VAPR Federal Credit Union Rates and Review January 2026
Compare VAPR Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of VAPR Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and AvailabilityVAPR Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at VAPR Federal Credit Union? Share your experience about VAPR Federal Credit Union by leaving a review below, or read customer reviews before you decide to use VAPR Federal Credit Union. Overall, VAPR Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. VAPR Federal Credit Union VAPR Plaza Branch and Administration Office 2400 Carretera 177 Guaynabo, PR 00969  CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVisa Platinum Preferred
14.240% - 17.990%
Low Rate Credit Card
13.240%
Inspire Mastercard
13.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonPersonal Loan
12.000% - 12.090%
$1,500 - $15,000
60 - 60
Personal Loans
11.900%
$0 - $15,000
24 - 60
Personal Loan
10.990%
$0 - $10,000
60 - 60
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have VAPR Federal Credit Union rate data right now. Credit Union Profile & OverviewCredit Union Name: VAPR Federal Credit Union
Website: https://www.vaprfcu.com
Full Time Employees: 67Part Time Employees: 0 President: Eduardo Ortega CEO: Jose Ramos Monell Branch Locations: 4 ATM Locations: 3 Corporate Office Address:
2400 Carretera 177
Guaynabo, PR 00969 Phone Number: 787-773-7600 Fax Number: 787-773-7611 FinancialsTotal Assets:
298,246,753
Total Amount of Shares and Deposits:
269,319,822
Total Shares and Deposits < 1 Year:
256,026,116
Total Shares and Deposits 1 3 Years:
11,885,355
Total Shares and Deposits > 3 Years:
1,408,352
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
19,641,321
Total Uninsured Shares and Deposits > $250K (F+J):
19,641,321
Total Insured Shares and Deposits > $250K (item 17 less item K):
249,678,501
Total Interest Expense (Sum of items 6 8):
2,452,376
Share Certificates:
2,205
Number of Accounts for Share Drafts:
1,895
IRA KEOGH Accounts:
1,229
Number of Accounts for Regular Shares:
22,885
All other shares:
15,514
Non Member Deposits:
2
Net Income (unless the amount is already included in Undivided Earnings):
2,558,078
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
19,635,022
Total Liabilities:
270,460,552
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About VAPR Federal Credit UnionIs a member application needed to join VAPR Federal Credit Union?Yes, to access services at VAPR Federal Credit Union, a member application is required. Is there a first-time homebuyer program?Currently, VAPR Federal Credit Union provides a range of mortgage and home equity products. Is VAPR Federal Credit Union a safe place to deposit money?Yes, VAPR Federal Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does VAPR Federal Credit Union offer online and mobile banking?Most modern institutions like VAPR Federal Credit Union provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 3.00%, 6-month CD rates at 3.70% and 3-month CD rates at 1.41%. Savings rates are at 0.25% and money market rates are at 1.55%. Mortgage rates on 30-year fixed loans are around 6.05%. Credit Card rates are at 11.50%. Personal Loan rates are at 5.74%. All these rates, and more, can be found in our database of rates which you can compare to 
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