URW Community Federal Credit Union Rates and Review January 2026
Compare URW Community Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of URW Community Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityURW Community Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at URW Community Federal Credit Union? Share your experience about URW Community Federal Credit Union by leaving a review below, or read customer reviews before you decide to use URW Community Federal Credit Union. Overall, URW Community Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. URW Community Federal Credit Union Lowes Drive Office 314 Lowes Dr Danville, VA 24540 5927  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
View 50 More
Credit Card Rate ComparisonVisa Platinum Preferred Starter
17.990%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
Personal/Signature Loans
11.150%
$0
60 - 60
Signature Loan
10.000%
$0
60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have URW Community Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: URW Community Federal Credit Union
Website: https://www.urwfcu.org
Full Time Employees: 56Part Time Employees: 0 President: Charles Phillips CEO: Cheryl Doss Branch Locations: 12 ATM Locations: 8 Corporate Office Address:
314 Lowes Dr
Danville, VA 24540 5927 Phone Number: 434-793-1278 Fax Number: FinancialsTotal Assets:
223,236,264
Total Amount of Shares and Deposits:
188,788,104
Total Shares and Deposits < 1 Year:
169,542,634
Total Shares and Deposits 1 3 Years:
17,497,108
Total Shares and Deposits > 3 Years:
1,748,361
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
10,953,932
Total Uninsured Shares and Deposits > $250K (F+J):
12,456,298
Total Insured Shares and Deposits > $250K (item 17 less item K):
176,331,806
Total Interest Expense (Sum of items 6 8):
2,397,274
Share Certificates:
1,493
Number of Accounts for Share Drafts:
13,348
IRA KEOGH Accounts:
642
Number of Accounts for Regular Shares:
38,290
Non Member Deposits:
9
Money Market Shares:
157
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
23,819,932
Total Liabilities:
190,999,752
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About URW Community Federal Credit UnionIs a member application needed to join URW Community Federal Credit Union?Yes, to access services at URW Community Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, URW Community Federal Credit Union provides a range of mortgage and home equity products. Is URW Community Federal Credit Union a safe place to deposit money?Yes, URW Community Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does URW Community Federal Credit Union offer online and mobile banking?Most modern institutions like URW Community Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 0.25%, 6-month CD rates at 1.46% and 3-month CD rates at 1.65%. Savings rates are at 0.30% and money market rates are at 0.55%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 14.90%. Personal Loan rates are at 5.49%. All these rates, and more, can be found in our database of rates which you can compare to 
