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UNO Federal Credit Union Rates & Review April 2026

UNO Federal Credit Union's 12 Month (1 Year) CD rates are at 3.58%, 6 Month CD rates are at 3.58%, 24 Month (2 Years) CD rates are at 3.30%, 36 Month (3 Years) CD rates are at 3.03%, 60 Month (5 Years) CD rates are at 3.03%. UNO Federal Credit Union's savings rates are at 0.10%. UNO Federal Credit Union's Salary Advance rates are at 0.05%. MonitorBankRates evaluates the financial stability of UNO Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.37%. Rates were last updated on 04/18/2026.

UNO Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at UNO Federal Credit Union? Share your experience about UNO Federal Credit Union by leaving a review below, or read customer reviews before you decide to use UNO Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.37%
Excellent Lower than avg
UNO Federal Credit Union
UNO FCU MAIN OFFICE
2000 LAKESHORE DR
NEW ORLEANS, LA 70148 3520
https://www.unofcu.org
Member NCUA

UNO Federal Credit Union CD Rates

Product Rate APY Term View More
12 Month (1 Year) Certificate 3.50% 3.58% 12 Month (1 Year)
Min Deposit $300
Min Balance $300
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%
6 Month Certificate 3.50% 3.58% 6 Month
Min Deposit $300
Min Balance $300
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%
24 Month (2 Years) Certificate 3.25% 3.30% 24 Month (2 Years)
Min Deposit $300
Min Balance $300
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%
36 Month (3 Years) Certificate 3.00% 3.03% 36 Month (3 Years)
Min Deposit $300
Min Balance $300
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%
60 Month (5 Years) Certificate 3.00% 3.03% 60 Month (5 Years)
Min Deposit $300
Min Balance $300
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%

UNO Federal Credit Union Savings Rates

Product Rate APY View More
Christmas Club Accounts 0.10% 0.10%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%
Savings Accounts 0.10% 0.10%
Min Balance $50
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%

UNO Federal Credit Union Checking Rates

Product Rate APY View More
Checking Accounts 0.10% 0.10%
Min Balance $400
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%

UNO Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Salary Advance 0.05% - 18.00%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%

UNO Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity - 0.0239% 7.25%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%

UNO Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum - 0.00%
Details Introductory Rate
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%
Visa Classic - 17.99%
No additional details.
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.37%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for UNO Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather UNO Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with UNO Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name UNO Federal Credit Union
Address 2000 LAKESHORE DR, NEW ORLEANS, LA 70148 3520
Phone 504-280-6496
Fax 504-280-5459
President Frank Schambach
CEO Christopher Maurer
Full-Time Employees 11
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.37%
Return on Assets (ROA)
0.6114%
Return on Equity (ROE)
3.2716%
Non-Performing Loans Ratio (NPL)
0.64%
Total Assets
36,147,395
Total Amount of Shares and Deposits
28,272,382
Total Shares and Deposits < 1 Year
27,972,266
Total Shares and Deposits 1 3 Years
291,826
Total Shares and Deposits > 3 Years
8,291
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
5,427,440
Total Uninsured Shares and Deposits > $250K (F+J)
5,427,440
Total Insured Shares and Deposits > $250K (item 17 less item K)
22,844,942
Total Interest Expense (Sum of items 6 8)
80,981
Share Certificates
176
Number of Accounts for Share Drafts
2,344
IRA KEOGH Accounts
40
Number of Accounts for Regular Shares
4,588
Net Income (unless the amount is already included in Undivided Earnings)
220,994
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,806,041
Total Liabilities
29,457,134
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About UNO Federal Credit Union

Is UNO Federal Credit Union a safe place to deposit money?

Yes, UNO Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 2.3731983581393%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does UNO Federal Credit Union operate?

UNO Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join UNO Federal Credit Union?

Yes, to access services at UNO Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, UNO Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, UNO Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does UNO Federal Credit Union offer online and mobile banking?

Most modern institutions like UNO Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unofcu.org.

Current UNO Federal Credit Union Rates

  • 12-Month CD3.58%
  • 24-Month CD3.30%
  • 60-Month CD3.03%
  • Savings0.10%
Retrieved from our database of financial products. Rates subject to change.