Valley Financial Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

  1. Home
  2. Credit Unions
  3. Valley Financial Credit Union Deposit Rates

Valley Financial Credit Union12-month CD rates can be found at 3.10%, 6-month CD rates at 4.45% and 3-month CD rates at 4.32%. Savings rates are at 0.20% and money market rates are at 0.85%. Mortgage rates on 30-year fixed loans are around 6.49%. Credit Card rates are at 13.90%. Personal Loan rates are at 13.74%. All these rates, and more, can be found in our database of rates which you can compare to Valley Financial Credit Union rates.

Compare Valley Financial Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Valley Financial Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Valley Financial Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Valley Financial Credit Union? Share your experience about Valley Financial Credit Union by leaving a review below, or read customer reviews before you decide to use Valley Financial Credit Union.

Overall, Valley Financial Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Valley Financial Credit Union
Custer Branch
1541 Custer Ave
Billings, MT 59102
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Valley Financial Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
IAM Federal Credit Union
IAM Federal Credit Union
24-Month CD
4.75%
$1,000
Prime Alliance Bank
Prime Alliance Bank
48-Month CD
3.75%
$500
The Bank of Tescott
The Bank of Tescott
6-Month CD
3.75%
$0
Randolph Brooks FCU
Randolph Brooks FCU
48-Month CD
3.51%
$1,000
Lowell Five SB
Lowell Five SB
35-Month CD
3.50%
$500
Iowa State Bank
Iowa State Bank
Kasasa Checking
3.30%
$0
Customers Bank
Customers Bank
48-Month CD
3.25%
$500
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
36-Month CD
3.25%
$500
First United Bank Dimmitt, TX
First United Bank Dimmitt, TX
36-Month CD
3.20%
$1,000
Truliant Federal Credit Union
Truliant Federal Credit Union
36-Month CD
3.14%
$250
Lyons Federal Bank
Lyons Federal Bank
24-Month CD
3.03%
$50,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
60-Month CD
3.00%
$0
Charter Bank TX
Charter Bank TX
36-Month CD
2.75%
$1,000
Platte Valley Bank North Bend, NE
Platte Valley Bank North Bend, NE
Money Market
2.70%
$500,000
Bank of Zachary
Bank of Zachary
60-Month CD
2.50%
$2,500
F&M Bank of St. Clair
F&M Bank of St. Clair
60-Month CD
2.50%
$500
Triad Bank, N.A.
Triad Bank, N.A.
24-Month CD
2.36%
$1,000
Maries County Bank
Maries County Bank
18-Month CD
2.12%
$1,000
BAC Community Bank
BAC Community Bank
24-Month CD
2.00%
$2,500
Security FSB
Security FSB
24-Month CD
1.76%
$500
Home SB of Wapakoneta
Home SB of Wapakoneta
24-Month CD
1.31%
$500
First State Bank and Trust Bayport, MN
First State Bank and Trust Bayport, MN
48-Month CD
1.26%
$1,000
FNB Of Nokomis
FNB Of Nokomis
6-Month CD
1.20%
$1,000
AHE Plant 3 Federal Credit Union
AHE Plant 3 Federal Credit Union
9-Month CD
1.10%
$500
Citizens State Bank Sheldon, IA
Citizens State Bank Sheldon, IA
12-Month CD
1.00%
$1,000
Grove Bank
Grove Bank
Regular Savings
1.00%
$50
Union State Bank Pell City, AL
Union State Bank Pell City, AL
Money Market
1.00%
$20,000
National Bank of Blacksburg
National Bank of Blacksburg
Money Market
0.95%
$100,000
Freehold Bank
Freehold Bank
60-Month CD
0.65%
$500
Murphy-Wall State B&T Co.
Murphy-Wall State B&T Co.
36-Month CD
0.65%
$1,000
Roxboro Savings Bank
36-Month CD
0.65%
$500
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Money Market
0.50%
$75,000
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
Personal Money Market
0.45%
$1,000
First Keystone Community Bank
First Keystone Community Bank
24-Month CD
0.45%
$1,000
Tipton Latham Bank
Tipton Latham Bank
Savings
0.40%
$0
Ashton State Bank
Ashton State Bank
Passbook Savings
0.35%
$0
ACFCU
ACFCU
Share Savings
0.35%
$50
Bank of Pensacola
Bank of Pensacola
Savings
0.30%
$50
TTNB Turbotville Bank
TTNB Turbotville Bank
12-Month CD
0.30%
$5,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Savings
0.25%
$200
The Citizens Bank Company
The Citizens Bank Company
Statement Savings
0.25%
$75
Vermont State Bank
Vermont State Bank
Savings
0.20%
$25
Catskill Hudson Bank
Catskill Hudson Bank
Statement Savings
0.15%
$100
FNB of Kansas
FNB of Kansas
Money Market
0.15%
$2,500
Metropolitan Bank and Trust Company
Metropolitan Bank and Trust Company
Savings
0.10%
$300
First Federal S&L Bath
First Federal S&L Bath
NOW Checking
0.05%
$100
First State Bank (MI)
First State Bank (MI)
60-Month CD
0.05%
$1,000
First FSB Rochester, IN
First FSB Rochester, IN
Simply Savings
0.03%
$50
Hoyne Savings Bank
Hoyne Savings Bank
NOW Checking
0.01%
$100
First Seacoast Bank
First Seacoast Bank
NOW Checking
0.01%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Valley Financial Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Lakewood Credit Union
Lakewood Credit Union
15 Year Fixed
5.300%
5.390%
0.000
Pioneer Federal Credit Union
Pioneer Federal Credit Union
15-Year Fixed
5.250%
5.491%
0.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.250%
5.629%
2.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
15-Year Fixed
5.500%
5.728%
1.125
Investment Savings Bank
Investment Savings Bank
15-Year Fixed
5.750%
5.852%
0.000
Catholic Vantage Financial Credit Union
Catholic Vantage Financial Credit Union
10 Year Fixed
5.625%
5.903%
0.000
Savings Bank of Danbury
Savings Bank of Danbury
15-Year Fixed
5.875%
5.959%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed
5.875%
6.057%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
5.875%
6.090%
0.000
Seaboard Federal Credit Union
Seaboard Federal Credit Union
5/5 ARM
5.875%
6.147%
0.000
Mutual Security Credit Union
Mutual Security Credit Union
30-Year Fixed
6.125%
6.151%
0.000
A+ Federal Credit Union
A+ Federal Credit Union
10-Year Fixed
5.990%
6.161%
0.000
FNB of River Falls
FNB of River Falls
10-Year Fixed
6.000%
6.168%
0.000
Magnifi Financial Credit Union
Magnifi Financial Credit Union
15 Year Fixed
6.125%
6.266%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
20-Year Fixed
6.125%
6.271%
0.000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
15-Year Fixed
6.250%
6.286%
0.000
FCN Bank, N.A.
FCN Bank, N.A.
15-Year Fixed
6.125%
6.304%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
20 Year Fixed
6.250%
6.331%
0.000
Service Federal Credit Union
Service Federal Credit Union
5/1 ARM Jumbo
5.750%
6.356%
0.000
Morton Lane Federal Credit Union
Morton Lane Federal Credit Union
15 Year Fixed
6.250%
6.356%
0.000
Ontario Shores Federal Credit Union
Ontario Shores Federal Credit Union
15-Year Fixed
6.250%
6.356%
0.000
USB Union Savings Bank
USB Union Savings Bank
7/1 ARM
5.750%
6.361%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.750%
6.370%
0.000
Northwest Community Bank
Northwest Community Bank
7/1 ARM
5.875%
6.371%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
30-Year Fixed
6.375%
6.420%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Valley Financial Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Achieva Credit Union
Achieva Credit Union
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Balance Transfer
8.990%
The balance transfer rate is good only on balances transferred from non-Achieve credit cards.
Y-12 Federal Credit Union
Y-12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Clarity
15.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Visa Signature Rewards
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
1st Northern California Credit Union
1st Northern California Credit Union
Visa Premier
9.900%
Randolph Brooks FCU
Randolph Brooks FCU
World Cash Back Credit Card Mastercard
18.000%
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Student Rewards Card
17.990%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
1st Valley Credit Union
1st Valley Credit Union
Platinum Visa
8.750%
ACFCU
ACFCU
Platinum Card Visa
18.240% - 29.240%
Platinum: 0% introductory APR for the first 18 billing cycles. After that, 18.24% to 29.24% based on your creditworthiness when you open your account.
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Canyon View Credit Union
Canyon View Credit Union
Visa Secure Card
13.740%
ABNB Federal Credit Union
ABNB Federal Credit Union
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
America First Federal Credit Union
America First Federal Credit Union
PLATINUM REWARDS VISA
14.740%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Valley Financial Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Signature Personal Loan
12.650%
$0 - $15,000
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
10.490%
$0
60 - 60
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
1st Valley Credit Union
1st Valley Credit Union
AMP Loan
10.500%
$0
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Open End Line-of-Credit
11.990%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Line of Credit
13.450%
$0
Achieve Credit Union
Achieve Credit Union
Personal Loan
8.950%
$0
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Y-12 Federal Credit Union
Y-12 Federal Credit Union
Access Line Of Credit
16.240%
$0
Access Community Credit Union
Access Community Credit Union
Personal Loans
12.990%
$0
13 - 60
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.110%
$1,500 - $15,000
48 - 48
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
9.990% - 16.240%
$0
61 - 66
Access Federal Credit Union
Access Federal Credit Union
Consolidation Loans
13.060%
$0
1 - 36
America First Federal Credit Union
America First Federal Credit Union
Personal Loan
12.990%
$0
12
InFirst Bank
InFirst Bank
Personal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
8.490%
$0
36 - 36
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
InFirst Bank
InFirst Bank
Personal Loan
13.000% - 13.140%
$1,500 - $15,000
36 - 36
Security Service Federal Credit Union
Security Service Federal Credit Union
Debt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Achieve Financial Credit Union
Achieve Financial Credit Union
Unsecured/Personal Loans
8.990%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
10.250%
$0
37 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Valley Financial Credit Union rate data right now, check back for updates, we are adding rates all the time.

Valley Financial Credit Union Information

Credit Union Name: Valley Financial Credit Union
Full Time Employees: 115
Part Time Employees: 1
President: Wes Oja
CEO: Casey Klein
Branch Locations: 11
ATM Locations: 9
Corporate Office Address:
1541 Custer Ave
Billings, MT 59102
Phone Number: 406-656-9100
Fax Number: 406-655-5085

Valley Financial Credit Union Financials

Total Assets:
462,882,823
Total Amount of Shares and Deposits:
402,193,064
Total Shares and Deposits < 1 Year:
376,866,142
Total Shares and Deposits 1 3 Years:
12,666,845
Total Shares and Deposits > 3 Years:
12,660,077
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
32,962,857
Total Uninsured Shares and Deposits > $250K (F+J):
32,962,902
Total Insured Shares and Deposits > $250K (item 17 less item K):
369,230,162
Total Interest Expense (Sum of items 6 8):
1,420,245
Share Certificates:
4,398
Number of Accounts for Share Drafts:
20,949
IRA KEOGH Accounts:
1,012
Number of Accounts for Regular Shares:
44,477
Non Member Deposits:
1
Money Market Shares:
1,943
Net Income (unless the amount is already included in Undivided Earnings):
1,113,549
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
46,507,089
Total Liabilities:
409,178,685
Show More

Valley Financial Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
No Cost Bill Payer:
Yes
Student Scholarships:
1
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
No
Account Aggregation:
1
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Debt issues in Europe and slowing economies around the world will probably bring another round of quantitative easing from the U.S. Federal Reserve according to a recent survey. In CNBC's "snap" survey 58 market professionals believe the Fed will start another around of quantitative easing sometime over the next year. That's up from 33 professionals just 6 weeks ago.
Average auto loan rates was mixed this week compared to last week. Interest rates on mortgages and auto loans have been heading higher as rates have increased. Since the economy is recovering and hiring as picked up we will see higher auto loan rates in 2011 as the Fed raises the Fed funds rate and banks raise rates. 
taxpayers-own-70-of-general-motorsThere are reports that the U.S. Government will provide up to $50 billion in new aid to help General Motors restructure. As a result, the government (taxpayers) will own 70 percnt of the restructured company.

Bank or Credit Union Offers and Deals

15 Year Mortgage Rates Hit New All-Time Record Low at 2.61%
Mortgage Rates 5-31: Mortgage Rates Lower, Home Prices Lower
Ally Bank CD Rates - Bank Increases Most CD Rates, Lowers 1 Year CD
State Farm Bank Money Market Account Rates now at 0.30%
Higher Mortgage Rates - 15 Year Conforming Rates at 3.20 Percent
Home Mortgage Rates and Current Refinance Mortgage Rates: 30 Year Mortgage Rates at 4.26%, 15 Year Mortgage Rates at 3.65%
We Have a New Top CD Rate on our 12 Month CD Rates List
Savings Rate Up in February as Savings Account Rates Continue to Decline
Today's Mortgage Rates Increase: 30 Year Conforming Mortgage Rates Averaging 3.46 Percent
Current Mortgage Rates Hit New Low in 2014

Alternative Bank and Credit Union Offers to Explore

Current Mortgage Rates: 30 Year Mortgage Rates at 4.94% and 15 Year Mortgage Rates at 4.33%
Mortgage Rates and Refinance Rates Stable: 30 Year Mortgage Rates at 4.74%, 15 Year Mortgage rates at 3.99%
AloStar Bank Still has Highest 6 Month CD Rate Even with Decrease
Goldwater Bank CD Rates
Mortgage Shopping Simplified: Finding the Best Rates and Terms
Best Savings Rates in Florida: Highest Savings APY in Miami 1.15%
Credit Union of Colorado Current CD Rates
CD Rates Continue to Move Higher in 2018
Marathon Bank CD Rates and Jumbo CD Rates
Certificate of Deposit Ladder

Valley Financial Credit Union Reviews

There are no reviews for Valley Financial Credit Union yet. Feel free to create one below.
Average Rating
☆☆☆☆☆
Total Reviews
0
Add Your Rating and Review for Valley Financial Credit Union
Your Name:
Your Rating:

See how Valley Financial Credit Union Compares to other credit unions