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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
Wiremens Credit Union Rates & Review October 2026Wiremens Credit Union's top rates as of October 10, 2026 are 3.25% APY on its 12 Month CD, and personal loans from 9.90% APR, according to rates verified by MonitorBankRates. Other Wiremens Credit Union CD rates include 24 Month CD at 3.25%, and 60 Month CD at 3.25%. MonitorBankRates evaluates the financial stability of Wiremens Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.26%. Rates last updated and verified on 10/10/2026. Wiremens Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Wiremens Credit Union? Share your experience about Wiremens Credit Union by leaving a review below, or read customer reviews before you decide to use Wiremens Credit Union. Privately insuredNot NCUA Customer Reviews
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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Wiremens Credit Union CD Rates
Wiremens Credit Union Home Equity & HELOC
Wiremens Credit Union Auto Loan Rates
Wiremens Credit Union RV, Boat and Powersport Loan Rates
Wiremens Credit Union Student Loan Rates
Wiremens Credit Union Personal Loan Rates
Wiremens Credit Union Other Rates
Financial Health HistoryWiremens Credit Union’s Texas Ratio stayed near 0.19% in Q3 2023 to 0.26% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Wiremens Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Wiremens Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Wiremens Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Wiremens Credit Union
Website
https://wiremenscu.com
Address
5800 State Rd,
Parma, OH 44134
Phone
440-887-3800
Fax
440-887-3804
President
Brendan Wiemels
CEO
Jennifer Komornik
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
No, not federally insured
Private Share Insurance
Not federally insured by the NCUA. Deposits are covered by private share insurance instead; contact the credit union for its insurer and coverage limits
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.26%
Return on Assets (ROA)
0.5357%
Return on Equity (ROE)
3.1487%
Non-Performing Loans Ratio (NPL)
0.11%
Total Assets
40,623,994
Total Amount of Shares and Deposits
33,517,801
Total Shares and Deposits < 1 Year
32,451,655
Total Shares and Deposits 1 3 Years
140,887
Total Shares and Deposits > 3 Years
925,260
Total Interest Expense (Sum of items 6 8)
189,121
Share Certificates
275
Number of Accounts for Share Drafts
648
Number of Accounts for Regular Shares
5,332
All other shares
46
Net Income (unless the amount is already included in Undivided Earnings)
217,634
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,199,759
Total Liabilities
33,712,131
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
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Frequently Asked Questions About Wiremens Credit UnionHow many branches does Wiremens Credit Union operate?Wiremens Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Wiremens Credit Union?Yes, to access services at Wiremens Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Wiremens Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Wiremens Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Wiremens Credit Union offer online and mobile banking?Most modern institutions like Wiremens Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://wiremenscu.com. Current Wiremens Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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