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Valex Federal Credit Union Rates and Review January 2026

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Valex Federal Credit Union12-month CD rates can be found at 0.18%, 6-month CD rates at 3.00% and 3-month CD rates at 0.05%. Savings rates are at 0.10% and money market rates are at 2.50%. Mortgage rates on 30-year fixed loans are around 5.97%. Credit Card rates are at 17.74%. Personal Loan rates are at 14.20%. All these rates, and more, can be found in our database of rates which you can compare to Valex Federal Credit Union rates.

Compare Valex Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Valex Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Valex Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Valex Federal Credit Union? Share your experience about Valex Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Valex Federal Credit Union.

Overall, Valex Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Valex Federal Credit Union
Jackson Street
1767 Jackson St
Alexandria, LA 71301 6433
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
36-Month CD
3.90%
$500
18-Month CD
3.75%
$1,000
6-Month CD
3.75%
$500
48-Month CD
3.75%
$500
6-Month CD
3.72%
$1,000
36-Month CD
3.56%
$1,000
48-Month CD
3.55%
$1,000
48-Month CD
3.50%
$1,000
36-Month CD
3.40%
$1,000
24-Month CD
3.25%
$200
36-Month CD
3.10%
$500
48-Month CD
3.00%
$1,000
24-Month CD
3.00%
$1,000
Cha-Ching Rewards Checking
3.00%
$0
48-Month CD
2.80%
$500
48-Month CD
2.73%
$500
60-Month CD
2.66%
$500
48-Month CD
2.53%
$2,500
6-Month CD
2.52%
$1,000
60-Month CD
2.52%
$1,000
24-Month CD
2.52%
$500
36-Month CD
2.50%
$1,000
60-Month CD
2.32%
$500
Alliance Money Market
2.22%
$2,500
IRA Money Market
2.02%
$20,000
48-Month CD
1.90%
$1,000
18-Month CD
1.50%
$500
Performance Money Market
1.35%
$50,000
12-Month CD
1.25%
$1,000
6-Month CD
1.20%
$1,000
18-Month CD
1.20%
$500
30-Month CD
0.95%
$1,000
48-Month CD
0.90%
$500
Passbook Savings
0.75%
$100
48-Month CD
0.65%
$250
36-Month CD
0.60%
$500
Statement Savings
0.50%
$100
12-Month CD
0.40%
$300
Money Market
0.25%
$2,500
48-Month CD
0.25%
$500
18-Month CD
0.20%
$1,000
12-Month CD
0.20%
$1,000
Money Market
0.10%
$0
12-Month CD
0.10%
$1,000
Direct Interest Checking
0.05%
$25
Savings
0.05%
$50
Regular Savings
0.05%
$100
Statement Savings
0.05%
$100
Statement Savings
0.05%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
5.625%
5.850%
0.000
30-Year Fixed Jumbo
5.625%
5.740%
0.250
5.875%
5.888%
0.000
6.500%
6.595%
0.000
15-Year Fixed
5.250%
5.326%
0.000
5.250%
6.041%
0.000
5.990%
6.035%
0.000
6.750%
6.880%
0.000
5.500%
5.574%
0.000
4.875%
5.129%
0.000
15-Year Fixed
5.125%
5.193%
0.000
5.000%
6.154%
0.325
5.375%
5.953%
0.000
20-Year Fixed (Power Rate)
5.875%
6.088%
0.000
6.000%
6.070%
0.000
30-Year Fixed
5.875%
5.945%
0.000
5.625%
5.846%
0.000
30 Year Fixed
6.375%
6.670%
0.000
20 Year Fixed
7.125%
7.527%
0.000
5.750%
5.856%
0.000
5.750%
5.923%
0.000
5.875%
6.055%
0.000
10-Year Fixed
5.375%
5.590%
0.000
15-Year Fixed
5.750%
5.977%
0.000
4.250%
4.514%
0.750
5.875%
5.958%
0.000
10 Year Fixed
6.000%
6.223%
0.000
5.000%
5.153%
1.000
30-Year Fixed
6.000%
6.218%
0.000
5.375%
5.416%
0.000
5.875%
6.010%
0.000
5.000%
5.168%
0.000
5.875%
6.420%
0.000
10-Year Fixed
6.250%
6.250%
0.000
5.625%
5.853%
0.000
20 Year Fixed
5.500%
5.659%
0.000
5.115%
5.908%
0.946
5.000%
5.068%
0.000
15 Year Fixed
5.375%
5.588%
0.000
5.625%
5.721%
0.000
5.125%
5.547%
0.000
5.625%
6.037%
0.000
5.375%
6.280%
0.000
15-Year Fixed
5.350%
5.785%
0.000
6.125%
6.135%
0.000
30-Year Fixed
6.125%
6.307%
0.000
6.000%
6.035%
0.375
30-Year Fixed
7.125%
7.126%
0.000
15-Year Fixed
5.250%
5.312%
0.000
6.000%
6.123%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Security Service Power MasterCard
12.740% - 18.000%
Visa Platinum with Rewards
9.900%
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Visa Business Rewards Card
15.240%
VISA® Gold
11.960%
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
Security Service Power Cash Back World MasterCard
16.950% - 18.000%
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
16.240% - 27.240%
Platinum Visa
15.350%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Access FCU Visa Classic
13.500%
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
3.990%
Introductory Rate of 3.99% APR for 12 months on transactions in the first 90 days.
8.900% - 13.900%
Based upon credit worthiness.
Rewards Student Classic
16.500%
Credit Limit - $500
Access FCU Visa Gold
9.900%
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
10.150%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Max Rewards Visa Credit Card
15.250%
Visa Platinum
7.990%
Line of credit up to $20,000. $250,000 travel life insurance
World Cash Back Credit Card Mastercard
18.000%
Academic VISA® Gold
15.400%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Next Step Loan
10.500%
$0
10.500%
$0
Signature Loan
10.500%
$0
10.000%
$0
60
Summer/Holiday Loans
9.500%
$0
Personal Loan
13.000% - 13.200%
$1,500 - $15,000
24 - 24
11.990%
$0
9.990%
$0
1 - 60
Signature Loans
12.990%
$0
48
10.650%
$0
11.240% - 17.950%
$0
25 - 36
12.990%
$0 - $2,000
24 - 24
Consolidation Loans
14.850%
$0
37 - 60
14.990%
$0
25 - 36
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Debt Consolidated
9.490%
$500
36
10.700%
$0 - $10,000
60 - 60
9.200% - 17.950%
$0 - $15,000
60 - 60
10.990%
$0 - $10,000
60 - 60
10.990%
$500
36
10.490%
$0
Debt Consolidation Loan
9.000%
$0
108
15.000%
$500 - $1,500
6 - 12
8.490%
$0
36 - 36
8.990% - 17.990%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Valex Federal Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Valex Federal Credit Union
Full Time Employees: 9
Part Time Employees: 1
President: Deron Thaxton
CEO: Lindsey Bertrand
Branch Locations: 2
ATM Locations: 0
Corporate Office Address:
1767 Jackson St
Alexandria, LA 71301 6433
Phone Number: 318-443-1200
Fax Number: 318-487-1326

Financials

Total Assets:
41,834,082
Total Amount of Shares and Deposits:
38,450,757
Total Shares and Deposits < 1 Year:
37,218,000
Total Shares and Deposits 1 3 Years:
1,232,758
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
3,500,934
Total Uninsured Shares and Deposits > $250K (F+J):
3,500,934
Total Insured Shares and Deposits > $250K (item 17 less item K):
34,949,823
Total Interest Expense (Sum of items 6 8):
384,316
Share Certificates:
115
Number of Accounts for Share Drafts:
1,381
IRA KEOGH Accounts:
31
Number of Accounts for Regular Shares:
2,915
All other shares:
482
Non Member Deposits:
4
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
4,135,384
Total Liabilities:
38,456,299
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Source: NCUA Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Valex Federal Credit Union

Is a member application needed to join Valex Federal Credit Union?

Yes, to access services at Valex Federal Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Valex Federal Credit Union provides a range of mortgage and home equity products.

Is Valex Federal Credit Union a safe place to deposit money?

Yes, Valex Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Valex Federal Credit Union offer online and mobile banking?

Most modern institutions like Valex Federal Credit Union provide digital access including online balance checks and transfers.

Current Valex Federal Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions