What are the current interest rates at White Eagle Credit Union?

Current rates for White Eagle Credit Union include: 12-Month CD: 3.80%, 24-Month CD: 3.25%, 60-Month CD: 3.25%, MMA: 0.50%

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White Eagle Credit Union

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White Eagle Credit Union Rates & Review October 2026

Q: How many branches does White Eagle Credit Union operate?

White Eagle Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join White Eagle Credit Union?

Yes, to access services at White Eagle Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, White Eagle Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 9, 2026

White Eagle Credit Union's top rates as of October 9, 2026 are 3.80% APY on its 12 month CD : 1 Year, 0.50% APY on money market accounts, 0.25% APY on checking, and personal loans from 9.75% APR, according to rates verified by MonitorBankRates. Other White Eagle Credit Union CD rates include CD : 6 month at 3.80%, 24 month CD : 2 Years at 3.25%, and 36 month CD : 3 Years at 3.25%. MonitorBankRates evaluates the financial stability of White Eagle Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.40%. Rates last updated and verified on 10/09/2026.

White Eagle Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at White Eagle Credit Union? Share your experience about White Eagle Credit Union by leaving a review below, or read customer reviews before you decide to use White Eagle Credit Union.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

Excellent Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

6.40%

Excellent Higher than avg

Health Trend

Steady 12 quarters

Full history ›

White Eagle Credit Union
White Eagle Credit Union

2830 Ohio St
Augusta, KS 67010-2361

https://www.whiteeaglecu.com

Customer Reviews

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

White Eagle Credit Union CD Rates

Product	Rate	APY	Term
12 month Term Share : 1 Year	3.73%	3.80%	12 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
Term Share : 6 month	3.73%	3.80%	6 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
24 month Term Share : 2 Years	3.20%	3.25%	24 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
36 month Term Share : 3 Years	3.20%	3.25%	36 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
48 month Term Share : 4 Years	3.20%	3.25%	48 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
60 month Term Share : 5 Years	3.20%	3.25%	60 months
No additional details. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%

White Eagle Credit Union Money Market Rates

Product	Rate	APY	View More
Money Market	0.50%	0.50%
Min Deposit $2,500 Min Balance $2,500 Details Dividends paid monthly; $5 service charge if balance falls below $2,500 which could reduce the earnings on the account; 6 free withdrawals/transfers (max of 3 checks per month) Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%

White Eagle Credit Union Checking Rates

Product	Rate	APY
Dividend Checking	0.25%	0.25%
Min Deposit $300 Min Balance $300 Details Dividends paid monthly; $4 service charge if balance falls below $300, which could reduce the earnings on the account. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
Senior Checking - Silver Eagle	0.25%	0.25%
Min Deposit $50 Min Balance $1,000 Details Open to members 55 yrs or older; Dividends paid monthly (Paid on balances $1,000 or more); No Fees; Complimentary checks. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%

White Eagle Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Loan - Up to 10 Years (Fixed-Rate)	6.00%	-	6.00%	60 months
Details APR Annual Percentage Rates to be determined based on loan amount, term and fees. Rates for longer terms up to 120 months available. Please ask a loan officer for more details and information. Effective Date: 6-1-2026 Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 6.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
Home Equity Loans	-	-	6.00%
Details as low as Last Updated 10/09/2026 Rate History No change since Sep 18, 2026 · 6.00% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
Home Equity Line of Credit (HELOC) - 10 Year or 15 year term	8.00%	-	8.00%
Details Variable Rate Max. 15% APR \| Property Insurance Required.* APR Annual Percentage Rates to be determined based on loan amount, term and fees. * Active Member Share account - minimum deposit of $25 * Effective date as of 9-17-2026. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 7.25% → 8.00% ▲ 0.75 pts · high 8.00% / low 7.25% Sep 18, 20268.00%▲ from 7.25% Sep 14, 20267.25%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%

White Eagle Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term	View More
Auto Loans	4.90%	-	4.90%	60 months
Details Lowest rate possible for qualified borrowers based on credit background. Includes .25% discount with automatic payments and e-statements enrollment. Example: $20,000 @ 4.90% for 60 months is an estimated monthly payment of $377.25. Rates for longer terms up to 84 months available. Please ask a loan officer for more details and information. Effective date 10-1-2026. Last Updated 10/09/2026 Rate History 1 change since Sep 14, 2026 · 4.65% → 4.90% ▲ 0.25 pts · high 4.90% / low 4.65% Oct 9, 20264.90%▲ from 4.65% Sep 14, 20264.65%first recorded Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%

White Eagle Credit Union Personal Loan Rates

Product	APR	Term	View More
Signature Loans	9.75%
Details APR Annual Percentage Rates to be determined based on loan amount, term and fees. Example: $3,000 @ 9.75 for 36 months is an estimated monthly payment of $96.43. Effective date 1-2-2025. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 9.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%

White Eagle Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Land and Lot Loans - Up to 15 Years (Fixed-Rate)	7.00%	-	7.00%	60 Months
Details APR Annual Percentage Rates to be determined based on loan amount, term and fees. New rate effective: 3/16/2026 Rates for longer terms up to 180 months available. Please ask a loan officer for more details and information. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 7.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
Auxiliary Share Account	0.50%	-	0.50%
Min Deposit $5 Min Balance $100 Details No fees; Dividends paid on balances over $100; Dividends compounded daily, paid quarterly; Limit two accounts per share account Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
Share Accounts	0.50%	-	0.50%
Min Deposit $25 Min Balance $100 Details Eff. 1/1/12; Dividends compounded daily, paid quarterly; $15 fee if account is closed within 6 months of opening. Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%
Traditional IRA/Daily IRA	2.03%	-	2.05%
Details No Minimum deposit to open, Eligible if under 70 1/2 and meet the adjusted gross income requirements, Contribute up to $6,500 ($5,500 if under age 50) per year or 100% of your annual income, whichever is less, Couples may contribute up to $13,000 ($11,000 if under age 50), if one spouse is working and the couple files jointly Last Updated 10/09/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 5 times Institution Ratings 5.0 Star Rating A Health Grade ◈ Texas Ratio: 6.40%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

White Eagle Credit Union’s Texas Ratio rose from 0.87% in Q3 2023 to 6.40% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$199M	6.40%	5.0	A
March 31, 2026	$197M	4.31%	5.0	A+
December 31, 2025	$186M	4.02%	5.0	A+
September 30, 2025	$187M	4.09%	5.0	A+
June 30, 2025	$182M	2.34%	5.0	A+
March 31, 2025	$178M	2.07%	5.0	A+
December 31, 2024	$163M	2.75%	5.0	A+
September 30, 2024	$152M	2.62%	5.0	A+
June 30, 2024	$149M	0.57%	5.0	A+
March 31, 2024	$149M	0.34%	5.0	A+
December 31, 2023	$143M	1.93%	5.0	A+
September 30, 2023	$145M	0.87%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for White Eagle Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather White Eagle Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with White Eagle Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name White Eagle Credit Union

Website https://www.whiteeaglecu.com

Address 2830 Ohio St, Augusta, KS 67010-2361

Phone 316-775-5747

Fax 316-775-0765

President Ron Reavis

CEO Eric Brown

Full-Time Employees 49

Part-Time Employees 7

Branch Locations 3

ATM Locations 3

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A (97/100)

Texas Ratio

6.40%

Return on Assets (ROA)

0.7311%

Return on Equity (ROE)

5.2177%

Non-Performing Loans Ratio (NPL)

1.72%

Total Assets

198,514,157

Total Amount of Shares and Deposits

168,329,979

Total Shares and Deposits < 1 Year

165,270,619

Total Shares and Deposits 1 3 Years

2,465,952

Total Shares and Deposits > 3 Years

593,408

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

12,551,467

Total Uninsured Shares and Deposits > $250K (F+J)

12,551,467

Total Insured Shares and Deposits > $250K (item 17 less item K)

155,778,512

Total Interest Expense (Sum of items 6 8)

1,570,336

Share Certificates

1,575

Number of Accounts for Share Drafts

8,783

IRA KEOGH Accounts

422

Number of Accounts for Regular Shares

16,993

All other shares

675

Money Market Shares

541

Net Income (unless the amount is already included in Undivided Earnings)

1,451,258

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

45,913,246

Total Liabilities

170,700,024

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

White Eagle Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
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       width="160" height="160">
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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About White Eagle Credit Union

How many branches does White Eagle Credit Union operate?

White Eagle Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join White Eagle Credit Union?

Yes, to access services at White Eagle Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, White Eagle Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, White Eagle Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does White Eagle Credit Union offer online and mobile banking?

Most modern institutions like White Eagle Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.whiteeaglecu.com.

Current White Eagle Credit Union Rates

12-Month CD3.80%
24-Month CD3.25%
60-Month CD3.25%
MMA0.50%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

White Eagle Credit Union Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

White Eagle Credit Union Texas Ratio

White Eagle Credit Union Health Trend

White Eagle Credit Union CD Rates

White Eagle Credit Union Money Market Rates

White Eagle Credit Union Checking Rates

White Eagle Credit Union Home Equity & HELOC

White Eagle Credit Union Auto Loan Rates

White Eagle Credit Union Personal Loan Rates

White Eagle Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

White Eagle Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About White Eagle Credit Union

How many branches does White Eagle Credit Union operate?

Is a member application needed to join White Eagle Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does White Eagle Credit Union offer online and mobile banking?

Current White Eagle Credit Union Rates

Compare to Other Credit Unions