Vystar Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Vystar Credit Union's 24-Month CD rates are at 4.65%, 12-Month CD rates are at 3.70%, 36-Month CD rates are at 3.60%, 48-Month CD rates are at 3.50%, 18-Month CD rates are at 3.50%. Vystar Credit Union's savings rates are at 0.10%. Vystar Credit Union's money market rates are at 1.50%. Vystar Credit Union's 30-Year Fixed rates are at 7.00%, 5/5 ARM rates are at 6.25%, 15-Year Fixed rates are at 6.62%, 30-Year Fixed Jumbo rates are at 6.62%. Vystar Credit Union's Personal Loan Rates are at 10.00. Vystar Credit Union's Credit Card Rates are at 15.35.

Vystar Credit Union

Compare Vystar Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Vystar Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Vystar Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Vystar Credit Union? Share your experience about Vystar Credit Union by leaving a review below, or read customer reviews before you decide to use Vystar Credit Union.

Overall, Vystar Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.70%
18-Month CD
3.50%
24-Month CD
4.65%
36-Month CD
3.60%
48-Month CD
3.50%
60-Month CD
3.40%
Savings
0.10%
MMA
1.50%
30-Year Fixed
7.07%
Credit Card
15.35%
Personal Loan
10.00%
Vystar Credit Union
Corporate Office (VyStar Tower)
76 S Laura St
Jacksonville, FL 32202 3433
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Vystar Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
State Bank of Newburg
State Bank of Newburg
36-Month CD
5.12%
$10,000
Sanborn Savings Bank
Sanborn Savings Bank
5-Month CD (special)
5.07%
$10,000
Midwest Heritage Bank
Midwest Heritage Bank
6-Month CD
5.03%
$5,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
12-Month CD
5.00%
$1,000
Think Mutual Bank
Think Mutual Bank
6-Month CD
4.70%
$250
Vystar Credit Union
Vystar Credit Union
24-Month CD
4.65%
$500
Needham Bank
Needham Bank
12-Month CD
4.50%
$1,000
North Shore Bank Co-op
6-Month CD
4.50%
$1,000
Old Point National Bank of Phoebus
Old Point National Bank of Phoebus
10-Month CD special
4.50%
$1,000
New Horizon Bank
New Horizon Bank
24-Month CD
4.07%
$500
FSB of Rosemount
FSB of Rosemount
60-Month CD
3.75%
$500
CorTrust Bank
CorTrust Bank
3-Month CD
3.75%
$2,500
Vystar Credit Union
Vystar Credit Union
12-Month CD
3.70%
$500
Vystar Credit Union
Vystar Credit Union
36-Month CD
3.60%
$500
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
48-Month CD share certificate
3.55%
$1,000
Vystar Credit Union
Vystar Credit Union
18-Month CD
3.50%
$500
Vystar Credit Union
Vystar Credit Union
48-Month CD
3.50%
$500
Vystar Credit Union
Vystar Credit Union
60-Month CD
3.40%
$500
West Union Bank
West Union Bank
10-Month CD
3.25%
$500
Peoples Bank of Kankakee County
Peoples Bank of Kankakee County
12-Month CD
3.05%
$5,000
Conway National Bank (CNB)
Conway National Bank (CNB)
30-Month CD
3.05%
$500
Lyons Federal Bank
Lyons Federal Bank
18-Month CD
3.03%
$50,000
Volunteer State Bank
Volunteer State Bank
18-Month CD
2.85%
$1,000
Woodlands National Bank
Woodlands National Bank
36-Month CD
2.81%
$10,000
VirtualBank
VirtualBank
2-Month CD
2.74%
$0
First National Bank in Marlow
First National Bank in Marlow
18-Month CD
2.70%
$500
Petefish, Skiles & Co.
60-Month CD
2.52%
$5,000
Port Richmond Savings
Port Richmond Savings
12-Month CD
2.28%
$500
Northwest Bank Warren, PA
Northwest Bank Warren, PA
Affinity Premier Money Market
2.25%
$100,000
City Credit Union
City Credit Union
Business Money Market
1.95%
$100,000
Vystar Credit Union
Vystar Credit Union
Money Market
1.50%
$250,000
Bank of Hillsboro
Bank of Hillsboro
Preferred Checking w/requirements
1.26%
$50
Karnes County National Bank
Karnes County National Bank
Money Market
1.25%
$0
West Plains S&L
West Plains S&L
60-Month CD
1.05%
$1,000
Fulton Bank
Fulton Bank
36-Month CD
1.01%
$1,000
Grove Bank
Grove Bank
Now Checking
1.00%
$900
Cornhusker Bank
Cornhusker Bank
18-Month CD
0.90%
$1,000
Bank of Dudley
Smart Start Savings
0.75%
$1
F&M Union Bank
Interest Checking
0.50%
$5,000
CNB Clinton National Bank
CNB Clinton National Bank
18-Month CD
0.50%
$500
Security State Bank of Marine
Security State Bank of Marine
24-Month CD
0.45%
$300
BrioDirect
BrioDirect
48-Month CD
0.45%
$500
First FSB of Mascoutah
First FSB of Mascoutah
Platinum Checking
0.35%
$500
Hometown Bank of PA
Hometown Bank of PA
24-Month CD
0.35%
$1,000
Skowhegan Savings Bank
Skowhegan Savings Bank
36-Month CD
0.35%
$500
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
18-Month CD
0.30%
$1,000
Pulaski Savings Bank
Pulaski Savings Bank
12-Month CD
0.30%
$500
Westmoreland Federal S&L
Westmoreland Federal S&L
6-Month CD
0.25%
$1,000
1st Bank Yuma
1st Bank Yuma
1st Premium Money Market
0.20%
$25,000
Bank of New Hampshire
Bank of New Hampshire
24-Month CD
0.20%
$500
Comerica Bank & Trust, N.A.
Comerica Bank & Trust, N.A.
36-Month CD
0.15%
$1
First Horizon
First Horizon
36-Month CD
0.10%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
Interest-Bearing Checking
0.10%
$100
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Regular Savings
0.10%
$0
Vystar Credit Union
Vystar Credit Union
Regular Savings
0.10%
$50
First FSB of Angola
First FSB of Angola
Hi-Fi Money Market
0.05%
$1
United Bank of Philadelphia
United Bank of Philadelphia
Personal Money Market Checking
0.02%
$1,500
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Advantage Plus Checking
0.02%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Vystar Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed
5.870%
5.970%
0.000
Abound Federal Credit Union
Abound Federal Credit Union
7-Year ARM
6.000%
6.084%
0.000
First National Bank of Hutchinson
First National Bank of Hutchinson
10-Year Fixed
6.000%
6.280%
0.000
Addition Financial Credit Union
Addition Financial Credit Union
15-Year Fixed Purchase
6.250%
6.434%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
20-Year Fixed
6.375%
6.477%
0.500
Harleysville Bank
Harleysville Bank
15-Year Fixed
6.500%
6.521%
0.000
The Huntington National Bank
The Huntington National Bank
15-Year Fixed
6.500%
6.585%
0.000
Honda Federal Credit Union
Honda Federal Credit Union
10 Year Fixed
6.375%
6.592%
0.000
Vystar Credit Union
Vystar Credit Union
30-Year Fixed Jumbo
6.625%
6.641%
0.000
U.S. Bank
U.S. Bank
15-Year Fixed
6.375%
6.652%
0.933
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
30-Year Fixed
6.625%
6.660%
0.000
Ukrainian Selfreliance Federal Credit Union
Ukrainian Selfreliance Federal Credit Union
30-Year Fixed
6.375%
6.720%
0.000
Finger Lakes Federal Credit Union
Finger Lakes Federal Credit Union
15 Year Fixed
6.625%
6.730%
0.000
Vystar Credit Union
Vystar Credit Union
15-Year Fixed
6.625%
6.733%
0.000
Crest Savings Bank
Crest Savings Bank
10-Year Fixed
6.625%
6.758%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
5/1 ARM
6.000%
6.769%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
20-Year Fixed
6.750%
6.803%
0.000
Midwest Liberty Federal Credit Union
Midwest Liberty Federal Credit Union
10 Year Fixed
6.375%
6.812%
0.000
Ballston Spa National Bank
Ballston Spa National Bank
10/1 ARM
6.500%
6.835%
0.000
Vystar Credit Union
Vystar Credit Union
5/5 ARM
6.250%
6.839%
0.000
Radius Federal Credit Union
Radius Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
IC Federal Credit Union
IC Federal Credit Union
15 Year Fixed
6.625%
6.866%
0.000
Phoenixville Federal B&T
20-Year Fixed
6.750%
6.886%
0.000
Teachers Federal Credit Union
Teachers Federal Credit Union
15-Year Fixed Jumbo
6.875%
6.890%
0.500
Abound Federal Credit Union
Abound Federal Credit Union
20-Year Fixed Jumbo
6.875%
6.899%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Vystar Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Vystar Credit Union
Vystar Credit Union
Savings Secured Visa®
18.000%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Cash Back
17.750%
Vystar Credit Union
Vystar Credit Union
Visa Signature® Rewards
17.750%
Avenir Financial Federal Credit Union
Avenir Financial Federal Credit Union
VISA Credit Card
8.990% - 17.990%
Maximum limit of $30,000
America First Federal Credit Union
America First Federal Credit Union
Platinum Low Rate VISA
12.240%
Low Rate Platinum Card
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Rate Advantage VISA
13.040% - 19.040%
No balance transfer fees or annual fees.
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Classroom Supply Visa
8.500%
America First Federal Credit Union
America First Federal Credit Union
SIGNATURE 1.5% CASH BACK VISA
18.000%
Unlimited 1.5% Cash Back Signature Card
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Low Rate Credit Card
13.240%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Visa
13.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power MasterCard
12.740% - 18.000%
Abri Credit Union
Abri Credit Union
Platinum Rewards Visa
15.400% - 24.400%
Earn 1 point for every purchase dollar spent. 12 Month Balance Transfer Rate 0%
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Classic
15.400%
4U Federal Credit Union
4U Federal Credit Union
Credit Card
10.150%
Security Service Federal Credit Union
Security Service Federal Credit Union
Security Service Power Rewards MasterCard
18.000%
Abri Credit Union
Abri Credit Union
Platinum Visa
12.400% - 21.400%
The right choice if you carry a monthly balance & want to pay the lowest rate.
A & S Federal Credit Union
A & S Federal Credit Union
Visa Platinum Card
9.500%
No annual fee; Earn Rewards
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Student Select Rewards Visa
17.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
SchoolsFirst Federal Credit Union
SchoolsFirst Federal Credit Union
School Employee Mastercard
11.750% - 17.900%
Maximum Loan Amount Up to $35,000.00
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
University First Federal Credit Union
University First Federal Credit Union
Visa Business Rewards Card
15.240%
Marcus Bank
Marcus Bank
GM Extended Family™ Mastercard®
20.240% - 29.990%
0% Intro purchase APR for first 9 months
Academic Federal Credit Union
Academic Federal Credit Union
Academic VISA® Gold
15.400%
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Vystar Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
Vystar Credit Union
Vystar Credit Union
Personal Loans
13.250%
$0
6184
Vystar Credit Union
Vystar Credit Union
Personal Line of Credit
16.240%
$0
60
Vystar Credit Union
Vystar Credit Union
Personal Loans
10.000%
$0
1 - 36
Vystar Credit Union
Vystar Credit Union
Personal Loans
11.000%
$0
37 - 60
1st University Credit Union
1st University Credit Union
Unsecured Signature Loan
9.250%
$0
1 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
1st Valley Credit Union
1st Valley Credit Union
Next Step Loan
10.500%
$0
Circuit Federal Credit Union
Circuit Federal Credit Union
Personal Loans
10.250% - 10.650%
$3,000 - $25,000
Teachers Federal Credit Union
Teachers Federal Credit Union
Unsecured Personal Loan
12.740%
$0 - $50,000
61 - 72
Acme Continental Credit Union
Acme Continental Credit Union
Signature Loan
8.950%
$0
1 - 60
ABCO Federal Credit Union
ABCO Federal Credit Union
Vacation Loans
10.490%
$0
Access Community Credit Union
Access Community Credit Union
Debt Consolidation
13.990%
$0
1 - 72
Access Federal Credit Union
Access Federal Credit Union
Unsecured Loans
9.990%
$0
1 - 60
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.240%
$0
48
Academic Federal Credit Union
Academic Federal Credit Union
Signature Loan
7.000%
$500 - $15,000
60
ABNB Federal Credit Union
ABNB Federal Credit Union
Personal Loans
11.740% - 17.990%
$0
Abri Credit Union
Abri Credit Union
Readi Cash Line-of-Credit Revolving
13.900%
$500 - $15,000
1st Northern California Credit Union
1st Northern California Credit Union
Title Loans
5.500%
$0
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
12.740%
$0
36
ACFCU
ACFCU
Personal Loans
13.450%
$0
60
Suncoast Credit Union
Suncoast Credit Union
Personal Line of Credit
11.500%
$0
360 Federal Credit Union
360 Federal Credit Union
Debt Consolidated
9.490%
$500
36
Acadian Federal Credit Union
Acadian Federal Credit Union
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Vystar Credit Union Information

Credit Union Name: Vystar Credit Union
Full Time Employees: 2241
Part Time Employees: 219
President: Phillip (Kem) Siddons
CEO: Brian Wolfburg
Branch Locations: 91
ATM Locations: 71
Corporate Office Address:
76 S Laura St
Jacksonville, FL 32202 3433
Phone Number: 904-777-6000
Fax Number:

Vystar Credit Union Financials

Total Assets:
13,415,368,827
Total Amount of Shares and Deposits:
10,362,163,834
Total Shares and Deposits < 1 Year:
9,105,619,360
Total Shares and Deposits 1 3 Years:
1,114,492,343
Total Shares and Deposits > 3 Years:
142,052,131
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
759,000,302
Total Uninsured Shares and Deposits > $250K (F+J):
761,307,837
Total Insured Shares and Deposits > $250K (item 17 less item K):
9,600,855,997
Total Interest Expense (Sum of items 6 8):
180,642,336
Share Certificates:
51,160
Number of Accounts for Share Drafts:
685,260
IRA KEOGH Accounts:
28,309
Number of Accounts for Regular Shares:
1,003,575
All other shares:
24,603
Non Member Deposits:
350
Money Market Shares:
61,641
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
318,219,984
Total Liabilities:
12,752,629,813
Show More

Vystar Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
Yes
Is Financial Counseling Offered?:
Yes
Financial Education offered for Members?:
Yes
Are financial literacy Workshops offered?:
Yes
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
No
Online Financial Literacy?:
No
Bilingual Services:
1
No Cost Bill Payer:
Yes
Mortgage Processing:
Yes
Approved Mortgage Seller?:
Yes
Brokered Deposits (All deposits acquired through a third party):
1
payment:
Yes
Are low cost wire transfers available?:
Yes
Member Application:
Yes
Are New Loans Available:
Yes
New Share Account:
Yes
Are online loan payments available:
Yes
Online Bill Payment Allowed?:
Yes
Can I download my account history?:
Yes
Electronic Signature Authentication Certification:
Yes
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
Yes
Remote Deposit Allowed:
Yes
Are Mobile Payments Avilable?:
Yes
Show More
Source: NCUA

Explore Other Rate Deals

Citizens Trust Bank 3 Month $25K CD rates are now at 0.03 percent with a yield of 0.03 percent. View current 3 Month $25K CD rates at Citizens Trust Bank below.
zions bank money market accountZions Bank of Salt Lake City, Utah is offering a money market account that currently yields 3.41%. The minimum deposit is $2,500. Zions First National Bank is a subsidiary of Zions Bancorporationwhich operates through over 500 offices and 600 ATMs in 10 Western states, including Arizona, California, Colorado, Idaho, Nevada, New Mexico, Oregon, Texas, Utah and Washington. The bank has been in business since 1873 in one form or another.
M&T Bank has the following CD Rates, CD Rate terms are from 3 months to 5 years, you can apply online by filling out the application which will take 10 minutes to complete, or you can use the bank's "click Talk To Us Now" feature between the hours of 8:00 am to 6:00 pm EST Monday through Friday and they will call you back to help you with the CD application process. The minimum deposit is $5,000.

Bank or Credit Union Offers and Deals

Ally Bank CD Rates: Still Very Competitive and in the Top 5 of Our 1 Year CD Rates List
Mortgage Rates Fall Again This Week - Best 30 Year Rate at 3.375%
First Time Ever - Jumbo Mortgage Rates Lower Than Conforming Mortgage Rates
CD Rates: Current CD Rates at Banks July 22, 2009
Read the Fine Print When Investing in a Certificate of Deposit
Don't Risk Emergency Funds for a Return Higher than Current CD Rates
Refinance Rates: Current Refinance Rates at 4.04%
Current Mortgage Rates Running Higher this Week
BMO Harris Bank CD Rates
Reasons for Home Ownership

Alternative Bank and Credit Union Offers to Explore

Mortgage Rates Mixed in Latest Mortgage Survey: 15 Year Mortgage Rates Highest Since April 2010
Mortgage Rates Mixed This Week: 30 Year Mortgage Rates at 4.01%
EverBank's Competitive CD Rates and Financial Stability
TD Bank $250,000 Home Loan Offer and Current Mortgage Rates
Which Direction are Bank CD Rates Headed?
Highest CD Bank Rates This Week: Best 1 Year Rate at 1.10% Best 2 Year Rate at 1.25%
Mortgage Rates Increase as Bond Yields Head Higher: 30 Year Mortgage Rates at 4.80%, 15 Year Mortgage Rates at 4.09%
Mortgage Rates Higher this Week: Today's Mortgage Rates on 30 Year Loans at 4.23%
Citizens Trust Bank 6 Month $25K CD Rates now at 0.05%
Bank of America Money Market Savings Account

Vystar Credit Union Reviews

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