UPS Employees Federal Credit Union Rates and Review January 2026
Compare UPS Employees Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of UPS Employees Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityUPS Employees Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at UPS Employees Federal Credit Union? Share your experience about UPS Employees Federal Credit Union by leaving a review below, or read customer reviews before you decide to use UPS Employees Federal Credit Union. Overall, UPS Employees Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. UPS Employees Federal Credit Union UPS EFCU 3110 INLAND EMPIRE BLVD STE A ONTARIO, CA 91764 6572  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Rewards
14.900%
Platinum Visa
15.350%
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Line of Credit
13.040%
$0
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Signature (Unsecured) Loan
11.040%
$0
1 - 24
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have UPS Employees Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: UPS Employees Federal Credit Union
Website: https://www.upscreditunion.org
Full Time Employees: 9Part Time Employees: 1 President: Leland Hancock CEO: KIMBERLY DIAZ Branch Locations: 1 ATM Locations: 0 Corporate Office Address:
3110 INLAND EMPIRE BLVD STE A
ONTARIO, CA 91764 6572 Phone Number: 909-948-6099 Fax Number: 909-484-1167 FinancialsTotal Assets:
48,052,626
Total Amount of Shares and Deposits:
44,066,276
Total Shares and Deposits < 1 Year:
42,548,914
Total Shares and Deposits 1 3 Years:
854,026
Total Shares and Deposits > 3 Years:
663,336
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
4,191,192
Total Uninsured Shares and Deposits > $250K (F+J):
4,191,192
Total Insured Shares and Deposits > $250K (item 17 less item K):
39,875,084
Total Interest Expense (Sum of items 6 8):
259,275
Share Certificates:
256
Number of Accounts for Share Drafts:
2,113
IRA KEOGH Accounts:
28
Number of Accounts for Regular Shares:
5,860
All other shares:
444
Money Market Shares:
5
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
2,829,884
Total Liabilities:
44,301,402
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About UPS Employees Federal Credit UnionIs a member application needed to join UPS Employees Federal Credit Union?Yes, to access services at UPS Employees Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, UPS Employees Federal Credit Union provides a range of mortgage and home equity products. Is UPS Employees Federal Credit Union a safe place to deposit money?Yes, UPS Employees Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does UPS Employees Federal Credit Union offer online and mobile banking?Most modern institutions like UPS Employees Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 3.00% and 3-month CD rates at 3.75%. Savings rates are at 0.50% and money market rates are at 0.50%. Mortgage rates on 30-year fixed loans are around 6.05%. Credit Card rates are at 16.50%. Personal Loan rates are at 6.46%. All these rates, and more, can be found in our database of rates which you can compare to 
