/09/2026
Rate History
1 change since Sep 22, 2026 · 10.22% → 10.47% ▲ 0.25 pts · high 10.47% / low 10.22%
Sep 26, 202610.47%▲ from 10.22%
Sep 22, 202610.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans
-
11.37%
180 Months
DetailsMinimum Loan Amount: $50,000
Last Updated10/09/2026
Rate History
1 change since Sep 22, 2026 · 11.12% → 11.37% ▲ 0.25 pts · high 11.37% / low 11.12%
Sep 26, 202611.37%▲ from 11.12%
Sep 22, 202611.12%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Student Loan Rates
Product
Rate
Points
APR
Term
View More
Family Student Loans - Variable Rate Family
5.04%
-
5.29%
5 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.29% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Variable Rate Refinance
5.04%
-
5.29%
5 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.29% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Variable Rate Refinance
5.34%
-
5.59%
7 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.59% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Variable Rate Family
5.69%
-
5.94%
10 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.94% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Variable Rate Refinance
5.69%
-
5.94%
10 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 5.94% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Fixed Rate Family
5.99%
-
6.24%
5 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Fixed Rate Refinance
5.99%
-
6.24%
5 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Variable Rate Family
6.04%
-
6.29%
15 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.29% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Variable Rate Refinance
6.04%
-
6.29%
15 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.29% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Fixed Rate Refinance
6.46%
-
6.71%
7 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 6.71% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Fixed Rate Family
7.17%
-
7.42%
10 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.42% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Fixed Rate Refinance
7.17%
-
7.42%
10 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 7.42% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Fixed Rate Family
7.88%
-
8.13%
15 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.13% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Fixed Rate Refinance
7.88%
-
8.13%
15 Year
DetailsAs Low As; With Rate Discount for Automatic Payments.
Last Updated10/09/2026
Rate History
No change since Oct 9, 2026 · 8.13% APR
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Credit Card Rates
No change since Sep 18, 2026 · 18.91% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
University of Wisconsin Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Fixed Rate Family
5.99%
-
6.24%
5 Year
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.89% → 6.24% ▲ 0.35 pts · high 6.24% / low 5.89%
Oct 9, 20266.24%▲ from 5.89%
Sep 14, 20265.89%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Family
7.17%
-
7.42%
10 Year
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.15% → 7.42% ▲ 0.27 pts · high 7.42% / low 7.15%
Oct 9, 20267.42%▲ from 7.15%
Sep 14, 20267.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Family
7.88%
-
8.13%
15 Year
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.90% → 8.13% ▲ 0.23 pts · high 8.13% / low 7.90%
Oct 9, 20268.13%▲ from 7.90%
Sep 14, 20267.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Refinance
5.99%
-
6.24%
5 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.89% → 6.24% ▲ 0.35 pts · high 6.24% / low 5.89%
Oct 2, 20266.24%▲ from 5.89%
Sep 14, 20265.89%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Refinance
6.46%
-
6.71%
7 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.40% → 6.71% ▲ 0.31 pts · high 6.71% / low 6.40%
Oct 2, 20266.71%▲ from 6.40%
Sep 14, 20266.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Refinance
7.17%
-
7.42%
10 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.15% → 7.42% ▲ 0.27 pts · high 7.42% / low 7.15%
Oct 2, 20267.42%▲ from 7.15%
Sep 14, 20267.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Refinance
7.88%
-
8.13%
15 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.90% → 8.13% ▲ 0.23 pts · high 8.13% / low 7.90%
Oct 2, 20268.13%▲ from 7.90%
Sep 14, 20267.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Fixed Rate
7.05%
-
7.79%
5 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.44% → 7.79% ▲ 0.35 pts · high 7.79% / low 7.44%
Oct 9, 20267.79%▲ from 7.44%
Sep 14, 20267.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Fixed Rate
7.36%
-
7.96%
10 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.69% → 7.96% ▲ 0.27 pts · high 7.96% / low 7.69%
Oct 9, 20267.96%▲ from 7.69%
Sep 14, 20267.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Fixed Rate
7.86%
-
8.42%
15 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 8.19% → 8.42% ▲ 0.23 pts · high 8.42% / low 8.19%
Oct 9, 20268.42%▲ from 8.19%
Sep 14, 20268.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Variable Rate Loan
6.24%
-
5.73%
5 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 5.73% ▼ 0.51 pts · high 6.24% / low 5.73%
Oct 9, 20265.73%▼ from 6.24%
Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Variable Rate Loan
6.29%
-
5.89%
10 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.29% → 5.89% ▼ 0.40 pts · high 6.29% / low 5.89%
Oct 9, 20265.89%▼ from 6.29%
Sep 14, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Variable Rate Loan
6.34%
-
6.00%
15 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.34% → 6.00% ▼ 0.34 pts · high 6.34% / low 6.00%
Oct 9, 20266.00%▼ from 6.34%
Sep 14, 20266.34%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Construction Loans
6.75%
-
7.215%
DetailsTerm: Home Construction Loans; As Low As; Home Loans - Purchase
Last Updated10/09/2026
Rate History
3 changes since Sep 14, 2026 · 6.71% → 7.22% ▲ 0.50 pts · high 7.22% / low 6.71%
Oct 1, 20267.22%▲ from 7.09%
Sep 26, 20267.09%▲ from 6.84%
Sep 22, 20266.84%▲ from 6.71%
Sep 14, 20266.71%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan
-
-
8.48%
36 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 8.23% → 8.48% ▲ 0.25 pts · high 8.48% / low 8.23%
Oct 9, 20268.48%▲ from 8.23%
Sep 18, 20268.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan
-
-
9.48%
48 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 9.23% → 9.48% ▲ 0.25 pts · high 9.48% / low 9.23%
Oct 9, 20269.48%▲ from 9.23%
Sep 18, 20269.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan
-
-
11.48%
60 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 11.23% → 11.48% ▲ 0.25 pts · high 11.48% / low 11.23%
Oct 9, 202611.48%▲ from 11.23%
Sep 18, 202611.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan
-
-
12.48%
72 Months
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 18, 2026 · 12.23% → 12.48% ▲ 0.25 pts · high 12.48% / low 12.23%
Oct 9, 202612.48%▲ from 12.23%
Sep 18, 202612.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan
-
-
14.00%
DetailsRate: Prime + 7.00%; Monthly Payment: 3% of balance or $15 whichever is greater
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 21.75% → 14.00% ▼ 7.75 pts · high 21.75% / low 14.00%
Oct 9, 202614.00%▼ from 21.75%
Sep 14, 202621.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan
-
-
21.75%
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 21.75% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Rapid Refinance - 12 Year Fixed
7.125%
-
7.137%
12 Year
Last Updated10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.51% → 7.14% ▲ 0.63 pts · high 7.14% / low 6.51%
Oct 2, 20267.14%▲ from 7.01%
Oct 1, 20267.01%▼ from 7.14%
Sep 26, 20267.14%▲ from 6.64%
Sep 18, 20266.64%▲ from 6.51%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Rapid Refinance 8 Year Fixed
6.875%
-
6.891%
8 Year
Last Updated10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.27% → 6.89% ▲ 0.63 pts · high 6.89% / low 6.27%
Oct 2, 20266.89%▲ from 6.77%
Oct 1, 20266.77%▼ from 6.89%
Sep 26, 20266.89%▲ from 6.39%
Sep 18, 20266.39%▲ from 6.27%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Reserve Line of Credit
-
-
14.00%
DetailsAs Low As; Rate: Prime + 7.00%; Minimum monthly payment is $15. Rates are variable and subject to change.
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 13.75% → 14.00% ▲ 0.25 pts · high 14.00% / low 13.75%
Sep 18, 202614.00%▲ from 13.75%
Sep 14, 202613.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Fixed Rate
7.05%
-
7.79%
5 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.44% → 7.79% ▲ 0.35 pts · high 7.79% / low 7.44%
Oct 9, 20267.79%▲ from 7.44%
Sep 14, 20267.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Fixed Rate
7.36%
-
7.96%
10 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.69% → 7.96% ▲ 0.27 pts · high 7.96% / low 7.69%
Oct 9, 20267.96%▲ from 7.69%
Sep 14, 20267.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Fixed Rate
7.86%
-
8.42%
15 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 8.19% → 8.42% ▲ 0.23 pts · high 8.42% / low 8.19%
Oct 9, 20268.42%▲ from 8.19%
Sep 14, 20268.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Variable Rate Loan
6.24%
-
5.73%
5 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 5.73% ▼ 0.51 pts · high 6.24% / low 5.73%
Oct 9, 20265.73%▼ from 6.24%
Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Variable Rate Loan
6.29%
-
5.89%
10 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.29% → 5.89% ▼ 0.40 pts · high 6.29% / low 5.89%
Oct 9, 20265.89%▼ from 6.29%
Sep 14, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Variable Rate Loan
6.34%
-
6.00%
15 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.34% → 6.00% ▼ 0.34 pts · high 6.34% / low 6.00%
Oct 9, 20266.00%▼ from 6.34%
Sep 14, 20266.34%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Family Loan
5.04%
-
5.29%
5 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.29% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Family Loan
5.69%
-
5.94%
10 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.94% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Family Loan
6.04%
-
6.29%
15 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 6.29% APR · checked 7 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Refinance
5.04%
-
5.29%
5 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.29% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Refinance
5.34%
-
5.59%
7 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.59% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Refinance
5.69%
-
5.94%
10 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 5.94% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Refinance
6.04%
-
6.29%
15 Year
DetailsAs Low As
Last Updated10/09/2026
Rate History
No change since Sep 14, 2026 · 6.29% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
College Fund
0.60%
-
0.60%
Min Deposit$100
Last Updated10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.45% → 0.60% ▲ 0.15 pts · high 0.60% / low 0.45%
Oct 9, 20260.60%▲ from 0.45%
Sep 14, 20260.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 12 Months
3.25%
-
3.30%
12 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 18 Months
3.25%
-
3.30%
18 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 24 Months
3.25%
-
3.30%
24 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 3 Months
2.76%
-
2.80%
3 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 2.80% → 2.80% ▼ 0.00 pts · high 2.80% / low 2.75%
Oct 9, 20262.80%▲ from 2.75%
Sep 22, 20262.75%▼ from 2.80%
Sep 14, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 30 Months
3.25%
-
3.30%
30 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 36 Months
3.25%
-
3.30%
36 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 48 Months
3.25%
-
3.30%
48 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 6 Months
3.00%
-
3.05%
6 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.05% → 3.05% ▼ 0.00 pts · high 3.05% / low 3.00%
Oct 9, 20263.05%▲ from 3.00%
Sep 22, 20263.00%▼ from 3.05%
Sep 14, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 60 Months
3.25%
-
3.30%
60 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 9 Months
3.25%
-
3.30%
9 Months
Min Balance$10,000
DetailsIndividual Retirement Account (IRAs) with $10,000 Minimum
Last Updated10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
Oct 9, 20263.30%▲ from 3.25%
Sep 22, 20263.25%▼ from 3.30%
Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Financial Health History
University of Wisconsin Credit Union’s Texas Ratio stayed near 3.29% in Q3 2023 to 3.38% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$6.7B
3.38%
5.0
A+
March 31, 2026
$6.6B
3.95%
5.0
A+
December 31, 2025
$6.3B
4.46%
5.0
A+
September 30, 2025
$6.2B
4.47%
5.0
A+
June 30, 2025
$6.1B
3.97%
5.0
A+
March 31, 2025
$5.9B
3.99%
5.0
A+
December 31, 2024
$5.7B
4.89%
5.0
A+
September 30, 2024
$5.6B
4.69%
5.0
A+
June 30, 2024
$5.6B
4.28%
5.0
A+
March 31, 2024
$5.6B
3.87%
5.0
A+
December 31, 2023
$5.3B
4.02%
5.0
A+
September 30, 2023
$5.1B
3.29%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for University of Wisconsin Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University of Wisconsin Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with University of Wisconsin Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union NameUniversity of Wisconsin Credit Union
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
559,165,556
Total Uninsured Shares and Deposits > $250K (F+J)
559,165,556
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,256,319,078
Total Interest Expense (Sum of items 6 8)
52,086,182
Share Certificates
33,194
Number of Accounts for Share Drafts
303,747
IRA KEOGH Accounts
8,462
Number of Accounts for Regular Shares
469,310
Money Market Shares
39,764
Net Income (unless the amount is already included in Undivided Earnings)
37,162,975
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
439,089,575
Total Liabilities
6,107,923,464
Source: NCUA — Last Updated 06/30/2026
Q2 2026 MBR Health & Safety Badge
University of Wisconsin Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Frequently Asked Questions About University of Wisconsin Credit Union
How many branches does University of Wisconsin Credit Union operate?
University of Wisconsin Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join University of Wisconsin Credit Union?
Yes, to access services at University of Wisconsin Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, University of Wisconsin Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, University of Wisconsin Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does University of Wisconsin Credit Union offer online and mobile banking?
Most modern institutions like University of Wisconsin Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uwcu.org.
Current University of Wisconsin Credit Union Rates
12-Month CD0.67%
18-Month CD1.55%
24-Month CD3.25%
60-Month CD3.25%
Savings0.60%
MMA3.23%
Retrieved from our database of financial products. Rates subject to change.