Vystar Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Vystar Credit Union's 24-Month CD rates are at 4.65%, 12-Month CD rates are at 3.70%, 36-Month CD rates are at 3.60%, 48-Month CD rates are at 3.50%, 18-Month CD rates are at 3.50%. Vystar Credit Union's savings rates are at 0.10%. Vystar Credit Union's money market rates are at 1.50%. Vystar Credit Union's 30-Year Fixed rates are at 7.12%, 15-Year Fixed rates are at 6.62%, 5/5 ARM rates are at 6.12%, 30-Year Fixed Jumbo rates are at 6.50%. Vystar Credit Union's Personal Loan Rates are at 10.00. Vystar Credit Union's Credit Card Rates are at 15.35.

Vystar Credit Union

Compare Vystar Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Vystar Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Vystar Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Vystar Credit Union? Share your experience about Vystar Credit Union by leaving a review below, or read customer reviews before you decide to use Vystar Credit Union.

Overall, Vystar Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.70%
18-Month CD
3.50%
24-Month CD
4.65%
36-Month CD
3.60%
48-Month CD
3.50%
60-Month CD
3.40%
Savings
0.10%
MMA
1.50%
30-Year Fixed
7.19%
Credit Card
15.35%
Personal Loan
10.00%
Vystar Credit Union
Corporate Office (VyStar Tower)
76 S Laura St
Jacksonville, FL 32202 3433
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Vystar Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
FinWise Bank
FinWise Bank
15-Month CD Special
5.50%
$500
BMO Alto
BMO Alto
Online Savings Account
5.10%
$0
Merchants Bank of Indiana
Merchants Bank of Indiana
Money Market Savings
5.00%
$50
Farmers Trust & Savings Bank Earling, IA
Farmers Trust & Savings Bank Earling, IA
6-Month CD
5.00%
$5,000
Three Rivers Bank of Montana
Three Rivers Bank of Montana
Kasasa Saver Savings Account
5.00%
$100
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
13-Month CD
5.00%
$500
First National Bank and Trust AL
First National Bank and Trust AL
12-Month CD
4.75%
$1,000
Clinton Savings Bank
Clinton Savings Bank
8-Month CD special
4.75%
$10,000
Vystar Credit Union
Vystar Credit Union
24-Month CD
4.65%
$500
Bank of Star Valley
Bank of Star Valley
6-Month CD
4.58%
$250
705 Federal Credit Union
705 Federal Credit Union
12-Month CD certificate
4.32%
$500
Sikorsky Credit Union
Sikorsky Credit Union
18-Month CD (Certificate)
4.00%
$500
Pentucket Bank
Pentucket Bank
24-Month CD
3.90%
$500
Vystar Credit Union
Vystar Credit Union
12-Month CD
3.70%
$500
Vystar Credit Union
Vystar Credit Union
36-Month CD
3.60%
$500
Elgin State Bank
Elgin State Bank
33-Month CD
3.50%
$1,000
Vystar Credit Union
Vystar Credit Union
18-Month CD
3.50%
$500
Vystar Credit Union
Vystar Credit Union
48-Month CD
3.50%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
60-Month CD
3.45%
$1,000
Vystar Credit Union
Vystar Credit Union
60-Month CD
3.40%
$500
Premier Bank Omaha, NE
Premier Bank Omaha, NE
60-Month CD
3.29%
$500
Abound Federal Credit Union
Abound Federal Credit Union
48-month CD (Certificate)
3.25%
$500
First Bank Waverly, IA
First Bank Waverly, IA
Premier Rewards Checking Account
3.04%
$0
OSB Odin State Bank
OSB Odin State Bank
Money Market Account-Tier 5
3.04%
$250,000
Community State Bank Shelbina, MO
Community State Bank Shelbina, MO
60-Month CD
3.04%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
60-Month CD
3.03%
$1,000
Clear Lake Bank and Trust Company
Clear Lake Bank and Trust Company
48-Month CD
3.00%
$1,000
Iron Workers SB
Iron Workers SB
36-Month CD
3.00%
$500
Gate City Bank
Gate City Bank
60-Month CD
2.75%
$1,000
1st United Credit Union
1st United Credit Union
60-Month CD certificate bump
2.50%
$250
Chain Bridge Bank
Chain Bridge Bank
24-Month CD
2.46%
$500
Community First Bank of Indiana
Community First Bank of Indiana
36-Month CD
2.25%
$1,000
Port Washington State Bank
Port Washington State Bank
24-Month CD
2.25%
$10,000
First Security Bank of Deer Lodge
First Security Bank of Deer Lodge
48-Month CD
2.02%
$1,000
First FarmBank
First FarmBank
Explorer Savings Account
2.00%
$10
Pioneer Community Bank, Inc.
Pioneer Community Bank, Inc.
18-Month CD
1.51%
$1,000
Eastern Connecticut Savings Bank
Eastern Connecticut Savings Bank
60-Month CD
1.50%
$500
Vystar Credit Union
Vystar Credit Union
Money Market
1.50%
$250,000
PennCrest Bank
PennCrest Bank
48-Month CD
1.25%
$100
Minnstar Bank
Minnstar Bank
Elite Savings
1.00%
$0
Grand Rapids SB
Grand Rapids SB
60-Month CD
0.80%
$1,000
Interstate Bank
Interstate Bank
Interest Checking Now
0.75%
$500
Mayville State Bank
Mayville State Bank
60-Month CD
0.70%
$1,000
FLC Bank
FLC Bank
60-Month CD
0.65%
$2,000
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
Sugar River Bank
Sugar River Bank
60-Month CD
0.65%
$500
Citizens National Bank Cameron, TX
Citizens National Bank Cameron, TX
Savings Account
0.40%
$0
5 Star Bank
5 Star Bank
30-Month CD
0.40%
$500
Wrentham Co-operative Bank
Wrentham Co-operative Bank
18-Month CD
0.35%
$500
Champlain National Bank
Champlain National Bank
Money Market
0.27%
$1,000
GCSB Swayzee, IN
GCSB Swayzee, IN
Savings Account
0.25%
$25
Buena Vista National Bank
Buena Vista National Bank
Instant Checking
0.15%
$50
Merrimack County SB
Merrimack County SB
Everyday Savings Account
0.10%
$100
Vystar Credit Union
Vystar Credit Union
Regular Savings
0.10%
$50
First FSB of Champaign Urbana
First FSB of Champaign Urbana
6-Month CD
0.08%
$1,000
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
Money Market
0.05%
$25
First Southern State Bank
First Southern State Bank
Savings Account
0.05%
$0
BayVanguard Bank
BayVanguard Bank
Money Market
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Vystar Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Mutual Security Credit Union
Mutual Security Credit Union
5/1 ARM
5.500%
5.614%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
15-Year Fixed
5.625%
5.681%
0.000
1st Northern California Credit Union
1st Northern California Credit Union
10-Year Fixed
5.500%
5.716%
0.500
PNC Bank
PNC Bank
15-Year Fixed
5.625%
5.877%
0.975
Wells Fargo
Wells Fargo
15 Year Fixed
5.625%
5.923%
1.000
Hatboro Federal Savings
Hatboro Federal Savings
15-Year Fixed
5.625%
6.013%
2.000
Chase Bank
Chase Bank
15-Year Fixed
6.000%
6.165%
0.000
Farmers State Bank (Marion, IA)
Farmers State Bank (Marion, IA)
15-Year Fixed
6.125%
6.198%
0.000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
15-Year Fixed
6.125%
6.242%
0.000
The Bank of Brodhead
The Bank of Brodhead
15-Year Fixed
6.250%
6.323%
0.000
First Hope Bank
First Hope Bank
15-Year Fixed
6.125%
6.345%
0.000
People\'s Alliance Federal Credit Union
People\'s Alliance Federal Credit Union
20 Year Fixed
0.000%
6.375%
1.000
FirstBank of Nebraska
FirstBank of Nebraska
30-Year Fixed
6.375%
6.376%
0.000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
15-Year Fixed
6.375%
6.433%
0.000
Nuvision Federal Credit Union
Nuvision Federal Credit Union
30-Year Fixed
6.250%
6.436%
1.125
First FSB of Champaign Urbana
First FSB of Champaign Urbana
15-Year Fixed
6.375%
6.450%
0.000
Sacramento Credit Union
Sacramento Credit Union
15 Year Fixed
6.125%
6.484%
1.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed Jumbo
6.500%
6.524%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
6.125%
6.550%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.875%
6.568%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
10-Year Fixed
6.500%
6.610%
0.500
Citizens Federal S&LA
Citizens Federal S&LA
10-Year Fixed
6.375%
6.635%
0.500
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed Jumbo
6.625%
6.640%
0.500
Teachers Federal Credit Union
Teachers Federal Credit Union
20-Year Fixed
6.625%
6.690%
0.500
Finance Factors
Finance Factors
30-Year Fixed
6.375%
6.717%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Vystar Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
ACFCU
ACFCU
Travel Rewards+ Card Visa
19.740% - 29.740%
Earn 4x unlimited points on travel and more, plus receive a $250 bonus.
America First Federal Credit Union
America First Federal Credit Union
CLASSIC REWARDS VISA
18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Classic
12.960%
Achieve Financial Credit Union
Achieve Financial Credit Union
Visa Platinum with Rewards
9.900%
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Low Rate
14.000%
Y 12 Federal Credit Union
Y 12 Federal Credit Union
VISA Signature Rewards
16.740% - 18.000%
Abbey Credit Union
Abbey Credit Union
VISA® Gold
11.960%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
University First Federal Credit Union
University First Federal Credit Union
Visa Crimson Card
13.240%
First Technology Federal Credit Union
First Technology Federal Credit Union
Odyssey Rewards World Elite Mastercard
12.240%
BECU Boeing Employees Credit Union
BECU Boeing Employees Credit Union
BECU Cash Back Visa
16.240% - 27.240%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Platinum
10.900%
Abnb Federal Credit Union
Abnb Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
A & S Federal Credit Union
A & S Federal Credit Union
Visa Classic Card
12.900%
No annual fee
ACFCU
ACFCU
Reserve Rewards+ Card Visa
19.740% - 29.740%
Enjoy premium rewards and benefits, plus receive a $500 bonus.
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
4u Federal Credit Union
4u Federal Credit Union
Credit Card
10.150%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Vystar Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
12.500%
$0
60 - 60
Randolph Brooks FCU
Randolph Brooks FCU
Signature Personal Loan
12.150% - 18.000%
$0
49 - 60P
Academic Federal Credit Union
Academic Federal Credit Union
Debt Consolidation Loan
9.000%
$0
108
ACMG Federal Credit Union
ACMG Federal Credit Union
Personal Loans
8.990%
$0
36
1st United Credit Union
1st United Credit Union
Personal Loan
10.890%
$0
60
Abco Federal Credit Union
Abco Federal Credit Union
Vacation Loans
10.490%
$0
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Acadia Federal Credit Union
Acadia Federal Credit Union
Personal Loans
11.900%
$0 - $15,000
24 - 60
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
Personal Loan
11.990%
$0
802 Credit Union
802 Credit Union
Personal/Signature
10.990%
$0
24 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Aaec Credit Union
Aaec Credit Union
Education (tuition bill required)
8.250%
$0
60
Achieva Credit Union
Achieva Credit Union
Personal Loan
11.000%
$0
1 - 12
Aac Credit Union
Aac Credit Union
Signature Loans
12.990%
$0
48
Achieve Financial Credit Union
Achieve Financial Credit Union
Credit Builder Loan
9.000%
$0
University First Federal Credit Union
University First Federal Credit Union
Personal Loans
13.240%
$0 - $2,000
36 - 36
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Vystar Credit Union Information

Credit Union Name: Vystar Credit Union
Full Time Employees: 2241
Part Time Employees: 219
President: Phillip (Kem) Siddons
CEO: Brian Wolfburg
Branch Locations: 91
ATM Locations: 71
Corporate Office Address:
76 S Laura St
Jacksonville, FL 32202 3433
Phone Number: 904-777-6000
Fax Number:

Vystar Credit Union Financials

Total Assets:
13,415,368,827
Total Amount of Shares and Deposits:
10,362,163,834
Total Shares and Deposits < 1 Year:
9,105,619,360
Total Shares and Deposits 1 3 Years:
1,114,492,343
Total Shares and Deposits > 3 Years:
142,052,131
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
759,000,302
Total Uninsured Shares and Deposits > $250K (F+J):
761,307,837
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,600,855,997
Total Interest Expense (Sum of items 6 8):
180,642,336
Share Certificates:
51,160
Number of Accounts for Share Drafts:
685,260
IRA KEOGH Accounts:
28,309
Number of Accounts for Regular Shares:
1,003,575
All other shares:
24,603
Non Member Deposits:
350
Money Market Shares:
61,641
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
318,219,984
Total Liabilities:
12,752,629,813
Show More

Vystar Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Last Friday, a lackluster employment report for the month of March was released and as a result today's mortgage rates are lower. In the March Labor Report released by the United States Department of Labor and the Bureau of Labor Statics, non-farm payrolls increased by 88,000 jobs. Most analysts surveyed were expecting a gain of 200,000 jobs.
Bond yields and mortgage rates have risen over the past several months while savings rates and money market rates remain stuck at low levels. Rates fell to record lows after the financial crisis and recession over 6 years ago and will stay low because the Federal Reserve is suppressing rates to spur growth.
Texas Trust Credit Union is offering several different types of savings accounts and two money market accounts. Savings accounts include a Regular Share Savings Account, a Secondary Share Savings Account, a Clubhouse Savings Account, a MasterCard Savings Account, a Visa Share Savings Account and a Regular Individual Retirement Account Savings Account. Money market accounts include the credit union's Money Market Account and Mega Money Market Account.

Bank or Credit Union Offers and Deals

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Mortgage Rates: Record Low Mortgage Rates Today, 30 Year Mortgage Rates at 4.14%
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Vystar Credit Union Reviews

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