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 Wasatch Peaks Federal Credit Union Rates & Review September 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: September 21, 2026
Wasatch Peaks Federal Credit Union's 60 Month CD rates are at 4.25%, 48 Month CD rates are at 4.20%, 36 Month CD rates are at 4.15%, 24 Month CD rates are at 4.05%, 18 Month CD rates are at 4.00%. Wasatch Peaks Federal Credit Union's savings rates are at 0.05%. Wasatch Peaks Federal Credit Union's money market rates are at 0.95%. Wasatch Peaks Federal Credit Union's 5-Yr Fixed - 1st Mortgage rates are at 5.24%, 7-Yr Fixed - 1st Mortgage rates are at 5.63%, 10-Yr Fixed - 1st Mortgage rates are at 5.74%, 15-Yr Fixed - 1st Mortgage rates are at 6.59%, 15-Yr Fixed Mortgage rates are at 6.75%. Wasatch Peaks Federal Credit Union's RV, Boat and Powersport Loan Rates are as low as 7.45%. Wasatch Peaks Federal Credit Union's Credit Card Rates are at 11.49%. MonitorBankRates evaluates the financial stability of Wasatch Peaks Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.93%. Rates last updated and verified on 09/21/2026. Wasatch Peaks Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wasatch Peaks Federal Credit Union? Share your experience about Wasatch Peaks Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Wasatch Peaks Federal Credit Union. Wasatch Peaks Federal Credit Union
West Haven 3012 S 1900 W
https://www.wasatchpeaks.com Ogden, UT 84401 
Wasatch Peaks Federal Credit Union CD Rates
Wasatch Peaks Federal Credit Union Savings Rates
Wasatch Peaks Federal Credit Union Money Market Rates
Wasatch Peaks Federal Credit Union Checking Rates
Wasatch Peaks Federal Credit Union Mortgage Rates
Wasatch Peaks Federal Credit Union Auto Loan Rates
Wasatch Peaks Federal Credit Union RV, Boat and Powersport Loan Rates
Wasatch Peaks Federal Credit Union Credit Card Rates
Wasatch Peaks Federal Credit Union Personal Loan Rates
Wasatch Peaks Federal Credit Union Other Rates
Financial Health HistoryWasatch Peaks Federal Credit Union’s Texas Ratio fell from 1.90% in Q2 2023 to 0.93% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wasatch Peaks Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wasatch Peaks Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wasatch Peaks Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wasatch Peaks Federal Credit Union
Website
https://www.wasatchpeaks.com
Address
3012 S 1900 W,
Ogden, UT 84401
Phone
801-627-8700
Fax
801-476-8033
President
Mark Ramsey
CEO
Jeff Shaw
Full-Time Employees
84
Part-Time Employees
33
Branch Locations
6
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.93%
Return on Assets (ROA)
0.2256%
Return on Equity (ROE)
2.1684%
Non-Performing Loans Ratio (NPL)
0.12%
Total Assets
658,243,899
Total Amount of Shares and Deposits
541,821,422
Total Shares and Deposits < 1 Year
385,531,750
Total Shares and Deposits 1 3 Years
132,562,186
Total Shares and Deposits > 3 Years
23,727,486
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
54,253,958
Total Uninsured Shares and Deposits > $250K (F+J)
74,068,893
Total Insured Shares and Deposits > $250K (item 17 less item K)
467,752,529
Total Interest Expense (Sum of items 6 8)
3,629,060
Share Certificates
5,818
Number of Accounts for Share Drafts
20,822
IRA KEOGH Accounts
1,036
Number of Accounts for Regular Shares
39,339
All other shares
118
Non Member Deposits
1
Money Market Shares
5,792
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
46,754,585
Total Liabilities
590,853,861
Source: NCUA — Last Updated 03/31/2026
Customer Reviews
There are no reviews for Wasatch Peaks Federal Credit Union yet. Feel free to create one below.
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Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Wasatch Peaks Federal Credit Union
Frequently Asked Questions About Wasatch Peaks Federal Credit UnionHow many branches does Wasatch Peaks Federal Credit Union operate?Wasatch Peaks Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wasatch Peaks Federal Credit Union?Yes, to access services at Wasatch Peaks Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wasatch Peaks Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wasatch Peaks Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wasatch Peaks Federal Credit Union offer online and mobile banking?Most modern institutions like Wasatch Peaks Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.wasatchpeaks.com. Current Wasatch Peaks Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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