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Vanderbilt Credit Union Rates and Review January 2026

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Vanderbilt Credit Union12-month CD rates can be found at 1.76%, 6-month CD rates at 1.50% and 3-month CD rates at 2.00%. Savings rates are at 0.02% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 6.23%. Credit Card rates are at 8.99%. Personal Loan rates are at 10.49%. All these rates, and more, can be found in our database of rates which you can compare to Vanderbilt Credit Union rates.

Compare Vanderbilt Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Vanderbilt Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Rate Updates and Availability

Vanderbilt Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Vanderbilt Credit Union? Share your experience about Vanderbilt Credit Union by leaving a review below, or read customer reviews before you decide to use Vanderbilt Credit Union.

Overall, Vanderbilt Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

Vanderbilt Credit Union
Vanderbilt University Employees Credit Union
Suite 100
Nashville, TN 37232 0001
Member NCUA
MonitorBankRates' Rating
5/5
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CD & Savings Rate Comparison

Bank
Product
APY
Min Dep
Midwest Rewards Checking
4.07%
$100
ManageMINT Emerald Money Market
4.00%
$250,000
12-Month CD
3.85%
$1,000
18-Month CD
3.80%
$1,000
24-Month CD
3.75%
$25,000
12-Month CD
3.60%
$5,000
24-Month CD
3.35%
$500
36-Month CD
3.30%
$50,000
12-Month CD
3.30%
$1,000
18-Month CD
3.30%
$500
12-Month CD
3.28%
$1,000
6-Month CD
3.25%
$2,000
24-Month CD
3.15%
$1,000
24-Month CD
3.00%
$2,500
18-Month CD
3.00%
$1,000
48-Month CD
2.82%
$1,000
18-Month CD
2.78%
$500
60-Month CD
2.75%
$500
36-Month CD
2.50%
$1,000
18-Month CD
2.30%
$1,000
60-Month CD
2.25%
$1,000
48-Month CD
2.25%
$100
12-Month CD
2.16%
$1,000
48-Month CD
2.02%
$500
12-Month CD
2.00%
$1,000
60-Month CD
1.66%
$500
Business High Yield Money Market
1.50%
$100,000
60-Month CD
1.35%
$500
60-Month CD
1.25%
$500
Premier Money Market
1.25%
$10,000
60-Month CD
1.21%
$1,000
6-Month CD
1.21%
$250
12-Month CD
1.02%
$500
18-Month CD
1.00%
$1,000
12-Month CD
0.90%
$250
3-Month CD
0.81%
$500
36-Month CD
0.60%
$500
24-Month CD
0.60%
$2,500
Personal Savings
0.50%
$100
Money Market
0.50%
$1,000
Pinnacle Money Market
0.50%
$10,000
60-Month CD
0.30%
$0
Money Market
0.25%
$0
Money Market
0.25%
$2,500
Passbook Savings
0.20%
$5
Platinum Savings
0.15%
$10
12-Month CD
0.10%
$1,000
Platinum Money Market
0.02%
$0
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rate Comparison

Lender
Product
Rate
APR
Points
6.000%
6.107%
0.000
10 Year Fixed
5.750%
5.883%
0.000
10-Year Fixed
5.375%
5.590%
0.000
6.000%
6.031%
0.000
5.375%
6.220%
0.000
5.625%
5.760%
0.375
5.750%
5.789%
0.000
15-Year Fixed
5.625%
5.750%
0.000
5.650%
5.986%
0.000
30-Year Fixed VA
5.375%
5.599%
1.000
4.875%
5.275%
0.000
30-Year Fixed
5.750%
5.842%
0.000
5.750%
5.907%
0.000
4.740%
7.533%
0.000
4.750%
5.730%
0.000
6.125%
6.346%
0.000
6.000%
6.070%
0.000
5.500%
5.574%
0.000
15-Year Fixed Jumbo
6.000%
6.111%
0.000
20-Year Fixed
5.750%
5.870%
0.000
4.750%
4.816%
0.000
6.375%
6.662%
0.000
30-Year Fixed Jumbo
6.500%
6.553%
0.000
30-Year Fixed
5.875%
6.000%
0.000
15-Year Fixed
4.625%
4.990%
2.000
15-Year (Jumbo)
5.000%
5.019%
0.000
5.750%
5.858%
0.000
5-Year ARM Jumbo
5.250%
4.635%
0.000
5.500%
5.803%
0.000
5.500%
5.799%
0.000
5.875%
6.099%
0.000
15-Year Fixed (Jumbo)
6.000%
6.000%
0.000
6.000%
6.000%
0.000
5.250%
5.506%
0.000
30 Year Fixed Jumbo
6.250%
6.263%
0.000
7/1 ARM Jumbo
5.500%
5.503%
0.000
5.500%
5.688%
0.125
20-Year Fixed
5.875%
5.968%
0.000
20 Year Fixed
6.500%
6.628%
0.000
30-Year Fixed
6.000%
6.046%
0.000
5.250%
5.287%
0.000
30-Year Fixed
6.250%
6.306%
0.000
30 Year Fixed
6.000%
6.130%
0.000
15-Year Fixed
5.750%
5.943%
0.000
5.625%
5.899%
0.000
30-Year Fixed
6.375%
6.504%
0.000
5.625%
5.700%
0.000
5.625%
5.846%
0.000
15 Year Fixed
5.500%
5.677%
0.000
30-Year Fixed
6.125%
6.307%
0.000
View 50 More

Credit Card Rate Comparison

Institution
Product
APR
Notes
Access FCU Visa Classic
13.500%
Visa Platinum Preferred
14.240% - 17.990%
16.490% - 17.990%
14.740%
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
Visa Platinum Credit Card
8.500%
As low as 8.50%
14.000%
Member First VISA
15.040%
No balance transfer fees or annual fees.
ABNB VISA Signature
14.740% - 17.740%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Security Service Power Travel Rewards World MasterCard
16.250% - 17.250%
18.000%
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
11.900%
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Academic VISA® Classic
15.400%
Achieva Mastercard Credit Card
12.490% - 25.490%
12.49% to 25.49% when you open your account, based on your creditworthiness.
Platinum Visa
15.350%
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Security Service Power Rewards MasterCard
18.000%
Visa Crimson Card
13.240%
18.000%
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
SIGNATURE 1% CASH BACK VISA
14.740%
Unlimited 1% Cash Back Signature Card
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Personal Loan Rate Comparison

Institution
Product
APR
Loan Amt
Loan Term Months
Personal Loans
11.000%
$0
37 - 60
9.990% - 18.000%
$0 - $50,000
Preferred Personal Loan
10.000%
$0
60
12.500%
$0
60 - 60
9.900%
$0
10.890%
$0
60
Access Line Of Credit
16.240%
$0
Personal Line of Credit
12.950% - 18.000%
$0
11.240%
$0 - $10,000
60 - 60
Summer/Holiday Loans
9.500%
$0
13.240%
$0 - $2,000
36 - 36
Signature Loans
12.990%
$0
48
13.490%
$0 - $5,000
48 - 48
Unsecured Signature Loan
10.250%
$0
25 - 36
7.990%
$0 - $30,000
Personal Lines of Credit
11.900% - 19.400%
$0
14.700%
$8,000
60 - 60
13.740%
$0
60
8.500%
$0 - $6,000
42
12.250% - 17.000%
$0 - $20,000
New Signature Loans
8.990%
$0
9.990% - 16.240%
$0
61 - 66
10.000%
$0
1 - 36
Unsecured (Signature) Loan
11.000%
$0 - $500
11.740% - 17.990%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Vanderbilt Credit Union rate data right now.

Credit Union Profile & Overview

Credit Union Name: Vanderbilt Credit Union
Full Time Employees: 10
Part Time Employees: 1
President: Mario Avila
CEO: Mike McDonald
Branch Locations: 2
ATM Locations: 1
Corporate Office Address:
Suite 100
Nashville, TN 37232 0001
Phone Number: 615-936-0300
Fax Number: 615-936-0464

Financials

Total Assets:
52,919,662
Total Amount of Shares and Deposits:
47,345,966
Total Shares and Deposits < 1 Year:
45,472,857
Total Shares and Deposits 1 3 Years:
1,873,109
Total Insured Shares and Deposits > $250K (item 17 less item K):
47,345,966
Total Interest Expense (Sum of items 6 8):
428,656
Share Certificates:
286
Number of Accounts for Share Drafts:
2,327
Number of Accounts for Regular Shares:
6,284
All other shares:
28
Money Market Shares:
47
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
5,531,389
Total Liabilities:
47,858,763
Show More
Source: NCUA Last Updated 09/30/2025

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Frequently Asked Questions About Vanderbilt Credit Union

Is a member application needed to join Vanderbilt Credit Union?

Yes, to access services at Vanderbilt Credit Union, a member application is required.

Is there a first-time homebuyer program?

Currently, Vanderbilt Credit Union provides a range of mortgage and home equity products.

Is Vanderbilt Credit Union a safe place to deposit money?

Yes, Vanderbilt Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor.

Does Vanderbilt Credit Union offer online and mobile banking?

Most modern institutions like Vanderbilt Credit Union provide digital access including online balance checks and transfers.

Current Vanderbilt Credit Union Rates

ProductAPY

Rates subject to change.

Compare to other Credit Unions