c Rates and Review January 2026
Compare c CD rates to other credit union and bank CD rates by searching our comprehensive rate tables. You can do side-by-side comparisons of c savings rates, CD rates and money market rates, with rates from other banks and credit unions below. You can also compare loan rates, including mortgage rates, personal loan rates and credit card rates. Rate Updates and Availabilityc money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best CD rates or other rates available. Have you opened an account or have any experiences at c? Share your experience about c by leaving a review below, or read customer reviews before you decide to use c. Overall, c is an excellent credit union worth considering, with an overall rating of 5 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs Avg
"N/A" indicates the product is not offered or the rate is unavailable. CD & Savings Rate ComparisonShow More
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rate ComparisonLender
Product
Rate
APR
Points
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Credit Card Rate ComparisonVISA Credit Card
7.900% - 15.900%
Maximum credit card amount offered is $10,000 with a 36-month term.
Visa Business Rewards Card
15.240%
Visa Crimson Card
13.240%
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The credit card rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date credit card rates. The actual credit card rates and other loan conditions depend on the institution's approval and are not guaranteed. Personal Loan Rate ComparisonDebt Consolidation Loan
11.240% - 17.950%
$0
25 - 36
Personal Loan
10.490%
$0
60 - 60
Open-End Unsecured Signature Loan-Line of Credit
10.200%
$0
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The personal loan rates presented are solely intended for informational use. Please consult the mentioned institutions for up-to-date personal loan rates. The actual personal loan rates and other loan conditions depend on the institution's approval and are not guaranteed. Our apologies, we do not have c rate data right now. Credit Union Profile & OverviewCredit Union Name: c
Website: https://www.wpcu.coop/
Full Time Employees: 1443Part Time Employees: 65 President: Joseph Linsenmeyer CEO: Timothy Mislansky Branch Locations: 38 ATM Locations: 36 Corporate Office Address:
3560 Pentagon Blvd
Beavercreek, OH 45431 Phone Number: 937-912-7000 Fax Number: 937-912-8002 FinancialsTotal Assets:
9,381,555,306
Total Amount of Shares and Deposits:
7,902,542,435
Total Shares and Deposits < 1 Year:
7,211,661,134
Total Shares and Deposits 1 3 Years:
421,414,262
Total Shares and Deposits > 3 Years:
269,467,039
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E):
608,873,516
Total Uninsured Shares and Deposits > $250K (F+J):
608,873,516
Total Insured Shares and Deposits > $250K (item 17 less item K):
7,293,668,919
Total Interest Expense (Sum of items 6 8):
155,068,368
Share Certificates:
45,190
Number of Accounts for Share Drafts:
322,931
IRA KEOGH Accounts:
10,566
Number of Accounts for Regular Shares:
709,885
All other shares:
31,269
Non Member Deposits:
11
Money Market Shares:
84,743
Net Income (unless the amount is already included in Undivided Earnings):
59,960,415
Total Cash on Deposit (Amounts Deposited in Financial Institutions):
400,386,864
Total Liabilities:
8,450,209,375
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Source: NCUA Last Updated 09/30/2025
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Frequently Asked Questions About cIs a member application needed to join c?Yes, to access services at c, a member application is required. Is there a first-time homebuyer program?Currently, c provides a range of mortgage and home equity products. Is c a safe place to deposit money?Yes, c is considered a safe financial institution. Your accounts are federally insured by the NCUA up to $250,000 per depositor. Does c offer online and mobile banking?Most modern institutions like c provide digital access including online balance checks and transfers. Compare to other Credit Unions |
12-month CD rates can be found at 2.00%, 6-month CD rates at 3.28% and 3-month CD rates at 0.20%. Savings rates are at 0.50% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.31%. Credit Card rates are at 8.50%. Personal Loan rates are at 12.50%. All these rates, and more, can be found in our database of rates which you can compare to 
