Wakefern Federal Credit Union CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Wakefern Federal Credit Union12-month CD rates can be found at 3.00%, 6-month CD rates at 3.90% and 3-month CD rates at 3.61%. Savings rates are at 0.15% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.68%. Credit Card rates are at 18.00%. Personal Loan rates are at 11.74%. All these rates, and more, can be found in our database of rates which you can compare to Wakefern Federal Credit Union rates.

Compare Wakefern Federal Credit Union CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of Wakefern Federal Credit Union savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates.

Wakefern Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at Wakefern Federal Credit Union? Share your experience about Wakefern Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wakefern Federal Credit Union.

Overall, Wakefern Federal Credit Union is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Wakefern Federal Credit Union
Wakefern FCU
505 Division St
Elizabeth, NJ 07201
Member NCUA
MonitorBankRates' Rating
5/5
★★★★★

Compare Wakefern Federal Credit Union Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Bread Financial
Bread Financial
High Yield Savings
4.25%
$100
Gateway Bank Mendota Heights, MN
Gateway Bank Mendota Heights, MN
12-Month CD
4.16%
$1,000
Walpole Co-operative Bank
Walpole Co-operative Bank
12-Month CD
4.10%
$1,000
Fidelity
Fidelity
36-Month CD
4.00%
$1,000
GTE Financial Credit Union
GTE Financial Credit Union
48-Month CD
3.92%
$500
Peoples T&S Bank Boonville, IN
Peoples T&S Bank Boonville, IN
12-Month CD
3.92%
$500
Global Bank
Global Bank
36-Month CD
3.75%
$1,000
Parke Bank
Parke Bank
18-Month CD
3.75%
$500
Community Bank of Pleasant Hill
Community Bank of Pleasant Hill
6-Month CD (IntraFi®)
3.68%
$10,000
GreenLeaf Bank
GreenLeaf Bank
48-Month CD
3.35%
$1,000
Farmers and Merchants Bank Milligan, NE
Farmers and Merchants Bank Milligan, NE
36-Month CD
3.29%
$500
Monroe Federal S&L
Monroe Federal S&L
36-Month CD
3.25%
$1,000
Wayne Bank and Trust Co.
Wayne Bank and Trust Co.
60-Month CD
3.18%
$1,000
Woodlands National Bank
Woodlands National Bank
24-Month CD
3.18%
$1,000
FSB of Randolph County
FSB of Randolph County
48-Month CD
3.00%
$500
Ashton State Bank
Ashton State Bank
36-Month CD
2.82%
$1,000
Rising Bank
Rising Bank
36-Month CD
2.75%
$1,000
Pineries Bank
Pineries Bank
18-Month CD
2.72%
$1,000
Lake Elmo Bank
Lake Elmo Bank
12-Month CD
2.68%
$1,000
1st Street Credit Union
1st Street Credit Union
12-Month CD
2.68%
$1,000
Bank of Zachary
Bank of Zachary
60-Month CD
2.50%
$2,500
Capital Bank TX
Capital Bank TX
12-Month CD
2.32%
$500
South Georgia Banking Company
South Georgia Banking Company
24-Month CD
2.32%
$1,000
First Community Bank Batesville, AR
First Community Bank Batesville, AR
60-Month CD
2.27%
$500
FSB of Burnet
FSB of Burnet
24-Month CD
2.27%
$1,000
Benchmark Community Bank
Benchmark Community Bank
24-Month CD
2.25%
$500
Security FSB
Security FSB
24-Month CD
1.76%
$500
First Bank Burkburnett, TX
First Bank Burkburnett, TX
36-Month CD
1.61%
$1,000
TruBank
TruBank
36-Month CD
1.60%
$500
F&M Bank Laotto, IN
F&M Bank Laotto, IN
48-Month CD
1.51%
$500
Peoples Bank of Moniteau County
Peoples Bank of Moniteau County
24-Month CD
1.10%
$500
Security State Bank of Marine
Security State Bank of Marine
60-Month CD
1.00%
$300
FSB of Westmoreland
FSB of Westmoreland
Money Market
1.00%
$2,500
Rondout Savings Bank
Rondout Savings Bank
60-Month CD
0.75%
$500
Cornerstone State Bank
Cornerstone State Bank
Savings
0.75%
$1
Greenville Federal
Greenville Federal
18-Month CD
0.75%
$500
Westside State Bank
Westside State Bank
Money Market
0.65%
$2,500
Bank of Rantoul
Bank of Rantoul
Regular Savings
0.50%
$100
Premier Bank Dubuque, IA
Premier Bank Dubuque, IA
Life Checking
0.50%
$25
Communitywide Federal Credit Union
Communitywide Federal Credit Union
CW Checking
0.50%
$5
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
0.30%
$2,000
United Bank of Union
United Bank of Union
Seniority Checking
0.30%
$0
Abbey Credit Union
Abbey Credit Union
Money Market
0.25%
$2,500
United Minnesota Bank
United Minnesota Bank
Savings
0.20%
$50
WaFd Bank
WaFd Bank
36-Month CD
0.20%
$1,000
Evergreen Bank Group
Evergreen Bank Group
18-Month CD
0.10%
$1,000
First Federal S&L Bath
First Federal S&L Bath
6-Month CD
0.10%
$1,000
1st Northern California Credit Union
1st Northern California Credit Union
Savings
0.10%
$100
Centreville Bank
Centreville Bank
Savings
0.05%
$100
Northumberland Bank
Northumberland Bank
Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare Wakefern Federal Credit Union Mortgage Rates with Lenders Rates for Fixed and Adjustable Mortgages

Lender
Product
Rate
APR
Points
1st Northern California Credit Union
1st Northern California Credit Union
7-Year Fixed
3.990%
4.357%
0.750
1st Northern California Credit Union
1st Northern California Credit Union
15-Year Fixed
4.500%
4.685%
0.750
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
10-Year Fixed
4.875%
5.195%
1.125
Piedmont Advantage Credit Union
Piedmont Advantage Credit Union
15-Year Fixed
5.000%
5.255%
0.000
Wrentham Co-operative Bank
Wrentham Co-operative Bank
15-Year Fixed (Jumbo)
5.500%
5.591%
0.000
1st United Credit Union
1st United Credit Union
7/1 ARM
5.625%
5.670%
0.000
DCU Digital Federal Credit Union
DCU Digital Federal Credit Union
20-Year Fixed
5.500%
5.696%
1.250
Holyoke Credit Union
Holyoke Credit Union
15 Year Fixed Jumbo
5.750%
5.790%
0.000
McCoy Federal Credit Union
McCoy Federal Credit Union
10 Year Fixed
5.500%
5.820%
0.000
American Bank, N.A. Le Mars, IA
American Bank, N.A. Le Mars, IA
15-Year Fixed
5.750%
5.836%
0.500
Denver Community Credit Union DBA Zing Credit Union
Denver Community Credit Union DBA Zing Credit Union
15 Year Fixed
5.625%
5.870%
0.000
Kirtland Federal Credit Union
Kirtland Federal Credit Union
15 Year Fixed
5.625%
5.925%
0.000
Investment Savings Bank
Investment Savings Bank
30-Year Fixed
5.875%
5.936%
0.000
Community First Bank Rosholt, WI
Community First Bank Rosholt, WI
15-Year Fixed
5.750%
5.981%
0.000
Altoona First Savings Bank
Altoona First Savings Bank
30-Year Fixed
6.000%
6.031%
0.000
Northwest Community Bank
Northwest Community Bank
15-Year Fixed
5.875%
6.054%
0.000
Service Federal Credit Union
Service Federal Credit Union
7/1 ARM
5.500%
6.054%
0.000
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
15-Year Fixed
6.000%
6.107%
0.000
First Citizens Federal Credit Union
First Citizens Federal Credit Union
15 Year Fixed
6.000%
6.113%
0.000
Georgias Own Credit Union
Georgias Own Credit Union
5/5 ARM
5.500%
6.122%
0.000
Ideal Credit Union
Ideal Credit Union
7/1 ARM
5.500%
6.156%
0.000
Sikorsky Credit Union
Sikorsky Credit Union
5/5 ARM
5.375%
6.167%
0.000
State Employees Credit Union
State Employees Credit Union
20-Year Fixed
6.075%
6.186%
0.000
Ideal Credit Union
Ideal Credit Union
5/1 ARM
5.375%
6.198%
0.000
Good Neighbors Federal Credit Union
Good Neighbors Federal Credit Union
15 Year Fixed
6.000%
6.229%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare Wakefern Federal Credit Union Credit Cards with Other Competitive Bank and Credit Union Credit Cards

Institution
Product
APR
Notes
ABCO Federal Credit Union
ABCO Federal Credit Union
VISA® Credit Cards
7.990%
1st Valley Credit Union
1st Valley Credit Union
Platinum Secured Visa
8.750%
Achieve Credit Union
Achieve Credit Union
Visa Platinum Credit Card
8.900%
No annual fee. No balance transfer fee. No cash advance fee.
ABNB Federal Credit Union
ABNB Federal Credit Union
VISA Preferred
12.240% - 18.000%
No annual fees or cash advance fees. Rates may vary depending on credit worthiness.
ACFCU
ACFCU
Max Cash Preferred Card Visa
19.490% - 29.740%
Get more value with up to 5% cash back in 2 categories you choose.
Teachers Federal Credit Union
Teachers Federal Credit Union
Visa Cash Back
16.100%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa Gold or Gold MasterCard
9.990%
Credit Line $7,000-$20,000
Acadian Federal Credit Union
Acadian Federal Credit Union
Acadian CU Visa Classic
9.200%
9.20% APR for purchases, balance transfers and cash advances.
ACMG Federal Credit Union
ACMG Federal Credit Union
VISA Platinum with Rewards
8.900%
600 Atlantic Federal Credit Union
600 Atlantic Federal Credit Union
Visa Credit Card
11.900%
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Rewards Credit Card
14.240%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Platinum Preferred
14.240% - 17.990%
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Visa Cash Back
16.490% - 17.990%
Canyon View Credit Union
Canyon View Credit Union
Visa Crimson Rewards Card
13.740%
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Visa or MasterCard
9.990%
Credit Line $500-$7,000
Marcus Bank
Marcus Bank
GM Business™ Mastercard®
19.240% - 29.240%
0% Intro purchase APR for first 12 months
705 Federal Credit Union
705 Federal Credit Union
VISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
1st United Credit Union
1st United Credit Union
Visa Platinum
13.900%
Academic Federal Credit Union
Academic Federal Credit Union
Academic FCU VISA® Secured Card
10.900% - 15.400%
No annual fee, no cash advance fee, rewards program.
1st MidAmerica Credit Union
1st MidAmerica Credit Union
Platinum
8.900%
The Golden 1 Credit Union
The Golden 1 Credit Union
Member Cash Rewards+ VISA
17.040% - 23.040%
Maximize rewards with increased cash back on everyday purchases – with up to 4% cash back on gas purchases. Plus, 3% on groceries, restaurants, and food delivery with 1% on everything else.
Access Federal Credit Union
Access Federal Credit Union
Access FCU Visa Gold
9.900%
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Select Rewards Visa
15.200%
Introductory rate of 0% APR for the first twelve months on balance transfers and cash purchases.
Vystar Credit Union
Vystar Credit Union
Platinum Visa
15.350%
Suncoast Credit Union
Suncoast Credit Union
Rewards Classic Starter VISA
16.500%
Credit Limit - $300 - $500
Show More

The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed.

Compare Wakefern Federal Credit Union Personal Loans with Other Competitive Bank and Credit Union Personal Loans

Institution
Product
APR
Loan Amt
Loan Term Months
1st Liberty Federal Credit Union
1st Liberty Federal Credit Union
Signature Loans
11.240%
$0 - $10,000
60 - 60
Academic Federal Credit Union
Academic Federal Credit Union
Personal Line of Credit
9.000%
$0
60
Hughes Federal Credit Union
Hughes Federal Credit Union
Summer/Holiday Loans
9.500%
$0
Security Service Federal Credit Union
Security Service Federal Credit Union
Personal Loan
9.990% - 16.240%
$0
61 - 66
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
Halloween Loan
15.000%
$500 - $1,500
6 - 12
Access Credit Union Bristol Pa Credit Union
Access Credit Union Bristol Pa Credit Union
Personal Loans
7.990%
$0 - $30,000
1st Valley Credit Union
1st Valley Credit Union
Signature Loan
10.500%
$0
A+ Federal Credit Union
A+ Federal Credit Union
A+ Personal Loan
8.990%
$0
84
AT&T Employees Federal Credit Union
AT&T Employees Federal Credit Union
EZ Loan
18.000%
$0 - $500
5
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
Personal Loan Rates
5.740%
$0
1 - 36
Access Of Louisiana Federal Credit Union
Access Of Louisiana Federal Credit Union
Personal Loan
9.200% - 17.950%
$0 - $15,000
60 - 60
360 Federal Credit Union
360 Federal Credit Union
Anything Loan
10.990%
$500
36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
13.700%
$2,500 - $5,000
36 - 36
Mountain America Federal Credit Union
Mountain America Federal Credit Union
Personal Loan
13.740%
$0
60
Acipco Federal Credit Union
Acipco Federal Credit Union
Signature Loan
10.000%
$0
1 - 36
Advantage Credit Union Newtown, IA
Advantage Credit Union Newtown, IA
Personal Loans
14.700%
$8,000
60 - 60
Alec Federal Credit Union
Alec Federal Credit Union
Refinanced Signature Loans
18.000%
$0
Canyon View Credit Union
Canyon View Credit Union
Personal Loans
12.990%
$0 - $2,000
24 - 24
Act 1st Federal Credit Union
Act 1st Federal Credit Union
Signature Loan
10.000%
$0
12 - 12
Academic Employees Credit Union
Academic Employees Credit Union
Personal Loan
10.500%
$0 - $5,000
24 - 36
AAC Credit Union
AAC Credit Union
Personal Loans Share Secured
5.990%
$0
48
Abilene Teachers Federal Credit Union
Abilene Teachers Federal Credit Union
Personal Signature Loan
10.250% - 17.950%
$0
1 - 36
Abbott Laboratories Credit Union
Abbott Laboratories Credit Union
Personal Loan
9.490%
$0
48 - 48
Alec Federal Credit Union
Alec Federal Credit Union
New Signature Loans
8.990%
$0
Accentra Credit Union
Accentra Credit Union
Personal Loan
11.760%
$0
Show More

The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed.

Our apologies, we do not have Wakefern Federal Credit Union rate data right now, check back for updates, we are adding rates all the time.

Wakefern Federal Credit Union Information

Credit Union Name: Wakefern Federal Credit Union
Full Time Employees: 2
Part Time Employees: 0
President: Russell Lefkus
CEO: Susan Jelen
Branch Locations: 1
ATM Locations: 1
Corporate Office Address:
505 Division St
Elizabeth, NJ 07201
Phone Number: 908-527-3749
Fax Number:

Wakefern Federal Credit Union Financials

Total Assets:
12,055,986
Total Amount of Shares and Deposits:
9,550,593
Total Shares and Deposits < 1 Year:
9,550,593
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
1,201,449
Total Uninsured Shares and Deposits > $250K (F+J):
1,201,449
Total Insured Shares and Deposits > $250K (item 17 less item K):
8,349,144
Total Interest Expense (Sum of items 6 8):
914
Number of Accounts for Share Drafts:
100
Number of Accounts for Regular Shares:
1,374
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
1,194,598
Total Liabilities:
9,566,109
Show More

Wakefern Federal Credit Union Questions and Answers

No Cost Share Drafts:
Yes
Share Certificates with Low Minimum Balance Requirements:
No
Is Financial Counseling Offered?:
No
Financial Education offered for Members?:
No
Are financial literacy Workshops offered?:
No
Is there a first time homebuyer program?:
No
Credit management and repair offered?:
Yes
Online Financial Literacy?:
No
No Cost Bill Payer:
No
Payday Alternative Loans (PAL loans) (FCU Only):
1
Mortgage Processing:
No
Approved Mortgage Seller?:
No
Deposits and Shares Meeting 70310(a):
1
Brokered Certificates of Deposits:
1
payment:
No
Are low cost wire transfers available?:
No
Member Application:
No
Are New Loans Available:
No
New Share Account:
No
Are online loan payments available:
No
Online Bill Payment Allowed?:
No
Can I download my account history?:
No
Electronic Signature Authentication Certification:
No
Can I get my bank statements online?:
Yes
External Account Transfers Allowed:
No
Remote Deposit Allowed:
No
Are Mobile Payments Avilable?:
No
Show More
Source: NCUA Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates increased slightly overnight, current mortgage rates on 30 year mortgage loans are averaging 4.18%. This rate is higher than yesterday's average 30 year mortgage rate of 4.12%. Conforming 15 year mortgage rates today are also higher averaging  loans are lower this week averaging 3.42%, up from yesterday's average 15 year mortgage rate of 3.39%.
Mortgage rates continue to hover above recent lows set earlier this past week. Mortgage rates dropped over the past several weeks following bond yields lower. Disappointing economic numbers released, including poor housing numbers and employment numbers, drove mortgage rates lower. On Friday a disappointing consumer sentiment survey was released sending bond yields and mortgage rates down further.
car financingBuying a car is one of the most expensive consumer purchases one can make so most people need financing or leasing to purchase a vehicle. 

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Wakefern Federal Credit Union Reviews

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