MonitorBankRates
☰
Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results
  1. Home›
  2. Credit Unions›
  3. University of Wisconsin Credit Union
iAdvertiser Disclosure
Advertiser Disclosure Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.

University of Wisconsin Credit Union Rates & Review October 2026

University of Wisconsin Credit Union's top rates as of October 9, 2026 are 4.25% APY on its 14 month Special CD, 0.60% APY on savings, 3.23% APY on money market accounts, 0.10% APY on checking, 6.50% on its 3yr/6mo ARM mortgage, personal loans from 8.48% APR, and credit cards from 12.65% APR, according to rates verified by MonitorBankRates. Other University of Wisconsin Credit Union CD rates include Specials - 14 month at 4.25%, 14 month Special CD at 4.20%, and Specials - 14 month at 4.20%. Other University of Wisconsin Credit Union mortgage rates include 5yr/6mo ARM at 6.88%, 15 Year Fixed Rate at 7.00%, and Fixed Rate Mortgage at 7.49%. MonitorBankRates evaluates the financial stability of University of Wisconsin Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.38%. Rates last updated and verified on 10/09/2026.

University of Wisconsin Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University of Wisconsin Credit Union? Share your experience about University of Wisconsin Credit Union by leaving a review below, or read customer reviews before you decide to use University of Wisconsin Credit Union.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
3.38%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
University of Wisconsin Credit Union
Community Building
8033 Excelsior Dr
Madison, WI 53717
https://www.uwcu.org
Member NCUA
Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

University of Wisconsin Credit Union CD Rates

Product Rate APY Term View More
14 month Special Certificate 4.16% 4.25% 14 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.25% APY
3.75%4.25%4.75%Oct 9, 2026: 4.25% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 14 month 4.16% 4.25% 14 Months
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.10% → 4.25% ▲ 0.15 pts · high 4.25% / low 4.10%
3.60%4.18%4.75%Sep 14, 2026: 4.10% APYSep 22, 2026: 4.25% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.25%▲ from 4.10%
  • Sep 14, 20264.10%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
14 month Special Certificate 4.11% 4.20% 14 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.20% APY
3.70%4.20%4.70%Oct 9, 2026: 4.20% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 14 month 4.11% 4.20% 14 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.20% ▲ 0.15 pts · high 4.20% / low 4.05%
3.55%4.13%4.70%Sep 14, 2026: 4.05% APYSep 22, 2026: 4.20% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.20%▲ from 4.05%
  • Sep 14, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
14 month Special Certificate 4.07% 4.15% 14 Months
Min Deposit $5,000
Min Balance $5,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.15% APY
3.65%4.15%4.65%Oct 9, 2026: 4.15% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 14 month 4.07% 4.15% 14 Months
Min Balance $5,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 4.05% → 4.15% ▲ 0.10 pts · high 4.15% / low 4.05%
3.55%4.10%4.65%Sep 14, 2026: 4.05% APYSep 22, 2026: 4.15% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20264.15%▲ from 4.05%
  • Sep 14, 20264.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 month Special Certificate 4.02% 4.10% 7 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.10% APY
3.60%4.10%4.60%Oct 9, 2026: 4.10% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 7 month 4.02% 4.10% 7 Months
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.10% APY · checked 7 times
3.60%4.10%4.60%Sep 14, 2026: 4.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 month Special Certificate 3.97% 4.05% 7 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.05% APY
3.55%4.05%4.55%Oct 9, 2026: 4.05% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 7 month 3.97% 4.05% 7 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.05% APY · checked 7 times
3.55%4.05%4.55%Sep 14, 2026: 4.05% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 month Special Certificate 3.92% 4.00% 7 Months
Min Deposit $5,000
Min Balance $5,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 4.00% APY
3.50%4.00%4.50%Oct 9, 2026: 4.00% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Specials - 7 month 3.92% 4.00% 7 Months
Min Balance $5,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 4.00% APY · checked 7 times
3.50%4.00%4.50%Sep 14, 2026: 4.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Month IRA Certificate Special 3.83% 3.90% 15 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 9, 2026: 3.90% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 Month IRA Certificate Special 3.83% 3.90% 7 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.90% APY
3.40%3.90%4.40%Oct 9, 2026: 3.90% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 15 month 3.83% 3.90% 15 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 7 month 3.83% 3.90% 7 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.90% APY · checked 7 times
3.40%3.90%4.40%Sep 14, 2026: 3.90% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Month IRA Certificate Special 3.78% 3.85% 15 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 9, 2026: 3.85% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 Month IRA Certificate Special 3.78% 3.85% 7 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.85% APY
3.35%3.85%4.35%Oct 9, 2026: 3.85% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 15 month 3.78% 3.85% 15 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 7 month 3.78% 3.85% 7 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.85% APY · checked 7 times
3.35%3.85%4.35%Sep 14, 2026: 3.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Month IRA Certificate Special 3.73% 3.80% 15 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 9, 2026: 3.80% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
7 Month IRA Certificate Special 3.73% 3.80% 7 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 3.80% APY
3.30%3.80%4.30%Oct 9, 2026: 3.80% APYOct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 15 month 3.73% 3.80% 15 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificate Specials - 7 month 3.73% 3.80% 7 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.80% APY · checked 7 times
3.30%3.80%4.30%Sep 14, 2026: 3.80% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Rate Bump - 24 month 3.54% 3.60% 24 Months
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.60% APY · checked 7 times
3.10%3.60%4.10%Sep 14, 2026: 3.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Rate Bump - 24 month 3.44% 3.50% 24 Months
Min Balance $5,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.50% APY · checked 7 times
3.00%3.50%4.00%Sep 14, 2026: 3.50% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
12 Month IRA Certificate 3.30% 3.35% 12 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
18 Month IRA Certificate 3.30% 3.35% 18 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
24 Month IRA Certificate 3.30% 3.35% 24 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
30 Month IRA Certificate 3.30% 3.35% 30 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
36 Month IRA Certificate 3.30% 3.35% 36 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
48 Month IRA Certificate 3.30% 3.35% 48 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
60 Month IRA Certificate 3.30% 3.35% 60 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
9 Month IRA Certificate 3.30% 3.35% 9 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 12 month 3.30% 3.35% 12 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 18 month 3.30% 3.35% 18 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 24 month 3.30% 3.35% 24 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 30 month 3.30% 3.35% 30 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 36 month 3.30% 3.35% 36 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 48 month 3.30% 3.35% 48 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 60 month 3.30% 3.35% 60 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 9 month 3.30% 3.35% 9 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
No Penalty Certificate - 9 month 3.30% 3.35% 9 Months
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.35% ▲ 0.10 pts · high 3.35% / low 3.25%
2.75%3.30%3.85%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.35%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 12 Month 3.30% 3.35% 12 Month
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 18 Month 3.30% 3.35% 18 Month
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 24 Month 3.30% 3.35% 24 Month
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 30 Month 3.30% 3.35% 30 Month
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 36 Month 3.30% 3.35% 36 Month
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 48 month 3.30% 3.35% 48 Months
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 60 month 3.30% 3.35% 60 Months
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 9 Month 3.30% 3.35% 9 Month
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.35% APY · checked 7 times
2.85%3.35%3.85%Sep 14, 2026: 3.35% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
12 Month IRA Certificate 3.25% 3.30% 12 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
18 Month IRA Certificate 3.25% 3.30% 18 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
24 Month IRA Certificate 3.25% 3.30% 24 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
30 Month IRA Certificate 3.25% 3.30% 30 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
36 Month IRA Certificate 3.25% 3.30% 36 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
48 Month IRA Certificate 3.25% 3.30% 48 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
60 Month IRA Certificate 3.25% 3.30% 60 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
9 Month IRA Certificate 3.25% 3.30% 9 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
No Penalty Certificate - 9 month 3.25% 3.30% 9 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Sep 18, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 12 Month 3.25% 3.30% 12 Month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 18 Month 3.25% 3.30% 18 Month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 24 Month 3.25% 3.30% 24 Month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 30 Month 3.25% 3.30% 30 Month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 36 Month 3.25% 3.30% 36 Month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 48 month 3.25% 3.30% 48 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYSep 22, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 60 month 3.25% 3.30% 60 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.25% → 3.30% ▲ 0.05 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYSep 22, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 9 Month 3.25% 3.30% 9 Month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.30% APY · checked 5 times
2.80%3.30%3.80%Sep 22, 2026: 3.30% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
12 Month IRA Certificate 3.20% 3.25% 12 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
18 Month IRA Certificate 3.20% 3.25% 18 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
24 Month IRA Certificate 3.20% 3.25% 24 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
30 Month IRA Certificate 3.20% 3.25% 30 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
36 Month IRA Certificate 3.20% 3.25% 36 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
48 Month IRA Certificate 3.20% 3.25% 48 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
60 Month IRA Certificate 3.20% 3.25% 60 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
9 Month IRA Certificate 3.20% 3.25% 9 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 12 month 3.20% 3.25% 12 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 18 month 3.20% 3.25% 18 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 24 month 3.20% 3.25% 24 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 30 month 3.20% 3.25% 30 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 36 month 3.20% 3.25% 36 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 48 month 3.20% 3.25% 48 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 60 month 3.20% 3.25% 60 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 9 month 3.20% 3.25% 9 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
No Penalty Certificate - 9 month 3.20% 3.25% 9 Months
Min Balance $5,000
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.25% → 3.25% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.25% APYSep 18, 2026: 3.30% APYSep 22, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 18, 20263.30%▲ from 3.25%
  • Sep 14, 20263.25%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 12 Month 3.20% 3.25% 12 Month
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 18 Month 3.20% 3.25% 18 Month
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 24 Month 3.20% 3.25% 24 Month
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 30 Month 3.20% 3.25% 30 Month
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 36 Month 3.20% 3.25% 36 Month
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 48 month 3.20% 3.25% 48 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 60 month 3.20% 3.25% 60 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 9 Month 3.20% 3.25% 9 Month
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.25% APY · checked 7 times
2.75%3.25%3.75%Sep 14, 2026: 3.25% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
6 Month IRA Certificate 3.05% 3.10% 6 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.10% ▲ 0.10 pts · high 3.10% / low 3.00%
2.50%3.05%3.60%Sep 14, 2026: 3.00% APYOct 9, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.10%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 6 month 3.05% 3.10% 6 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 7 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 6 Month 3.05% 3.10% 6 Month
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.10% APY · checked 7 times
2.60%3.10%3.60%Sep 14, 2026: 3.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
6 Month IRA Certificate 3.00% 3.05% 6 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.00% → 3.05% ▲ 0.05 pts · high 3.05% / low 3.00%
2.50%3.03%3.55%Sep 14, 2026: 3.00% APYOct 9, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.05%▲ from 3.00%
  • Sep 14, 20263.00%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 6 Month 3.00% 3.05% 6 Month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 3.05% APY · checked 5 times
2.55%3.05%3.55%Sep 22, 2026: 3.05% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
6 Month IRA Certificate 2.96% 3.00% 6 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 6 month 2.96% 3.00% 6 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 6 Month 2.96% 3.00% 6 Month
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 3.00% APY · checked 7 times
2.50%3.00%3.50%Sep 14, 2026: 3.00% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
3 Month IRA Certificate 2.81% 2.85% 3 Months
Min Balance $250,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 2.85% ▲ 0.10 pts · high 2.85% / low 2.75%
2.25%2.80%3.35%Sep 14, 2026: 2.75% APYOct 9, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.85%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 3 month 2.81% 2.85% 3 Months
Details With $250,000 Minimum
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Sep 14, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 3 Month 2.81% 2.85% 3 Month
Min Deposit $250,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.85% APY · checked 7 times
2.35%2.85%3.35%Sep 14, 2026: 2.85% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
3 Month IRA Certificate 2.76% 2.80% 3 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.75% → 2.80% ▲ 0.05 pts · high 2.80% / low 2.75%
2.25%2.78%3.30%Sep 14, 2026: 2.75% APYOct 9, 2026: 2.80% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.80%▲ from 2.75%
  • Sep 14, 20262.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 3 Month 2.76% 2.80% 3 Month
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 22, 2026 · 2.80% APY · checked 5 times
2.30%2.80%3.30%Sep 22, 2026: 2.80% APYSep 22, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
3 Month IRA Certificate 2.71% 2.75% 3 Months
Min Deposit $500
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 3 month 2.71% 2.75% 3 Months
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Regular - 3 Month 2.71% 2.75% 3 Month
Min Balance $500
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 2.75% APY · checked 7 times
2.25%2.75%3.25%Sep 14, 2026: 2.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver - 30 month 1.73% 1.75% 30 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.75% APY · checked 7 times
1.25%1.75%2.25%Sep 14, 2026: 1.75% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver - 30 month 1.69% 1.70% 30 Months
Min Balance $250
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.70% APY · checked 7 times
1.20%1.70%2.20%Sep 14, 2026: 1.70% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver - 18 month 1.59% 1.60% 18 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.60% APY · checked 7 times
1.10%1.60%2.10%Sep 14, 2026: 1.60% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver - 18 month 1.54% 1.55% 18 Months
Min Balance $250
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 1.55% APY · checked 7 times
1.05%1.55%2.05%Sep 14, 2026: 1.55% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver Plus - 12 month 0.72% 0.72% 12 Months
Min Balance $10,000
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.72% APY · checked 7 times
0.22%0.72%1.22%Sep 14, 2026: 0.72% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Smart Saver Plus - 12 month 0.67% 0.67% 12 Months
Min Balance $250
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.67% APY · checked 7 times
0.17%0.67%1.17%Sep 14, 2026: 0.67% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Savings Rates

Product Rate APY View More
IRA Savings 0.60% 0.60%
Min Balance $5
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.45% → 0.60% ▲ 0.15 pts · high 0.60% / low 0.45%
0.00%0.55%1.10%Sep 14, 2026: 0.45% APYOct 9, 2026: 0.60% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20260.60%▲ from 0.45%
  • Sep 14, 20260.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Savings 0.50% 0.50%
Min Deposit $5
Details Personal, Youth, Business, Organization
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.35% → 0.50% ▲ 0.15 pts · high 0.50% / low 0.35%
0.00%0.50%1.00%Sep 14, 2026: 0.35% APYOct 9, 2026: 0.50% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20260.50%▲ from 0.35%
  • Sep 14, 20260.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Money Market Rates

Product Rate APY View More
Investor's Indexed Money Market Account 3.18% 3.23%
Min Deposit $10,000
Min Balance $250,000
Details Balance: $250,000 or more
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.16% → 3.23% ▲ 0.07 pts · high 3.23% / low 3.16%
2.66%3.20%3.73%Sep 14, 2026: 3.16% APYSep 22, 2026: 3.23% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.23%▲ from 3.16%
  • Sep 14, 20263.16%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Indexed Money Market Account 3.08% 3.13%
Min Deposit $10,000
Min Balance $100,000
Details Balance: $100,000 - $249,999
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 3.06% → 3.13% ▲ 0.07 pts · high 3.13% / low 3.06%
2.56%3.09%3.63%Sep 14, 2026: 3.06% APYSep 22, 2026: 3.13% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.13%▲ from 3.06%
  • Sep 14, 20263.06%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Indexed Money Market Account 2.99% 3.03%
Min Deposit $10,000
Min Balance $50,000
Details Balance: $50,000 - $99,999
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.96% → 3.03% ▲ 0.07 pts · high 3.03% / low 2.96%
2.46%3.00%3.53%Sep 14, 2026: 2.96% APYSep 22, 2026: 3.03% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20263.03%▲ from 2.96%
  • Sep 14, 20262.96%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Indexed Money Market Account 2.89% 2.93%
Min Deposit $10,000
Min Balance $10,000
Details Balance: $10,000 - $49,999
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.86% → 2.93% ▲ 0.07 pts · high 2.93% / low 2.86%
2.36%2.90%3.43%Sep 14, 2026: 2.86% APYSep 22, 2026: 2.93% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20262.93%▲ from 2.86%
  • Sep 14, 20262.86%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account 2.54% 2.57%
Min Deposit $100
Min Balance $50,000
Details Balance: $50,000 or more
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 2.47% → 2.57% ▲ 0.10 pts · high 2.57% / low 2.47%
1.97%2.52%3.07%Sep 14, 2026: 2.47% APYSep 22, 2026: 2.57% APYSep 14, 2026Oct 13, 2026
  • Sep 22, 20262.57%▲ from 2.47%
  • Sep 14, 20262.47%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account 2.07% 2.09%
Min Deposit $100
Min Balance $25,000
Details Balance: $25,000 - $49,999
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 2.01% → 2.09% ▲ 0.08 pts · high 2.09% / low 2.01%
1.51%2.05%2.59%Sep 18, 2026: 2.01% APYSep 26, 2026: 2.09% APYSep 18, 2026Oct 13, 2026
  • Sep 26, 20262.09%▲ from 2.01%
  • Sep 18, 20262.01%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account 1.60% 1.61%
Min Deposit $100
Min Balance $10,000
Details Balance: $10,000 - $24,999
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 1.54% → 1.61% ▲ 0.07 pts · high 1.61% / low 1.54%
1.04%1.58%2.11%Sep 18, 2026: 1.54% APYSep 26, 2026: 1.61% APYSep 18, 2026Oct 13, 2026
  • Sep 26, 20261.61%▲ from 1.54%
  • Sep 18, 20261.54%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account 1.00% 1.00%
Min Deposit $100
Min Balance $7,500
Details Balance: $7,500 - $9,999
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 5 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account 0.70% 0.70%
Min Deposit $100
Min Balance $2,500
Details Balance: $2,500 - $7,499
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 0.60% → 0.70% ▲ 0.10 pts · high 0.70% / low 0.60%
0.10%0.65%1.20%Sep 18, 2026: 0.60% APYOct 9, 2026: 0.70% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20260.70%▲ from 0.60%
  • Sep 18, 20260.60%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Investor's Advantage Money Market Account 0.50% 0.50%
Min Deposit $100
Min Balance $0
Details Balance: $0 - $2,499
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 0.35% → 0.50% ▲ 0.15 pts · high 0.50% / low 0.35%
0.00%0.50%1.00%Sep 18, 2026: 0.35% APYOct 9, 2026: 0.50% APYSep 18, 2026Oct 13, 2026
  • Oct 9, 20260.50%▲ from 0.35%
  • Sep 18, 20260.35%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Checking Rates

Product Rate APY View More
Checking 0.10% 0.10%
Min Deposit $0
Details Rewards, Business, Trust & Estate
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 0.10% APY · checked 7 times
0.00%0.30%0.60%Sep 14, 2026: 0.10% APYSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Mortgage Rates

Product Rate Points APR Term View More
3yr/6mo ARM 6.50% - 6.643% 3 years
Details Adjustable Rate Mortgage fixed for the first 3 years, then adjusted every 6 months for the life of the mortgage.; As Low As; Home Loans - Purchase
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.33% → 6.64% ▲ 0.31 pts · high 6.64% / low 6.33%
5.83%6.49%7.14%Sep 14, 2026: 6.33% APRSep 18, 2026: 6.36% APRSep 26, 2026: 6.52% APROct 1, 2026: 6.55% APROct 9, 2026: 6.64% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.64%▲ from 6.55%
  • Oct 1, 20266.55%▲ from 6.52%
  • Sep 26, 20266.52%▲ from 6.36%
  • Sep 18, 20266.36%▲ from 6.33%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
5yr/6mo ARM 6.875% - 6.776% 5 years
Details Adjustable Rate Mortgage fixed for the first 5 years, then adjusted every 6 months for the life of the mortgage.; As Low As; Home Loans - Purchase
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.43% → 6.78% ▲ 0.35 pts · high 6.88% / low 6.43%
5.93%6.65%7.38%Sep 14, 2026: 6.43% APRSep 18, 2026: 6.50% APRSep 26, 2026: 6.75% APROct 1, 2026: 6.88% APROct 9, 2026: 6.78% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.78%▼ from 6.88%
  • Oct 1, 20266.88%▲ from 6.75%
  • Sep 26, 20266.75%▲ from 6.50%
  • Sep 18, 20266.50%▲ from 6.43%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Year Fixed Rate 7.00% - 7.081% 15 Year
Details As Low As; Home Loans - Purchase
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 6.58% → 7.08% ▲ 0.50 pts · high 7.08% / low 6.58%
6.08%6.83%7.58%Sep 14, 2026: 6.58% APRSep 18, 2026: 6.71% APRSep 26, 2026: 7.08% APRSep 14, 2026Oct 13, 2026
  • Sep 26, 20267.08%▲ from 6.71%
  • Sep 18, 20266.71%▲ from 6.58%
  • Sep 14, 20266.58%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Mortgage - - 7.49% 10 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 9, 2026: 7.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
30 Year Fixed Rate 7.50% - 7.551% 30 Year
Details As Low As; Home Loans - Purchase
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 7.05% → 7.55% ▲ 0.50 pts · high 7.55% / low 7.05%
6.55%7.30%8.05%Sep 14, 2026: 7.05% APRSep 18, 2026: 7.18% APRSep 26, 2026: 7.43% APROct 1, 2026: 7.55% APRSep 14, 2026Oct 13, 2026
  • Oct 1, 20267.55%▲ from 7.43%
  • Sep 26, 20267.43%▲ from 7.18%
  • Sep 18, 20267.18%▲ from 7.05%
  • Sep 14, 20267.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Mortgage - - 8.99% 15 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 9, 2026: 8.99% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
5 Year Fixed Home Equity Line of Credit Segment - - 6.49% 5 Year
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 9, 2026: 6.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Equity Loan - - 6.49% 5 Year Fixed
Details Fixed Rate; As Low As; Rates shown are for homeowners with 70% loan-to-value. Standard underwriting criteria will apply. The minimum loan amount is $5,000. Illinois borrowers will pay a $230 processing fee. Minnesota borrowers will pay a $150-$350 processing fee depending on the loan amount, with the fee being higher for loan amounts greater than $100,000. Members are responsible for appraisal costs and title insurance costs, if required. Property insurance is required.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.49% APR
5.99%6.49%6.99%Oct 9, 2026: 6.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Equity Line of Credit - - 6.50%
Details Variable Rate; As Low As; Rates shown are for homeowners with 70% loan-to-value. Standard underwriting criteria will apply. The minimum loan amount is $5,000. Illinois borrowers will pay a $230 processing fee. Minnesota borrowers will pay a $150-$350 processing fee depending on the loan amount, with the fee being higher for loan amounts greater than $100,000. Members are responsible for appraisal costs and title insurance costs, if required. Property insurance is required.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Special Offer Variable Rate Home Equity Line of Credit - - 6.50%
Details Term: Line of CreditAPR Thereafter
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Home Equity Line of Credit - - 6.50%
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.50% APR
6.00%6.50%7.00%Oct 9, 2026: 6.50% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
10 Year Fixed Home Equity Line of Credit Segment - - 7.49% 10 Year
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 9, 2026: 7.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Equity Loan - - 7.49% 10 Year Fixed
Details Fixed Rate; As Low As; Rates shown are for homeowners with 70% loan-to-value. Standard underwriting criteria will apply. The minimum loan amount is $5,000. Illinois borrowers will pay a $230 processing fee. Minnesota borrowers will pay a $150-$350 processing fee depending on the loan amount, with the fee being higher for loan amounts greater than $100,000. Members are responsible for appraisal costs and title insurance costs, if required. Property insurance is required.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.49% APR
6.99%7.49%7.99%Oct 9, 2026: 7.49% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
15 Year Fixed Home Equity Line of Credit Segment - - 8.99% 15 Year
No additional details.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 9, 2026: 8.99% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Equity Loan - - 8.99% 15 Year Fixed
Details Fixed Rate; As Low As; Rates shown are for homeowners with 70% loan-to-value. Standard underwriting criteria will apply. The minimum loan amount is $5,000. Illinois borrowers will pay a $230 processing fee. Minnesota borrowers will pay a $150-$350 processing fee depending on the loan amount, with the fee being higher for loan amounts greater than $100,000. Members are responsible for appraisal costs and title insurance costs, if required. Property insurance is required.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.99% APR
8.49%8.99%9.49%Oct 9, 2026: 8.99% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 5.47% 48 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.22% → 5.47% ▲ 0.25 pts · high 5.47% / low 5.22%
4.72%5.35%5.97%Sep 18, 2026: 5.22% APRSep 26, 2026: 5.47% APRSep 18, 2026Oct 13, 2026
  • Sep 26, 20265.47%▲ from 5.22%
  • Sep 18, 20265.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Used Auto Loans - - 5.47% 36 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.22% → 5.47% ▲ 0.25 pts · high 5.47% / low 5.22%
4.72%5.35%5.97%Sep 18, 2026: 5.22% APRSep 26, 2026: 5.47% APRSep 18, 2026Oct 13, 2026
  • Sep 26, 20265.47%▲ from 5.22%
  • Sep 18, 20265.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Used Auto Loans - - 5.67% 48 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.42% → 5.67% ▲ 0.25 pts · high 5.67% / low 5.42%
4.92%5.55%6.17%Sep 18, 2026: 5.42% APRSep 26, 2026: 5.67% APRSep 18, 2026Oct 13, 2026
  • Sep 26, 20265.67%▲ from 5.42%
  • Sep 18, 20265.42%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
New Auto Loans - - 5.77% 60 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.52% → 5.77% ▲ 0.25 pts · high 5.77% / low 5.52%
5.02%5.65%6.27%Sep 18, 2026: 5.52% APRSep 26, 2026: 5.77% APRSep 18, 2026Oct 13, 2026
  • Sep 26, 20265.77%▲ from 5.52%
  • Sep 18, 20265.52%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
New Auto Loans - - 5.92% 72 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.67% → 5.92% ▲ 0.25 pts · high 5.92% / low 5.67%
5.17%5.80%6.42%Sep 18, 2026: 5.67% APRSep 26, 2026: 5.92% APRSep 18, 2026Oct 13, 2026
  • Sep 26, 20265.92%▲ from 5.67%
  • Sep 18, 20265.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Used Auto Loans - - 5.92% 60 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 5.67% → 5.92% ▲ 0.25 pts · high 5.92% / low 5.67%
5.17%5.80%6.42%Sep 18, 2026: 5.67% APRSep 26, 2026: 5.92% APRSep 18, 2026Oct 13, 2026
  • Sep 26, 20265.92%▲ from 5.67%
  • Sep 18, 20265.67%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
New Auto Loans - - 6.88% 84 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 6.63% → 6.88% ▲ 0.25 pts · high 6.88% / low 6.63%
6.13%6.76%7.38%Sep 18, 2026: 6.63% APRSep 26, 2026: 6.88% APRSep 18, 2026Oct 13, 2026
  • Sep 26, 20266.88%▲ from 6.63%
  • Sep 18, 20266.63%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Used Auto Loans - - 6.98% 72 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 6.73% → 6.98% ▲ 0.25 pts · high 6.98% / low 6.73%
6.23%6.86%7.48%Sep 18, 2026: 6.73% APRSep 26, 2026: 6.98% APRSep 18, 2026Oct 13, 2026
  • Sep 26, 20266.98%▲ from 6.73%
  • Sep 18, 20266.73%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
Boat & RV Loans - 6.47% 48 Months
Details Minimum Loan Amount: $5,000
Last Updated 10/09/2026
Rate History
1 change since Sep 22, 2026 · 6.22% → 6.47% ▲ 0.25 pts · high 6.47% / low 6.22%
5.72%6.35%6.97%Sep 22, 2026: 6.22% APRSep 26, 2026: 6.47% APRSep 22, 2026Oct 13, 2026
  • Sep 26, 20266.47%▲ from 6.22%
  • Sep 22, 20266.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans - 6.47% 60 Month
Details Minimum Loan Amount: $5,000
Last Updated 10/09/2026
Rate History
1 change since Sep 22, 2026 · 6.22% → 6.47% ▲ 0.25 pts · high 6.47% / low 6.22%
5.72%6.35%6.97%Sep 22, 2026: 6.22% APRSep 26, 2026: 6.47% APRSep 22, 2026Oct 13, 2026
  • Sep 26, 20266.47%▲ from 6.22%
  • Sep 22, 20266.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans - 7.47% 72 Month
Details Minimum Loan Amount: $15,000
Last Updated 10/09/2026
Rate History
1 change since Sep 22, 2026 · 7.22% → 7.47% ▲ 0.25 pts · high 7.47% / low 7.22%
6.72%7.35%7.97%Sep 22, 2026: 7.22% APRSep 26, 2026: 7.47% APRSep 22, 2026Oct 13, 2026
  • Sep 26, 20267.47%▲ from 7.22%
  • Sep 22, 20267.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans - 8.47% 84 Months
Details Minimum Loan Amount: $15,000
Last Updated 10/09/2026
Rate History
1 change since Sep 22, 2026 · 8.22% → 8.47% ▲ 0.25 pts · high 8.47% / low 8.22%
7.72%8.35%8.97%Sep 22, 2026: 8.22% APRSep 26, 2026: 8.47% APRSep 22, 2026Oct 13, 2026
  • Sep 26, 20268.47%▲ from 8.22%
  • Sep 22, 20268.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans - 9.47% 96 Months
Details Minimum Loan Amount: $15,000
Last Updated 10/09/2026
Rate History
1 change since Sep 22, 2026 · 9.22% → 9.47% ▲ 0.25 pts · high 9.47% / low 9.22%
8.72%9.35%9.97%Sep 22, 2026: 9.22% APRSep 26, 2026: 9.47% APRSep 22, 2026Oct 13, 2026
  • Sep 26, 20269.47%▲ from 9.22%
  • Sep 22, 20269.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Powersport Loans - 10.18% 36 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 9.93% → 10.18% ▲ 0.25 pts · high 10.18% / low 9.93%
9.43%10.06%10.68%Sep 14, 2026: 9.93% APRSep 26, 2026: 10.18% APRSep 14, 2026Oct 13, 2026
  • Sep 26, 202610.18%▲ from 9.93%
  • Sep 14, 20269.93%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans - 10.47% 120 Months
Details Minimum Loan Amount: $25,000
Last Updated 10/09/2026
Rate History
1 change since Sep 22, 2026 · 10.22% → 10.47% ▲ 0.25 pts · high 10.47% / low 10.22%
9.72%10.35%10.97%Sep 22, 2026: 10.22% APRSep 26, 2026: 10.47% APRSep 22, 2026Oct 13, 2026
  • Sep 26, 202610.47%▲ from 10.22%
  • Sep 22, 202610.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Boat & RV Loans - 11.37% 180 Months
Details Minimum Loan Amount: $50,000
Last Updated 10/09/2026
Rate History
1 change since Sep 22, 2026 · 11.12% → 11.37% ▲ 0.25 pts · high 11.37% / low 11.12%
10.62%11.25%11.87%Sep 22, 2026: 11.12% APRSep 26, 2026: 11.37% APRSep 22, 2026Oct 13, 2026
  • Sep 26, 202611.37%▲ from 11.12%
  • Sep 22, 202611.12%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Student Loan Rates

Product Rate Points APR Term View More
Family Student Loans - Variable Rate Family 5.04% - 5.29% 5 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.29% APR
4.79%5.29%5.79%Oct 9, 2026: 5.29% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Variable Rate Refinance 5.04% - 5.29% 5 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.29% APR
4.79%5.29%5.79%Oct 9, 2026: 5.29% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Variable Rate Refinance 5.34% - 5.59% 7 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.59% APR
5.09%5.59%6.09%Oct 9, 2026: 5.59% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Variable Rate Family 5.69% - 5.94% 10 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.94% APR
5.44%5.94%6.44%Oct 9, 2026: 5.94% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Variable Rate Refinance 5.69% - 5.94% 10 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 5.94% APR
5.44%5.94%6.44%Oct 9, 2026: 5.94% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Fixed Rate Family 5.99% - 6.24% 5 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 9, 2026: 6.24% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Fixed Rate Refinance 5.99% - 6.24% 5 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.24% APR
5.74%6.24%6.74%Oct 9, 2026: 6.24% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Variable Rate Family 6.04% - 6.29% 15 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.29% APR
5.79%6.29%6.79%Oct 9, 2026: 6.29% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Variable Rate Refinance 6.04% - 6.29% 15 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.29% APR
5.79%6.29%6.79%Oct 9, 2026: 6.29% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Fixed Rate Refinance 6.46% - 6.71% 7 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 6.71% APR
6.21%6.71%7.21%Oct 9, 2026: 6.71% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Fixed Rate Family 7.17% - 7.42% 10 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.42% APR
6.92%7.42%7.92%Oct 9, 2026: 7.42% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Fixed Rate Refinance 7.17% - 7.42% 10 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 7.42% APR
6.92%7.42%7.92%Oct 9, 2026: 7.42% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Family Student Loans - Fixed Rate Family 7.88% - 8.13% 15 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.13% APR
7.63%8.13%8.63%Oct 9, 2026: 8.13% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Refinance Student Loans - Fixed Rate Refinance 7.88% - 8.13% 15 Year
Details As Low As; With Rate Discount for Automatic Payments.
Last Updated 10/09/2026
Rate History
No change since Oct 9, 2026 · 8.13% APR
7.63%8.13%8.63%Oct 9, 2026: 8.13% APROct 9, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Credit Card Rates

Product Rate APR View More
Visa Credit Card - 12.65%
Details As Low As; Rate: Prime + 5.90%; Regular APR: 12.90% - 24.25%
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 12.65% APR · checked 6 times
12.15%12.65%13.15%Sep 18, 2026: 12.65% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Visa Rewards Credit Card - 15.25%
Details As Low As; Rate: Prime + 8.50%; Regular APR: 15.50% - 26.85%
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 15.25% APR · checked 6 times
14.75%15.25%15.75%Sep 18, 2026: 15.25% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Visa Secured - 17.45%
Details As Low As; Rate: Prime + 10.70%; Regular APR: N/A
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 17.45% APR · checked 6 times
16.95%17.45%17.95%Sep 18, 2026: 17.45% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Visa Signature Rewards Card - 18.91%
Details As Low As; Rate: Prime + 12.16%; Regular APR: 19.16% - 27.25%
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 18.91% APR · checked 6 times
18.41%18.91%19.41%Sep 18, 2026: 18.91% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 8.48% 36 Months
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 8.48% APR · checked 4 times
7.98%8.48%8.98%Sep 26, 2026: 8.48% APRSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Personal Loan 9.48% 48 Months
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 9.48% APR · checked 4 times
8.98%9.48%9.98%Sep 26, 2026: 9.48% APRSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Personal Loan 11.48% 60 Months
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 11.48% APR · checked 4 times
10.98%11.48%11.98%Sep 26, 2026: 11.48% APRSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Personal Loan 12.48% 72 Months
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 26, 2026 · 12.48% APR · checked 4 times
11.98%12.48%12.98%Sep 26, 2026: 12.48% APRSep 26, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Visa Signature Rewards Card 18.91%
Details As Low As; Rate: Prime + 12.16%; Regular APR: 19.16% - 27.25%
Last Updated 10/09/2026
Rate History
No change since Sep 18, 2026 · 18.91% APR · checked 6 times
18.41%18.91%19.41%Sep 18, 2026: 18.91% APRSep 18, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

University of Wisconsin Credit Union Other Rates

Product Rate Points APY/APR Term View More
Fixed Rate Family 5.99% - 6.24% 5 Year
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.89% → 6.24% ▲ 0.35 pts · high 6.24% / low 5.89%
5.39%6.06%6.74%Sep 14, 2026: 5.89% APROct 9, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.24%▲ from 5.89%
  • Sep 14, 20265.89%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Family 7.17% - 7.42% 10 Year
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.15% → 7.42% ▲ 0.27 pts · high 7.42% / low 7.15%
6.65%7.29%7.92%Sep 14, 2026: 7.15% APROct 9, 2026: 7.42% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.42%▲ from 7.15%
  • Sep 14, 20267.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Family 7.88% - 8.13% 15 Year
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.90% → 8.13% ▲ 0.23 pts · high 8.13% / low 7.90%
7.40%8.02%8.63%Sep 14, 2026: 7.90% APROct 9, 2026: 8.13% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.13%▲ from 7.90%
  • Sep 14, 20267.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Refinance 5.99% - 6.24% 5 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 5.89% → 6.24% ▲ 0.35 pts · high 6.24% / low 5.89%
5.39%6.06%6.74%Sep 14, 2026: 5.89% APROct 2, 2026: 6.24% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.24%▲ from 5.89%
  • Sep 14, 20265.89%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Refinance 6.46% - 6.71% 7 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.40% → 6.71% ▲ 0.31 pts · high 6.71% / low 6.40%
5.90%6.56%7.21%Sep 14, 2026: 6.40% APROct 2, 2026: 6.71% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.71%▲ from 6.40%
  • Sep 14, 20266.40%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Refinance 7.17% - 7.42% 10 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.15% → 7.42% ▲ 0.27 pts · high 7.42% / low 7.15%
6.65%7.29%7.92%Sep 14, 2026: 7.15% APROct 2, 2026: 7.42% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.42%▲ from 7.15%
  • Sep 14, 20267.15%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Fixed Rate Refinance 7.88% - 8.13% 15 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.90% → 8.13% ▲ 0.23 pts · high 8.13% / low 7.90%
7.40%8.02%8.63%Sep 14, 2026: 7.90% APROct 2, 2026: 8.13% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20268.13%▲ from 7.90%
  • Sep 14, 20267.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Fixed Rate 7.05% - 7.79% 5 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.44% → 7.79% ▲ 0.35 pts · high 7.79% / low 7.44%
6.94%7.62%8.29%Sep 14, 2026: 7.44% APROct 9, 2026: 7.79% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.79%▲ from 7.44%
  • Sep 14, 20267.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Fixed Rate 7.36% - 7.96% 10 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.69% → 7.96% ▲ 0.27 pts · high 7.96% / low 7.69%
7.19%7.83%8.46%Sep 14, 2026: 7.69% APROct 9, 2026: 7.96% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.96%▲ from 7.69%
  • Sep 14, 20267.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Fixed Rate 7.86% - 8.42% 15 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 8.19% → 8.42% ▲ 0.23 pts · high 8.42% / low 8.19%
7.69%8.31%8.92%Sep 14, 2026: 8.19% APROct 9, 2026: 8.42% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.42%▲ from 8.19%
  • Sep 14, 20268.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Variable Rate Loan 6.24% - 5.73% 5 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 5.73% ▼ 0.51 pts · high 6.24% / low 5.73%
5.22%5.99%6.75%Sep 14, 2026: 6.24% APROct 9, 2026: 5.73% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.73%▼ from 6.24%
  • Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Variable Rate Loan 6.29% - 5.89% 10 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.29% → 5.89% ▼ 0.40 pts · high 6.29% / low 5.89%
5.39%6.09%6.79%Sep 14, 2026: 6.29% APROct 9, 2026: 5.89% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.89%▼ from 6.29%
  • Sep 14, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Graduate Variable Rate Loan 6.34% - 6.00% 15 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.34% → 6.00% ▼ 0.34 pts · high 6.34% / low 6.00%
5.50%6.17%6.84%Sep 14, 2026: 6.34% APROct 9, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.00%▼ from 6.34%
  • Sep 14, 20266.34%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Home Construction Loans 6.75% - 7.215%
Details Term: Home Construction Loans; As Low As; Home Loans - Purchase
Last Updated 10/09/2026
Rate History
3 changes since Sep 14, 2026 · 6.71% → 7.22% ▲ 0.50 pts · high 7.22% / low 6.71%
6.21%6.96%7.72%Sep 14, 2026: 6.71% APRSep 22, 2026: 6.84% APRSep 26, 2026: 7.09% APROct 1, 2026: 7.22% APRSep 14, 2026Oct 13, 2026
  • Oct 1, 20267.22%▲ from 7.09%
  • Sep 26, 20267.09%▲ from 6.84%
  • Sep 22, 20266.84%▲ from 6.71%
  • Sep 14, 20266.71%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan - - 8.48% 36 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 8.23% → 8.48% ▲ 0.25 pts · high 8.48% / low 8.23%
7.73%8.36%8.98%Sep 18, 2026: 8.23% APROct 9, 2026: 8.48% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20268.48%▲ from 8.23%
  • Sep 18, 20268.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan - - 9.48% 48 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 9.23% → 9.48% ▲ 0.25 pts · high 9.48% / low 9.23%
8.73%9.36%9.98%Sep 18, 2026: 9.23% APROct 9, 2026: 9.48% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 20269.48%▲ from 9.23%
  • Sep 18, 20269.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan - - 11.48% 60 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 11.23% → 11.48% ▲ 0.25 pts · high 11.48% / low 11.23%
10.73%11.36%11.98%Sep 18, 2026: 11.23% APROct 9, 2026: 11.48% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 202611.48%▲ from 11.23%
  • Sep 18, 202611.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan - - 12.48% 72 Months
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 18, 2026 · 12.23% → 12.48% ▲ 0.25 pts · high 12.48% / low 12.23%
11.73%12.36%12.98%Sep 18, 2026: 12.23% APROct 9, 2026: 12.48% APRSep 18, 2026Oct 13, 2026
  • Oct 9, 202612.48%▲ from 12.23%
  • Sep 18, 202612.23%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan - - 14.00%
Details Rate: Prime + 7.00%; Monthly Payment: 3% of balance or $15 whichever is greater
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 21.75% → 14.00% ▼ 7.75 pts · high 21.75% / low 14.00%
6.25%17.88%29.50%Sep 14, 2026: 21.75% APROct 9, 2026: 14.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 202614.00%▼ from 21.75%
  • Sep 14, 202621.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Paycheck Advance Loan - - 21.75%
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 21.75% APR · checked 7 times
21.25%21.75%22.25%Sep 14, 2026: 21.75% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Rapid Refinance - 12 Year Fixed 7.125% - 7.137% 12 Year
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.51% → 7.14% ▲ 0.63 pts · high 7.14% / low 6.51%
5.89%6.82%7.76%Sep 14, 2026: 6.51% APRSep 18, 2026: 6.64% APRSep 26, 2026: 7.14% APROct 1, 2026: 7.01% APROct 2, 2026: 7.14% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20267.14%▲ from 7.01%
  • Oct 1, 20267.01%▼ from 7.14%
  • Sep 26, 20267.14%▲ from 6.64%
  • Sep 18, 20266.64%▲ from 6.51%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Rapid Refinance 8 Year Fixed 6.875% - 6.891% 8 Year
Last Updated 10/09/2026
Rate History
4 changes since Sep 14, 2026 · 6.27% → 6.89% ▲ 0.63 pts · high 6.89% / low 6.27%
5.64%6.58%7.52%Sep 14, 2026: 6.27% APRSep 18, 2026: 6.39% APRSep 26, 2026: 6.89% APROct 1, 2026: 6.77% APROct 2, 2026: 6.89% APRSep 14, 2026Oct 13, 2026
  • Oct 2, 20266.89%▲ from 6.77%
  • Oct 1, 20266.77%▼ from 6.89%
  • Sep 26, 20266.89%▲ from 6.39%
  • Sep 18, 20266.39%▲ from 6.27%
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Reserve Line of Credit - - 14.00%
Details As Low As; Rate: Prime + 7.00%; Minimum monthly payment is $15. Rates are variable and subject to change.
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 13.75% → 14.00% ▲ 0.25 pts · high 14.00% / low 13.75%
13.25%13.88%14.50%Sep 14, 2026: 13.75% APRSep 18, 2026: 14.00% APRSep 14, 2026Oct 13, 2026
  • Sep 18, 202614.00%▲ from 13.75%
  • Sep 14, 202613.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Fixed Rate 7.05% - 7.79% 5 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.44% → 7.79% ▲ 0.35 pts · high 7.79% / low 7.44%
6.94%7.62%8.29%Sep 14, 2026: 7.44% APROct 9, 2026: 7.79% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.79%▲ from 7.44%
  • Sep 14, 20267.44%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Fixed Rate 7.36% - 7.96% 10 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 7.69% → 7.96% ▲ 0.27 pts · high 7.96% / low 7.69%
7.19%7.83%8.46%Sep 14, 2026: 7.69% APROct 9, 2026: 7.96% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20267.96%▲ from 7.69%
  • Sep 14, 20267.69%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Fixed Rate 7.86% - 8.42% 15 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 8.19% → 8.42% ▲ 0.23 pts · high 8.42% / low 8.19%
7.69%8.31%8.92%Sep 14, 2026: 8.19% APROct 9, 2026: 8.42% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20268.42%▲ from 8.19%
  • Sep 14, 20268.19%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Variable Rate Loan 6.24% - 5.73% 5 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.24% → 5.73% ▼ 0.51 pts · high 6.24% / low 5.73%
5.22%5.99%6.75%Sep 14, 2026: 6.24% APROct 9, 2026: 5.73% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.73%▼ from 6.24%
  • Sep 14, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Variable Rate Loan 6.29% - 5.89% 10 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.29% → 5.89% ▼ 0.40 pts · high 6.29% / low 5.89%
5.39%6.09%6.79%Sep 14, 2026: 6.29% APROct 9, 2026: 5.89% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20265.89%▼ from 6.29%
  • Sep 14, 20266.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Undergraduate Variable Rate Loan 6.34% - 6.00% 15 Year
Details As Low As
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 6.34% → 6.00% ▼ 0.34 pts · high 6.34% / low 6.00%
5.50%6.17%6.84%Sep 14, 2026: 6.34% APROct 9, 2026: 6.00% APRSep 14, 2026Oct 13, 2026
  • Oct 9, 20266.00%▼ from 6.34%
  • Sep 14, 20266.34%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Family Loan 5.04% - 5.29% 5 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.29% APR · checked 7 times
4.79%5.29%5.79%Sep 14, 2026: 5.29% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Family Loan 5.69% - 5.94% 10 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.94% APR · checked 7 times
5.44%5.94%6.44%Sep 14, 2026: 5.94% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Family Loan 6.04% - 6.29% 15 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.29% APR · checked 7 times
5.79%6.29%6.79%Sep 14, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Refinance 5.04% - 5.29% 5 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.29% APR · checked 8 times
4.79%5.29%5.79%Sep 14, 2026: 5.29% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Refinance 5.34% - 5.59% 7 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.59% APR · checked 8 times
5.09%5.59%6.09%Sep 14, 2026: 5.59% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Refinance 5.69% - 5.94% 10 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 5.94% APR · checked 8 times
5.44%5.94%6.44%Sep 14, 2026: 5.94% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
Variable Rate Refinance 6.04% - 6.29% 15 Year
Details As Low As
Last Updated 10/09/2026
Rate History
No change since Sep 14, 2026 · 6.29% APR · checked 8 times
5.79%6.29%6.79%Sep 14, 2026: 6.29% APRSep 14, 2026Oct 13, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
College Fund 0.60% - 0.60%
Min Deposit $100
Last Updated 10/09/2026
Rate History
1 change since Sep 14, 2026 · 0.45% → 0.60% ▲ 0.15 pts · high 0.60% / low 0.45%
0.00%0.55%1.10%Sep 14, 2026: 0.45% APYOct 9, 2026: 0.60% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20260.60%▲ from 0.45%
  • Sep 14, 20260.45%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 12 Months 3.25% - 3.30% 12 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.30% APYSep 22, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 18 Months 3.25% - 3.30% 18 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.30% APYSep 22, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 24 Months 3.25% - 3.30% 24 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.30% APYSep 22, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 3 Months 2.76% - 2.80% 3 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 2.80% → 2.80% ▼ 0.00 pts · high 2.80% / low 2.75%
2.25%2.78%3.30%Sep 14, 2026: 2.80% APYSep 22, 2026: 2.75% APYOct 9, 2026: 2.80% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20262.80%▲ from 2.75%
  • Sep 22, 20262.75%▼ from 2.80%
  • Sep 14, 20262.80%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 30 Months 3.25% - 3.30% 30 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.30% APYSep 22, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 36 Months 3.25% - 3.30% 36 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.30% APYSep 22, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 48 Months 3.25% - 3.30% 48 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.30% APYSep 22, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 6 Months 3.00% - 3.05% 6 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.05% → 3.05% ▼ 0.00 pts · high 3.05% / low 3.00%
2.50%3.03%3.55%Sep 14, 2026: 3.05% APYSep 22, 2026: 3.00% APYOct 9, 2026: 3.05% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.05%▲ from 3.00%
  • Sep 22, 20263.00%▼ from 3.05%
  • Sep 14, 20263.05%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 60 Months 3.25% - 3.30% 60 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.30% APYSep 22, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%
IRA Certificates - 9 Months 3.25% - 3.30% 9 Months
Min Balance $10,000
Details Individual Retirement Account (IRAs) with $10,000 Minimum
Last Updated 10/09/2026
Rate History
2 changes since Sep 14, 2026 · 3.30% → 3.30% ▼ 0.00 pts · high 3.30% / low 3.25%
2.75%3.28%3.80%Sep 14, 2026: 3.30% APYSep 22, 2026: 3.25% APYOct 9, 2026: 3.30% APYSep 14, 2026Oct 13, 2026
  • Oct 9, 20263.30%▲ from 3.25%
  • Sep 22, 20263.25%▼ from 3.30%
  • Sep 14, 20263.30%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 3.38%

Financial Health History

University of Wisconsin Credit Union’s Texas Ratio stayed near 3.29% in Q3 2023 to 3.38% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.7% 2.0★ 3.3% 3.0★ 5% 4.0★ 6.6% 5.0★ Healthy zone – entire history below the 15% limit 3.29% A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 3.38% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$6.7B3.38%5.0A+
March 31, 2026$6.6B3.95%5.0A+
December 31, 2025$6.3B4.46%5.0A+
September 30, 2025$6.2B4.47%5.0A+
June 30, 2025$6.1B3.97%5.0A+
March 31, 2025$5.9B3.99%5.0A+
December 31, 2024$5.7B4.89%5.0A+
September 30, 2024$5.6B4.69%5.0A+
June 30, 2024$5.6B4.28%5.0A+
March 31, 2024$5.6B3.87%5.0A+
December 31, 2023$5.3B4.02%5.0A+
September 30, 2023$5.1B3.29%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for University of Wisconsin Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University of Wisconsin Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with University of Wisconsin Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name University of Wisconsin Credit Union
Address 8033 Excelsior Dr, Madison, WI 53717
Phone 608-232-5000
Fax 608-232-5044
President Kelly Wilson
CEO Paul Kundert
Full-Time Employees 842
Part-Time Employees 78
Branch Locations 38
ATM Locations 36
NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.38%
Return on Assets (ROA)
0.5533%
Return on Equity (ROE)
6.0080%
Non-Performing Loans Ratio (NPL)
0.48%
Total Assets
6,716,051,700
Total Amount of Shares and Deposits
5,815,484,634
Total Shares and Deposits < 1 Year
5,690,392,553
Total Shares and Deposits 1 3 Years
113,196,933
Total Shares and Deposits > 3 Years
11,895,149
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
559,165,556
Total Uninsured Shares and Deposits > $250K (F+J)
559,165,556
Total Insured Shares and Deposits > $250K (item 17 less item K)
5,256,319,078
Total Interest Expense (Sum of items 6 8)
52,086,182
Share Certificates
33,194
Number of Accounts for Share Drafts
303,747
IRA KEOGH Accounts
8,462
Number of Accounts for Regular Shares
469,310
Money Market Shares
39,764
Net Income (unless the amount is already included in Undivided Earnings)
37,162,975
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
439,089,575
Total Liabilities
6,107,923,464
Source: NCUA — Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

University of Wisconsin Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/credit-unions/university-of-wisconsin-credit-union-rates-review-66492">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

There are no reviews for University of Wisconsin Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for University of Wisconsin Credit Union
Your Name:
Your Rating:

Frequently Asked Questions About University of Wisconsin Credit Union

How many branches does University of Wisconsin Credit Union operate?

University of Wisconsin Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join University of Wisconsin Credit Union?

Yes, to access services at University of Wisconsin Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, University of Wisconsin Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, University of Wisconsin Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does University of Wisconsin Credit Union offer online and mobile banking?

Most modern institutions like University of Wisconsin Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uwcu.org.

Current University of Wisconsin Credit Union Rates

  • 12-Month CD0.67%
  • 18-Month CD1.55%
  • 24-Month CD3.25%
  • 60-Month CD3.25%
  • Savings0.60%
  • MMA3.23%
Retrieved from our database of financial products. Rates subject to change.