Valley Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Valley Federal Credit Union12-month CD rates can be found at 0.15%, 6-month CD rates at 4.00% and 3-month CD rates at 0.10%. Savings rates are at 0.03% and money market rates are at 0.01%. Mortgage rates on 30-year fixed loans are around 7.00%. Credit Card rates are at 9.90%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates which you can compare to Valley Federal Credit Union rates.

Compare Valley Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Valley Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Valley Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Valley Federal Credit Union? Share your experience about Valley Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Valley Federal Credit Union.

Overall, Valley Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Valley Federal Credit Union
Main Office
PO Box 4700
Brownsville, TX 78523 4700
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Valley Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Regent Bank (OK)
Regent Bank (OK)
12-Month CD
4.15%
$1,000
Main Bank
Main Bank
6-Month CD
4.10%
$1,000
Rising Bank
Rising Bank
24-Month CD
4.00%
$1,000
Balboa Thrift and Loan Association
Balboa Thrift and Loan Association
24-Month CD
4.00%
$2,000
Pathfinder Bank
Pathfinder Bank
Kasasa Checking
4.00%
$0
Freedom Bank of Southern Missouri
Freedom Bank of Southern Missouri
6-Month CD
3.85%
$1,000
First National Bank of Ava
First National Bank of Ava
12-Month CD
3.80%
$500
Abington Bank
Abington Bank
18-Month CD
3.60%
$1,000
Commercial Bank De Kalb, MS
Commercial Bank De Kalb, MS
24-Month CD
3.50%
$1,000
Northern Bank Direct
Northern Bank Direct
18-Month CD
3.50%
$500
AAC Credit Union
AAC Credit Union
60-Month CD
3.50%
$500
Beal Bank USA
Beal Bank USA
Money Market
3.25%
$1,000
Home Federal Bank of Tennessee
Home Federal Bank of Tennessee
12-Month CD
3.25%
$500
Ameriprise Financial
Ameriprise Financial
24-Month CD
3.20%
$0
Finworth
Finworth
24-Month CD
3.20%
$50,000
FNB of Hereford
FNB of Hereford
Real Savings
3.03%
$1
Bank First, NA
Bank First, NA
12-Month CD
3.02%
$1,000
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
12-Month CD
2.89%
$500
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
36-Month CD
2.85%
$1,000
Elkhorn Valley Bank & Trust
Elkhorn Valley Bank & Trust
48-Month CD
2.85%
$0
International Bank of Chicago
International Bank of Chicago
Money Market
2.35%
$2,500
Bank of Hillsboro
Bank of Hillsboro
24-Month CD
2.12%
$1,000
Chain Bridge Bank
Chain Bridge Bank
30-Month CD
2.04%
$500
Halstead Bank
Halstead Bank
6-Month CD
2.02%
$2,500
Park Bank
Park Bank
12-Month CD
1.91%
$2,500
Headwaters State Bank
Headwaters State Bank
12-Month CD
1.76%
$1,000
North Shore Bank of Commerce
North Shore Bank of Commerce
48-Month CD
1.50%
$1,000
Stryv Bank
Stryv Bank
36-Month CD
1.30%
$1,000
Cayuga Lake National Bank
Cayuga Lake National Bank
48-Month CD
1.26%
$500
FNB of Brownstown
48-Month CD
1.25%
$1,000
Putnam County State Bank
Putnam County State Bank
Savings
1.00%
$100
The Bank of Glen Burnie
The Bank of Glen Burnie
24-Month CD
1.00%
$500
Ion Bank
Ion Bank
48-Month CD
0.65%
$500
PyraMax Bank
PyraMax Bank
60-Month CD
0.60%
$1,000
Somerset Trust Company
Somerset Trust Company
48-Month CD
0.55%
$500
Eclipse Bank
Eclipse Bank
18-Month CD
0.50%
$1,000
Verus Bank of Commerce
Verus Bank of Commerce
60-Month CD
0.45%
$1,000
Frontier State Bank
Frontier State Bank
Interest Checking
0.40%
$100
Somerset Savings Bank
Somerset Savings Bank
48-Month CD
0.40%
$500
StonehamBank
StonehamBank
12-Month CD
0.35%
$1,000
Farmers State Bank Elmwood, IL
Farmers State Bank Elmwood, IL
Regular Savings
0.30%
$50
GCSB Swayzee, IN
GCSB Swayzee, IN
Golden Savings
0.25%
$25
FNB of Kansas
FNB of Kansas
Money Market
0.15%
$2,500
Fulton Savings Bank
Fulton Savings Bank
6-Month CD
0.15%
$500
MVSB
Everyday Savings
0.10%
$100
FNB of River Falls
FNB of River Falls
Money Market
0.10%
$0
Pittsfield Co-operative Bank
Pittsfield Co-operative Bank
Money Market
0.10%
$10
Community Bank of Trenton
Community Bank of Trenton
Money Market Gold
0.05%
$2,500
Cambridge Trust Company
Cambridge Trust Company
3-Month CD
0.05%
$2,500
Busey Bank
Busey Bank
36-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Valley Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
North Carolina Press Association Federal Credit Union
North Carolina Press Association Federal Credit Union
5 Year ARM
5.500%
5.658%
0.000
PNB of Kewanee
PNB of Kewanee
15-Year Fixed
5.500%
5.785%
0.000
Security Service Federal Credit Union
Security Service Federal Credit Union
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
Navy Federal Credit Union
Navy Federal Credit Union
15-Year Fixed
5.625%
5.820%
0.250
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.750%
5.844%
0.000
Geddes Federal S&L
Geddes Federal S&L
15-Year Fixed Bi-weekly
5.994%
5.875%
0.000
Luana Savings Bank
Luana Savings Bank
15-Year Fixed
5.875%
5.925%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.875%
5.962%
0.500
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.875%
6.090%
0.000
Rhinebeck Bank
Rhinebeck Bank
15-Year Fixed
6.000%
6.109%
0.625
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed (Jumbo)
6.125%
6.140%
0.000
Mid Oregon Federal Credit Union
Mid Oregon Federal Credit Union
15 Year Fixed
5.875%
6.148%
0.250
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.000%
6.179%
0.000
Missouri Credit Union
Missouri Credit Union
10 Year Fixed
6.000%
6.223%
0.000
First National Bank of Orwell
First National Bank of Orwell
15-Year Fixed
6.125%
6.224%
0.000
Geddes Federal S&L
Geddes Federal S&L
7/1 ARM
6.504%
6.250%
0.000
Americas First Federal Credit Union
Americas First Federal Credit Union
30-Year Fixed
6.450%
6.250%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.000%
6.290%
0.000
Mid-Atlantic Federal Credit Union
Mid-Atlantic Federal Credit Union
10/6 ARM
6.375%
6.394%
0.000
Collinsville Bank
Collinsville Bank
20-Year Fixed
6.250%
6.396%
0.000
Peoples Trust Co. of St. Albans
Peoples Trust Co. of St. Albans
30-Year Fixed
6.375%
6.398%
0.000
L and N Federal Credit Union
L and N Federal Credit Union
15 Year Fixed
6.250%
6.424%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.375%
6.484%
0.000
Better Banks
Better Banks
15-Year Fixed
6.375%
6.504%
0.000
NCB North Cambridge Coopertive Bank
NCB North Cambridge Coopertive Bank
20-Year Fixed
6.500%
6.513%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Valley Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Cash Back Credit Card
17.740%
Automatically get 1.5% cash back on all purchases with no fuss
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Hughes Federal Credit Union
Hughes Federal Credit Union
Visa Platinum Credit Card
9.500% - 12.500%
Suncoast Credit Union
Suncoast Credit Union
Rewards Platinum VISA
12.500%
Credit Limit - $500 - $50,000
LMCU Lake Michigan Credit Union
LMCU Lake Michigan Credit Union
Prime Platinum Visa Credit Card
11.500%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
ACFCU
ACFCU
Max Cash Secure Card Visa
29.990%
Make improving your credit score4 even more rewarding with up to 5% cash back in 2 categories you choose
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Visa
13.240% - 25.240%
0.00% Introductory APR for twelve (12) months from date of transfer when transfers are completed within 90 days of account opening.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Suncoast Credit Union
Suncoast Credit Union
Rewards Student Classic
16.500%
Credit Limit - $500
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Starter
17.990%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Canyon View Credit Union
Canyon View Credit Union
Visa Business Rewards Card
15.240%
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred Rewards
15.740% - 17.990%
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Valley Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
11.500%
$0
48 - 48
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
Personal Loan
8.990% - 18.000%
$0 - $30,000
72
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Consumer Loan
10.250% - 17.950%
$0
1 - 36
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
Overdraft Protection Loan
11.500% - 17.900%
$0 - $5,000
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
ACFCU
ACFCU
Line of Credit
13.700%
$0
ABCO Federal Credit Union
ABCO Federal Credit Union
Personal Loans
10.490%
$0
Advantage Plus Federal Credit Union
Advantage Plus Federal Credit Union
Signature Loan
14.990%
$0
25 - 36
Suncoast Credit Union
Suncoast Credit Union
Technology Loan
9.750%
$0
36
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
America First Federal Credit Union
America First Federal Credit Union
Line of Credit Variable
16.740%
$0
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
Unsecured (Signature) Loan
11.000%
$0 - $500
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
1st Street Credit Union
1st Street Credit Union
Note Loan
8.990% - 17.990%
$0
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
360 Federal Credit Union
360 Federal Credit Union
Signature LOC Revolving Credit Line
12.500%
$0 - $10,000
A+ Federal Credit Union
A+ Federal Credit Union
A+ Preferred Line Of Credit
10.990%
$0
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Randolph Brooks FCU
Randolph Brooks FCU
Personal Line of Credit
12.950% - 18.000%
$0
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Valley Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Valley Federal Credit Union Information

Credit Union Name: Valley Federal Credit Union
Full Time Employees: 34
Part Time Employees: 3
President: Michael Forbes
CEO: Norma Jasso
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
PO Box 4700
Brownsville, TX 78523 4700
Phone Number: 956-546-3108
Fax Number: 956-544-5404

Valley Federal Credit Union Financials

Total Assets:
107,537,792
Total Amount of Shares and Deposits:
93,165,542
Total Shares and Deposits < 1 Year:
76,380,262
Total Shares and Deposits 1 3 Years:
13,649,296
Total Shares and Deposits > 3 Years:
3,135,984
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
2,540,054
Total Uninsured Shares and Deposits > $250K (F+J):
2,540,054
Total Insured Shares and Deposits > $250K (item 17 less item K):
90,625,488
Total Interest Expense (Sum of items 6 8):
184,767
Share Certificates:
327
Number of Accounts for Share Drafts:
6,036
IRA KEOGH Accounts:
99
Number of Accounts for Regular Shares:
9,465
All other shares:
268
Money Market Shares:
99
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
10,562,686
Total Liabilities:
94,135,335
Show More

Valley Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates were mixed as applications for mortgage loans increased 7 percent in the Mortgage Bankers Association Weekly Mortgage Application Survey for the week ending January 18, 2013. Average fixed conforming 30 year mortgage rates were higher and average 30 year fixed jumbo mortgage rates were lower in this week's survey.

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Nordstrom Bank 1 Year CD rates are now at 0.90 percent with a yield of 0.90 percent. View current 1 Year CD rates at Nordstrom Bank below.

Bank or Credit Union Offers and Deals

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16 Financial Institutions Now Offering 1 Year CD Rates at or above 1.00 Percent
Best CD Rates
Disappointing September Jobs Number Sends Interest Rates Lower
Weekly Mortgage Rates: Updated May 25, 2009
Tinker FCU Premium Plus Share Savings Account Rates

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Omaha CD Rates
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Current Mortgage Rates: 30 year Mortgage Rates at 4.94%, 15 Year Mortgage Rates at 4.33%
giantbank.com Money Market Account Rates now at 0.45%
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Valley Federal Credit Union Reviews

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